First Bancorp, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Bancorp, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bancorp, Inc. Po Box 1000 Abingdon, VA 24212 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 969 |
| Total Mortgage Loan Application Amount | $174,735,000 |
| Average Mortgage Loan Application Amount | $164,000 |
| Highest Mortgage Loan Application Amount | $1,485,000 |
| Average Applicant Income | $80,833 |
| Highest Applicant Income | $1,787,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Virginia | 150 | $ 25,910,000 | $ 172,000 | $ 100,000 |
| Sullivan County Tennessee | 114 | $ 18,670,000 | $ 163,000 | $ 101,000 |
| Bedford County Virginia | 57 | $ 14,275,000 | $ 250,000 | $ 145,000 |
| Russell County Virginia | 54 | $ 5,320,000 | $ 98,000 | $ 66,000 |
| Augusta County Virginia | 52 | $ 9,540,000 | $ 183,000 | $ 110,000 |
| Washington County Tennessee | 44 | $ 7,940,000 | $ 180,000 | $ 106,000 |
| Lynchburg County Virginia | 42 | $ 8,860,000 | $ 210,000 | $ 132,000 |
| Franklin County Virginia | 37 | $ 8,625,000 | $ 233,000 | $ 116,000 |
| Montgomery County Virginia | 37 | $ 7,515,000 | $ 203,000 | $ 115,000 |
| Wise County Virginia | 36 | $ 3,320,000 | $ 92,000 | $ 69,000 |
| Bristol County Virginia | 31 | $ 3,775,000 | $ 121,000 | $ 77,000 |
| Rockingham County Virginia | 30 | $ 5,160,000 | $ 172,000 | $ 63,000 |
| Campbell County Virginia | 24 | $ 5,690,000 | $ 237,000 | $ 117,000 |
| Wythe County Virginia | 18 | $ 2,250,000 | $ 125,000 | $ 77,000 |
| Pulaski County Virginia | 15 | $ 2,535,000 | $ 169,000 | $ 68,000 |
| Hawkins County Tennessee | 13 | $ 2,605,000 | $ 200,000 | $ 80,000 |
| Amherst County Virginia | 13 | $ 2,165,000 | $ 166,000 | $ 118,000 |
| Smyth County Virginia | 11 | $ 1,385,000 | $ 125,000 | $ 78,000 |
| Floyd County Virginia | 10 | $ 1,540,000 | $ 154,000 | $ 93,000 |
| Hanover County Virginia | 10 | $ 3,010,000 | $ 301,000 | $ 186,000 |
| Henrico County Virginia | 9 | $ 1,865,000 | $ 207,000 | $ 92,000 |
| Norton County Virginia | 9 | $ 875,000 | $ 97,000 | $ 61,000 |
| Carter County Tennessee | 8 | $ 790,000 | $ 98,000 | $ 54,000 |
| Roanoke County Virginia | 7 | $ 1,645,000 | $ 235,000 | $ 162,000 |
| Dickenson County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 124,000 |
| Shenandoah County Virginia | 6 | $ 870,000 | $ 145,000 | $ 60,000 |
| Scott County Virginia | 5 | $ 415,000 | $ 83,000 | $ 48,000 |
| Forsyth County North Carolina | 4 | $ 700,000 | $ 175,000 | $ 89,000 |
| Surry County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 102,000 |
| Sevier County Tennessee | 4 | $ 800,000 | $ 200,000 | $ 156,000 |
| Frederick County Virginia | 4 | $ 830,000 | $ 207,000 | $ 120,000 |
| Giles County Virginia | 4 | $ 750,000 | $ 187,000 | $ 104,000 |
| Nelson County Virginia | 4 | $ 840,000 | $ 210,000 | $ 61,000 |
| Staunton County Virginia | 4 | $ 250,000 | $ 62,000 | $ 46,000 |
| Tazewell County Virginia | 4 | $ 490,000 | $ 122,000 | $ 64,000 |
| Appomattox County Virginia | 3 | $ 725,000 | $ 241,000 | $ 76,000 |
| Botetourt County Virginia | 3 | $ 295,000 | $ 98,000 | $ 45,000 |
| Charlottesville County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 276,000 |
| Chesterfield County Virginia | 3 | $ 475,000 | $ 158,000 | $ 69,000 |
| Harrisonburg County Virginia | 3 | $ 325,000 | $ 108,000 | $ 229,000 |
| Henry County Virginia | 3 | $ 485,000 | $ 161,000 | $ 76,000 |
| Lee County Virginia | 3 | $ 155,000 | $ 51,000 | $ 85,000 |
| Patrick County Virginia | 3 | $ 675,000 | $ 225,000 | $ 118,000 |
| Radford County Virginia | 3 | $ 225,000 | $ 75,000 | $ 61,000 |
| Roanoke City County Virginia | 3 | $ 695,000 | $ 231,000 | $ 124,000 |
| District of Columbia County District Of Columbia | 2 | $ 860,000 | $ 430,000 | $ 625,000 |
| Brunswick County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 172,000 |
| Buncombe County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 252,000 |
| Grainger County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 43,000 |
| Unicoi County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 206,000 |
| Albemarle County Virginia | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Caroline County Virginia | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Richmond City County Virginia | 2 | $ 290,000 | $ 145,000 | $ 230,000 |
| Johnson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Baltimore County Maryland | 1 | $ 465,000 | $ 465,000 | $ 165,000 |
| Prince George's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 373,000 |
| Alleghany County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Burke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Carteret County North Carolina | 1 | $ 965,000 | $ 965,000 | $ 1,787,000 |
| Chatham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 256,000 |
| Dare County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 121,000 |
| Edgecombe County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Madison County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 110,000 |
| Mecklenburg County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Montgomery County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Stanly County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Watauga County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 464,000 |
| Yadkin County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Cocke County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 226,000 |
| Davidson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Greene County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Bland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Brunswick County Virginia | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Buchanan County Virginia | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Carroll County Virginia | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Craig County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Dinwiddie County Virginia | 1 | $ 345,000 | $ 345,000 | $ 180,000 |
| Fluvanna County Virginia | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Galax County Virginia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Goochland County Virginia | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Greene County Virginia | 1 | $ 1,485,000 | $ 1,485,000 | $ 122,000 |
| James City County Virginia | 1 | $ 315,000 | $ 315,000 | $ 208,000 |
| King and Queen County Virginia | 1 | $ 325,000 | $ 325,000 | $ 151,000 |
| Loudoun County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Martinsville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Mecklenburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Middlesex County Virginia | 1 | $ 305,000 | $ 305,000 | $ 236,000 |
| Orange County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Page County Virginia | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Pittsylvania County Virginia | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Powhatan County Virginia | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Prince William County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 145,000 | $ 145,000 | $ 169,000 |
| Waynesboro County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Mercer County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bancorp, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 620 | $112,420,000 | $181,000 | $1,005,000 | $106,000 | $1,787,000 |
| Cash-out Refinancing | 147 | $24,515,000 | $166,000 | $485,000 | $98,000 | $625,000 |
| Refinancing | 136 | $29,910,000 | $219,000 | $1,485,000 | $117,000 | $549,000 |
| Other Purpose | 38 | $4,020,000 | $105,000 | $805,000 | $86,000 | $373,000 |
| Home Improvement | 17 | $1,165,000 | $68,000 | $225,000 | $78,000 | $177,000 |
| Not Applicable | 11 | $2,705,000 | $245,000 | $675,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 828 | $146,680,000 | $177,000 | $965,000 | $104,000 | $1,787,000 |
| Not applicable | 89 | $18,485,000 | $207,000 | $1,005,000 | $0 | $0 |
| Not Provided | 30 | $4,700,000 | $156,000 | $425,000 | $119,000 | $347,000 |
| Black or African American | 10 | $2,990,000 | $299,000 | $1,485,000 | $118,000 | $373,000 |
| Asian | 7 | $955,000 | $136,000 | $225,000 | $108,000 | $229,000 |
| Hispanic | 4 | $530,000 | $132,000 | $205,000 | $57,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $395,000 | $395,000 | $395,000 | $138,000 | $138,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 965 | $174,255,000 | $180,000 | $1,485,000 | $105,000 | $1,787,000 |
| FHA-insured (Federal Housing Administration) | 2 | $220,000 | $110,000 | $135,000 | $54,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 2 | $260,000 | $130,000 | $145,000 | $58,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 779 | $138,465,000 | $177,000 | $1,485,000 | $108,000 | $1,787,000 |
| Application Approved But Not Accepted | 90 | $17,620,000 | $195,000 | $475,000 | $100,000 | $625,000 |
| Application Withdrawn By Applicant | 47 | $8,405,000 | $178,000 | $725,000 | $100,000 | $365,000 |
| Application Denied By Financial Institution | 41 | $7,435,000 | $181,000 | $635,000 | $68,000 | $187,000 |
| Loan Purchased By The Institution | 11 | $2,705,000 | $245,000 | $675,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $33,000 | $33,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 928 | $167,300,000 | $180,000 | $1,485,000 | $107,000 | $1,787,000 |
| Credit History | 18 | $2,620,000 | $145,000 | $395,000 | $57,000 | $95,000 |
| Debt-To-Income Ratio | 15 | $2,905,000 | $193,000 | $635,000 | $75,000 | $177,000 |
| Unverifiable Information | 4 | $1,030,000 | $257,000 | $345,000 | $95,000 | $187,000 |
| Employment History | 3 | $775,000 | $258,000 | $395,000 | $72,000 | $115,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.