First American Bank, Ssb
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for First American Bank, Ssb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First American Bank, Ssb
2800 South Texas Ave
Bryan, TX 77805
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,850
Total Mortgage Loan Application Amount $394,838,000
Average Mortgage Loan Application Amount $160,100
Highest Mortgage Loan Application Amount $3,450,000
Average Applicant Income $93,900
Highest Applicant Income $2,000,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First American Bank, Ssb by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Brazos County Texas 840 $ 103,717,000 $ 123,000 $ 78,000
Ector County Texas 422 $ 29,625,000 $ 70,000 $ 67,000
Randall County Texas 372 $ 39,771,000 $ 106,000 $ 66,000
Midland County Texas 288 $ 25,744,000 $ 89,000 $ 71,000
Wichita County Texas 275 $ 19,677,000 $ 71,000 $ 67,000
Taylor County Texas 251 $ 18,304,000 $ 72,000 $ 46,000
Dallas County Texas 149 $ 26,148,000 $ 175,000 $ 100,000
Potter County Texas 140 $ 14,519,000 $ 103,000 $ 87,000
Collin County Texas 100 $ 12,072,000 $ 120,000 $ 103,000
Burleson County Texas 72 $ 6,069,000 $ 84,000 $ 59,000
Travis County Texas 66 $ 17,994,000 $ 272,000 $ 94,000
Tarrant County Texas 61 $ 7,742,000 $ 126,000 $ 89,000
Denton County Texas 50 $ 6,532,000 $ 130,000 $ 115,000
Palo Pinto County Texas 40 $ 2,761,000 $ 69,000 $ 71,000
Harris County Texas 39 $ 9,357,000 $ 239,000 $ 115,000
Brown County Texas 36 $ 995,000 $ 27,000 $ 45,000
Wise County Texas 30 $ 3,718,000 $ 123,000 $ 158,000
Montague County Texas 28 $ 1,707,000 $ 60,000 $ 52,000
Parker County Texas 28 $ 2,320,000 $ 82,000 $ 54,000
Tom Green County Texas 28 $ 2,248,000 $ 80,000 $ 82,000
Robertson County Texas 24 $ 1,930,000 $ 80,000 $ 83,000
Gray County Texas 22 $ 747,000 $ 33,000 $ 73,000
Hays County Texas 21 $ 2,634,000 $ 125,000 $ 72,000
Young County Texas 21 $ 1,159,000 $ 55,000 $ 49,000
Fort Bend County Texas 19 $ 3,341,000 $ 175,000 $ 119,000
Runnels County Texas 19 $ 955,000 $ 50,000 $ 37,000
Erath County Texas 18 $ 1,032,000 $ 57,000 $ 64,000
McCulloch County Texas 17 $ 896,000 $ 52,000 $ 29,000
Howard County Texas 16 $ 882,000 $ 55,000 $ 34,000
Eastland County Texas 14 $ 937,000 $ 66,000 $ 46,000
Jones County Texas 14 $ 589,000 $ 42,000 $ 49,000
Lampasas County Texas 13 $ 726,000 $ 55,000 $ 49,000
Stephens County Texas 13 $ 483,000 $ 37,000 $ 48,000
Archer County Texas 11 $ 1,046,000 $ 95,000 $ 62,000
Comanche County Texas 11 $ 585,000 $ 53,000 $ 61,000
Galveston County Texas 11 $ 1,311,000 $ 119,000 $ 56,000
Callahan County Texas 10 $ 555,000 $ 55,000 $ 37,000
Deaf Smith County Texas 10 $ 229,000 $ 22,000 $ 48,000
Montgomery County Texas 10 $ 1,328,000 $ 132,000 $ 203,000
Scurry County Texas 10 $ 290,000 $ 29,000 $ 43,000
Williamson County Texas 10 $ 1,178,000 $ 117,000 $ 88,000
Lubbock County Texas 9 $ 1,204,000 $ 133,000 $ 39,000
Baylor County Texas 8 $ 457,000 $ 57,000 $ 49,000
Clay County Texas 8 $ 302,000 $ 37,000 $ 59,000
Grimes County Texas 8 $ 583,000 $ 72,000 $ 74,000
Jack County Texas 7 $ 476,000 $ 68,000 $ 36,000
Carson County Texas 6 $ 426,000 $ 71,000 $ 53,000
Cooke County Texas 6 $ 343,000 $ 57,000 $ 73,000
Haskell County Texas 6 $ 239,000 $ 39,000 $ 32,000
Ward County Texas 6 $ 153,000 $ 25,000 $ 46,000
Coleman County Texas 5 $ 415,000 $ 83,000 $ 52,000
Grayson County Texas 5 $ 665,000 $ 133,000 $ 106,000
Hutchinson County Texas 5 $ 172,000 $ 34,000 $ 37,000
Leon County Texas 5 $ 439,000 $ 87,000 $ 29,000
Llano County Texas 5 $ 1,738,000 $ 347,000 $ 131,000
Mason County Texas 5 $ 302,000 $ 60,000 $ 100,000
Washington County Texas 5 $ 490,000 $ 98,000 $ 99,000
Wilbarger County Texas 5 $ 230,000 $ 46,000 $ 66,000
Armstrong County Texas 4 $ 421,000 $ 105,000 $ 63,000
Bastrop County Texas 4 $ 416,000 $ 104,000 $ 69,000
Brazoria County Texas 4 $ 477,000 $ 119,000 $ 90,000
Milam County Texas 4 $ 499,000 $ 124,000 $ 88,000
Mitchell County Texas 4 $ 233,000 $ 58,000 $ 38,000
Moore County Texas 4 $ 95,000 $ 23,000 $ 64,000
Rockwall County Texas 4 $ 319,000 $ 79,000 $ 62,000
Andrews County Texas 3 $ 227,000 $ 75,000 $ 47,000
Crane County Texas 3 $ 155,000 $ 51,000 $ 66,000
Ellis County Texas 3 $ 1,055,000 $ 351,000 $ 134,000
Freestone County Texas 3 $ 534,000 $ 178,000 $ 107,000
Knox County Texas 3 $ 41,000 $ 13,000 $ 40,000
San Saba County Texas 3 $ 307,000 $ 102,000 $ 57,000
Marshall County Oklahoma 2 $ 145,000 $ 72,000 $ 301,000
Burnet County Texas 2 $ 367,000 $ 183,000 $ 508,000
Caldwell County Texas 2 $ 162,000 $ 81,000 $ 27,000
Comal County Texas 2 $ 84,000 $ 42,000 $ 96,000
Dawson County Texas 2 $ 73,000 $ 36,000 $ 44,000
Hardeman County Texas 2 $ 29,000 $ 14,000 $ 36,000
Jeff Davis County Texas 2 $ 263,000 $ 131,000 $ 112,000
Kerr County Texas 2 $ 402,000 $ 201,000 $ 209,000
Limestone County Texas 2 $ 203,000 $ 101,000 $ 441,000
McLennan County Texas 2 $ 636,000 $ 318,000 $ 23,000
Reagan County Texas 2 $ 53,000 $ 26,000 $ 19,000
San Jacinto County Texas 2 $ 120,000 $ 60,000 $ 102,000
Throckmorton County Texas 2 $ 261,000 $ 130,000 $ 58,000
Uvalde County Texas 2 $ 389,000 $ 194,000 $ 91,000
Winkler County Texas 2 $ 101,000 $ 50,000 $ 47,000
Huerfano County Colorado 1 $ 175,000 $ 175,000 $ 181,000
Marion County Florida 1 $ 82,000 $ 82,000 $ 27,000
Lincoln County New Mexico 1 $ 70,000 $ 70,000 $ 89,000
Taos County New Mexico 1 $ 177,000 $ 177,000 $ 206,000
Jefferson County Oklahoma 1 $ 14,000 $ 14,000 $ 19,000
Tillman County Oklahoma 1 $ 13,000 $ 13,000 $ 33,000
Tulsa County Oklahoma 1 $ 82,000 $ 82,000 $ 126,000
Austin County Texas 1 $ 158,000 $ 158,000 $ 0
Bailey County Texas 1 $ 171,000 $ 171,000 $ 147,000
Bandera County Texas 1 $ 94,000 $ 94,000 $ 66,000
Bexar County Texas 1 $ 97,000 $ 97,000 $ 217,000
Bowie County Texas 1 $ 49,000 $ 49,000 $ 145,000
Concho County Texas 1 $ 15,000 $ 15,000 $ 82,000
Dimmit County Texas 1 $ 108,000 $ 108,000 $ 50,000
Donley County Texas 1 $ 150,000 $ 150,000 $ 384,000
Fannin County Texas 1 $ 19,000 $ 19,000 $ 28,000
Fisher County Texas 1 $ 23,000 $ 23,000 $ 45,000
Goliad County Texas 1 $ 150,000 $ 150,000 $ 84,000
Hartley County Texas 1 $ 10,000 $ 10,000 $ 104,000
Henderson County Texas 1 $ 237,000 $ 237,000 $ 278,000
Hunt County Texas 1 $ 35,000 $ 35,000 $ 264,000
Jefferson County Texas 1 $ 181,000 $ 181,000 $ 404,000
Kaufman County Texas 1 $ 58,000 $ 58,000 $ 42,000
Lee County Texas 1 $ 58,000 $ 58,000 $ 50,000
Live Oak County Texas 1 $ 95,000 $ 95,000 $ 38,000
Marion County Texas 1 $ 184,000 $ 184,000 $ 107,000
Menard County Texas 1 $ 8,000 $ 8,000 $ 32,000
Nolan County Texas 1 $ 44,000 $ 44,000 $ 21,000
Nueces County Texas 1 $ 75,000 $ 75,000 $ 24,000
Oldham County Texas 1 $ 67,000 $ 67,000 $ 28,000
Parmer County Texas 1 $ 4,000 $ 4,000 $ 61,000
Polk County Texas 1 $ 120,000 $ 120,000 $ 152,000
Presidio County Texas 1 $ 30,000 $ 30,000 $ 33,000
Roberts County Texas 1 $ 64,000 $ 64,000 $ 55,000
Shackelford County Texas 1 $ 27,000 $ 27,000 $ 96,000
Smith County Texas 1 $ 256,000 $ 256,000 $ 188,000
Upshur County Texas 1 $ 172,000 $ 172,000 $ 396,000
Walker County Texas 1 $ 600,000 $ 600,000 $ 0
Waller County Texas 1 $ 79,000 $ 79,000 $ 61,000
Wood County Texas 1 $ 98,000 $ 98,000 $ 59,000
Yoakum County Texas 1 $ 135,000 $ 135,000 $ 74,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First American Bank, Ssb in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase (one-to-four family) 1,771 $185,053,000 $90,750 $1,360,000 $90,250 $2,000,000
Refinancing (home purchase or home improvement, one-to-four family) 1,540 $186,397,000 $110,000 $1,430,000 $127,000 $957,000
Home Improvement (one-to-four family) 524 $11,741,000 $22,000 $317,000 $70,000 $960,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 15 $11,647,000 $776,000 $3,450,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,125 $318,732,000 $111,200 $1,430,000 $136,000 $2,000,000
Hispanic 346 $21,960,000 $38,500 $470,000 $35,000 $360,000
Information not provided by applicant in mail or telephone application 138 $17,638,000 $70,500 $1,107,000 $53,000 $686,000
Black 64 $5,692,000 $88,000 $280,000 $60,000 $558,000
Not applicable 63 $16,848,000 $267,000 $3,450,000 $0 $0
Asian or Pacific Islander 57 $7,108,000 $124,000 $323,000 $78,000 $840,000
Other 46 $6,118,000 $133,000 $592,000 $189,000 $957,000
American Indian or Alaskan Native 11 $742,000 $67,000 $129,000 $57,000 $174,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,308 $350,497,000 $107,200 $3,450,000 $118,800 $2,000,000
FHA-insured (Federal Housing Administration) 468 $36,961,000 $78,000 $225,000 $43,000 $178,000
VA-guaranteed (Veterans Administration) 74 $7,380,000 $99,000 $193,000 $58,000 $145,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,854 $291,904,000 $118,000 $3,450,000 $178,000 $2,000,000
Application Withdrawn By Applicant 407 $48,370,000 $118,000 $1,430,000 $75,000 $835,000
Application Denied By Financial Institution 335 $24,461,000 $77,000 $2,600,000 $89,500 $563,000
File Closed For Incompleteness 195 $23,598,000 $72,333 $900,000 $43,333 $840,000
Application Approved But Not Accepted 59 $6,505,000 $110,000 $650,000 $104,000 $600,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 81 $7,805,000 $89,000 $830,000 $94,500 $563,000
Debt-To-Income Ratio 59 $5,968,000 $101,000 $553,000 $43,000 $229,000
Other 24 $2,879,000 $119,000 $490,000 $66,000 $294,000
Collateral 13 $791,000 $60,000 $100,000 $33,000 $82,000
Unverifiable Information 12 $1,095,000 $91,000 $180,000 $43,000 $157,000
Employment History 5 $268,000 $53,000 $97,000 $54,000 $168,000
Credit Application Incomplete 2 $221,000 $110,000 $113,000 $62,000 $72,000
Mortgage Insurance Denied 2 $210,000 $105,000 $140,000 $101,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 1 $114,000 $114,000 $114,000 $37,000 $37,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List