First American Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First American Bank 301 Fayetteville Street, Suite 1200 Raleigh, NC 27601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,273 |
| Total Mortgage Loan Application Amount | $549,543,000 |
| Average Mortgage Loan Application Amount | $124,666 |
| Highest Mortgage Loan Application Amount | $5,440,000 |
| Average Applicant Income | $93,333 |
| Highest Applicant Income | $2,439,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 688 | $ 137,022,000 | $ 199,000 | $ 106,000 |
| Madison County Alabama | 515 | $ 88,650,000 | $ 172,000 | $ 99,000 |
| Morgan County Alabama | 414 | $ 49,203,000 | $ 118,000 | $ 76,000 |
| Limestone County Alabama | 281 | $ 31,254,000 | $ 111,000 | $ 76,000 |
| Lee County Alabama | 276 | $ 30,749,000 | $ 111,000 | $ 92,000 |
| Shelby County Alabama | 207 | $ 34,490,000 | $ 166,000 | $ 97,000 |
| Collier County Florida | 84 | $ 26,983,000 | $ 321,000 | $ 126,000 |
| St. Clair County Alabama | 73 | $ 9,181,000 | $ 125,000 | $ 64,000 |
| Tallapoosa County Alabama | 61 | $ 9,127,000 | $ 149,000 | $ 99,000 |
| Talladega County Alabama | 50 | $ 3,968,000 | $ 79,000 | $ 63,000 |
| Lawrence County Alabama | 48 | $ 4,582,000 | $ 95,000 | $ 58,000 |
| Clay County Alabama | 46 | $ 1,604,000 | $ 34,000 | $ 44,000 |
| Alachua County Florida | 40 | $ 6,383,000 | $ 159,000 | $ 74,000 |
| Osceola County Florida | 34 | $ 8,183,000 | $ 240,000 | $ 78,000 |
| Tuscaloosa County Alabama | 31 | $ 4,718,000 | $ 152,000 | $ 105,000 |
| Lake County Florida | 30 | $ 5,876,000 | $ 195,000 | $ 64,000 |
| Baldwin County Alabama | 29 | $ 11,461,000 | $ 395,000 | $ 371,000 |
| Lee County Florida | 28 | $ 8,165,000 | $ 291,000 | $ 144,000 |
| Giles County Tennessee | 17 | $ 1,690,000 | $ 99,000 | $ 63,000 |
| Macon County Alabama | 15 | $ 1,704,000 | $ 113,000 | $ 101,000 |
| Marshall County Alabama | 15 | $ 3,662,000 | $ 244,000 | $ 134,000 |
| Winston County Alabama | 14 | $ 3,337,000 | $ 238,000 | $ 183,000 |
| Chambers County Alabama | 13 | $ 553,000 | $ 42,000 | $ 44,000 |
| Lincoln County Tennessee | 13 | $ 1,558,000 | $ 119,000 | $ 58,000 |
| Montgomery County Alabama | 12 | $ 1,608,000 | $ 134,000 | $ 41,000 |
| Escambia County Florida | 11 | $ 3,364,000 | $ 305,000 | $ 246,000 |
| Blount County Alabama | 10 | $ 1,603,000 | $ 160,000 | $ 141,000 |
| Cullman County Alabama | 10 | $ 3,060,000 | $ 306,000 | $ 250,000 |
| Lauderdale County Alabama | 10 | $ 1,366,000 | $ 136,000 | $ 119,000 |
| Seminole County Florida | 9 | $ 1,579,000 | $ 175,000 | $ 62,000 |
| Bibb County Alabama | 8 | $ 1,106,000 | $ 138,000 | $ 97,000 |
| Walker County Alabama | 8 | $ 2,290,000 | $ 286,000 | $ 140,000 |
| Orange County Florida | 8 | $ 1,941,000 | $ 242,000 | $ 63,000 |
| Walton County Florida | 8 | $ 4,214,000 | $ 526,000 | $ 536,000 |
| Chilton County Alabama | 5 | $ 1,029,000 | $ 205,000 | $ 121,000 |
| Jackson County Alabama | 5 | $ 1,218,000 | $ 243,000 | $ 128,000 |
| Bay County Florida | 5 | $ 2,365,000 | $ 473,000 | $ 148,000 |
| Randolph County Alabama | 4 | $ 169,000 | $ 42,000 | $ 44,000 |
| Bradford County Florida | 4 | $ 656,000 | $ 164,000 | $ 63,000 |
| Santa Rosa County Florida | 4 | $ 432,000 | $ 108,000 | $ 36,000 |
| Calhoun County Alabama | 3 | $ 3,462,000 | $ 1,154,000 | $ 9,000 |
| Elmore County Alabama | 3 | $ 186,000 | $ 62,000 | $ 82,000 |
| Russell County Alabama | 3 | $ 549,000 | $ 183,000 | $ 83,000 |
| Broward County Florida | 3 | $ 1,084,000 | $ 361,000 | $ 173,000 |
| Okaloosa County Florida | 3 | $ 926,000 | $ 308,000 | $ 401,000 |
| DeKalb County Georgia | 3 | $ 616,000 | $ 205,000 | $ 160,000 |
| Fulton County Georgia | 3 | $ 1,092,000 | $ 364,000 | $ 202,000 |
| Lafayette County Mississippi | 3 | $ 640,000 | $ 213,000 | $ 233,000 |
| Guilford County North Carolina | 3 | $ 341,000 | $ 113,000 | $ 63,000 |
| Davidson County Tennessee | 3 | $ 559,000 | $ 186,000 | $ 331,000 |
| Sevier County Tennessee | 3 | $ 452,000 | $ 150,000 | $ 132,000 |
| Barbour County Alabama | 2 | $ 614,000 | $ 307,000 | $ 15,000 |
| Cherokee County Alabama | 2 | $ 135,000 | $ 67,000 | $ 60,000 |
| Colbert County Alabama | 2 | $ 251,000 | $ 125,000 | $ 53,000 |
| Marion County Alabama | 2 | $ 334,000 | $ 167,000 | $ 116,000 |
| Mobile County Alabama | 2 | $ 102,000 | $ 51,000 | $ 40,000 |
| Charlotte County Florida | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Clay County Florida | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Leon County Florida | 2 | $ 580,000 | $ 290,000 | $ 200,000 |
| Polk County Florida | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Carroll County Georgia | 2 | $ 369,000 | $ 184,000 | $ 85,000 |
| Gwinnett County Georgia | 2 | $ 602,000 | $ 301,000 | $ 102,000 |
| Harris County Georgia | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Paulding County Georgia | 2 | $ 227,000 | $ 113,000 | $ 76,000 |
| Mecklenburg County North Carolina | 2 | $ 261,000 | $ 130,000 | $ 110,000 |
| Onslow County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Moore County Tennessee | 2 | $ 354,000 | $ 177,000 | $ 212,000 |
| Fremont County Wyoming | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Teton County Wyoming | 2 | $ 1,667,000 | $ 833,000 | $ 125,000 |
| Crenshaw County Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| Etowah County Alabama | 1 | $ 160,000 | $ 160,000 | $ 1,000 |
| Fayette County Alabama | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Franklin County Alabama | 1 | $ 130,000 | $ 130,000 | $ 126,000 |
| Houston County Alabama | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Pike County Alabama | 1 | $ 183,000 | $ 183,000 | $ 135,000 |
| Sumter County Alabama | 1 | $ 258,000 | $ 258,000 | $ 80,000 |
| Eagle County Colorado | 1 | $ 2,100,000 | $ 2,100,000 | $ 2,146,000 |
| La Plata County Colorado | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Routt County Colorado | 1 | $ 680,000 | $ 680,000 | $ 168,000 |
| Brevard County Florida | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| Columbia County Florida | 1 | $ 179,000 | $ 179,000 | $ 80,000 |
| Franklin County Florida | 1 | $ 425,000 | $ 425,000 | $ 794,000 |
| Gadsden County Florida | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 281,000 | $ 281,000 | $ 52,000 |
| Highlands County Florida | 1 | $ 340,000 | $ 340,000 | $ 105,000 |
| Hillsborough County Florida | 1 | $ 5,440,000 | $ 5,440,000 | $ 0 |
| Levy County Florida | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Miami-Dade County Florida | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Palm Beach County Florida | 1 | $ 250,000 | $ 250,000 | $ 45,000 |
| Pasco County Florida | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Putnam County Florida | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| St. Johns County Florida | 1 | $ 496,000 | $ 496,000 | $ 264,000 |
| Suwannee County Florida | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Taylor County Florida | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Union County Florida | 1 | $ 392,000 | $ 392,000 | $ 256,000 |
| Douglas County Georgia | 1 | $ 166,000 | $ 166,000 | $ 97,000 |
| Fannin County Georgia | 1 | $ 267,000 | $ 267,000 | $ 164,000 |
| Gilmer County Georgia | 1 | $ 216,000 | $ 216,000 | $ 170,000 |
| Haralson County Georgia | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Lee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Polk County Georgia | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Toombs County Georgia | 1 | $ 116,000 | $ 116,000 | $ 28,000 |
| Towns County Georgia | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Union County Georgia | 1 | $ 182,000 | $ 182,000 | $ 143,000 |
| Walton County Georgia | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Riley County Kansas | 1 | $ 133,000 | $ 133,000 | $ 137,000 |
| Harrison County Mississippi | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Tishomingo County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 395,000 |
| Flathead County Montana | 1 | $ 325,000 | $ 325,000 | $ 220,000 |
| Avery County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 141,000 |
| Buncombe County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Macon County North Carolina | 1 | $ 1,650,000 | $ 1,650,000 | $ 596,000 |
| Oconee County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Hamilton County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 110,000 |
| Jefferson County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| Rutherford County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 95,000 |
| Shelby County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Smith County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 72,000 |
| Unicoi County Tennessee | 1 | $ 12,000 | $ 12,000 | $ 16,000 |
| Dallas County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Nueces County Texas | 1 | $ 204,000 | $ 204,000 | $ 95,000 |
| Tarrant County Texas | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| King County Washington | 1 | $ 300,000 | $ 300,000 | $ 290,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First American Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,055 | $366,886,000 | $178,000 | $2,400,000 | $95,000 | $2,439,000 |
| Refinancing | 1,070 | $178,145,000 | $166,000 | $5,440,000 | $107,000 | $2,406,000 |
| Home Improvement | 148 | $4,512,000 | $30,000 | $365,000 | $78,000 | $804,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,827 | $472,559,000 | $167,000 | $2,100,000 | $104,000 | $2,439,000 |
| Black or African American | 260 | $35,829,000 | $137,000 | $865,000 | $70,000 | $600,000 |
| Not applicable | 79 | $21,348,000 | $270,000 | $5,440,000 | $0 | $0 |
| Hispanic | 45 | $9,386,000 | $208,000 | $1,000,000 | $100,000 | $455,000 |
| Asian | 33 | $6,971,000 | $211,000 | $696,000 | $95,000 | $664,000 |
| Not Provided | 23 | $2,792,000 | $121,000 | $273,000 | $74,000 | $167,000 |
| American Indian or Alaskan Native | 4 | $512,000 | $128,000 | $224,000 | $60,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $146,000 | $73,000 | $106,000 | $107,000 | $169,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,183 | $536,301,000 | $168,000 | $5,440,000 | $99,000 | $2,439,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,683,000 | $180,000 | $413,000 | $63,000 | $162,000 |
| FHA-insured (Federal Housing Administration) | 34 | $4,405,000 | $129,000 | $201,000 | $52,000 | $104,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,154,000 | $113,000 | $151,000 | $41,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,776 | $461,030,000 | $166,000 | $5,440,000 | $101,000 | $2,439,000 |
| Application Withdrawn By Applicant | 299 | $58,658,000 | $196,000 | $1,500,000 | $87,000 | $804,000 |
| Application Denied By Financial Institution | 79 | $5,921,000 | $74,000 | $355,000 | $42,000 | $203,000 |
| Application Approved But Not Accepted | 76 | $15,544,000 | $204,000 | $940,000 | $115,000 | $1,592,000 |
| File Closed For Incompleteness | 43 | $8,390,000 | $195,000 | $846,000 | $66,000 | $211,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 46 | $2,145,000 | $46,000 | $270,000 | $33,000 | $122,000 |
| Debt-To-Income Ratio | 18 | $1,891,000 | $105,000 | $355,000 | $42,000 | $164,000 |
| Other | 6 | $827,000 | $137,000 | $272,000 | $60,000 | $141,000 |
| Collateral | 5 | $636,000 | $127,000 | $300,000 | $100,000 | $203,000 |
| Credit Application Incomplete | 2 | $234,000 | $117,000 | $163,000 | $50,000 | $58,000 |
| Employment History | 1 | $14,000 | $14,000 | $14,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $174,000 | $174,000 | $174,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.