First American Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First American Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First American Bank 301 Fayetteville Street, Suite 1200 Raleigh, NC 27601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,012 |
| Total Mortgage Loan Application Amount | $501,177,000 |
| Average Mortgage Loan Application Amount | $209,954 |
| Highest Mortgage Loan Application Amount | $7,487,000 |
| Average Applicant Income | $87,863 |
| Highest Applicant Income | $1,380,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 613 | $ 94,307,000 | $ 153,000 | $ 76,000 |
| Jefferson County Alabama | 567 | $ 130,572,000 | $ 230,000 | $ 74,000 |
| Morgan County Alabama | 363 | $ 42,323,000 | $ 116,000 | $ 57,000 |
| Lee County Alabama | 275 | $ 32,695,000 | $ 118,000 | $ 67,000 |
| Limestone County Alabama | 229 | $ 26,643,000 | $ 116,000 | $ 53,000 |
| Shelby County Alabama | 140 | $ 25,583,000 | $ 182,000 | $ 111,000 |
| Collier County Florida | 105 | $ 29,864,000 | $ 284,000 | $ 153,000 |
| Alachua County Florida | 66 | $ 13,579,000 | $ 205,000 | $ 83,000 |
| Tallapoosa County Alabama | 65 | $ 10,313,000 | $ 158,000 | $ 120,000 |
| Osceola County Florida | 65 | $ 11,564,000 | $ 177,000 | $ 75,000 |
| Lawrence County Alabama | 52 | $ 5,715,000 | $ 109,000 | $ 60,000 |
| St. Clair County Alabama | 47 | $ 5,640,000 | $ 120,000 | $ 56,000 |
| Talladega County Alabama | 36 | $ 2,444,000 | $ 67,000 | $ 57,000 |
| Lake County Florida | 35 | $ 6,282,000 | $ 179,000 | $ 91,000 |
| Clay County Alabama | 31 | $ 923,000 | $ 29,000 | $ 53,000 |
| Baldwin County Alabama | 24 | $ 7,428,000 | $ 309,000 | $ 188,000 |
| Lee County Florida | 23 | $ 5,289,000 | $ 229,000 | $ 68,000 |
| Tuscaloosa County Alabama | 22 | $ 2,712,000 | $ 123,000 | $ 98,000 |
| Marshall County Alabama | 18 | $ 3,301,000 | $ 183,000 | $ 85,000 |
| Giles County Tennessee | 13 | $ 1,524,000 | $ 117,000 | $ 58,000 |
| Winston County Alabama | 11 | $ 1,554,000 | $ 141,000 | $ 86,000 |
| Orange County Florida | 11 | $ 2,196,000 | $ 199,000 | $ 51,000 |
| Lincoln County Tennessee | 11 | $ 1,240,000 | $ 112,000 | $ 65,000 |
| Macon County Alabama | 10 | $ 988,000 | $ 98,000 | $ 86,000 |
| Walton County Florida | 10 | $ 4,229,000 | $ 422,000 | $ 166,000 |
| Chambers County Alabama | 8 | $ 625,000 | $ 78,000 | $ 54,000 |
| Cullman County Alabama | 7 | $ 888,000 | $ 126,000 | $ 96,000 |
| Jackson County Alabama | 7 | $ 928,000 | $ 132,000 | $ 85,000 |
| Escambia County Florida | 7 | $ 2,569,000 | $ 367,000 | $ 105,000 |
| Seminole County Florida | 6 | $ 821,000 | $ 136,000 | $ 40,000 |
| Bibb County Alabama | 5 | $ 698,000 | $ 139,000 | $ 138,000 |
| Elmore County Alabama | 5 | $ 2,196,000 | $ 439,000 | $ 279,000 |
| Lauderdale County Alabama | 5 | $ 585,000 | $ 117,000 | $ 56,000 |
| Blount County Alabama | 4 | $ 545,000 | $ 136,000 | $ 159,000 |
| Chilton County Alabama | 4 | $ 619,000 | $ 154,000 | $ 107,000 |
| DeKalb County Alabama | 4 | $ 533,000 | $ 133,000 | $ 118,000 |
| Volusia County Florida | 4 | $ 1,339,000 | $ 334,000 | $ 140,000 |
| Mobile County Alabama | 3 | $ 342,000 | $ 114,000 | $ 100,000 |
| Montgomery County Alabama | 3 | $ 231,000 | $ 77,000 | $ 44,000 |
| Marion County Florida | 3 | $ 440,000 | $ 146,000 | $ 41,000 |
| Sevier County Tennessee | 3 | $ 813,000 | $ 271,000 | $ 359,000 |
| Calhoun County Alabama | 2 | $ 188,000 | $ 94,000 | $ 92,000 |
| Coosa County Alabama | 2 | $ 131,000 | $ 65,000 | $ 235,000 |
| Dale County Alabama | 2 | $ 113,000 | $ 56,000 | $ 35,000 |
| Randolph County Alabama | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Russell County Alabama | 2 | $ 59,000 | $ 29,000 | $ 46,000 |
| Walker County Alabama | 2 | $ 78,000 | $ 39,000 | $ 33,000 |
| Bay County Florida | 2 | $ 574,000 | $ 287,000 | $ 182,000 |
| Brevard County Florida | 2 | $ 288,000 | $ 144,000 | $ 63,000 |
| Broward County Florida | 2 | $ 427,000 | $ 213,000 | $ 109,000 |
| Charlotte County Florida | 2 | $ 453,000 | $ 226,000 | $ 132,000 |
| Citrus County Florida | 2 | $ 463,000 | $ 231,000 | $ 392,000 |
| Clay County Florida | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Flagler County Florida | 2 | $ 483,000 | $ 241,000 | $ 78,000 |
| Franklin County Florida | 2 | $ 278,000 | $ 139,000 | $ 212,000 |
| Hillsborough County Florida | 2 | $ 562,000 | $ 281,000 | $ 122,000 |
| Okaloosa County Florida | 2 | $ 641,000 | $ 320,000 | $ 304,000 |
| St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 224,000 |
| Cobb County Georgia | 2 | $ 214,000 | $ 107,000 | $ 57,000 |
| Henry County Georgia | 2 | $ 166,000 | $ 83,000 | $ 87,000 |
| Muscogee County Georgia | 2 | $ 143,000 | $ 71,000 | $ 58,000 |
| Lee County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Davidson County Tennessee | 2 | $ 369,000 | $ 184,000 | $ 42,000 |
| Franklin County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 183,000 |
| Autauga County Alabama | 1 | $ 21,000 | $ 21,000 | $ 68,000 |
| Coffee County Alabama | 1 | $ 68,000 | $ 68,000 | $ 87,000 |
| Colbert County Alabama | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Escambia County Alabama | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Etowah County Alabama | 1 | $ 14,000 | $ 14,000 | $ 15,000 |
| Henry County Alabama | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Columbia County Florida | 1 | $ 166,000 | $ 166,000 | $ 77,000 |
| Dixie County Florida | 1 | $ 639,000 | $ 639,000 | $ 540,000 |
| Highlands County Florida | 1 | $ 262,000 | $ 262,000 | $ 234,000 |
| Polk County Florida | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Putnam County Florida | 1 | $ 170,000 | $ 170,000 | $ 82,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 458,000 |
| Sumter County Florida | 1 | $ 138,000 | $ 138,000 | $ 173,000 |
| Taylor County Florida | 1 | $ 494,000 | $ 494,000 | $ 0 |
| Bartow County Georgia | 1 | $ 150,000 | $ 150,000 | $ 77,000 |
| Bibb County Georgia | 1 | $ 152,000 | $ 152,000 | $ 72,000 |
| Coweta County Georgia | 1 | $ 263,000 | $ 263,000 | $ 130,000 |
| Dawson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Fulton County Georgia | 1 | $ 780,000 | $ 780,000 | $ 449,000 |
| Greene County Georgia | 1 | $ 1,122,000 | $ 1,122,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 109,000 | $ 109,000 | $ 80,000 |
| Paulding County Georgia | 1 | $ 300,000 | $ 300,000 | $ 103,000 |
| Union County Georgia | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Charles County Maryland | 1 | $ 331,000 | $ 331,000 | $ 69,000 |
| St. Joseph County Michigan | 1 | $ 88,000 | $ 88,000 | $ 16,000 |
| Lafayette County Mississippi | 1 | $ 293,000 | $ 293,000 | $ 449,000 |
| Tishomingo County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 224,000 |
| Belknap County New Hampshire | 1 | $ 500,000 | $ 500,000 | $ 276,000 |
| Buncombe County North Carolina | 1 | $ 720,000 | $ 720,000 | $ 301,000 |
| Jackson County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 53,000 |
| Macon County North Carolina | 1 | $ 416,000 | $ 416,000 | $ 258,000 |
| Madison County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 281,000 |
| Mecklenburg County North Carolina | 1 | $ 319,000 | $ 319,000 | $ 126,000 |
| Moore County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 122,000 |
| Allegheny County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Beaufort County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 75,000 |
| Maury County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Moore County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 188,000 |
| Shelby County Tennessee | 1 | $ 281,000 | $ 281,000 | $ 88,000 |
| Williamson County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 268,000 |
| Harris County Texas | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Teton County Wyoming | 1 | $ 735,000 | $ 735,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First American Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,909 | $328,987,000 | $269,916 | $7,487,000 | $118,166 | $1,380,000 |
| Refinancing | 1,015 | $168,021,000 | $194,666 | $1,260,000 | $67,166 | $1,305,000 |
| Home Improvement | 88 | $4,169,000 | $53,000 | $365,000 | $28,000 | $314,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,588 | $422,014,000 | $238,333 | $1,520,000 | $114,750 | $1,380,000 |
| Black or African American | 183 | $23,369,000 | $162,333 | $600,000 | $72,500 | $402,000 |
| Not applicable | 90 | $32,025,000 | $602,000 | $7,487,000 | $0 | $0 |
| Hispanic | 63 | $8,920,000 | $140,000 | $460,000 | $59,333 | $240,000 |
| Asian | 41 | $7,006,000 | $210,000 | $590,000 | $101,333 | $797,000 |
| Not Provided | 39 | $6,364,000 | $269,000 | $555,000 | $112,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,185,000 | $245,000 | $618,000 | $93,500 | $247,000 |
| American Indian or Alaskan Native | 2 | $294,000 | $147,000 | $195,000 | $68,500 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,922 | $490,999,000 | $257,384 | $7,487,000 | $102,076 | $1,380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $3,824,000 | $106,000 | $252,000 | $37,000 | $78,000 |
| FHA-insured (Federal Housing Administration) | 32 | $2,951,000 | $99,500 | $143,000 | $38,500 | $61,000 |
| VA-guaranteed (Veterans Administration) | 22 | $3,403,000 | $204,666 | $331,000 | $67,000 | $164,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,597 | $439,231,000 | $281,076 | $7,487,000 | $107,538 | $1,380,000 |
| Application Withdrawn By Applicant | 250 | $40,423,000 | $189,666 | $1,193,000 | $76,666 | $650,000 |
| Application Denied By Financial Institution | 86 | $7,899,000 | $113,800 | $650,000 | $58,600 | $466,000 |
| Application Approved But Not Accepted | 43 | $7,413,000 | $215,000 | $450,000 | $102,333 | $360,000 |
| File Closed For Incompleteness | 36 | $6,211,000 | $213,000 | $620,000 | $95,000 | $458,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $3,105,000 | $115,600 | $275,000 | $50,200 | $130,000 |
| Debt-To-Income Ratio | 10 | $1,266,000 | $144,000 | $345,000 | $27,000 | $73,000 |
| Other | 9 | $1,770,000 | $117,000 | $618,000 | $272,500 | $466,000 |
| Collateral | 8 | $1,585,000 | $149,500 | $650,000 | $99,500 | $307,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $148,000 | $74,000 | $77,000 | $34,000 | $39,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $16,000 | $16,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.