Financial Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Financial Federal Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Financial Federal Bank
1715 Aaron Brenner Drive
Memphis, TN 38120
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 525
Total Mortgage Loan Application Amount $237,510,000
Average Mortgage Loan Application Amount $468,000
Highest Mortgage Loan Application Amount $18,000,000
Average Applicant Income $160,000
Highest Applicant Income $3,463,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Financial Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Financial Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Financial Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Financial Federal Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Financial Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Financial Federal Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for Financial Federal Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby County Tennessee 449 $ 144,220,000 $ 321,000 $ 137,000
DeSoto County Mississippi 7 $ 1,622,000 $ 231,000 $ 74,000
Fayette County Tennessee 7 $ 1,662,000 $ 237,000 $ 134,000
Boulder County Colorado 5 $ 2,794,000 $ 558,000 $ 48,000
Walton County Florida 5 $ 2,399,000 $ 479,000 $ 338,000
Davidson County Tennessee 5 $ 9,312,000 $ 1,862,000 $ 109,000
Tipton County Tennessee 4 $ 930,000 $ 232,000 $ 79,000
Cleburne County Arkansas 2 $ 693,000 $ 346,000 $ 931,000
Crittenden County Arkansas 2 $ 587,000 $ 293,000 $ 346,000
Macon County North Carolina 2 $ 482,000 $ 241,000 $ 163,000
Mecklenburg County North Carolina 2 $ 22,850,000 $ 11,425,000 $ 0
Bradley County Tennessee 2 $ 3,194,000 $ 1,597,000 $ 0
Hardin County Tennessee 2 $ 732,000 $ 366,000 $ 995,000
Whatcom County Washington 2 $ 3,120,000 $ 1,560,000 $ 928,000
Baldwin County Alabama 1 $ 200,000 $ 200,000 $ 91,000
Colbert County Alabama 1 $ 223,000 $ 223,000 $ 317,000
Jefferson County Alabama 1 $ 230,000 $ 230,000 $ 100,000
Lee County Alabama 1 $ 83,000 $ 83,000 $ 248,000
Mobile County Alabama 1 $ 18,000,000 $ 18,000,000 $ 0
Maricopa County Arizona 1 $ 500,000 $ 500,000 $ 1,170,000
Garland County Arkansas 1 $ 190,000 $ 190,000 $ 429,000
Pulaski County Arkansas 1 $ 193,000 $ 193,000 $ 112,000
Marin County California 1 $ 600,000 $ 600,000 $ 840,000
Fairfield County Connecticut 1 $ 3,500,000 $ 3,500,000 $ 3,463,000
Martin County Florida 1 $ 263,000 $ 263,000 $ 135,000
Okaloosa County Florida 1 $ 352,000 $ 352,000 $ 0
Clarke County Georgia 1 $ 146,000 $ 146,000 $ 113,000
Clayton County Georgia 1 $ 2,289,000 $ 2,289,000 $ 0
Cobb County Georgia 1 $ 319,000 $ 319,000 $ 0
Jefferson County Kentucky 1 $ 275,000 $ 275,000 $ 114,000
Hinds County Mississippi 1 $ 2,300,000 $ 2,300,000 $ 0
Jefferson County Missouri 1 $ 208,000 $ 208,000 $ 71,000
Gallatin County Montana 1 $ 400,000 $ 400,000 $ 189,000
Buncombe County North Carolina 1 $ 417,000 $ 417,000 $ 433,000
New Hanover County North Carolina 1 $ 7,350,000 $ 7,350,000 $ 0
Onslow County North Carolina 1 $ 600,000 $ 600,000 $ 227,000
Hamilton County Ohio 1 $ 112,000 $ 112,000 $ 87,000
Hardeman County Tennessee 1 $ 50,000 $ 50,000 $ 10,000
Madison County Tennessee 1 $ 245,000 $ 245,000 $ 107,000
Rutherford County Tennessee 1 $ 195,000 $ 195,000 $ 85,000
Williamson County Tennessee 1 $ 236,000 $ 236,000 $ 30,000
El Paso County Texas 1 $ 3,150,000 $ 3,150,000 $ 0
James City County Virginia 1 $ 287,000 $ 287,000 $ 130,000

Mortgage Loan Application Detail Totals for Financial Federal Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 340 $140,611,000 $413,000 $18,000,000 $138,000 $3,463,000
Refinancing 185 $96,899,000 $523,000 $8,000,000 $182,000 $1,360,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 418 $110,841,000 $265,000 $3,500,000 $172,000 $3,463,000
Not applicable 61 $117,554,000 $1,927,000 $18,000,000 $37,000 $162,000
Asian 22 $4,345,000 $197,000 $413,000 $124,000 $312,000
Black or African American 18 $3,663,000 $203,000 $417,000 $160,000 $471,000
Hispanic 6 $1,107,000 $184,000 $376,000 $160,000 $352,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 481 $228,181,000 $474,000 $18,000,000 $160,000 $3,463,000
FHA-insured (Federal Housing Administration) 35 $6,115,000 $174,000 $403,000 $78,000 $248,000
VA-guaranteed (Veterans Administration) 9 $3,214,000 $357,000 $501,000 $124,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 472 $221,583,000 $469,000 $18,000,000 $150,000 $1,791,000
Application Withdrawn By Applicant 38 $12,804,000 $336,000 $3,500,000 $229,000 $3,463,000
Application Denied By Financial Institution 14 $2,723,000 $194,000 $417,000 $76,000 $212,000
Application Approved But Not Accepted 1 $400,000 $400,000 $400,000 $92,000 $92,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $1,484,000 $247,000 $417,000 $82,000 $212,000
Debt-To-Income Ratio 5 $652,000 $130,000 $224,000 $25,000 $49,000
Collateral 3 $587,000 $195,000 $340,000 $150,000 $192,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Financial Federal Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Financial Federal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

Download the Tennessee Lender List