The Fidelity Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for The Fidelity Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address The Fidelity Bank
100 S. Main Street
Fuquay-Varina, NC 27526
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,075
Total Mortgage Loan Application Amount $504,415,000
Average Mortgage Loan Application Amount $212,600
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $156,800
Highest Applicant Income $4,650,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for The Fidelity Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 371 $ 97,565,000 $ 262,000 $ 201,000
Guilford County North Carolina 141 $ 37,225,000 $ 264,000 $ 122,000
Davidson County North Carolina 121 $ 22,375,000 $ 184,000 $ 93,000
Moore County North Carolina 120 $ 31,770,000 $ 264,000 $ 159,000
Alamance County North Carolina 93 $ 18,545,000 $ 199,000 $ 128,000
Forsyth County North Carolina 87 $ 22,285,000 $ 256,000 $ 246,000
Randolph County North Carolina 82 $ 12,310,000 $ 150,000 $ 87,000
Chatham County North Carolina 80 $ 23,440,000 $ 293,000 $ 163,000
Cleveland County North Carolina 78 $ 16,740,000 $ 214,000 $ 135,000
Gaston County North Carolina 62 $ 10,940,000 $ 176,000 $ 93,000
Henry County Virginia 56 $ 7,040,000 $ 125,000 $ 83,000
Durham County North Carolina 54 $ 17,340,000 $ 321,000 $ 131,000
Harnett County North Carolina 54 $ 13,490,000 $ 249,000 $ 121,000
Montgomery County North Carolina 52 $ 8,490,000 $ 163,000 $ 88,000
Rowan County North Carolina 40 $ 8,460,000 $ 211,000 $ 110,000
Rockingham County North Carolina 38 $ 7,700,000 $ 202,000 $ 208,000
Lee County North Carolina 34 $ 6,160,000 $ 181,000 $ 120,000
Johnston County North Carolina 33 $ 6,095,000 $ 184,000 $ 130,000
Richmond County North Carolina 33 $ 3,155,000 $ 95,000 $ 77,000
Cumberland County North Carolina 31 $ 5,785,000 $ 186,000 $ 197,000
Person County North Carolina 26 $ 5,350,000 $ 205,000 $ 215,000
Granville County North Carolina 24 $ 4,880,000 $ 203,000 $ 111,000
Mecklenburg County North Carolina 23 $ 8,035,000 $ 349,000 $ 241,000
Orange County North Carolina 23 $ 12,235,000 $ 531,000 $ 195,000
Hoke County North Carolina 21 $ 2,345,000 $ 111,000 $ 81,000
Franklin County North Carolina 18 $ 5,210,000 $ 289,000 $ 156,000
Martinsville County Virginia 17 $ 2,555,000 $ 150,000 $ 76,000
Caswell County North Carolina 15 $ 2,415,000 $ 161,000 $ 81,000
Davie County North Carolina 14 $ 4,370,000 $ 312,000 $ 175,000
Brunswick County North Carolina 13 $ 5,085,000 $ 391,000 $ 154,000
Iredell County North Carolina 13 $ 4,175,000 $ 321,000 $ 203,000
Carteret County North Carolina 12 $ 3,980,000 $ 331,000 $ 352,000
Lincoln County North Carolina 11 $ 2,355,000 $ 214,000 $ 252,000
Vance County North Carolina 10 $ 2,470,000 $ 247,000 $ 115,000
Franklin County Virginia 10 $ 1,960,000 $ 196,000 $ 131,000
New Hanover County North Carolina 9 $ 7,185,000 $ 798,000 $ 241,000
Watauga County North Carolina 9 $ 6,025,000 $ 669,000 $ 363,000
Greenville County South Carolina 9 $ 3,405,000 $ 378,000 $ 203,000
Spartanburg County South Carolina 8 $ 2,680,000 $ 335,000 $ 639,000
Onslow County North Carolina 7 $ 9,265,000 $ 1,323,000 $ 204,000
Rutherford County North Carolina 7 $ 2,345,000 $ 335,000 $ 209,000
Sampson County North Carolina 7 $ 1,085,000 $ 155,000 $ 315,000
Bedford County Virginia 7 $ 2,265,000 $ 323,000 $ 147,000
Horry County South Carolina 6 $ 1,030,000 $ 171,000 $ 210,000
Pittsylvania County Virginia 6 $ 990,000 $ 165,000 $ 89,000
Ashe County North Carolina 5 $ 735,000 $ 147,000 $ 272,000
Stokes County North Carolina 5 $ 1,005,000 $ 201,000 $ 84,000
Roanoke City County Virginia 5 $ 1,465,000 $ 293,000 $ 130,000
Cabarrus County North Carolina 4 $ 370,000 $ 92,000 $ 157,000
Halifax County North Carolina 4 $ 1,620,000 $ 405,000 $ 226,000
Warren County North Carolina 4 $ 2,280,000 $ 570,000 $ 245,000
Dare County North Carolina 3 $ 1,385,000 $ 461,000 $ 424,000
Robeson County North Carolina 3 $ 275,000 $ 91,000 $ 105,000
Surry County North Carolina 3 $ 615,000 $ 205,000 $ 80,000
York County South Carolina 3 $ 685,000 $ 228,000 $ 218,000
Patrick County Virginia 3 $ 715,000 $ 238,000 $ 76,000
Avery County North Carolina 2 $ 150,000 $ 75,000 $ 203,000
Burke County North Carolina 2 $ 230,000 $ 115,000 $ 93,000
Pitt County North Carolina 2 $ 290,000 $ 145,000 $ 239,000
Scotland County North Carolina 2 $ 440,000 $ 220,000 $ 31,000
Stanly County North Carolina 2 $ 510,000 $ 255,000 $ 218,000
Wilson County North Carolina 2 $ 250,000 $ 125,000 $ 117,000
Cherokee County South Carolina 2 $ 930,000 $ 465,000 $ 168,000
Brunswick County Virginia 2 $ 1,600,000 $ 800,000 $ 368,000
Buncombe County North Carolina 1 $ 335,000 $ 335,000 $ 260,000
Caldwell County North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Haywood County North Carolina 1 $ 285,000 $ 285,000 $ 200,000
McDowell County North Carolina 1 $ 255,000 $ 255,000 $ 623,000
Mitchell County North Carolina 1 $ 95,000 $ 95,000 $ 52,000
Union County North Carolina 1 $ 105,000 $ 105,000 $ 70,000
Yadkin County North Carolina 1 $ 405,000 $ 405,000 $ 120,000
Beaufort County South Carolina 1 $ 775,000 $ 775,000 $ 339,000
Georgetown County South Carolina 1 $ 805,000 $ 805,000 $ 303,000
Richland County South Carolina 1 $ 135,000 $ 135,000 $ 876,000
Sumter County South Carolina 1 $ 245,000 $ 245,000 $ 103,000
Williamson County Tennessee 1 $ 305,000 $ 305,000 $ 120,000
Henrico County Virginia 1 $ 285,000 $ 285,000 $ 57,000
Mecklenburg County Virginia 1 $ 105,000 $ 105,000 $ 398,000
Nelson County Virginia 1 $ 455,000 $ 455,000 $ 100,000
Powhatan County Virginia 1 $ 675,000 $ 675,000 $ 200,000
Roanoke County Virginia 1 $ 325,000 $ 325,000 $ 98,000
Spotsylvania County Virginia 1 $ 105,000 $ 105,000 $ 137,000
Washington County Virginia 1 $ 165,000 $ 165,000 $ 79,000
Waynesboro County Virginia 1 $ 395,000 $ 395,000 $ 74,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for The Fidelity Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 814 $297,780,000 $365,000 $6,005,000 $135,000 $1,398,000
Home Improvement 393 $49,435,000 $125,000 $1,865,000 $145,000 $1,906,000
Refinancing 369 $76,805,000 $208,000 $1,205,000 $173,000 $3,718,000
Other Purpose 364 $49,100,000 $134,000 $1,005,000 $191,000 $4,650,000
Cash-out Refinancing 135 $31,295,000 $231,000 $1,165,000 $140,000 $4,200,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,582 $344,530,000 $217,000 $1,445,000 $155,000 $4,650,000
Not Provided 132 $33,650,000 $254,000 $1,665,000 $175,000 $1,906,000
Not applicable 127 $73,145,000 $575,000 $6,005,000 $0 $0
Black or African American 97 $18,685,000 $192,000 $1,005,000 $101,000 $768,000
Hispanic 71 $15,705,000 $221,000 $1,205,000 $123,000 $595,000
Asian 39 $11,325,000 $290,000 $1,505,000 $259,000 $1,727,000
American Indian or Alaskan Native 9 $2,875,000 $319,000 $1,205,000 $124,000 $293,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,984 $481,810,000 $242,000 $6,005,000 $158,000 $4,650,000
FHA-insured (Federal Housing Administration) 54 $10,740,000 $198,000 $405,000 $88,000 $1,098,000
VA-guaranteed (Veterans Administration) 27 $10,205,000 $377,000 $1,005,000 $115,000 $241,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $1,660,000 $166,000 $285,000 $49,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,474 $337,890,000 $229,000 $5,005,000 $161,000 $4,650,000
Application Withdrawn By Applicant 219 $64,685,000 $295,000 $6,005,000 $182,000 $4,200,000
Application Denied By Financial Institution 181 $34,955,000 $193,000 $3,095,000 $86,000 $797,000
Preapproval Approved but not Accepted 78 $38,210,000 $489,000 $1,665,000 $153,000 $522,000
Application Approved But Not Accepted 69 $14,965,000 $216,000 $945,000 $170,000 $1,727,000
Preapproval Denied by Financial Institution 34 $9,220,000 $271,000 $1,005,000 $98,000 $1,098,000
File Closed For Incompleteness 20 $4,490,000 $224,000 $825,000 $108,000 $441,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,860 $460,240,000 $247,000 $6,005,000 $162,000 $4,650,000
Debt-To-Income Ratio 109 $22,755,000 $208,000 $3,095,000 $65,000 $304,000
Credit History 64 $9,950,000 $155,000 $645,000 $100,000 $1,098,000
Collateral 28 $6,950,000 $248,000 $1,135,000 $123,000 $797,000
Employment History 8 $2,090,000 $261,000 $465,000 $72,000 $200,000
Other 3 $695,000 $231,000 $425,000 $84,000 $147,000
Credit Application Incomplete 2 $1,280,000 $640,000 $715,000 $220,000 $256,000
Unverifiable Information 1 $455,000 $455,000 $455,000 $768,000 $768,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List