The Fidelity Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for The Fidelity Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | The Fidelity Bank 100 S. Main Street Fuquay-Varina, NC 27526 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,667 |
| Total Mortgage Loan Application Amount | $310,945,000 |
| Average Mortgage Loan Application Amount | $167,800 |
| Highest Mortgage Loan Application Amount | $9,165,000 |
| Average Applicant Income | $111,600 |
| Highest Applicant Income | $1,455,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 316 | $ 61,330,000 | $ 194,000 | $ 145,000 |
| Moore County North Carolina | 123 | $ 23,305,000 | $ 189,000 | $ 110,000 |
| Guilford County North Carolina | 110 | $ 26,140,000 | $ 237,000 | $ 107,000 |
| Cleveland County North Carolina | 95 | $ 14,805,000 | $ 155,000 | $ 111,000 |
| Forsyth County North Carolina | 86 | $ 14,900,000 | $ 173,000 | $ 117,000 |
| Randolph County North Carolina | 74 | $ 8,820,000 | $ 119,000 | $ 81,000 |
| Davidson County North Carolina | 72 | $ 8,660,000 | $ 120,000 | $ 69,000 |
| Durham County North Carolina | 71 | $ 17,225,000 | $ 242,000 | $ 138,000 |
| Alamance County North Carolina | 69 | $ 9,875,000 | $ 143,000 | $ 95,000 |
| Chatham County North Carolina | 60 | $ 11,590,000 | $ 193,000 | $ 120,000 |
| Montgomery County North Carolina | 52 | $ 4,860,000 | $ 93,000 | $ 72,000 |
| Henry County Virginia | 48 | $ 7,020,000 | $ 146,000 | $ 71,000 |
| Granville County North Carolina | 40 | $ 5,700,000 | $ 142,000 | $ 81,000 |
| Harnett County North Carolina | 40 | $ 6,520,000 | $ 163,000 | $ 81,000 |
| Richmond County North Carolina | 33 | $ 2,935,000 | $ 88,000 | $ 87,000 |
| Orange County North Carolina | 31 | $ 6,365,000 | $ 205,000 | $ 193,000 |
| Rockingham County North Carolina | 27 | $ 3,465,000 | $ 128,000 | $ 85,000 |
| Gaston County North Carolina | 21 | $ 2,525,000 | $ 120,000 | $ 95,000 |
| Hoke County North Carolina | 18 | $ 1,720,000 | $ 95,000 | $ 110,000 |
| Iredell County North Carolina | 18 | $ 3,980,000 | $ 221,000 | $ 134,000 |
| Rowan County North Carolina | 18 | $ 3,350,000 | $ 186,000 | $ 85,000 |
| Lee County North Carolina | 17 | $ 2,315,000 | $ 136,000 | $ 96,000 |
| Cumberland County North Carolina | 14 | $ 3,110,000 | $ 222,000 | $ 88,000 |
| Mecklenburg County North Carolina | 14 | $ 3,200,000 | $ 228,000 | $ 345,000 |
| Martinsville County Virginia | 14 | $ 1,280,000 | $ 91,000 | $ 44,000 |
| Person County North Carolina | 13 | $ 1,755,000 | $ 135,000 | $ 82,000 |
| Carteret County North Carolina | 11 | $ 3,165,000 | $ 287,000 | $ 326,000 |
| Caswell County North Carolina | 11 | $ 785,000 | $ 71,000 | $ 75,000 |
| Brunswick County North Carolina | 10 | $ 3,440,000 | $ 344,000 | $ 147,000 |
| Davie County North Carolina | 8 | $ 2,240,000 | $ 280,000 | $ 70,000 |
| Johnston County North Carolina | 8 | $ 1,530,000 | $ 191,000 | $ 165,000 |
| Watauga County North Carolina | 8 | $ 1,770,000 | $ 221,000 | $ 232,000 |
| Franklin County North Carolina | 6 | $ 1,190,000 | $ 198,000 | $ 91,000 |
| Robeson County North Carolina | 6 | $ 590,000 | $ 98,000 | $ 87,000 |
| Vance County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 183,000 |
| Cabarrus County North Carolina | 5 | $ 2,355,000 | $ 471,000 | $ 230,000 |
| York County South Carolina | 5 | $ 1,795,000 | $ 359,000 | $ 236,000 |
| New Hanover County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 245,000 |
| Sampson County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 402,000 |
| Warren County North Carolina | 4 | $ 1,600,000 | $ 400,000 | $ 167,000 |
| Yadkin County North Carolina | 4 | $ 570,000 | $ 142,000 | $ 77,000 |
| Horry County South Carolina | 4 | $ 720,000 | $ 180,000 | $ 181,000 |
| Franklin County Virginia | 4 | $ 860,000 | $ 215,000 | $ 78,000 |
| Roanoke County Virginia | 4 | $ 820,000 | $ 205,000 | $ 107,000 |
| Lincoln County North Carolina | 3 | $ 425,000 | $ 141,000 | $ 81,000 |
| Buncombe County North Carolina | 2 | $ 3,260,000 | $ 1,630,000 | $ 0 |
| Northampton County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 163,000 |
| Pitt County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Scotland County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Stokes County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Patrick County Virginia | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Avery County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Burke County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Caldwell County North Carolina | 1 | $ 1,285,000 | $ 1,285,000 | $ 943,000 |
| Catawba County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
| Dare County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Macon County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 129,000 |
| Nash County North Carolina | 1 | $ 3,055,000 | $ 3,055,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pender County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 354,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Stanly County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Wilkes County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 696,000 |
| Marlboro County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Carter County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 281,000 |
| Sumner County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Williamson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Bedford County Virginia | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Floyd County Virginia | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Halifax County Virginia | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| James City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Lynchburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 260,000 |
| Pulaski County Virginia | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Roanoke City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The Fidelity Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 566 | $149,310,000 | $263,000 | $9,165,000 | $109,000 | $1,455,000 |
| Refinancing | 385 | $80,795,000 | $209,000 | $3,055,000 | $132,000 | $1,055,000 |
| Other Purpose | 363 | $35,075,000 | $96,000 | $485,000 | $129,000 | $829,000 |
| Home Improvement | 203 | $18,985,000 | $93,000 | $1,735,000 | $105,000 | $874,000 |
| Cash-out Refinancing | 150 | $26,780,000 | $178,000 | $485,000 | $83,000 | $357,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,389 | $224,555,000 | $161,000 | $1,285,000 | $117,000 | $1,455,000 |
| Not applicable | 105 | $59,025,000 | $562,000 | $9,165,000 | $0 | $0 |
| Black or African American | 67 | $8,245,000 | $123,000 | $425,000 | $83,000 | $679,000 |
| Hispanic | 37 | $5,465,000 | $147,000 | $1,205,000 | $76,000 | $500,000 |
| Asian | 27 | $5,195,000 | $192,000 | $505,000 | $122,000 | $983,000 |
| Not Provided | 25 | $5,745,000 | $229,000 | $765,000 | $154,000 | $942,000 |
| American Indian or Alaskan Native | 5 | $755,000 | $151,000 | $255,000 | $71,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $149,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,559 | $289,525,000 | $185,000 | $9,165,000 | $120,000 | $1,455,000 |
| FHA-insured (Federal Housing Administration) | 44 | $7,640,000 | $173,000 | $415,000 | $60,000 | $137,000 |
| VA-guaranteed (Veterans Administration) | 38 | $9,520,000 | $250,000 | $515,000 | $78,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $4,260,000 | $163,000 | $355,000 | $49,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,126 | $196,490,000 | $174,000 | $1,935,000 | $125,000 | $1,455,000 |
| Application Denied By Financial Institution | 247 | $39,405,000 | $159,000 | $9,165,000 | $76,000 | $983,000 |
| Application Withdrawn By Applicant | 230 | $52,650,000 | $228,000 | $3,055,000 | $105,000 | $642,000 |
| Application Approved But Not Accepted | 38 | $16,080,000 | $423,000 | $9,165,000 | $191,000 | $767,000 |
| Preapproval Approved but not Accepted | 13 | $3,565,000 | $274,000 | $485,000 | $100,000 | $298,000 |
| Preapproval Denied by Financial Institution | 7 | $955,000 | $136,000 | $205,000 | $42,000 | $65,000 |
| File Closed For Incompleteness | 6 | $1,800,000 | $300,000 | $1,155,000 | $62,000 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,413 | $270,585,000 | $191,000 | $9,165,000 | $123,000 | $1,455,000 |
| Debt-To-Income Ratio | 134 | $19,310,000 | $144,000 | $1,205,000 | $74,000 | $983,000 |
| Credit History | 58 | $4,180,000 | $72,000 | $485,000 | $62,000 | $358,000 |
| Collateral | 35 | $3,395,000 | $97,000 | $555,000 | $89,000 | $461,000 |
| Credit Application Incomplete | 16 | $11,100,000 | $693,000 | $9,165,000 | $72,000 | $298,000 |
| Other | 4 | $610,000 | $152,000 | $265,000 | $125,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $355,000 | $118,000 | $185,000 | $47,000 | $69,000 |
| Unverifiable Information | 2 | $1,070,000 | $535,000 | $825,000 | $224,000 | $224,000 |
| Employment History | 2 | $340,000 | $170,000 | $255,000 | $79,000 | $124,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.