Fedchoice Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Fedchoice Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Fedchoice Federal Credit Union
10001Willowdalerd
Lanham, MD 20706
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 398
Total Mortgage Loan Application Amount $51,390,000
Average Mortgage Loan Application Amount $174,800
Highest Mortgage Loan Application Amount $795,000
Average Applicant Income $133,600
Highest Applicant Income $1,056,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Fedchoice Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's County Maryland 116 $ 17,680,000 $ 152,000 $ 135,000
Philadelphia County Pennsylvania 22 $ 2,190,000 $ 99,000 $ 76,000
Montgomery County Maryland 21 $ 2,795,000 $ 133,000 $ 214,000
District of Columbia County District Of Columbia 20 $ 2,790,000 $ 139,000 $ 133,000
Fairfax County Virginia 16 $ 2,080,000 $ 130,000 $ 174,000
Anne Arundel County Maryland 15 $ 1,965,000 $ 131,000 $ 161,000
Charles County Maryland 14 $ 1,420,000 $ 101,000 $ 142,000
Howard County Maryland 9 $ 1,395,000 $ 155,000 $ 235,000
Baltimore County Maryland 7 $ 875,000 $ 125,000 $ 97,000
Calvert County Maryland 6 $ 370,000 $ 61,000 $ 180,000
Baltimore City County Maryland 4 $ 350,000 $ 87,000 $ 113,000
Spotsylvania County Virginia 4 $ 290,000 $ 72,000 $ 157,000
New Castle County Delaware 3 $ 585,000 $ 195,000 $ 139,000
Muscogee County Georgia 3 $ 95,000 $ 31,000 $ 24,000
Cook County Illinois 3 $ 145,000 $ 48,000 $ 124,000
Carroll County Maryland 3 $ 255,000 $ 85,000 $ 130,000
Frederick County Maryland 3 $ 175,000 $ 58,000 $ 166,000
Bucks County Pennsylvania 3 $ 565,000 $ 188,000 $ 113,000
Jefferson County West Virginia 3 $ 155,000 $ 51,000 $ 99,000
Palm Beach County Florida 2 $ 410,000 $ 205,000 $ 101,000
Harford County Maryland 2 $ 410,000 $ 205,000 $ 156,000
St. Mary's County Maryland 2 $ 110,000 $ 55,000 $ 167,000
Camden County New Jersey 2 $ 100,000 $ 50,000 $ 187,000
Gloucester County New Jersey 2 $ 80,000 $ 40,000 $ 65,000
Adams County Pennsylvania 2 $ 360,000 $ 180,000 $ 0
Montgomery County Pennsylvania 2 $ 80,000 $ 40,000 $ 72,000
Horry County South Carolina 2 $ 140,000 $ 70,000 $ 146,000
Obion County Tennessee 2 $ 180,000 $ 90,000 $ 31,000
Arlington County Virginia 2 $ 270,000 $ 135,000 $ 289,000
Fauquier County Virginia 2 $ 160,000 $ 80,000 $ 130,000
Frederick County Virginia 2 $ 490,000 $ 245,000 $ 208,000
Henrico County Virginia 2 $ 210,000 $ 105,000 $ 209,000
Loudoun County Virginia 2 $ 520,000 $ 260,000 $ 237,000
Prince William County Virginia 2 $ 160,000 $ 80,000 $ 145,000
Richmond City County Virginia 2 $ 350,000 $ 175,000 $ 165,000
Stafford County Virginia 2 $ 470,000 $ 235,000 $ 116,000
Warren County Virginia 2 $ 40,000 $ 20,000 $ 62,000
Kent County Delaware 1 $ 85,000 $ 85,000 $ 101,000
Brevard County Florida 1 $ 395,000 $ 395,000 $ 147,000
Broward County Florida 1 $ 155,000 $ 155,000 $ 104,000
Hillsborough County Florida 1 $ 75,000 $ 75,000 $ 92,000
Marion County Florida 1 $ 75,000 $ 75,000 $ 96,000
Miami-Dade County Florida 1 $ 235,000 $ 235,000 $ 0
Pinellas County Florida 1 $ 305,000 $ 305,000 $ 0
Cobb County Georgia 1 $ 15,000 $ 15,000 $ 180,000
DeKalb County Georgia 1 $ 195,000 $ 195,000 $ 41,000
Glynn County Georgia 1 $ 75,000 $ 75,000 $ 134,000
Gwinnett County Georgia 1 $ 35,000 $ 35,000 $ 75,000
Richmond County Georgia 1 $ 45,000 $ 45,000 $ 143,000
Morgan County Indiana 1 $ 65,000 $ 65,000 $ 90,000
Lyon County Kansas 1 $ 395,000 $ 395,000 $ 0
Caroline County Maryland 1 $ 55,000 $ 55,000 $ 115,000
Cecil County Maryland 1 $ 75,000 $ 75,000 $ 219,000
Talbot County Maryland 1 $ 145,000 $ 145,000 $ 253,000
Washington County Maryland 1 $ 55,000 $ 55,000 $ 164,000
Wicomico County Maryland 1 $ 75,000 $ 75,000 $ 139,000
Charlevoix County Michigan 1 $ 275,000 $ 275,000 $ 0
Washington County Minnesota 1 $ 255,000 $ 255,000 $ 0
Burlington County New Jersey 1 $ 85,000 $ 85,000 $ 77,000
Craven County North Carolina 1 $ 195,000 $ 195,000 $ 171,000
Gaston County North Carolina 1 $ 55,000 $ 55,000 $ 67,000
Hoke County North Carolina 1 $ 25,000 $ 25,000 $ 96,000
Johnston County North Carolina 1 $ 55,000 $ 55,000 $ 79,000
New Hanover County North Carolina 1 $ 25,000 $ 25,000 $ 125,000
Onslow County North Carolina 1 $ 45,000 $ 45,000 $ 150,000
Pitt County North Carolina 1 $ 45,000 $ 45,000 $ 131,000
Wake County North Carolina 1 $ 465,000 $ 465,000 $ 0
Cuyahoga County Ohio 1 $ 25,000 $ 25,000 $ 35,000
Butler County Pennsylvania 1 $ 105,000 $ 105,000 $ 69,000
Chester County Pennsylvania 1 $ 315,000 $ 315,000 $ 0
Cumberland County Pennsylvania 1 $ 45,000 $ 45,000 $ 105,000
Delaware County Pennsylvania 1 $ 125,000 $ 125,000 $ 67,000
Shelby County Tennessee 1 $ 75,000 $ 75,000 $ 0
Cameron County Texas 1 $ 105,000 $ 105,000 $ 118,000
Collin County Texas 1 $ 45,000 $ 45,000 $ 157,000
Tarrant County Texas 1 $ 65,000 $ 65,000 $ 95,000
Williamson County Texas 1 $ 35,000 $ 35,000 $ 36,000
Albemarle County Virginia 1 $ 255,000 $ 255,000 $ 105,000
Alexandria County Virginia 1 $ 485,000 $ 485,000 $ 168,000
Fairfax City County Virginia 1 $ 95,000 $ 95,000 $ 108,000
Falls Church County Virginia 1 $ 95,000 $ 95,000 $ 132,000
Fredericksburg County Virginia 1 $ 325,000 $ 325,000 $ 0
Norfolk County Virginia 1 $ 205,000 $ 205,000 $ 0
Orange County Virginia 1 $ 45,000 $ 45,000 $ 173,000
Powhatan County Virginia 1 $ 235,000 $ 235,000 $ 382,000
Virginia Beach County Virginia 1 $ 85,000 $ 85,000 $ 170,000
King County Washington 1 $ 125,000 $ 125,000 $ 258,000
Snohomish County Washington 1 $ 155,000 $ 155,000 $ 216,000
Berkeley County West Virginia 1 $ 75,000 $ 75,000 $ 92,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Fedchoice Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 203 $18,995,000 $93,000 $485,000 $156,000 $1,056,000
Other Purpose 103 $11,535,000 $111,000 $465,000 $125,000 $315,000
Home Purchase 34 $10,050,000 $295,000 $685,000 $113,000 $191,000
Refinancing 31 $5,155,000 $166,000 $795,000 $150,000 $438,000
Cash-out Refinancing 27 $5,655,000 $209,000 $515,000 $124,000 $255,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 173 $22,365,000 $129,000 $795,000 $125,000 $624,000
White 121 $13,765,000 $113,000 $495,000 $157,000 $438,000
Not Provided 59 $9,885,000 $167,000 $515,000 $156,000 $643,000
Hispanic 20 $1,570,000 $78,000 $265,000 $181,000 $1,056,000
Asian 16 $2,810,000 $175,000 $465,000 $180,000 $434,000
American Indian or Alaskan Native 4 $700,000 $175,000 $505,000 $103,000 $145,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 396 $50,860,000 $128,000 $795,000 $143,000 $1,056,000
FHA-insured (Federal Housing Administration) 1 $295,000 $295,000 $295,000 $0 $0
VA-guaranteed (Veterans Administration) 1 $235,000 $235,000 $235,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 219 $26,915,000 $122,000 $495,000 $156,000 $643,000
Application Withdrawn By Applicant 99 $14,235,000 $143,000 $795,000 $123,000 $288,000
Application Denied By Financial Institution 72 $8,710,000 $120,000 $685,000 $126,000 $1,056,000
Application Approved But Not Accepted 7 $1,385,000 $197,000 $285,000 $107,000 $151,000
File Closed For Incompleteness 1 $145,000 $145,000 $145,000 $38,000 $38,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 326 $42,680,000 $130,000 $795,000 $147,000 $643,000
Debt-To-Income Ratio 30 $4,200,000 $140,000 $615,000 $112,000 $265,000
Other 18 $1,290,000 $71,000 $205,000 $107,000 $184,000
Credit History 15 $2,075,000 $138,000 $515,000 $93,000 $264,000
Collateral 8 $460,000 $57,000 $105,000 $260,000 $1,056,000
Insufficient Cash (Downpayment, Closing Cost) 1 $685,000 $685,000 $685,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.

Download the Maryland Lender List