Fedchoice Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Fedchoice Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Fedchoice Federal Credit Union 10001Willowdalerd Lanham, MD 20706 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 398 |
| Total Mortgage Loan Application Amount | $51,390,000 |
| Average Mortgage Loan Application Amount | $174,800 |
| Highest Mortgage Loan Application Amount | $795,000 |
| Average Applicant Income | $133,600 |
| Highest Applicant Income | $1,056,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 116 | $ 17,680,000 | $ 152,000 | $ 135,000 |
| Philadelphia County Pennsylvania | 22 | $ 2,190,000 | $ 99,000 | $ 76,000 |
| Montgomery County Maryland | 21 | $ 2,795,000 | $ 133,000 | $ 214,000 |
| District of Columbia County District Of Columbia | 20 | $ 2,790,000 | $ 139,000 | $ 133,000 |
| Fairfax County Virginia | 16 | $ 2,080,000 | $ 130,000 | $ 174,000 |
| Anne Arundel County Maryland | 15 | $ 1,965,000 | $ 131,000 | $ 161,000 |
| Charles County Maryland | 14 | $ 1,420,000 | $ 101,000 | $ 142,000 |
| Howard County Maryland | 9 | $ 1,395,000 | $ 155,000 | $ 235,000 |
| Baltimore County Maryland | 7 | $ 875,000 | $ 125,000 | $ 97,000 |
| Calvert County Maryland | 6 | $ 370,000 | $ 61,000 | $ 180,000 |
| Baltimore City County Maryland | 4 | $ 350,000 | $ 87,000 | $ 113,000 |
| Spotsylvania County Virginia | 4 | $ 290,000 | $ 72,000 | $ 157,000 |
| New Castle County Delaware | 3 | $ 585,000 | $ 195,000 | $ 139,000 |
| Muscogee County Georgia | 3 | $ 95,000 | $ 31,000 | $ 24,000 |
| Cook County Illinois | 3 | $ 145,000 | $ 48,000 | $ 124,000 |
| Carroll County Maryland | 3 | $ 255,000 | $ 85,000 | $ 130,000 |
| Frederick County Maryland | 3 | $ 175,000 | $ 58,000 | $ 166,000 |
| Bucks County Pennsylvania | 3 | $ 565,000 | $ 188,000 | $ 113,000 |
| Jefferson County West Virginia | 3 | $ 155,000 | $ 51,000 | $ 99,000 |
| Palm Beach County Florida | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Harford County Maryland | 2 | $ 410,000 | $ 205,000 | $ 156,000 |
| St. Mary's County Maryland | 2 | $ 110,000 | $ 55,000 | $ 167,000 |
| Camden County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 187,000 |
| Gloucester County New Jersey | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Adams County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 72,000 |
| Horry County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 146,000 |
| Obion County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Arlington County Virginia | 2 | $ 270,000 | $ 135,000 | $ 289,000 |
| Fauquier County Virginia | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| Frederick County Virginia | 2 | $ 490,000 | $ 245,000 | $ 208,000 |
| Henrico County Virginia | 2 | $ 210,000 | $ 105,000 | $ 209,000 |
| Loudoun County Virginia | 2 | $ 520,000 | $ 260,000 | $ 237,000 |
| Prince William County Virginia | 2 | $ 160,000 | $ 80,000 | $ 145,000 |
| Richmond City County Virginia | 2 | $ 350,000 | $ 175,000 | $ 165,000 |
| Stafford County Virginia | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| Warren County Virginia | 2 | $ 40,000 | $ 20,000 | $ 62,000 |
| Kent County Delaware | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Brevard County Florida | 1 | $ 395,000 | $ 395,000 | $ 147,000 |
| Broward County Florida | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Hillsborough County Florida | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Miami-Dade County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cobb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 180,000 |
| DeKalb County Georgia | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Glynn County Georgia | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Richmond County Georgia | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Morgan County Indiana | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Lyon County Kansas | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Caroline County Maryland | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Cecil County Maryland | 1 | $ 75,000 | $ 75,000 | $ 219,000 |
| Talbot County Maryland | 1 | $ 145,000 | $ 145,000 | $ 253,000 |
| Washington County Maryland | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Wicomico County Maryland | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Charlevoix County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Washington County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Craven County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 171,000 |
| Gaston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Hoke County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Johnston County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| New Hanover County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Onslow County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Pitt County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Wake County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Butler County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Chester County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cameron County Texas | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Collin County Texas | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Tarrant County Texas | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Williamson County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Albemarle County Virginia | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Alexandria County Virginia | 1 | $ 485,000 | $ 485,000 | $ 168,000 |
| Fairfax City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Falls Church County Virginia | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Fredericksburg County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Orange County Virginia | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Powhatan County Virginia | 1 | $ 235,000 | $ 235,000 | $ 382,000 |
| Virginia Beach County Virginia | 1 | $ 85,000 | $ 85,000 | $ 170,000 |
| King County Washington | 1 | $ 125,000 | $ 125,000 | $ 258,000 |
| Snohomish County Washington | 1 | $ 155,000 | $ 155,000 | $ 216,000 |
| Berkeley County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Fedchoice Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 203 | $18,995,000 | $93,000 | $485,000 | $156,000 | $1,056,000 |
| Other Purpose | 103 | $11,535,000 | $111,000 | $465,000 | $125,000 | $315,000 |
| Home Purchase | 34 | $10,050,000 | $295,000 | $685,000 | $113,000 | $191,000 |
| Refinancing | 31 | $5,155,000 | $166,000 | $795,000 | $150,000 | $438,000 |
| Cash-out Refinancing | 27 | $5,655,000 | $209,000 | $515,000 | $124,000 | $255,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 173 | $22,365,000 | $129,000 | $795,000 | $125,000 | $624,000 |
| White | 121 | $13,765,000 | $113,000 | $495,000 | $157,000 | $438,000 |
| Not Provided | 59 | $9,885,000 | $167,000 | $515,000 | $156,000 | $643,000 |
| Hispanic | 20 | $1,570,000 | $78,000 | $265,000 | $181,000 | $1,056,000 |
| Asian | 16 | $2,810,000 | $175,000 | $465,000 | $180,000 | $434,000 |
| American Indian or Alaskan Native | 4 | $700,000 | $175,000 | $505,000 | $103,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 396 | $50,860,000 | $128,000 | $795,000 | $143,000 | $1,056,000 |
| FHA-insured (Federal Housing Administration) | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 219 | $26,915,000 | $122,000 | $495,000 | $156,000 | $643,000 |
| Application Withdrawn By Applicant | 99 | $14,235,000 | $143,000 | $795,000 | $123,000 | $288,000 |
| Application Denied By Financial Institution | 72 | $8,710,000 | $120,000 | $685,000 | $126,000 | $1,056,000 |
| Application Approved But Not Accepted | 7 | $1,385,000 | $197,000 | $285,000 | $107,000 | $151,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $38,000 | $38,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 326 | $42,680,000 | $130,000 | $795,000 | $147,000 | $643,000 |
| Debt-To-Income Ratio | 30 | $4,200,000 | $140,000 | $615,000 | $112,000 | $265,000 |
| Other | 18 | $1,290,000 | $71,000 | $205,000 | $107,000 | $184,000 |
| Credit History | 15 | $2,075,000 | $138,000 | $515,000 | $93,000 | $264,000 |
| Collateral | 8 | $460,000 | $57,000 | $105,000 | $260,000 | $1,056,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $685,000 | $685,000 | $685,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.