F & M Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for F & M Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | F & M Bank 17100 N May Ave Edmond, OK 73012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 839 |
| Total Mortgage Loan Application Amount | $156,845,000 |
| Average Mortgage Loan Application Amount | $150,600 |
| Highest Mortgage Loan Application Amount | $4,625,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $1,304,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 232 | $ 52,400,000 | $ 225,000 | $ 129,000 |
| Canadian County Oklahoma | 147 | $ 27,925,000 | $ 189,000 | $ 102,000 |
| Logan County Oklahoma | 51 | $ 7,855,000 | $ 154,000 | $ 101,000 |
| Cleveland County Oklahoma | 40 | $ 7,210,000 | $ 180,000 | $ 110,000 |
| Carter County Oklahoma | 35 | $ 6,545,000 | $ 187,000 | $ 104,000 |
| Kingfisher County Oklahoma | 34 | $ 3,660,000 | $ 107,000 | $ 87,000 |
| Rogers County Oklahoma | 24 | $ 3,720,000 | $ 155,000 | $ 83,000 |
| Mayes County Oklahoma | 21 | $ 3,415,000 | $ 162,000 | $ 84,000 |
| Texas County Oklahoma | 21 | $ 2,945,000 | $ 140,000 | $ 73,000 |
| Eddy County New Mexico | 13 | $ 2,375,000 | $ 182,000 | $ 75,000 |
| Kay County Oklahoma | 13 | $ 1,435,000 | $ 110,000 | $ 61,000 |
| Grady County Oklahoma | 12 | $ 2,490,000 | $ 207,000 | $ 95,000 |
| Tom Green County Texas | 12 | $ 1,760,000 | $ 146,000 | $ 107,000 |
| McClain County Oklahoma | 10 | $ 2,060,000 | $ 206,000 | $ 88,000 |
| Fannin County Texas | 10 | $ 1,300,000 | $ 130,000 | $ 71,000 |
| Garfield County Oklahoma | 9 | $ 1,395,000 | $ 155,000 | $ 69,000 |
| Jackson County Oklahoma | 8 | $ 1,440,000 | $ 180,000 | $ 109,000 |
| Woodward County Oklahoma | 8 | $ 1,100,000 | $ 137,000 | $ 96,000 |
| Hughes County Oklahoma | 7 | $ 575,000 | $ 82,000 | $ 57,000 |
| Tulsa County Oklahoma | 7 | $ 1,775,000 | $ 253,000 | $ 278,000 |
| Delaware County Oklahoma | 5 | $ 1,145,000 | $ 229,000 | $ 194,000 |
| Murray County Oklahoma | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| Seminole County Oklahoma | 5 | $ 735,000 | $ 147,000 | $ 82,000 |
| Erath County Texas | 5 | $ 1,235,000 | $ 247,000 | $ 118,000 |
| Runnels County Texas | 5 | $ 395,000 | $ 79,000 | $ 75,000 |
| Craig County Oklahoma | 4 | $ 530,000 | $ 132,000 | $ 79,000 |
| Love County Oklahoma | 4 | $ 660,000 | $ 165,000 | $ 82,000 |
| Marshall County Oklahoma | 4 | $ 1,260,000 | $ 315,000 | $ 125,000 |
| Woods County Oklahoma | 4 | $ 900,000 | $ 225,000 | $ 133,000 |
| Harper County Kansas | 3 | $ 325,000 | $ 108,000 | $ 62,000 |
| Lea County New Mexico | 3 | $ 705,000 | $ 235,000 | $ 112,000 |
| Bryan County Oklahoma | 3 | $ 555,000 | $ 185,000 | $ 113,000 |
| Osage County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 75,000 |
| Ottawa County Oklahoma | 3 | $ 325,000 | $ 108,000 | $ 111,000 |
| Payne County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 321,000 |
| Pittsburg County Oklahoma | 3 | $ 995,000 | $ 331,000 | $ 144,000 |
| Pontotoc County Oklahoma | 3 | $ 575,000 | $ 191,000 | $ 83,000 |
| Tarrant County Texas | 3 | $ 425,000 | $ 141,000 | $ 43,000 |
| Montgomery County New York | 2 | $ 440,000 | $ 220,000 | $ 192,000 |
| Alfalfa County Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| Cimarron County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Kiowa County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Pottawatomie County Oklahoma | 2 | $ 120,000 | $ 60,000 | $ 96,000 |
| Wagoner County Oklahoma | 2 | $ 230,000 | $ 115,000 | $ 108,000 |
| Comanche County Texas | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| Dallas County Texas | 2 | $ 640,000 | $ 320,000 | $ 169,000 |
| Washington County Virginia | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
| Benton County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 141,000 |
| Sebastian County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Yuba County California | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Gunnison County Colorado | 1 | $ 485,000 | $ 485,000 | $ 89,000 |
| Summit County Colorado | 1 | $ 235,000 | $ 235,000 | $ 347,000 |
| Weld County Colorado | 1 | $ 315,000 | $ 315,000 | $ 284,000 |
| Louisa County Iowa | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Kingman County Kansas | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Clay County Missouri | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Jefferson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Colfax County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Schenectady County New York | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Blaine County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Creek County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Dewey County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Johnston County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Le Flore County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Lincoln County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| McCurtain County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| McIntosh County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Okmulgee County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Stephens County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Tillman County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Atascosa County Texas | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Callahan County Texas | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Concho County Texas | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Eastland County Texas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Ector County Texas | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Hansford County Texas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Hays County Texas | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Hunt County Texas | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Nolan County Texas | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Sherman County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Taylor County Texas | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Williamson County Texas | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Bristol County Virginia | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Walla Walla County Washington | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Campbell County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for F & M Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 523 | $91,515,000 | $174,000 | $595,000 | $99,000 | $658,000 |
| Refinancing | 179 | $41,975,000 | $234,000 | $4,625,000 | $133,000 | $1,304,000 |
| Cash-out Refinancing | 106 | $20,770,000 | $195,000 | $615,000 | $106,000 | $342,000 |
| Home Improvement | 24 | $2,160,000 | $90,000 | $305,000 | $108,000 | $619,000 |
| Other Purpose | 7 | $425,000 | $60,000 | $155,000 | $119,000 | $271,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 610 | $113,890,000 | $186,000 | $875,000 | $107,000 | $1,304,000 |
| American Indian or Alaskan Native | 59 | $12,485,000 | $211,000 | $485,000 | $111,000 | $380,000 |
| Not Provided | 51 | $7,915,000 | $155,000 | $395,000 | $129,000 | $658,000 |
| Hispanic | 44 | $6,400,000 | $145,000 | $405,000 | $82,000 | $314,000 |
| Not applicable | 42 | $9,880,000 | $235,000 | $4,625,000 | $0 | $0 |
| Black or African American | 21 | $3,965,000 | $188,000 | $565,000 | $95,000 | $287,000 |
| Asian | 5 | $1,155,000 | $231,000 | $485,000 | $235,000 | $658,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 611 | $118,895,000 | $194,000 | $4,625,000 | $122,000 | $1,304,000 |
| FHA-insured (Federal Housing Administration) | 139 | $20,245,000 | $145,000 | $285,000 | $66,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 64 | $14,830,000 | $231,000 | $595,000 | $91,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,875,000 | $115,000 | $225,000 | $50,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 646 | $123,760,000 | $191,000 | $4,625,000 | $110,000 | $1,304,000 |
| Application Approved But Not Accepted | 137 | $24,525,000 | $179,000 | $875,000 | $104,000 | $480,000 |
| Application Denied By Financial Institution | 53 | $7,855,000 | $148,000 | $615,000 | $88,000 | $287,000 |
| Application Withdrawn By Applicant | 2 | $400,000 | $200,000 | $205,000 | $78,000 | $99,000 |
| Loan Purchased By The Institution | 1 | $305,000 | $305,000 | $305,000 | $96,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 786 | $148,990,000 | $189,000 | $4,625,000 | $109,000 | $1,304,000 |
| Debt-To-Income Ratio | 23 | $4,375,000 | $190,000 | $615,000 | $73,000 | $136,000 |
| Credit History | 17 | $1,475,000 | $86,000 | $205,000 | $74,000 | $240,000 |
| Collateral | 8 | $1,320,000 | $165,000 | $275,000 | $133,000 | $254,000 |
| Unverifiable Information | 2 | $280,000 | $140,000 | $155,000 | $114,000 | $120,000 |
| Employment History | 1 | $145,000 | $145,000 | $145,000 | $287,000 | $287,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $144,000 | $144,000 |
| Other | 1 | $75,000 | $75,000 | $75,000 | $20,000 | $20,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.