Fall River Five Cents Savings Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Fall River Five Cents Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Fall River Five Cents Savings Bank 79 North Main St Fall River, MA 02720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 2,298 |
| Total Mortgage Loan Application Amount | $879,750,000 |
| Average Mortgage Loan Application Amount | $273,200 |
| Highest Mortgage Loan Application Amount | $11,875,000 |
| Average Applicant Income | $146,400 |
| Highest Applicant Income | $2,579,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bristol County Massachusetts | 771 | $ 208,155,000 | $ 269,000 | $ 107,000 |
| Middlesex County Massachusetts | 267 | $ 134,785,000 | $ 504,000 | $ 201,000 |
| Norfolk County Massachusetts | 208 | $ 96,280,000 | $ 462,000 | $ 184,000 |
| Barnstable County Massachusetts | 154 | $ 92,510,000 | $ 600,000 | $ 216,000 |
| Providence County Rhode Island | 134 | $ 46,370,000 | $ 346,000 | $ 121,000 |
| Essex County Massachusetts | 106 | $ 45,080,000 | $ 425,000 | $ 190,000 |
| Bristol County Rhode Island | 106 | $ 41,140,000 | $ 388,000 | $ 146,000 |
| Suffolk County Massachusetts | 104 | $ 49,990,000 | $ 480,000 | $ 191,000 |
| Plymouth County Massachusetts | 103 | $ 39,945,000 | $ 387,000 | $ 187,000 |
| Worcester County Massachusetts | 75 | $ 24,485,000 | $ 326,000 | $ 137,000 |
| Newport County Rhode Island | 69 | $ 26,745,000 | $ 387,000 | $ 209,000 |
| Washington County Rhode Island | 49 | $ 19,525,000 | $ 398,000 | $ 166,000 |
| Kent County Rhode Island | 41 | $ 14,715,000 | $ 358,000 | $ 153,000 |
| Rockingham County New Hampshire | 19 | $ 8,465,000 | $ 445,000 | $ 164,000 |
| Hillsborough County New Hampshire | 11 | $ 4,495,000 | $ 408,000 | $ 187,000 |
| Hampden County Massachusetts | 9 | $ 2,095,000 | $ 232,000 | $ 124,000 |
| Hampshire County Massachusetts | 8 | $ 1,650,000 | $ 206,000 | $ 81,000 |
| Carroll County New Hampshire | 8 | $ 2,350,000 | $ 293,000 | $ 216,000 |
| Fairfield County Connecticut | 4 | $ 950,000 | $ 237,000 | $ 140,000 |
| Hartford County Connecticut | 4 | $ 1,410,000 | $ 352,000 | $ 174,000 |
| Collier County Florida | 4 | $ 1,370,000 | $ 342,000 | $ 103,000 |
| Palm Beach County Florida | 4 | $ 690,000 | $ 172,000 | $ 298,000 |
| Cumberland County Maine | 4 | $ 1,250,000 | $ 312,000 | $ 238,000 |
| York County Maine | 4 | $ 1,870,000 | $ 467,000 | $ 400,000 |
| Broward County Florida | 3 | $ 695,000 | $ 231,000 | $ 116,000 |
| Dukes County Massachusetts | 3 | $ 2,855,000 | $ 951,000 | $ 362,000 |
| Hillsborough County Florida | 2 | $ 1,540,000 | $ 770,000 | $ 417,000 |
| Volusia County Florida | 2 | $ 430,000 | $ 215,000 | $ 126,000 |
| Cheshire County New Hampshire | 2 | $ 1,010,000 | $ 505,000 | $ 296,000 |
| Coos County New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 177,000 |
| Grafton County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 348,000 |
| Merrimack County New Hampshire | 2 | $ 320,000 | $ 160,000 | $ 146,000 |
| New Haven County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Windham County Connecticut | 1 | $ 345,000 | $ 345,000 | $ 954,000 |
| Nassau County Florida | 1 | $ 365,000 | $ 365,000 | $ 112,000 |
| Orange County Florida | 1 | $ 385,000 | $ 385,000 | $ 381,000 |
| Pinellas County Florida | 1 | $ 175,000 | $ 175,000 | $ 240,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Sumter County Florida | 1 | $ 125,000 | $ 125,000 | $ 810,000 |
| Hancock County Maine | 1 | $ 345,000 | $ 345,000 | $ 326,000 |
| Oxford County Maine | 1 | $ 165,000 | $ 165,000 | $ 328,000 |
| Berkshire County Massachusetts | 1 | $ 495,000 | $ 495,000 | $ 127,000 |
| Franklin County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 184,000 |
| Nantucket County Massachusetts | 1 | $ 1,805,000 | $ 1,805,000 | $ 506,000 |
| Belknap County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Strafford County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 270,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Fall River Five Cents Savings Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 867 | $290,905,000 | $335,000 | $2,625,000 | $151,000 | $1,140,000 |
| Home Purchase | 844 | $395,760,000 | $468,000 | $11,875,000 | $168,000 | $1,787,000 |
| Cash-out Refinancing | 515 | $186,445,000 | $362,000 | $2,605,000 | $158,000 | $2,579,000 |
| Home Improvement | 44 | $2,700,000 | $61,000 | $505,000 | $116,000 | $789,000 |
| Other Purpose | 28 | $3,940,000 | $140,000 | $1,105,000 | $139,000 | $860,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,625 | $566,655,000 | $348,000 | $2,005,000 | $154,000 | $2,579,000 |
| Not Provided | 335 | $151,085,000 | $451,000 | $2,295,000 | $191,000 | $1,140,000 |
| Asian | 112 | $52,170,000 | $465,000 | $1,255,000 | $172,000 | $782,000 |
| Hispanic | 86 | $28,780,000 | $334,000 | $1,105,000 | $116,000 | $444,000 |
| Not applicable | 85 | $62,745,000 | $738,000 | $11,875,000 | $0 | $0 |
| Black or African American | 38 | $11,420,000 | $300,000 | $625,000 | $105,000 | $525,000 |
| American Indian or Alaskan Native | 6 | $2,030,000 | $338,000 | $545,000 | $121,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $970,000 | $485,000 | $545,000 | $109,000 | $147,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,203 | $846,855,000 | $384,000 | $11,875,000 | $161,000 | $2,579,000 |
| FHA-insured (Federal Housing Administration) | 75 | $26,395,000 | $351,000 | $615,000 | $88,000 | $239,000 |
| VA-guaranteed (Veterans Administration) | 20 | $6,500,000 | $325,000 | $615,000 | $93,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,983 | $752,155,000 | $379,000 | $11,875,000 | $159,000 | $2,579,000 |
| Application Withdrawn By Applicant | 136 | $54,630,000 | $401,000 | $2,295,000 | $172,000 | $1,140,000 |
| Application Denied By Financial Institution | 70 | $29,530,000 | $421,000 | $2,515,000 | $97,000 | $493,000 |
| Application Approved But Not Accepted | 57 | $23,585,000 | $413,000 | $2,505,000 | $170,000 | $547,000 |
| File Closed For Incompleteness | 52 | $19,850,000 | $381,000 | $1,055,000 | $152,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,228 | $850,220,000 | $381,000 | $11,875,000 | $160,000 | $2,579,000 |
| Debt-To-Income Ratio | 43 | $16,455,000 | $382,000 | $1,925,000 | $73,000 | $427,000 |
| Collateral | 9 | $3,305,000 | $367,000 | $1,625,000 | $178,000 | $493,000 |
| Credit History | 8 | $2,650,000 | $331,000 | $1,405,000 | $97,000 | $341,000 |
| Other | 7 | $5,915,000 | $845,000 | $2,515,000 | $137,000 | $224,000 |
| Unverifiable Information | 2 | $750,000 | $375,000 | $505,000 | $162,000 | $324,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $455,000 | $455,000 | $455,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.