2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Fairfield Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Fairfield Financial 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fairfield Financial 2 National Place Danbury, CT 06810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 2,296 |
| Total Mortgage Loan Application Amount | $610,159,000 |
| Average Mortgage Loan Application Amount | $251,333 |
| Highest Mortgage Loan Application Amount | $2,324,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Fairfield Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fairfield Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Fairfield Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fairfield Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Fairfield Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fairfield Financial's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Albany County New York | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Allegheny County Pennsylvania | 20 | $ 2,596,000 | $ 129,000 | $ 87,000 |
| Androscoggin County Maine | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Anne Arundel County Maryland | 2 | $ 482,000 | $ 241,000 | $ 54,000 |
| Atlantic County New Jersey | 10 | $ 2,460,000 | $ 246,000 | $ 103,000 |
| Baltimore City County Maryland | 3 | $ 622,000 | $ 207,000 | $ 67,000 |
| Baltimore County Maryland | 7 | $ 1,843,000 | $ 263,000 | $ 92,000 |
| Barnstable County Massachusetts | 9 | $ 2,354,000 | $ 261,000 | $ 78,000 |
| Barrow County Georgia | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Bay County Florida | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Beaufort County South Carolina | 1 | $ 284,000 | $ 284,000 | $ 148,000 |
| Beaver County Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Bergen County New Jersey | 15 | $ 5,490,000 | $ 366,000 | $ 138,000 |
| Berks County Pennsylvania | 5 | $ 1,167,000 | $ 233,000 | $ 81,000 |
| Berkshire County Massachusetts | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Bexar County Texas | 1 | $ 71,000 | $ 71,000 | $ 22,000 |
| Bibb County Georgia | 2 | $ 800,000 | $ 400,000 | $ 288,000 |
| Bradford County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 90,000 |
| Brazoria County Texas | 1 | $ 106,000 | $ 106,000 | $ 71,000 |
| Brevard County Florida | 8 | $ 1,418,000 | $ 177,000 | $ 78,000 |
| Bristol County Massachusetts | 68 | $ 16,740,000 | $ 246,000 | $ 73,000 |
| Bristol County Rhode Island | 4 | $ 1,054,000 | $ 263,000 | $ 111,000 |
| Bronx County New York | 29 | $ 10,807,000 | $ 372,000 | $ 102,000 |
| Broome County New York | 2 | $ 157,000 | $ 78,000 | $ 33,000 |
| Broward County Florida | 11 | $ 5,640,000 | $ 512,000 | $ 53,000 |
| Bucks County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 75,000 |
| Burlington County New Jersey | 17 | $ 3,842,000 | $ 226,000 | $ 68,000 |
| Butler County Pennsylvania | 4 | $ 478,000 | $ 119,000 | $ 117,000 |
| Butts County Georgia | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Calvert County Maryland | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Cambria County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Camden County New Jersey | 29 | $ 5,577,000 | $ 192,000 | $ 70,000 |
| Cape May County New Jersey | 3 | $ 861,000 | $ 287,000 | $ 105,000 |
| Carroll County Maryland | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Catoosa County Georgia | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Cecil County Maryland | 9 | $ 2,103,000 | $ 233,000 | $ 52,000 |
| Charles County Maryland | 1 | $ 224,000 | $ 224,000 | $ 43,000 |
| Charlotte County Florida | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Chatham County Georgia | 2 | $ 194,000 | $ 97,000 | $ 68,000 |
| Chemung County New York | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Cherokee County Georgia | 3 | $ 563,000 | $ 187,000 | $ 37,000 |
| Cheshire County New Hampshire | 5 | $ 723,000 | $ 144,000 | $ 65,000 |
| Chester County Pennsylvania | 5 | $ 1,728,000 | $ 345,000 | $ 72,000 |
| Citrus County Florida | 3 | $ 805,000 | $ 268,000 | $ 166,000 |
| Clay County Florida | 3 | $ 506,000 | $ 168,000 | $ 60,000 |
| Clinton County New York | 2 | $ 341,000 | $ 170,000 | $ 74,000 |
| Clinton County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 102,000 |
| Cobb County Georgia | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Collier County Florida | 2 | $ 490,000 | $ 245,000 | $ 49,000 |
| Collin County Texas | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| Columbia County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Coos County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Crawford County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Cumberland County Maine | 2 | $ 307,000 | $ 153,000 | $ 45,000 |
| Cumberland County New Jersey | 6 | $ 883,000 | $ 147,000 | $ 62,000 |
| Cumberland County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Dallas County Texas | 5 | $ 934,000 | $ 186,000 | $ 116,000 |
| Dauphin County Pennsylvania | 2 | $ 461,000 | $ 230,000 | $ 44,000 |
| DeKalb County Georgia | 7 | $ 2,239,000 | $ 319,000 | $ 132,000 |
| Delaware County New York | 1 | $ 553,000 | $ 553,000 | $ 138,000 |
| Delaware County Pennsylvania | 6 | $ 1,146,000 | $ 191,000 | $ 122,000 |
| Denton County Texas | 2 | $ 460,000 | $ 230,000 | $ 156,000 |
| Douglas County Georgia | 1 | $ 966,000 | $ 966,000 | $ 279,000 |
| Dukes County Massachusetts | 2 | $ 885,000 | $ 442,000 | $ 103,000 |
| Dutchess County New York | 20 | $ 4,922,000 | $ 246,000 | $ 89,000 |
| Duval County Florida | 1 | $ 299,000 | $ 299,000 | $ 56,000 |
| Erie County New York | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Essex County Massachusetts | 54 | $ 14,267,000 | $ 264,000 | $ 70,000 |
| Essex County New Jersey | 19 | $ 6,004,000 | $ 316,000 | $ 93,000 |
| Fairfield County Connecticut | 106 | $ 32,838,000 | $ 309,000 | $ 101,000 |
| Fayette County Pennsylvania | 10 | $ 798,000 | $ 79,000 | $ 47,000 |
| Flagler County Florida | 2 | $ 473,000 | $ 236,000 | $ 64,000 |
| Forsyth County Georgia | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Franklin County Massachusetts | 2 | $ 483,000 | $ 241,000 | $ 53,000 |
| Franklin County Ohio | 2 | $ 406,000 | $ 203,000 | $ 148,000 |
| Frederick County Maryland | 1 | $ 231,000 | $ 231,000 | $ 64,000 |
| Fresno County California | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Fulton County Georgia | 3 | $ 655,000 | $ 218,000 | $ 120,000 |
| Fulton County New York | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Gloucester County New Jersey | 9 | $ 1,739,000 | $ 193,000 | $ 63,000 |
| Grady County Georgia | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Grafton County New Hampshire | 2 | $ 232,000 | $ 116,000 | $ 64,000 |
| Grant County Washington | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Greene County New York | 2 | $ 394,000 | $ 197,000 | $ 56,000 |
| Gwinnett County Georgia | 1 | $ 149,000 | $ 149,000 | $ 240,000 |
| Hall County Georgia | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Hampden County Massachusetts | 35 | $ 6,095,000 | $ 174,000 | $ 68,000 |
| Hampshire County Massachusetts | 5 | $ 1,174,000 | $ 234,000 | $ 69,000 |
| Harford County Maryland | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Harris County Texas | 6 | $ 415,000 | $ 69,000 | $ 73,000 |
| Hartford County Connecticut | 57 | $ 12,072,000 | $ 211,000 | $ 81,000 |
| Henry County Georgia | 2 | $ 159,000 | $ 79,000 | $ 71,000 |
| Herkimer County New York | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Hidalgo County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 503,000 | $ 167,000 | $ 69,000 |
| Hillsborough County New Hampshire | 12 | $ 2,772,000 | $ 231,000 | $ 66,000 |
| Hood County Texas | 1 | $ 618,000 | $ 618,000 | $ 0 |
| Horry County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 24,000 |
| Houston County Georgia | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Howard County Maryland | 1 | $ 440,000 | $ 440,000 | $ 122,000 |
| Hudson County New Jersey | 18 | $ 6,258,000 | $ 347,000 | $ 126,000 |
| Indiana County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Ingham County Michigan | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Ionia County Michigan | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Jefferson County New York | 1 | $ 82,000 | $ 82,000 | $ 65,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Kent County Rhode Island | 28 | $ 6,990,000 | $ 249,000 | $ 111,000 |
| Kern County California | 2 | $ 540,000 | $ 270,000 | $ 67,000 |
| King William County Virginia | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Kings County New York | 65 | $ 21,805,000 | $ 335,000 | $ 70,000 |
| Lackawanna County Pennsylvania | 12 | $ 1,169,000 | $ 97,000 | $ 59,000 |
| Lake County Florida | 4 | $ 1,045,000 | $ 261,000 | $ 83,000 |
| Lancaster County Pennsylvania | 2 | $ 307,000 | $ 153,000 | $ 48,000 |
| Lapeer County Michigan | 1 | $ 297,000 | $ 297,000 | $ 91,000 |
| Laurel County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 136,000 |
| Laurens County Georgia | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Laurens County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 57,000 |
| Lee County Florida | 8 | $ 1,070,000 | $ 133,000 | $ 52,000 |
| Lehigh County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 39,000 |
| Litchfield County Connecticut | 39 | $ 8,781,000 | $ 225,000 | $ 72,000 |
| Lorain County Ohio | 1 | $ 22,000 | $ 22,000 | $ 48,000 |
| Los Angeles County California | 32 | $ 12,466,000 | $ 389,000 | $ 97,000 |
| Lowndes County Georgia | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Luzerne County Pennsylvania | 30 | $ 3,020,000 | $ 100,000 | $ 48,000 |
| Lycoming County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Macomb County Michigan | 3 | $ 1,482,000 | $ 494,000 | $ 339,000 |
| Madison County Georgia | 1 | $ 216,000 | $ 216,000 | $ 300,000 |
| Manassas County Virginia | 1 | $ 182,000 | $ 182,000 | $ 36,000 |
| Manatee County Florida | 3 | $ 532,000 | $ 177,000 | $ 108,000 |
| Marion County Florida | 4 | $ 839,000 | $ 209,000 | $ 33,000 |
| Marquette County Michigan | 1 | $ 198,000 | $ 198,000 | $ 73,000 |
| Martin County Florida | 1 | $ 252,000 | $ 252,000 | $ 68,000 |
| Medina County Texas | 1 | $ 108,000 | $ 108,000 | $ 37,000 |
| Mendocino County California | 1 | $ 342,000 | $ 342,000 | $ 90,000 |
| Mercer County New Jersey | 2 | $ 602,000 | $ 301,000 | $ 141,000 |
| Merrimack County New Hampshire | 2 | $ 406,000 | $ 203,000 | $ 60,000 |
| Miami-Dade County Florida | 13 | $ 3,778,000 | $ 290,000 | $ 82,000 |
| Middlesex County Connecticut | 10 | $ 2,238,000 | $ 223,000 | $ 98,000 |
| Middlesex County Massachusetts | 80 | $ 24,248,000 | $ 303,000 | $ 76,000 |
| Middlesex County New Jersey | 14 | $ 3,640,000 | $ 260,000 | $ 76,000 |
| Monmouth County New Jersey | 10 | $ 3,567,000 | $ 356,000 | $ 115,000 |
| Monroe County New York | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| Monroe County Pennsylvania | 9 | $ 1,421,000 | $ 157,000 | $ 85,000 |
| Montgomery County Maryland | 4 | $ 1,081,000 | $ 270,000 | $ 66,000 |
| Montgomery County Pennsylvania | 10 | $ 2,377,000 | $ 237,000 | $ 77,000 |
| Montgomery County Texas | 1 | $ 220,000 | $ 220,000 | $ 262,000 |
| Morris County New Jersey | 12 | $ 4,093,000 | $ 341,000 | $ 123,000 |
| Nassau County New York | 83 | $ 27,881,000 | $ 335,000 | $ 109,000 |
| New Castle County Delaware | 3 | $ 695,000 | $ 231,000 | $ 62,000 |
| New Haven County Connecticut | 101 | $ 20,328,000 | $ 201,000 | $ 88,000 |
| New London County Connecticut | 14 | $ 3,144,000 | $ 224,000 | $ 76,000 |
| New York County New York | 7 | $ 4,287,000 | $ 612,000 | $ 369,000 |
| Newport County Rhode Island | 8 | $ 2,189,000 | $ 273,000 | $ 125,000 |
| Norfolk County Massachusetts | 39 | $ 11,475,000 | $ 294,000 | $ 87,000 |
| Northampton County Pennsylvania | 2 | $ 225,000 | $ 112,000 | $ 89,000 |
| Northumberland County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 45,000 |
| Nueces County Texas | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Oakland County Michigan | 6 | $ 5,750,000 | $ 958,000 | $ 752,000 |
| Ocean County New Jersey | 14 | $ 3,894,000 | $ 278,000 | $ 85,000 |
| Onondaga County New York | 4 | $ 264,000 | $ 66,000 | $ 57,000 |
| Orange County California | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Orange County Florida | 15 | $ 2,858,000 | $ 190,000 | $ 61,000 |
| Orange County New York | 14 | $ 3,787,000 | $ 270,000 | $ 86,000 |
| Orange County Texas | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Osceola County Florida | 10 | $ 2,039,000 | $ 203,000 | $ 71,000 |
| Oswego County New York | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Otsego County New York | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Palm Beach County Florida | 4 | $ 775,000 | $ 193,000 | $ 93,000 |
| Pasco County Florida | 6 | $ 826,000 | $ 137,000 | $ 77,000 |
| Passaic County New Jersey | 13 | $ 4,659,000 | $ 358,000 | $ 165,000 |
| Paulding County Georgia | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Perry County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 20 | $ 3,024,000 | $ 151,000 | $ 58,000 |
| Pike County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Pinal County Arizona | 1 | $ 174,000 | $ 174,000 | $ 63,000 |
| Pinellas County Florida | 6 | $ 1,922,000 | $ 320,000 | $ 130,000 |
| Placer County California | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Plymouth County Massachusetts | 81 | $ 21,833,000 | $ 269,000 | $ 68,000 |
| Polk County Florida | 3 | $ 632,000 | $ 210,000 | $ 52,000 |
| Portage County Ohio | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Potter County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Prince George's County Maryland | 5 | $ 949,000 | $ 189,000 | $ 87,000 |
| Providence County Rhode Island | 133 | $ 29,394,000 | $ 221,000 | $ 70,000 |
| Putnam County New York | 7 | $ 2,233,000 | $ 319,000 | $ 118,000 |
| Queens County New York | 74 | $ 30,858,000 | $ 417,000 | $ 106,000 |
| Rensselaer County New York | 3 | $ 411,000 | $ 137,000 | $ 53,000 |
| Richmond County New York | 19 | $ 7,213,000 | $ 379,000 | $ 102,000 |
| Riverside County California | 12 | $ 3,274,000 | $ 272,000 | $ 110,000 |
| Rockingham County New Hampshire | 12 | $ 2,829,000 | $ 235,000 | $ 97,000 |
| Rockland County New York | 7 | $ 2,281,000 | $ 325,000 | $ 148,000 |
| Salem County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 96,000 |
| San Bernardino County California | 20 | $ 6,336,000 | $ 316,000 | $ 118,000 |
| San Diego County California | 12 | $ 4,513,000 | $ 376,000 | $ 166,000 |
| San Joaquin County California | 1 | $ 650,000 | $ 650,000 | $ 77,000 |
| San Luis Obispo County California | 1 | $ 270,000 | $ 270,000 | $ 287,000 |
| Santa Rosa County Florida | 2 | $ 143,000 | $ 71,000 | $ 50,000 |
| Sarasota County Florida | 2 | $ 379,000 | $ 189,000 | $ 79,000 |
| Saratoga County New York | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 56,000 |
| Seminole County Florida | 6 | $ 1,656,000 | $ 276,000 | $ 101,000 |
| Smyth County Virginia | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Somerset County Maine | 1 | $ 91,000 | $ 91,000 | $ 119,000 |
| Somerset County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 118,000 |
| Spalding County Georgia | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
| Spotsylvania County Virginia | 2 | $ 456,000 | $ 228,000 | $ 66,000 |
| St. Johns County Florida | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| St. Lucie County Florida | 3 | $ 625,000 | $ 208,000 | $ 27,000 |
| Stanislaus County California | 2 | $ 690,000 | $ 345,000 | $ 174,000 |
| Steuben County New York | 1 | $ 51,000 | $ 51,000 | $ 180,000 |
| Strafford County New Hampshire | 3 | $ 763,000 | $ 254,000 | $ 52,000 |
| Suffolk County Massachusetts | 75 | $ 26,011,000 | $ 346,000 | $ 95,000 |
| Suffolk County New York | 51 | $ 17,960,000 | $ 352,000 | $ 112,000 |
| Sullivan County New Hampshire | 3 | $ 494,000 | $ 164,000 | $ 75,000 |
| Sullivan County New York | 4 | $ 1,487,000 | $ 371,000 | $ 116,000 |
| Susquehanna County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Sussex County New Jersey | 3 | $ 1,003,000 | $ 334,000 | $ 96,000 |
| Tarrant County Texas | 6 | $ 2,529,000 | $ 421,000 | $ 104,000 |
| Tioga County New York | 1 | $ 30,000 | $ 30,000 | $ 117,000 |
| Tolland County Connecticut | 7 | $ 1,265,000 | $ 180,000 | $ 68,000 |
| Travis County Texas | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
| Tuscola County Michigan | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Ulster County New York | 7 | $ 1,293,000 | $ 184,000 | $ 65,000 |
| Union County New Jersey | 15 | $ 4,191,000 | $ 279,000 | $ 86,000 |
| Ventura County California | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Virginia Beach County Virginia | 3 | $ 750,000 | $ 250,000 | $ 74,000 |
| Volusia County Florida | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Walker County Georgia | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Warren County New Jersey | 2 | $ 438,000 | $ 219,000 | $ 70,000 |
| Warren County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| Washington County Maryland | 2 | $ 420,000 | $ 210,000 | $ 51,000 |
| Washington County New York | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 32,000 |
| Washington County Rhode Island | 13 | $ 3,956,000 | $ 304,000 | $ 113,000 |
| Washington County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 42,000 |
| Wayne County Michigan | 4 | $ 678,000 | $ 169,000 | $ 78,000 |
| Wayne County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 48,000 |
| Westchester County New York | 21 | $ 8,506,000 | $ 405,000 | $ 150,000 |
| Westmoreland County Pennsylvania | 15 | $ 1,664,000 | $ 110,000 | $ 60,000 |
| Williamson County Texas | 2 | $ 390,000 | $ 195,000 | $ 145,000 |
| Windham County Connecticut | 12 | $ 2,301,000 | $ 191,000 | $ 47,000 |
| Wood County Ohio | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Worcester County Massachusetts | 65 | $ 15,694,000 | $ 241,000 | $ 84,000 |
| Wyoming County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 74,000 |
| Yamhill County Oregon | 1 | $ 216,000 | $ 216,000 | $ 0 |
| York County Maine | 2 | $ 420,000 | $ 210,000 | $ 39,000 |
| York County Pennsylvania | 7 | $ 1,355,000 | $ 193,000 | $ 63,000 |
| York County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Fairfield Financial in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,459 | $381,675,000 | $261,000 | $1,430,000 | $81,000 | $492,000 |
| Home Purchase | 836 | $228,264,000 | $273,000 | $2,324,000 | $101,000 | $1,020,000 |
| Home Improvement | 1 | $220,000 | $220,000 | $220,000 | $262,000 | $262,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 814 | $198,147,000 | $243,000 | $1,388,000 | $90,000 | $977,000 |
| Not Provided | 792 | $212,960,000 | $268,000 | $2,324,000 | $90,000 | $1,020,000 |
| Black or African American | 343 | $99,197,000 | $289,000 | $1,750,000 | $81,000 | $367,000 |
| Hispanic | 299 | $84,042,000 | $281,000 | $1,000,000 | $87,000 | $459,000 |
| Asian | 38 | $12,820,000 | $337,000 | $975,000 | $107,000 | $293,000 |
| American Indian or Alaskan Native | 5 | $1,186,000 | $237,000 | $453,000 | $79,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,807,000 | $361,000 | $656,000 | $97,000 | $185,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,650 | $455,732,000 | $276,000 | $2,324,000 | $95,000 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 640 | $153,232,000 | $239,000 | $553,000 | $73,000 | $263,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,195,000 | $199,000 | $330,000 | $56,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 844 | $210,495,000 | $249,000 | $1,000,000 | $81,000 | $459,000 |
| Application Denied By Financial Institution | 589 | $159,759,000 | $271,000 | $1,750,000 | $87,000 | $936,000 |
| Application Approved But Not Accepted | 535 | $147,690,000 | $276,000 | $1,388,000 | $96,000 | $977,000 |
| Application Withdrawn By Applicant | 314 | $88,927,000 | $283,000 | $2,324,000 | $103,000 | $1,020,000 |
| File Closed For Incompleteness | 14 | $3,288,000 | $234,000 | $530,000 | $67,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 255 | $63,396,000 | $248,000 | $966,000 | $75,000 | $397,000 |
| Debt-To-Income Ratio | 103 | $29,965,000 | $290,000 | $648,000 | $74,000 | $348,000 |
| Other | 95 | $28,424,000 | $299,000 | $1,750,000 | $97,000 | $300,000 |
| Collateral | 60 | $14,782,000 | $246,000 | $588,000 | $87,000 | $336,000 |
| Unverifiable Information | 33 | $11,148,000 | $337,000 | $1,430,000 | $112,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $5,984,000 | $284,000 | $1,500,000 | $164,000 | $936,000 |
| Employment History | 17 | $4,697,000 | $276,000 | $508,000 | $128,000 | $456,000 |
| Credit Application Incomplete | 4 | $1,168,000 | $292,000 | $492,000 | $60,000 | $90,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $246,000 | $246,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fairfield Financial's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fairfield Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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