2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
Fairfield Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Fairfield Financial 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fairfield Financial 2 National Place Danbury, CT 06810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 2,613 |
| Total Mortgage Loan Application Amount | $580,243,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,884,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Fairfield Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fairfield Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Fairfield Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fairfield Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Fairfield Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fairfield Financial's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 1 | $ 139,000 | $ 139,000 | $ 33,000 |
| Albany County New York | 2 | $ 153,000 | $ 76,000 | $ 75,000 |
| Allegheny County Pennsylvania | 15 | $ 1,220,000 | $ 81,000 | $ 45,000 |
| Amherst County Virginia | 2 | $ 403,000 | $ 201,000 | $ 15,000 |
| Anderson County South Carolina | 2 | $ 61,000 | $ 30,000 | $ 0 |
| Anne Arundel County Maryland | 7 | $ 1,712,000 | $ 244,000 | $ 44,000 |
| Armstrong County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Atlantic County New Jersey | 9 | $ 3,217,000 | $ 357,000 | $ 173,000 |
| Baltimore City County Maryland | 5 | $ 350,000 | $ 70,000 | $ 54,000 |
| Baltimore County Maryland | 3 | $ 766,000 | $ 255,000 | $ 40,000 |
| Barnstable County Massachusetts | 18 | $ 5,614,000 | $ 311,000 | $ 183,000 |
| Barrow County Georgia | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Bay County Michigan | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Belknap County New Hampshire | 6 | $ 499,000 | $ 83,000 | $ 85,000 |
| Bergen County New Jersey | 15 | $ 3,923,000 | $ 261,000 | $ 101,000 |
| Berks County Pennsylvania | 3 | $ 423,000 | $ 141,000 | $ 58,000 |
| Berkshire County Massachusetts | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Bibb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
| Blair County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Brevard County Florida | 8 | $ 1,202,000 | $ 150,000 | $ 110,000 |
| Bristol County Massachusetts | 63 | $ 12,847,000 | $ 203,000 | $ 68,000 |
| Bristol County Rhode Island | 3 | $ 615,000 | $ 205,000 | $ 56,000 |
| Bronx County New York | 42 | $ 10,501,000 | $ 250,000 | $ 69,000 |
| Broome County New York | 7 | $ 659,000 | $ 94,000 | $ 76,000 |
| Broward County Florida | 6 | $ 844,000 | $ 140,000 | $ 62,000 |
| Bucks County Pennsylvania | 4 | $ 976,000 | $ 244,000 | $ 73,000 |
| Burlington County New Jersey | 15 | $ 2,545,000 | $ 169,000 | $ 60,000 |
| Calhoun County Michigan | 2 | $ 95,000 | $ 47,000 | $ 184,000 |
| Camden County New Jersey | 17 | $ 2,662,000 | $ 156,000 | $ 82,000 |
| Cape May County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 63,000 |
| Carbon County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 66,000 |
| Carroll County New Hampshire | 2 | $ 446,000 | $ 223,000 | $ 117,000 |
| Cayuga County New York | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Centre County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 20,000 |
| Charles County Maryland | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
| Charleston County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Charlton County Georgia | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Chautauqua County New York | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Chemung County New York | 3 | $ 205,000 | $ 68,000 | $ 84,000 |
| Cherokee County Georgia | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Cheshire County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Chester County Pennsylvania | 3 | $ 437,000 | $ 145,000 | $ 42,000 |
| Chesterfield County Virginia | 1 | $ 166,000 | $ 166,000 | $ 23,000 |
| Cocke County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
| Cortland County New York | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Cumberland County Maine | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Cumberland County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Cumberland County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Dallas County Texas | 4 | $ 1,218,000 | $ 304,000 | $ 264,000 |
| Darlington County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 56,000 |
| DeKalb County Georgia | 2 | $ 131,000 | $ 65,000 | $ 96,000 |
| Delaware County Pennsylvania | 3 | $ 184,000 | $ 61,000 | $ 93,000 |
| Dillon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Dorchester County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Dutchess County New York | 41 | $ 10,532,000 | $ 256,000 | $ 76,000 |
| Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| El Paso County Colorado | 1 | $ 650,000 | $ 650,000 | $ 106,000 |
| Emmet County Michigan | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Erie County New York | 3 | $ 134,000 | $ 44,000 | $ 8,000 |
| Erie County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Escambia County Florida | 3 | $ 262,000 | $ 87,000 | $ 82,000 |
| Essex County Massachusetts | 25 | $ 6,545,000 | $ 261,000 | $ 123,000 |
| Essex County New Jersey | 43 | $ 11,285,000 | $ 262,000 | $ 126,000 |
| Fairfax County Virginia | 4 | $ 691,000 | $ 172,000 | $ 94,000 |
| Fairfield County Connecticut | 186 | $ 46,229,000 | $ 248,000 | $ 96,000 |
| Fayette County Pennsylvania | 4 | $ 324,000 | $ 81,000 | $ 42,000 |
| Franklin County Maine | 2 | $ 69,000 | $ 34,000 | $ 80,000 |
| Frederick County Maryland | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Fulton County Georgia | 6 | $ 1,165,000 | $ 194,000 | $ 73,000 |
| Fulton County New York | 1 | $ 190,000 | $ 190,000 | $ 267,000 |
| Garrett County Maryland | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Glades County Florida | 4 | $ 356,000 | $ 89,000 | $ 203,000 |
| Gloucester County New Jersey | 2 | $ 451,000 | $ 225,000 | $ 84,000 |
| Grafton County New Hampshire | 3 | $ 276,000 | $ 92,000 | $ 0 |
| Greene County New York | 4 | $ 1,245,000 | $ 311,000 | $ 471,000 |
| Gwinnett County Georgia | 2 | $ 466,000 | $ 233,000 | $ 62,000 |
| Hampden County Massachusetts | 36 | $ 4,501,000 | $ 125,000 | $ 65,000 |
| Hampshire County Massachusetts | 4 | $ 672,000 | $ 168,000 | $ 51,000 |
| Harford County Maryland | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Harris County Texas | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Hartford County Connecticut | 54 | $ 7,316,000 | $ 135,000 | $ 52,000 |
| Hendry County Florida | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
| Hernando County Florida | 4 | $ 444,000 | $ 111,000 | $ 100,000 |
| Highlands County Florida | 3 | $ 139,000 | $ 46,000 | $ 22,000 |
| Hillsborough County Florida | 5 | $ 629,000 | $ 125,000 | $ 43,000 |
| Hillsborough County New Hampshire | 11 | $ 2,255,000 | $ 205,000 | $ 82,000 |
| Horry County South Carolina | 7 | $ 1,372,000 | $ 196,000 | $ 197,000 |
| Howard County Maryland | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| Hudson County New Jersey | 21 | $ 5,091,000 | $ 242,000 | $ 109,000 |
| Hunterdon County New Jersey | 5 | $ 1,798,000 | $ 359,000 | $ 105,000 |
| Jefferson County Alabama | 1 | $ 203,000 | $ 203,000 | $ 85,000 |
| Jefferson County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Jefferson County Texas | 2 | $ 121,000 | $ 60,000 | $ 114,000 |
| Johnson County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Kent County Rhode Island | 28 | $ 4,335,000 | $ 154,000 | $ 61,000 |
| Kern County California | 3 | $ 475,000 | $ 158,000 | $ 102,000 |
| Kershaw County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Kings County New York | 122 | $ 40,632,000 | $ 333,000 | $ 69,000 |
| Lackawanna County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 48,000 |
| Lake County Florida | 3 | $ 421,000 | $ 140,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Lancaster County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 51,000 |
| Lee County Florida | 12 | $ 2,026,000 | $ 168,000 | $ 62,000 |
| Lehigh County Pennsylvania | 3 | $ 657,000 | $ 219,000 | $ 73,000 |
| Litchfield County Connecticut | 58 | $ 13,874,000 | $ 239,000 | $ 110,000 |
| Los Angeles County California | 10 | $ 4,002,000 | $ 400,000 | $ 206,000 |
| Lumpkin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Luzerne County Pennsylvania | 20 | $ 1,806,000 | $ 90,000 | $ 92,000 |
| Macomb County Michigan | 2 | $ 241,000 | $ 120,000 | $ 52,000 |
| Madison County New York | 7 | $ 776,000 | $ 110,000 | $ 74,000 |
| Maricopa County Arizona | 1 | $ 178,000 | $ 178,000 | $ 233,000 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Mercer County New Jersey | 8 | $ 1,664,000 | $ 208,000 | $ 112,000 |
| Mercer County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Merrimack County New Hampshire | 8 | $ 1,245,000 | $ 155,000 | $ 73,000 |
| Miami-Dade County Florida | 7 | $ 1,476,000 | $ 210,000 | $ 149,000 |
| Middlesex County Connecticut | 7 | $ 1,163,000 | $ 166,000 | $ 39,000 |
| Middlesex County Massachusetts | 54 | $ 15,565,000 | $ 288,000 | $ 85,000 |
| Middlesex County New Jersey | 19 | $ 5,658,000 | $ 297,000 | $ 131,000 |
| Midland County Michigan | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Monmouth County New Jersey | 15 | $ 3,208,000 | $ 213,000 | $ 94,000 |
| Monroe County Florida | 1 | $ 368,000 | $ 368,000 | $ 140,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Monroe County New York | 8 | $ 696,000 | $ 87,000 | $ 32,000 |
| Monroe County Pennsylvania | 18 | $ 2,243,000 | $ 124,000 | $ 57,000 |
| Montgomery County Maryland | 7 | $ 1,647,000 | $ 235,000 | $ 41,000 |
| Montgomery County Pennsylvania | 11 | $ 2,611,000 | $ 237,000 | $ 159,000 |
| Morris County New Jersey | 25 | $ 5,717,000 | $ 228,000 | $ 115,000 |
| Nantucket County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 102,000 |
| Nassau County New York | 120 | $ 30,787,000 | $ 256,000 | $ 101,000 |
| New Castle County Delaware | 2 | $ 334,000 | $ 167,000 | $ 61,000 |
| New Haven County Connecticut | 148 | $ 23,844,000 | $ 161,000 | $ 88,000 |
| New London County Connecticut | 16 | $ 2,925,000 | $ 182,000 | $ 91,000 |
| New York County New York | 12 | $ 6,947,000 | $ 578,000 | $ 287,000 |
| Newport County Rhode Island | 10 | $ 3,431,000 | $ 343,000 | $ 196,000 |
| Newton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Niagara County New York | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Norfolk County Massachusetts | 58 | $ 14,732,000 | $ 254,000 | $ 77,000 |
| Northampton County Pennsylvania | 6 | $ 694,000 | $ 115,000 | $ 48,000 |
| Northumberland County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Oakland County Michigan | 2 | $ 365,000 | $ 182,000 | $ 85,000 |
| Ocean County New Jersey | 20 | $ 5,366,000 | $ 268,000 | $ 106,000 |
| Oconee County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Oneida County New York | 9 | $ 471,000 | $ 52,000 | $ 133,000 |
| Onondaga County New York | 11 | $ 738,000 | $ 67,000 | $ 56,000 |
| Ontario County New York | 11 | $ 937,000 | $ 85,000 | $ 174,000 |
| Orange County California | 4 | $ 1,717,000 | $ 429,000 | $ 163,000 |
| Orange County Florida | 18 | $ 3,363,000 | $ 186,000 | $ 62,000 |
| Orange County New York | 15 | $ 2,942,000 | $ 196,000 | $ 91,000 |
| Orangeburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Osceola County Florida | 9 | $ 1,304,000 | $ 144,000 | $ 32,000 |
| Oswego County New York | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Otsego County New York | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Oxford County Maine | 2 | $ 181,000 | $ 90,000 | $ 45,000 |
| Palm Beach County Florida | 15 | $ 4,267,000 | $ 284,000 | $ 155,000 |
| Parker County Texas | 1 | $ 293,000 | $ 293,000 | $ 65,000 |
| Pasco County Florida | 4 | $ 562,000 | $ 140,000 | $ 7,000 |
| Passaic County New Jersey | 17 | $ 3,387,000 | $ 199,000 | $ 105,000 |
| Penobscot County Maine | 2 | $ 138,000 | $ 69,000 | $ 180,000 |
| Philadelphia County Pennsylvania | 24 | $ 2,723,000 | $ 113,000 | $ 80,000 |
| Pike County Pennsylvania | 5 | $ 978,000 | $ 195,000 | $ 78,000 |
| Pinellas County Florida | 5 | $ 1,650,000 | $ 330,000 | $ 31,000 |
| Pitkin County Colorado | 1 | $ 308,000 | $ 308,000 | $ 141,000 |
| Placer County California | 1 | $ 356,000 | $ 356,000 | $ 148,000 |
| Plymouth County Massachusetts | 111 | $ 24,611,000 | $ 221,000 | $ 114,000 |
| Polk County Florida | 4 | $ 558,000 | $ 139,000 | $ 61,000 |
| Prince George's County Maryland | 4 | $ 636,000 | $ 159,000 | $ 82,000 |
| Providence County Rhode Island | 101 | $ 17,557,000 | $ 173,000 | $ 67,000 |
| Putnam County Georgia | 2 | $ 285,000 | $ 142,000 | $ 140,000 |
| Putnam County New York | 6 | $ 1,423,000 | $ 237,000 | $ 72,000 |
| Queens County New York | 112 | $ 35,070,000 | $ 313,000 | $ 74,000 |
| Rensselaer County New York | 5 | $ 304,000 | $ 60,000 | $ 106,000 |
| Richland County South Carolina | 2 | $ 94,000 | $ 47,000 | $ 47,000 |
| Richmond County Georgia | 1 | $ 79,000 | $ 79,000 | $ 91,000 |
| Richmond County New York | 17 | $ 3,393,000 | $ 199,000 | $ 70,000 |
| Riverside County California | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| Rockingham County New Hampshire | 6 | $ 1,307,000 | $ 217,000 | $ 209,000 |
| Rockland County New York | 11 | $ 3,206,000 | $ 291,000 | $ 112,000 |
| Sacramento County California | 2 | $ 546,000 | $ 273,000 | $ 10,000 |
| Saginaw County Michigan | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Salem County New Jersey | 3 | $ 321,000 | $ 107,000 | $ 82,000 |
| San Bernardino County California | 4 | $ 1,017,000 | $ 254,000 | $ 98,000 |
| San Diego County California | 3 | $ 1,996,000 | $ 665,000 | $ 196,000 |
| Santa Rosa County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sarasota County Florida | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Saratoga County New York | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Schenectady County New York | 4 | $ 494,000 | $ 123,000 | $ 62,000 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Somerset County New Jersey | 3 | $ 858,000 | $ 286,000 | $ 180,000 |
| St. Lucie County Florida | 2 | $ 353,000 | $ 176,000 | $ 66,000 |
| St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Strafford County New Hampshire | 4 | $ 716,000 | $ 179,000 | $ 0 |
| Suffolk County Massachusetts | 69 | $ 20,953,000 | $ 303,000 | $ 121,000 |
| Suffolk County New York | 80 | $ 21,193,000 | $ 264,000 | $ 117,000 |
| Sullivan County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Sullivan County New York | 6 | $ 866,000 | $ 144,000 | $ 78,000 |
| Sumner County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 246,000 |
| Sumter County Florida | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Sussex County Delaware | 1 | $ 900,000 | $ 900,000 | $ 384,000 |
| Sussex County New Jersey | 3 | $ 460,000 | $ 153,000 | $ 21,000 |
| Tarrant County Texas | 6 | $ 656,000 | $ 109,000 | $ 76,000 |
| Tolland County Connecticut | 4 | $ 662,000 | $ 165,000 | $ 55,000 |
| Ulster County New York | 6 | $ 919,000 | $ 153,000 | $ 93,000 |
| Union County New Jersey | 13 | $ 3,705,000 | $ 285,000 | $ 88,000 |
| Venango County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 0 |
| Volusia County Florida | 5 | $ 597,000 | $ 119,000 | $ 87,000 |
| Wake County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 76,000 |
| Walker County Georgia | 1 | $ 179,000 | $ 179,000 | $ 26,000 |
| Walton County Florida | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Walton County Georgia | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Warren County New Jersey | 8 | $ 1,145,000 | $ 143,000 | $ 59,000 |
| Warren County New York | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Wasatch County Utah | 1 | $ 194,000 | $ 194,000 | $ 231,000 |
| Washington County Maryland | 2 | $ 715,000 | $ 357,000 | $ 240,000 |
| Washington County New York | 2 | $ 240,000 | $ 120,000 | $ 248,000 |
| Washington County Pennsylvania | 3 | $ 160,000 | $ 53,000 | $ 35,000 |
| Washington County Rhode Island | 15 | $ 3,341,000 | $ 222,000 | $ 122,000 |
| Watauga County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 504,000 |
| Wayne County Michigan | 3 | $ 302,000 | $ 100,000 | $ 40,000 |
| Weld County Colorado | 1 | $ 290,000 | $ 290,000 | $ 54,000 |
| Westchester County New York | 42 | $ 13,206,000 | $ 314,000 | $ 104,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,274,000 | $ 141,000 | $ 50,000 |
| Windham County Connecticut | 7 | $ 1,162,000 | $ 166,000 | $ 81,000 |
| Wise County Texas | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
| Worcester County Maryland | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Worcester County Massachusetts | 62 | $ 11,386,000 | $ 183,000 | $ 58,000 |
| York County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 49,000 |
| York County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Yuma County Arizona | 4 | $ 1,055,000 | $ 263,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Fairfield Financial in 2006
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,534 | $379,013,000 | $247,000 | $2,450,000 | $86,000 | $1,884,000 |
| Home Purchase | 1,058 | $197,024,000 | $186,000 | $1,172,000 | $98,000 | $900,000 |
| Home Improvement | 21 | $4,206,000 | $200,000 | $625,000 | $79,000 | $350,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $253,901,000 | $215,000 | $1,713,000 | $104,000 | $1,200,000 |
| Not Provided | 736 | $170,169,000 | $231,000 | $2,450,000 | $82,000 | $1,000,000 |
| Black or African American | 370 | $83,971,000 | $226,000 | $960,000 | $78,000 | $1,884,000 |
| Hispanic | 280 | $59,708,000 | $213,000 | $694,000 | $67,000 | $234,000 |
| Asian | 44 | $11,903,000 | $270,000 | $1,000,000 | $128,000 | $420,000 |
| American Indian or Alaskan Native | 4 | $341,000 | $85,000 | $192,000 | $170,000 | $530,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $250,000 | $125,000 | $200,000 | $96,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,447 | $543,769,000 | $222,000 | $2,450,000 | $92,000 | $1,884,000 |
| FHA-insured (Federal Housing Administration) | 162 | $35,205,000 | $217,000 | $577,000 | $69,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 3 | $819,000 | $273,000 | $350,000 | $76,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $450,000 | $450,000 | $450,000 | $468,000 | $468,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,170 | $257,944,000 | $220,000 | $1,713,000 | $94,000 | $1,200,000 |
| Application Withdrawn By Applicant | 980 | $233,776,000 | $238,000 | $2,450,000 | $91,000 | $1,884,000 |
| Application Approved But Not Accepted | 270 | $45,742,000 | $169,000 | $975,000 | $79,000 | $468,000 |
| Application Denied By Financial Institution | 192 | $42,541,000 | $221,000 | $900,000 | $83,000 | $504,000 |
| File Closed For Incompleteness | 1 | $240,000 | $240,000 | $240,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $16,839,000 | $230,000 | $630,000 | $83,000 | $504,000 |
| Collateral | 43 | $8,362,000 | $194,000 | $694,000 | $87,000 | $360,000 |
| Other | 26 | $5,868,000 | $225,000 | $900,000 | $101,000 | $250,000 |
| Debt-To-Income Ratio | 22 | $6,092,000 | $276,000 | $500,000 | $76,000 | $177,000 |
| Employment History | 13 | $2,309,000 | $177,000 | $460,000 | $63,000 | $150,000 |
| Unverifiable Information | 10 | $2,240,000 | $224,000 | $449,000 | $103,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $831,000 | $166,000 | $496,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fairfield Financial's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fairfield Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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