F&M Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Tennessee.
The mortgage statistics and data below are specific to mortgage loan applications for F&M Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | F&M Bank 50 Franklin St Clarksville, TN 37040 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,656 |
| Total Mortgage Loan Application Amount | $781,330,000 |
| Average Mortgage Loan Application Amount | $248,600 |
| Highest Mortgage Loan Application Amount | $4,865,000 |
| Average Applicant Income | $152,800 |
| Highest Applicant Income | $7,642,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Tennessee | 865 | $ 235,625,000 | $ 272,000 | $ 142,000 |
| Davidson County Tennessee | 402 | $ 148,520,000 | $ 369,000 | $ 213,000 |
| Sumner County Tennessee | 241 | $ 72,715,000 | $ 301,000 | $ 164,000 |
| Williamson County Tennessee | 177 | $ 66,845,000 | $ 377,000 | $ 234,000 |
| Rutherford County Tennessee | 174 | $ 48,790,000 | $ 280,000 | $ 126,000 |
| Robertson County Tennessee | 147 | $ 33,315,000 | $ 226,000 | $ 115,000 |
| Stewart County Tennessee | 108 | $ 12,650,000 | $ 117,000 | $ 92,000 |
| Wilson County Tennessee | 82 | $ 22,010,000 | $ 268,000 | $ 139,000 |
| Christian County Kentucky | 63 | $ 18,765,000 | $ 297,000 | $ 309,000 |
| Cheatham County Tennessee | 50 | $ 12,410,000 | $ 248,000 | $ 170,000 |
| Dickson County Tennessee | 36 | $ 7,440,000 | $ 206,000 | $ 120,000 |
| Maury County Tennessee | 35 | $ 11,345,000 | $ 324,000 | $ 169,000 |
| Putnam County Tennessee | 32 | $ 7,990,000 | $ 249,000 | $ 150,000 |
| Bedford County Tennessee | 18 | $ 4,090,000 | $ 227,000 | $ 83,000 |
| Coffee County Tennessee | 15 | $ 4,155,000 | $ 277,000 | $ 97,000 |
| Franklin County Tennessee | 11 | $ 1,925,000 | $ 175,000 | $ 178,000 |
| Hamilton County Tennessee | 11 | $ 3,095,000 | $ 281,000 | $ 235,000 |
| Sevier County Tennessee | 9 | $ 7,045,000 | $ 782,000 | $ 249,000 |
| Smith County Tennessee | 9 | $ 2,445,000 | $ 271,000 | $ 77,000 |
| Warren County Kentucky | 8 | $ 2,350,000 | $ 293,000 | $ 119,000 |
| Logan County Kentucky | 7 | $ 725,000 | $ 103,000 | $ 81,000 |
| Trigg County Kentucky | 7 | $ 2,085,000 | $ 297,000 | $ 250,000 |
| Henry County Tennessee | 6 | $ 1,460,000 | $ 243,000 | $ 206,000 |
| Houston County Tennessee | 6 | $ 720,000 | $ 120,000 | $ 79,000 |
| Macon County Tennessee | 6 | $ 1,520,000 | $ 253,000 | $ 77,000 |
| Baldwin County Alabama | 5 | $ 2,135,000 | $ 427,000 | $ 136,000 |
| Todd County Kentucky | 5 | $ 1,405,000 | $ 281,000 | $ 79,000 |
| Marshall County Tennessee | 5 | $ 1,525,000 | $ 305,000 | $ 143,000 |
| Walton County Florida | 4 | $ 8,800,000 | $ 2,200,000 | $ 67,000 |
| Cannon County Tennessee | 4 | $ 680,000 | $ 170,000 | $ 100,000 |
| DeKalb County Tennessee | 4 | $ 1,100,000 | $ 275,000 | $ 78,000 |
| Giles County Tennessee | 4 | $ 850,000 | $ 212,000 | $ 87,000 |
| Jackson County Tennessee | 4 | $ 560,000 | $ 140,000 | $ 68,000 |
| Trousdale County Tennessee | 4 | $ 1,340,000 | $ 335,000 | $ 151,000 |
| White County Tennessee | 4 | $ 550,000 | $ 137,000 | $ 129,000 |
| Calloway County Kentucky | 3 | $ 985,000 | $ 328,000 | $ 382,000 |
| Simpson County Kentucky | 3 | $ 645,000 | $ 215,000 | $ 57,000 |
| Hickman County Tennessee | 3 | $ 605,000 | $ 201,000 | $ 102,000 |
| Madison County Tennessee | 3 | $ 595,000 | $ 198,000 | $ 86,000 |
| Marion County Tennessee | 3 | $ 735,000 | $ 245,000 | $ 117,000 |
| Warren County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 44,000 |
| Hardin County Kentucky | 2 | $ 3,880,000 | $ 1,940,000 | $ 274,000 |
| St. Louis County Minnesota | 2 | $ 1,080,000 | $ 540,000 | $ 275,000 |
| Cumberland County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Clay County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Cocke County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 763,000 |
| Gibson County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 125,000 |
| Grundy County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 200,000 |
| Lawrence County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Overton County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Roane County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| Calhoun County Alabama | 1 | $ 565,000 | $ 565,000 | $ 220,000 |
| Cullman County Alabama | 1 | $ 505,000 | $ 505,000 | $ 246,000 |
| Lee County Alabama | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Madison County Alabama | 1 | $ 495,000 | $ 495,000 | $ 115,000 |
| Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Winston County Alabama | 1 | $ 645,000 | $ 645,000 | $ 517,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Gulf County Florida | 1 | $ 275,000 | $ 275,000 | $ 218,000 |
| Hillsborough County Florida | 1 | $ 635,000 | $ 635,000 | $ 131,000 |
| Pinellas County Florida | 1 | $ 385,000 | $ 385,000 | $ 121,000 |
| Sarasota County Florida | 1 | $ 525,000 | $ 525,000 | $ 195,000 |
| St. Lucie County Florida | 1 | $ 805,000 | $ 805,000 | $ 232,000 |
| Douglas County Georgia | 1 | $ 515,000 | $ 515,000 | $ 109,000 |
| Forsyth County Georgia | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Lowndes County Georgia | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Walker County Georgia | 1 | $ 625,000 | $ 625,000 | $ 106,000 |
| Marion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Hopkins County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| McCracken County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Baltimore County Maryland | 1 | $ 655,000 | $ 655,000 | $ 233,000 |
| Ionia County Michigan | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Wayne County Michigan | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| DeSoto County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Tishomingo County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Washington County Missouri | 1 | $ 365,000 | $ 365,000 | $ 78,000 |
| Guilford County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 165,000 |
| McDowell County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Comanche County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Huntingdon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Benton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Bledsoe County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 188,000 |
| Blount County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Carroll County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Fentress County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Hardin County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
| Humphreys County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 310,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Lewis County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| McMinn County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Monroe County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Moore County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
| Perry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Scott County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 346,000 |
| Shelby County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Guadalupe County Texas | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Harrison County Texas | 1 | $ 415,000 | $ 415,000 | $ 71,000 |
| Marathon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Tennessee,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for F&M Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,379 | $494,305,000 | $358,000 | $4,865,000 | $150,000 | $3,762,000 |
| Other Purpose | 568 | $98,390,000 | $173,000 | $1,505,000 | $171,000 | $1,909,000 |
| Refinancing | 453 | $133,765,000 | $295,000 | $3,705,000 | $205,000 | $7,642,000 |
| Cash-out Refinancing | 137 | $39,025,000 | $284,000 | $675,000 | $101,000 | $332,000 |
| Home Improvement | 119 | $15,845,000 | $133,000 | $705,000 | $137,000 | $710,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,067 | $575,285,000 | $278,000 | $4,865,000 | $165,000 | $7,642,000 |
| Not applicable | 173 | $87,155,000 | $503,000 | $4,155,000 | $0 | $0 |
| Black or African American | 137 | $34,665,000 | $253,000 | $1,105,000 | $121,000 | $1,672,000 |
| Not Provided | 112 | $35,700,000 | $318,000 | $825,000 | $147,000 | $715,000 |
| Asian | 75 | $22,525,000 | $300,000 | $855,000 | $152,000 | $696,000 |
| Hispanic | 74 | $19,990,000 | $270,000 | $915,000 | $121,000 | $581,000 |
| American Indian or Alaskan Native | 6 | $1,390,000 | $231,000 | $355,000 | $98,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $800,000 | $400,000 | $625,000 | $562,000 | $942,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,275 | $659,845,000 | $290,000 | $4,865,000 | $174,000 | $7,642,000 |
| VA-guaranteed (Veterans Administration) | 246 | $82,440,000 | $335,000 | $1,005,000 | $93,000 | $314,000 |
| FHA-insured (Federal Housing Administration) | 126 | $37,040,000 | $293,000 | $625,000 | $78,000 | $211,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $2,005,000 | $222,000 | $305,000 | $60,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,066 | $588,230,000 | $284,000 | $4,865,000 | $161,000 | $2,834,000 |
| Application Withdrawn By Applicant | 264 | $96,010,000 | $363,000 | $4,155,000 | $143,000 | $922,000 |
| Application Denied By Financial Institution | 263 | $73,675,000 | $280,000 | $4,415,000 | $156,000 | $7,642,000 |
| Application Approved But Not Accepted | 52 | $21,420,000 | $411,000 | $3,005,000 | $278,000 | $3,762,000 |
| File Closed For Incompleteness | 8 | $1,380,000 | $172,000 | $305,000 | $133,000 | $168,000 |
| Loan Purchased By The Institution | 3 | $615,000 | $205,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,393 | $707,655,000 | $295,000 | $4,865,000 | $161,000 | $3,762,000 |
| Debt-To-Income Ratio | 123 | $35,275,000 | $286,000 | $4,415,000 | $113,000 | $821,000 |
| Credit History | 43 | $5,365,000 | $124,000 | $555,000 | $87,000 | $343,000 |
| Collateral | 26 | $7,570,000 | $291,000 | $1,055,000 | $133,000 | $432,000 |
| Credit Application Incomplete | 25 | $8,815,000 | $352,000 | $1,145,000 | $164,000 | $472,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $5,885,000 | $346,000 | $705,000 | $69,000 | $159,000 |
| Other | 15 | $7,875,000 | $525,000 | $1,155,000 | $1,140,000 | $7,642,000 |
| Employment History | 10 | $1,720,000 | $172,000 | $525,000 | $92,000 | $410,000 |
| Unverifiable Information | 4 | $1,170,000 | $292,000 | $505,000 | $288,000 | $485,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Tennessee, and search similar information at your convenience.