F & M Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for F & M Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | F & M Bank And Trust Company Po Box 938 Hannibal, MO 63401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,472 |
| Total Mortgage Loan Application Amount | $300,865,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $1,924,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $4,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 484 | $ 114,460,000 | $ 236,000 | $ 156,000 |
| Marion County Missouri | 138 | $ 10,606,000 | $ 76,000 | $ 54,000 |
| St. Charles County Missouri | 118 | $ 20,277,000 | $ 171,000 | $ 115,000 |
| Cook County Illinois | 115 | $ 45,364,000 | $ 394,000 | $ 190,000 |
| Greene County Missouri | 77 | $ 9,382,000 | $ 121,000 | $ 74,000 |
| St. Louis City County Missouri | 72 | $ 14,995,000 | $ 208,000 | $ 158,000 |
| Ralls County Missouri | 43 | $ 4,111,000 | $ 95,000 | $ 65,000 |
| Shelby County Missouri | 35 | $ 2,191,000 | $ 62,000 | $ 49,000 |
| Cape Girardeau County Missouri | 31 | $ 4,503,000 | $ 145,000 | $ 73,000 |
| Adams County Illinois | 30 | $ 2,721,000 | $ 90,000 | $ 53,000 |
| Christian County Missouri | 28 | $ 4,176,000 | $ 149,000 | $ 85,000 |
| Lake County Illinois | 21 | $ 9,155,000 | $ 435,000 | $ 223,000 |
| Jefferson County Missouri | 18 | $ 2,735,000 | $ 151,000 | $ 83,000 |
| Stone County Missouri | 11 | $ 1,140,000 | $ 103,000 | $ 66,000 |
| DuPage County Illinois | 10 | $ 3,438,000 | $ 343,000 | $ 215,000 |
| St. Clair County Illinois | 10 | $ 2,430,000 | $ 243,000 | $ 110,000 |
| Monroe County Missouri | 10 | $ 782,000 | $ 78,000 | $ 32,000 |
| Warren County Missouri | 10 | $ 2,042,000 | $ 204,000 | $ 244,000 |
| Madison County Illinois | 8 | $ 1,253,000 | $ 156,000 | $ 106,000 |
| Bollinger County Missouri | 7 | $ 559,000 | $ 79,000 | $ 36,000 |
| Franklin County Missouri | 7 | $ 848,000 | $ 121,000 | $ 63,000 |
| Lewis County Missouri | 7 | $ 655,000 | $ 93,000 | $ 80,000 |
| Lincoln County Missouri | 7 | $ 1,127,000 | $ 161,000 | $ 61,000 |
| Johnson County Kansas | 6 | $ 989,000 | $ 164,000 | $ 69,000 |
| Camden County Missouri | 6 | $ 1,438,000 | $ 239,000 | $ 1,106,000 |
| Jackson County Missouri | 6 | $ 897,000 | $ 149,000 | $ 318,000 |
| Scott County Missouri | 6 | $ 539,000 | $ 89,000 | $ 37,000 |
| Will County Illinois | 5 | $ 1,408,000 | $ 281,000 | $ 133,000 |
| Pike County Missouri | 5 | $ 438,000 | $ 87,000 | $ 61,000 |
| Webster County Missouri | 5 | $ 636,000 | $ 127,000 | $ 112,000 |
| St. Francois County Missouri | 4 | $ 635,000 | $ 158,000 | $ 89,000 |
| Maricopa County Arizona | 3 | $ 711,000 | $ 237,000 | $ 231,000 |
| Summit County Colorado | 3 | $ 1,587,000 | $ 529,000 | $ 999,000 |
| Monroe County Illinois | 3 | $ 336,000 | $ 112,000 | $ 68,000 |
| Lawrence County Missouri | 3 | $ 263,000 | $ 87,000 | $ 35,000 |
| Macon County Missouri | 3 | $ 258,000 | $ 86,000 | $ 26,000 |
| Santa Fe County New Mexico | 3 | $ 780,000 | $ 260,000 | $ 193,000 |
| Collin County Texas | 3 | $ 582,000 | $ 194,000 | $ 84,000 |
| San Diego County California | 2 | $ 759,000 | $ 379,000 | $ 244,000 |
| Collier County Florida | 2 | $ 494,000 | $ 247,000 | $ 110,000 |
| Lee County Florida | 2 | $ 636,000 | $ 318,000 | $ 211,000 |
| Fulton County Georgia | 2 | $ 530,000 | $ 265,000 | $ 1,076,000 |
| Kane County Illinois | 2 | $ 371,000 | $ 185,000 | $ 86,000 |
| Hamilton County Indiana | 2 | $ 329,000 | $ 164,000 | $ 78,000 |
| Berrien County Michigan | 2 | $ 721,000 | $ 360,000 | $ 276,000 |
| Hennepin County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 195,000 |
| Barry County Missouri | 2 | $ 384,000 | $ 192,000 | $ 58,000 |
| Boone County Missouri | 2 | $ 258,000 | $ 129,000 | $ 114,000 |
| Polk County Missouri | 2 | $ 232,000 | $ 116,000 | $ 71,000 |
| Scotland County Missouri | 2 | $ 87,000 | $ 43,000 | $ 41,000 |
| Clark County Nevada | 2 | $ 723,000 | $ 361,000 | $ 77,000 |
| Hamilton County Ohio | 2 | $ 525,000 | $ 262,000 | $ 143,000 |
| King County Washington | 2 | $ 771,000 | $ 385,000 | $ 106,000 |
| Kenosha County Wisconsin | 2 | $ 395,000 | $ 197,000 | $ 317,000 |
| Milwaukee County Wisconsin | 2 | $ 802,000 | $ 401,000 | $ 200,000 |
| Vilas County Wisconsin | 2 | $ 453,000 | $ 226,000 | $ 323,000 |
| Walker County Alabama | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Riverside County California | 1 | $ 235,000 | $ 235,000 | $ 343,000 |
| San Francisco County California | 1 | $ 999,000 | $ 999,000 | $ 461,000 |
| Fairfield County Connecticut | 1 | $ 601,000 | $ 601,000 | $ 318,000 |
| Broward County Florida | 1 | $ 412,000 | $ 412,000 | $ 94,000 |
| Hillsborough County Florida | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Palm Beach County Florida | 1 | $ 407,000 | $ 407,000 | $ 715,000 |
| Pinellas County Florida | 1 | $ 393,000 | $ 393,000 | $ 600,000 |
| Chatham County Georgia | 1 | $ 92,000 | $ 92,000 | $ 293,000 |
| DeKalb County Georgia | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Forsyth County Georgia | 1 | $ 1,924,000 | $ 1,924,000 | $ 2,400,000 |
| Kendall County Illinois | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| McLean County Illinois | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
| Sangamon County Illinois | 1 | $ 171,000 | $ 171,000 | $ 200,000 |
| Boone County Indiana | 1 | $ 258,000 | $ 258,000 | $ 316,000 |
| Brown County Indiana | 1 | $ 236,000 | $ 236,000 | $ 121,000 |
| Hendricks County Indiana | 1 | $ 146,000 | $ 146,000 | $ 73,000 |
| LaPorte County Indiana | 1 | $ 279,000 | $ 279,000 | $ 62,000 |
| Trigg County Kentucky | 1 | $ 664,000 | $ 664,000 | $ 565,000 |
| Allegan County Michigan | 1 | $ 270,000 | $ 270,000 | $ 435,000 |
| Cass County Michigan | 1 | $ 313,000 | $ 313,000 | $ 335,000 |
| Leelanau County Michigan | 1 | $ 233,000 | $ 233,000 | $ 491,000 |
| St. Joseph County Michigan | 1 | $ 230,000 | $ 230,000 | $ 377,000 |
| Carver County Minnesota | 1 | $ 387,000 | $ 387,000 | $ 65,000 |
| Ramsey County Minnesota | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Wright County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 319,000 |
| Adair County Missouri | 1 | $ 76,000 | $ 76,000 | $ 64,000 |
| Audrain County Missouri | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Butler County Missouri | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Clay County Missouri | 1 | $ 108,000 | $ 108,000 | $ 94,000 |
| Crawford County Missouri | 1 | $ 116,000 | $ 116,000 | $ 110,000 |
| Douglas County Missouri | 1 | $ 306,000 | $ 306,000 | $ 84,000 |
| Gasconade County Missouri | 1 | $ 360,000 | $ 360,000 | $ 116,000 |
| Jasper County Missouri | 1 | $ 99,000 | $ 99,000 | $ 76,000 |
| Knox County Missouri | 1 | $ 415,000 | $ 415,000 | $ 182,000 |
| Morgan County Missouri | 1 | $ 101,000 | $ 101,000 | $ 100,000 |
| Newton County Missouri | 1 | $ 490,000 | $ 490,000 | $ 210,000 |
| Reynolds County Missouri | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Ripley County Missouri | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Ste. Genevieve County Missouri | 1 | $ 268,000 | $ 268,000 | $ 156,000 |
| Stoddard County Missouri | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Taney County Missouri | 1 | $ 389,000 | $ 389,000 | $ 144,000 |
| Carroll County New Hampshire | 1 | $ 316,000 | $ 316,000 | $ 278,000 |
| Essex County New Jersey | 1 | $ 390,000 | $ 390,000 | $ 1,718,000 |
| Hudson County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Suffolk County New York | 1 | $ 336,000 | $ 336,000 | $ 262,000 |
| Mecklenburg County North Carolina | 1 | $ 402,000 | $ 402,000 | $ 173,000 |
| Lorain County Ohio | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Tulsa County Oklahoma | 1 | $ 379,000 | $ 379,000 | $ 285,000 |
| Montgomery County Pennsylvania | 1 | $ 379,000 | $ 379,000 | $ 238,000 |
| Shelby County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 118,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Dallas County Texas | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Arlington County Virginia | 1 | $ 683,000 | $ 683,000 | $ 209,000 |
| Ozaukee County Wisconsin | 1 | $ 399,000 | $ 399,000 | $ 150,000 |
| Sauk County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Walworth County Wisconsin | 1 | $ 386,000 | $ 386,000 | $ 160,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for F & M Bank And Trust Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,080 | $234,349,000 | $216,000 | $1,500,000 | $148,000 | $4,800,000 |
| Home Purchase | 368 | $66,189,000 | $179,000 | $1,924,000 | $112,000 | $2,400,000 |
| Home Improvement | 24 | $327,000 | $13,000 | $32,000 | $49,000 | $109,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,358 | $277,891,000 | $204,000 | $1,924,000 | $139,000 | $4,800,000 |
| Asian | 38 | $9,842,000 | $259,000 | $691,000 | $132,000 | $449,000 |
| Not Provided | 37 | $6,490,000 | $175,000 | $742,000 | $96,000 | $453,000 |
| Black or African American | 18 | $3,174,000 | $176,000 | $404,000 | $185,000 | $1,900,000 |
| Hispanic | 14 | $2,629,000 | $187,000 | $412,000 | $116,000 | $377,000 |
| Not applicable | 4 | $330,000 | $82,000 | $265,000 | $62,000 | $196,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $447,000 | $223,000 | $373,000 | $63,000 | $84,000 |
| American Indian or Alaskan Native | 1 | $62,000 | $62,000 | $62,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,280 | $276,421,000 | $215,000 | $1,924,000 | $151,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 114 | $15,770,000 | $138,000 | $277,000 | $54,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $5,829,000 | $97,000 | $400,000 | $38,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,845,000 | $158,000 | $384,000 | $61,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,161 | $245,263,000 | $211,000 | $1,350,000 | $141,000 | $2,873,000 |
| Application Denied By Financial Institution | 169 | $25,370,000 | $150,000 | $1,924,000 | $85,000 | $2,400,000 |
| Application Withdrawn By Applicant | 96 | $21,002,000 | $218,000 | $1,100,000 | $153,000 | $1,701,000 |
| File Closed For Incompleteness | 29 | $6,231,000 | $214,000 | $1,200,000 | $259,000 | $4,800,000 |
| Application Approved But Not Accepted | 17 | $2,999,000 | $176,000 | $380,000 | $107,000 | $415,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 51 | $4,084,000 | $80,000 | $320,000 | $58,000 | $393,000 |
| Collateral | 50 | $11,721,000 | $234,000 | $1,924,000 | $147,000 | $2,400,000 |
| Debt-To-Income Ratio | 37 | $4,381,000 | $118,000 | $348,000 | $53,000 | $244,000 |
| Other | 15 | $2,249,000 | $149,000 | $405,000 | $74,000 | $435,000 |
| Employment History | 7 | $1,736,000 | $248,000 | $800,000 | $101,000 | $277,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $446,000 | $111,000 | $225,000 | $27,000 | $49,000 |
| Credit Application Incomplete | 4 | $673,000 | $168,000 | $267,000 | $40,000 | $63,000 |
| Unverifiable Information | 1 | $80,000 | $80,000 | $80,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.