F & M Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for F & M Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | F & M Bank And Trust Company Po Box 938 Hannibal, MO 63401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,152 |
| Total Mortgage Loan Application Amount | $210,283,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $96,666 |
| Highest Applicant Income | $1,783,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 342 | $ 77,612,000 | $ 226,000 | $ 147,000 |
| Marion County Missouri | 122 | $ 9,232,000 | $ 75,000 | $ 67,000 |
| St. Charles County Missouri | 116 | $ 20,540,000 | $ 177,000 | $ 94,000 |
| Greene County Missouri | 79 | $ 9,365,000 | $ 118,000 | $ 61,000 |
| St. Louis City County Missouri | 65 | $ 10,393,000 | $ 159,000 | $ 106,000 |
| Cook County Illinois | 61 | $ 24,000,000 | $ 393,000 | $ 223,000 |
| Christian County Missouri | 30 | $ 4,878,000 | $ 162,000 | $ 76,000 |
| Jackson County Missouri | 24 | $ 1,964,000 | $ 81,000 | $ 93,000 |
| Jefferson County Missouri | 23 | $ 3,365,000 | $ 146,000 | $ 76,000 |
| Ralls County Missouri | 23 | $ 2,081,000 | $ 90,000 | $ 64,000 |
| Shelby County Missouri | 22 | $ 1,492,000 | $ 67,000 | $ 57,000 |
| Adams County Illinois | 20 | $ 1,284,000 | $ 64,000 | $ 53,000 |
| Lake County Illinois | 9 | $ 2,949,000 | $ 327,000 | $ 274,000 |
| Franklin County Missouri | 9 | $ 1,672,000 | $ 185,000 | $ 62,000 |
| Taney County Missouri | 9 | $ 1,334,000 | $ 148,000 | $ 122,000 |
| Lincoln County Missouri | 7 | $ 1,048,000 | $ 149,000 | $ 66,000 |
| St. Clair County Illinois | 6 | $ 654,000 | $ 109,000 | $ 86,000 |
| Lawrence County Missouri | 6 | $ 627,000 | $ 104,000 | $ 40,000 |
| Monroe County Missouri | 6 | $ 438,000 | $ 73,000 | $ 41,000 |
| Stone County Missouri | 6 | $ 780,000 | $ 130,000 | $ 85,000 |
| Webster County Missouri | 6 | $ 786,000 | $ 131,000 | $ 51,000 |
| DuPage County Illinois | 5 | $ 2,019,000 | $ 403,000 | $ 333,000 |
| Boone County Missouri | 4 | $ 479,000 | $ 119,000 | $ 144,000 |
| Camden County Missouri | 4 | $ 928,000 | $ 232,000 | $ 202,000 |
| Monroe County Illinois | 3 | $ 489,000 | $ 163,000 | $ 76,000 |
| Hartford County Connecticut | 2 | $ 451,000 | $ 225,000 | $ 280,000 |
| DeKalb County Illinois | 2 | $ 451,000 | $ 225,000 | $ 120,000 |
| Kane County Illinois | 2 | $ 576,000 | $ 288,000 | $ 234,000 |
| Barry County Missouri | 2 | $ 191,000 | $ 95,000 | $ 109,000 |
| Dallas County Missouri | 2 | $ 314,000 | $ 157,000 | $ 44,000 |
| Gasconade County Missouri | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
| Lewis County Missouri | 2 | $ 352,000 | $ 176,000 | $ 37,000 |
| Macon County Missouri | 2 | $ 96,000 | $ 48,000 | $ 38,000 |
| Polk County Missouri | 2 | $ 264,000 | $ 132,000 | $ 48,000 |
| Warren County Missouri | 2 | $ 222,000 | $ 111,000 | $ 47,000 |
| Collin County Texas | 2 | $ 340,000 | $ 170,000 | $ 86,000 |
| Milwaukee County Wisconsin | 2 | $ 673,000 | $ 336,000 | $ 207,000 |
| Ozaukee County Wisconsin | 2 | $ 824,000 | $ 412,000 | $ 257,000 |
| Los Angeles County California | 1 | $ 412,000 | $ 412,000 | $ 135,000 |
| Orange County California | 1 | $ 400,000 | $ 400,000 | $ 241,000 |
| Archuleta County Colorado | 1 | $ 347,000 | $ 347,000 | $ 135,000 |
| Boulder County Colorado | 1 | $ 406,000 | $ 406,000 | $ 211,000 |
| Litchfield County Connecticut | 1 | $ 400,000 | $ 400,000 | $ 283,000 |
| Collier County Florida | 1 | $ 240,000 | $ 240,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 400,000 | $ 400,000 | $ 241,000 |
| Lee County Florida | 1 | $ 310,000 | $ 310,000 | $ 666,000 |
| Palm Beach County Florida | 1 | $ 317,000 | $ 317,000 | $ 90,000 |
| Sarasota County Florida | 1 | $ 410,000 | $ 410,000 | $ 509,000 |
| Clinton County Illinois | 1 | $ 80,000 | $ 80,000 | $ 88,000 |
| Effingham County Illinois | 1 | $ 394,000 | $ 394,000 | $ 1,098,000 |
| Madison County Illinois | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Hamilton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 179,000 |
| LaPorte County Indiana | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| Johnson County Kansas | 1 | $ 49,000 | $ 49,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 322,000 | $ 322,000 | $ 150,000 |
| Montgomery County Maryland | 1 | $ 217,000 | $ 217,000 | $ 134,000 |
| Allegan County Michigan | 1 | $ 270,000 | $ 270,000 | $ 435,000 |
| Ottawa County Michigan | 1 | $ 331,000 | $ 331,000 | $ 225,000 |
| Hennepin County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 181,000 |
| Washington County Minnesota | 1 | $ 354,000 | $ 354,000 | $ 275,000 |
| Adair County Missouri | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Cole County Missouri | 1 | $ 117,000 | $ 117,000 | $ 94,000 |
| Linn County Missouri | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Montgomery County Missouri | 1 | $ 47,000 | $ 47,000 | $ 142,000 |
| Morgan County Missouri | 1 | $ 67,000 | $ 67,000 | $ 106,000 |
| Ozark County Missouri | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Pike County Missouri | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Platte County Missouri | 1 | $ 193,000 | $ 193,000 | $ 111,000 |
| Randolph County Missouri | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| St. Francois County Missouri | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Ste. Genevieve County Missouri | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Texas County Missouri | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Bernalillo County New Mexico | 1 | $ 136,000 | $ 136,000 | $ 218,000 |
| Dallas County Texas | 1 | $ 938,000 | $ 938,000 | $ 704,000 |
| Orange County Vermont | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Dinwiddie County Virginia | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Henrico County Virginia | 1 | $ 188,000 | $ 188,000 | $ 162,000 |
| Brown County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 57,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for F & M Bank And Trust Company in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 794 | $156,505,000 | $197,000 | $1,050,000 | $127,000 | $1,783,000 |
| Home Purchase | 338 | $53,344,000 | $157,000 | $1,100,000 | $94,000 | $704,000 |
| Home Improvement | 20 | $434,000 | $21,000 | $170,000 | $69,000 | $246,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,085 | $197,209,000 | $181,000 | $1,100,000 | $116,000 | $1,783,000 |
| Asian | 32 | $7,330,000 | $229,000 | $417,000 | $149,000 | $449,000 |
| Hispanic | 15 | $2,855,000 | $190,000 | $417,000 | $126,000 | $396,000 |
| Black or African American | 8 | $1,345,000 | $168,000 | $217,000 | $97,000 | $135,000 |
| Not Provided | 7 | $836,000 | $119,000 | $222,000 | $60,000 | $130,000 |
| American Indian or Alaskan Native | 2 | $495,000 | $247,000 | $417,000 | $110,000 | $186,000 |
| Not applicable | 2 | $188,000 | $94,000 | $153,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $59,000 | $59,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 989 | $188,139,000 | $190,000 | $1,100,000 | $127,000 | $1,783,000 |
| FHA-insured (Federal Housing Administration) | 107 | $15,656,000 | $146,000 | $317,000 | $52,000 | $334,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $3,680,000 | $96,000 | $380,000 | $44,000 | $175,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,808,000 | $156,000 | $300,000 | $65,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 800 | $154,622,000 | $193,000 | $1,100,000 | $127,000 | $1,762,000 |
| Application Withdrawn By Applicant | 144 | $25,297,000 | $175,000 | $1,050,000 | $83,000 | $508,000 |
| Application Denied By Financial Institution | 109 | $14,339,000 | $131,000 | $417,000 | $72,000 | $381,000 |
| Application Approved But Not Accepted | 82 | $13,226,000 | $161,000 | $620,000 | $134,000 | $1,783,000 |
| Loan Purchased By The Institution | 11 | $2,290,000 | $208,000 | $295,000 | $96,000 | $298,000 |
| Preapproval Denied by Financial Institution | 6 | $509,000 | $84,000 | $124,000 | $27,000 | $72,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 33 | $5,306,000 | $160,000 | $417,000 | $94,000 | $381,000 |
| Other | 27 | $3,382,000 | $125,000 | $370,000 | $70,000 | $300,000 |
| Credit History | 25 | $2,091,000 | $83,000 | $222,000 | $41,000 | $215,000 |
| Debt-To-Income Ratio | 18 | $2,705,000 | $150,000 | $346,000 | $76,000 | $264,000 |
| Unverifiable Information | 5 | $463,000 | $92,000 | $171,000 | $43,000 | $73,000 |
| Credit Application Incomplete | 3 | $517,000 | $172,000 | $185,000 | $85,000 | $93,000 |
| Employment History | 3 | $352,000 | $117,000 | $122,000 | $36,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $32,000 | $32,000 | $32,000 | $39,000 | $39,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.