Express Capital Lending
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Express Capital Lending.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Express Capital Lending
3134 Airway Avenue
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,381
Total Mortgage Loan Application Amount $2,787,687,000
Average Mortgage Loan Application Amount $178,893
Highest Mortgage Loan Application Amount $1,575,000
Average Applicant Income $107,480
Highest Applicant Income $4,800,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Express Capital Lending by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,934 $ 532,736,000 $ 275,000 $ 141,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1,120 $ 310,721,000 $ 277,000 $ 129,000
SANTA ANA-ANAHEIM-IRVINE, CA 1,005 $ 306,354,000 $ 304,000 $ 134,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 976 $ 190,694,000 $ 195,000 $ 109,000
OAKLAND-FREMONT-HAYWARD, CA 532 $ 144,832,000 $ 272,000 $ 112,000
PHOENIX-MESA-SCOTTSDALE, AZ 355 $ 48,094,000 $ 135,000 $ 117,000
LAS VEGAS-PARADISE, NV 350 $ 60,148,000 $ 171,000 $ 159,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 336 $ 108,102,000 $ 321,000 $ 114,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 292 $ 54,782,000 $ 187,000 $ 114,000
DENVER-AURORA, CO 288 $ 43,131,000 $ 149,000 $ 111,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 281 $ 45,111,000 $ 160,000 $ 109,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 273 $ 48,922,000 $ 179,000 $ 122,000
OXNARD-THOUSAND OAKS-VENTURA, CA 198 $ 58,309,000 $ 294,000 $ 210,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 197 $ 70,682,000 $ 358,000 $ 142,000
ORLANDO, FL 193 $ 30,523,000 $ 158,000 $ 107,000
MIAMI-MIAMI BEACH-KENDALL, FL 172 $ 33,586,000 $ 195,000 $ 120,000
CAPE CORAL-FORT MYERS, FL 162 $ 16,380,000 $ 101,000 $ 85,000
SALT LAKE CITY, UT 159 $ 23,620,000 $ 148,000 $ 136,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 157 $ 19,117,000 $ 121,000 $ 106,000
SARASOTA-BRADENTON-VENICE, FL 155 $ 25,547,000 $ 164,000 $ 116,000
SEATTLE-BELLEVUE-EVERETT, WA 136 $ 26,480,000 $ 194,000 $ 97,000
STOCKTON, CA 121 $ 21,204,000 $ 175,000 $ 98,000
VALLEJO-FAIRFIELD, CA 113 $ 24,379,000 $ 215,000 $ 115,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 100 $ 19,244,000 $ 192,000 $ 97,000
SALINAS, CA 97 $ 28,609,000 $ 294,000 $ 117,000
SANTA ROSA-PETALUMA, CA 85 $ 25,717,000 $ 302,000 $ 141,000
BAKERSFIELD, CA 78 $ 10,174,000 $ 130,000 $ 107,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 74 $ 16,285,000 $ 220,000 $ 103,000
SANTA CRUZ-WATSONVILLE, CA 74 $ 22,906,000 $ 309,000 $ 113,000
BALTIMORE-TOWSON, MD 68 $ 11,829,000 $ 173,000 $ 96,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 67 $ 8,470,000 $ 126,000 $ 145,000
FRESNO, CA 62 $ 8,975,000 $ 144,000 $ 93,000
CHICAGO-NAPERVILLE-JOLIET, IL 61 $ 13,783,000 $ 225,000 $ 110,000
NAPA, CA 55 $ 15,690,000 $ 285,000 $ 129,000
MODESTO, CA 49 $ 8,795,000 $ 179,000 $ 91,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 46 $ 7,352,000 $ 159,000 $ 147,000
OGDEN-CLEARFIELD, UT 46 $ 5,324,000 $ 115,000 $ 66,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 45 $ 6,964,000 $ 154,000 $ 80,000
HONOLULU, HI 41 $ 8,004,000 $ 195,000 $ 105,000
JACKSONVILLE, FL 41 $ 4,370,000 $ 106,000 $ 117,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 41 $ 14,066,000 $ 343,000 $ 181,000
CLEVELAND-ELYRIA-MENTOR, OH 40 $ 5,753,000 $ 143,000 $ 72,000
TUCSON, AZ 38 $ 3,755,000 $ 98,000 $ 93,000
COLORADO SPRINGS, CO 31 $ 5,088,000 $ 164,000 $ 120,000
MERCED, CA 31 $ 4,398,000 $ 141,000 $ 95,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 30 $ 5,457,000 $ 181,000 $ 104,000
ST. GEORGE, UT 30 $ 3,262,000 $ 108,000 $ 83,000
CHARLESTON-NORTH CHARLESTON, SC 29 $ 4,967,000 $ 171,000 $ 114,000
LAKELAND, FL 29 $ 2,481,000 $ 85,000 $ 104,000
PROVO-OREM, UT 28 $ 4,197,000 $ 149,000 $ 101,000
RICHMOND, VA 26 $ 3,325,000 $ 127,000 $ 80,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 25 $ 3,674,000 $ 146,000 $ 73,000
PUNTA GORDA, FL 25 $ 2,603,000 $ 104,000 $ 188,000
TACOMA, WA 25 $ 3,215,000 $ 128,000 $ 75,000
GREELEY, CO 24 $ 2,329,000 $ 97,000 $ 99,000
MADERA, CA 23 $ 2,861,000 $ 124,000 $ 71,000
SAN LUIS OBISPO-PASO ROBLES, CA 23 $ 5,969,000 $ 259,000 $ 138,000
MEDFORD, OR 21 $ 2,159,000 $ 102,000 $ 57,000
FORT COLLINS-LOVELAND, CO 18 $ 2,157,000 $ 119,000 $ 73,000
PRESCOTT, AZ 18 $ 2,648,000 $ 147,000 $ 119,000
SALEM, OR 18 $ 1,561,000 $ 86,000 $ 91,000
PORT ST. LUCIE-FORT PIERCE, FL 17 $ 2,032,000 $ 119,000 $ 82,000
MEMPHIS, TN-MS-AR 16 $ 3,032,000 $ 189,000 $ 148,000
NAPLES-MARCO ISLAND, FL 15 $ 4,591,000 $ 306,000 $ 201,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 14 $ 3,203,000 $ 228,000 $ 78,000
VISALIA-PORTERVILLE, CA 14 $ 1,589,000 $ 113,000 $ 82,000
RENO-SPARKS, NV 13 $ 1,831,000 $ 140,000 $ 123,000
DALLAS-PLANO-IRVING, TX 12 $ 3,785,000 $ 315,000 $ 31,000
ALBUQUERQUE, NM 11 $ 1,830,000 $ 166,000 $ 178,000
OLYMPIA, WA 11 $ 1,219,000 $ 110,000 $ 93,000
YUBA CITY, CA 11 $ 1,352,000 $ 122,000 $ 82,000
BOULDER, CO 10 $ 3,219,000 $ 321,000 $ 188,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 10 $ 1,679,000 $ 167,000 $ 109,000
EUGENE-SPRINGFIELD, OR 10 $ 1,347,000 $ 134,000 $ 64,000
GULFPORT-BILOXI, MS 10 $ 1,752,000 $ 175,000 $ 136,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 10 $ 939,000 $ 93,000 $ 118,000
PUEBLO, CO 10 $ 1,239,000 $ 123,000 $ 69,000
SPOKANE, WA 10 $ 714,000 $ 71,000 $ 94,000
LONGVIEW, WA 9 $ 855,000 $ 95,000 $ 135,000
PANAMA CITY-LYNN HAVEN, FL 9 $ 2,451,000 $ 272,000 $ 163,000
GRAND JUNCTION, CO 8 $ 522,000 $ 65,000 $ 72,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 8 $ 1,563,000 $ 195,000 $ 108,000
JACKSON, MS 8 $ 575,000 $ 71,000 $ 130,000
FLAGSTAFF, AZ 7 $ 2,367,000 $ 338,000 $ 144,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 7 $ 1,243,000 $ 177,000 $ 130,000
AKRON, OH 6 $ 617,000 $ 102,000 $ 32,000
AUSTIN-ROUND ROCK, TX 6 $ 1,207,000 $ 201,000 $ 78,000
CHICO, CA 6 $ 933,000 $ 155,000 $ 201,000
COLUMBUS, OH 6 $ 1,085,000 $ 180,000 $ 52,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 6 $ 1,984,000 $ 330,000 $ 303,000
HANFORD-CORCORAN, CA 6 $ 1,008,000 $ 168,000 $ 78,000
MADISON, WI 6 $ 538,000 $ 89,000 $ 43,000
VERO BEACH, FL 6 $ 613,000 $ 102,000 $ 273,000
BEND, OR 5 $ 498,000 $ 99,000 $ 91,000
GAINESVILLE, FL 5 $ 461,000 $ 92,000 $ 229,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 4 $ 440,000 $ 110,000 $ 76,000
BOISE CITY-NAMPA, ID 4 $ 428,000 $ 107,000 $ 156,000
BREMERTON-SILVERDALE, WA 4 $ 456,000 $ 114,000 $ 62,000
BRIDGEPORT-STAMFORD-NORWALK, CT 4 $ 1,129,000 $ 282,000 $ 79,000
CANTON-MASSILLON, OH 4 $ 374,000 $ 93,000 $ 50,000
CHARLOTTESVILLE, VA 4 $ 229,000 $ 57,000 $ 100,000
DAYTON, OH 4 $ 660,000 $ 165,000 $ 102,000
EL CENTRO, CA 4 $ 675,000 $ 168,000 $ 254,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 4 $ 436,000 $ 109,000 $ 52,000
LAS CRUCES, NM 4 $ 401,000 $ 100,000 $ 95,000
OKLAHOMA CITY, OK 4 $ 366,000 $ 91,000 $ 70,000
REDDING, CA 4 $ 533,000 $ 133,000 $ 89,000
DURHAM, NC 3 $ 283,000 $ 94,000 $ 61,000
ELKHART-GOSHEN, IN 3 $ 1,582,000 $ 527,000 $ 265,000
GREENSBORO-HIGH POINT, NC 3 $ 459,000 $ 153,000 $ 104,000
GREENVILLE, SC 3 $ 495,000 $ 165,000 $ 126,000
LOGAN, UT-ID 3 $ 800,000 $ 266,000 $ 116,000
LOUISVILLE, KY-IN 3 $ 671,000 $ 223,000 $ 123,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 1,454,000 $ 484,000 $ 344,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 3 $ 568,000 $ 189,000 $ 82,000
SANTA FE, NM 3 $ 1,261,000 $ 420,000 $ 134,000
ST. CLOUD, MN 3 $ 728,000 $ 242,000 $ 73,000
TALLAHASSEE, FL 3 $ 207,000 $ 69,000 $ 85,000
CARSON CITY, NV 2 $ 450,000 $ 225,000 $ 187,000
CASPER, WY 2 $ 124,000 $ 62,000 $ 80,000
CHEYENNE, WY 2 $ 140,000 $ 70,000 $ 84,000
COEUR D'ALENE, ID 2 $ 124,000 $ 62,000 $ 49,000
CORVALLIS, OR 2 $ 112,000 $ 56,000 $ 68,000
DES MOINES, IA 2 $ 293,000 $ 146,000 $ 27,000
EAU CLAIRE, WI 2 $ 128,000 $ 64,000 $ 33,000
FORT SMITH, AR-OK 2 $ 229,000 $ 114,000 $ 105,000
FORT WORTH-ARLINGTON, TX 2 $ 191,000 $ 95,000 $ 81,000
GREEN BAY, WI 2 $ 156,000 $ 78,000 $ 56,000
HAGERSTOWN-MARTINSBURG, MD-WV 2 $ 476,000 $ 238,000 $ 152,000
HOT SPRINGS, AR 2 $ 148,000 $ 74,000 $ 373,000
LYNCHBURG, VA 2 $ 125,000 $ 62,000 $ 120,000
MOUNT VERNON-ANACORTES, WA 2 $ 282,000 $ 141,000 $ 98,000
OSHKOSH-NEENAH, WI 2 $ 464,000 $ 232,000 $ 360,000
RACINE, WI 2 $ 126,000 $ 63,000 $ 50,000
WILMINGTON, NC 2 $ 95,000 $ 47,000 $ 70,000
ANDERSON, SC 1 $ 118,000 $ 118,000 $ 0
APPLETON, WI 1 $ 48,000 $ 48,000 $ 102,000
DETROIT-LIVONIA-DEARBORN, MI 1 $ 117,000 $ 117,000 $ 96,000
DULUTH, MN-WI 1 $ 73,000 $ 73,000 $ 120,000
ESSEX COUNTY, MA 1 $ 304,000 $ 304,000 $ 180,000
FAYETTEVILLE, NC 1 $ 74,000 $ 74,000 $ 86,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 1 $ 80,000 $ 80,000 $ 0
FLORENCE, SC 1 $ 76,000 $ 76,000 $ 93,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 111,000 $ 111,000 $ 91,000
JANESVILLE, WI 1 $ 143,000 $ 143,000 $ 60,000
JOHNSON CITY, TN 1 $ 87,000 $ 87,000 $ 120,000
LINCOLN, NE 1 $ 104,000 $ 104,000 $ 104,000
MISSOULA, MT 1 $ 159,000 $ 159,000 $ 78,000
MORRISTOWN, TN 1 $ 123,000 $ 123,000 $ 90,000
SHERMAN-DENISON, TX 1 $ 208,000 $ 208,000 $ 0
TERRE HAUTE, IN 1 $ 116,000 $ 116,000 $ 58,000
TYLER, TX 1 $ 119,000 $ 119,000 $ 96,000
WAUSAU, WI 1 $ 103,000 $ 103,000 $ 55,000
YUMA, AZ 1 $ 137,000 $ 137,000 $ 66,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Express Capital Lending in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,445 $1,830,142,000 $168,225 $1,180,000 $108,193 $2,820,000
Refinancing 3,697 $888,279,000 $179,090 $1,575,000 $106,606 $4,800,000
Home Improvement 239 $69,266,000 $208,363 $980,000 $108,090 $564,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,870 $1,294,256,000 $180,393 $1,180,000 $120,606 $4,800,000
Hispanic 2,408 $524,933,000 $156,315 $1,000,000 $105,842 $1,100,000
Not Provided 1,654 $408,961,000 $197,740 $1,120,000 $112,000 $1,200,000
Asian 1,331 $324,431,000 $150,250 $1,575,000 $101,187 $2,820,000
Black or African American 949 $195,667,000 $173,909 $1,000,000 $95,136 $549,000
Native Hawaiian or Other Pacific Islander 139 $32,496,000 $198,700 $650,000 $90,200 $336,000
American Indian or Alaskan Native 30 $6,943,000 $193,750 $644,000 $82,250 $366,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,381 $2,787,687,000 $172,147 $1,575,000 $108,588 $4,800,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,688 $1,502,071,000 $145,586 $1,180,000 $87,137 $2,820,000
Application Denied By Financial Institution 2,681 $596,041,000 $176,700 $1,575,000 $124,566 $2,820,000
Application Approved But Not Accepted 1,626 $377,706,000 $172,958 $1,100,000 $107,583 $4,800,000
Application Withdrawn By Applicant 709 $156,667,000 $242,086 $1,000,000 $117,391 $500,000
File Closed For Incompleteness 677 $155,202,000 $182,480 $1,120,000 $112,000 $2,160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 817 $189,149,000 $178,615 $1,100,000 $123,192 $2,820,000
Credit History 774 $162,115,000 $159,285 $1,575,000 $113,142 $751,000
Collateral 512 $114,507,000 $199,920 $1,100,000 $133,720 $757,000
Unverifiable Information 177 $39,432,000 $169,533 $1,000,000 $109,466 $423,000
Employment History 129 $31,132,000 $186,000 $1,000,000 $115,750 $900,000
Credit Application Incomplete 121 $26,550,000 $183,666 $1,000,000 $122,833 $675,000
Debt-To-Income Ratio 76 $17,805,000 $180,250 $875,000 $131,000 $510,000
Insufficient Cash (Downpayment, Closing Cost) 74 $15,320,000 $134,000 $1,000,000 $67,846 $298,000
Mortgage Insurance Denied 1 $31,000 $31,000 $31,000 $204,000 $204,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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