Evb
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Evb.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Evb
Po Box 1455
Tappahannock, VA 22560
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 495
Total Mortgage Loan Application Amount $32,109,000
Average Mortgage Loan Application Amount $79,200
Highest Mortgage Loan Application Amount $685,000
Average Applicant Income $55,800
Highest Applicant Income $352,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Evb by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Essex County Virginia 120 $ 8,113,000 $ 67,000 $ 41,000
Middlesex County Virginia 68 $ 6,571,000 $ 96,000 $ 35,000
Gloucester County Virginia 65 $ 4,881,000 $ 75,000 $ 38,000
King and Queen County Virginia 37 $ 1,239,000 $ 33,000 $ 39,000
King William County Virginia 32 $ 2,028,000 $ 63,000 $ 58,000
Caroline County Virginia 30 $ 1,097,000 $ 36,000 $ 41,000
Richmond County Virginia 25 $ 1,166,000 $ 46,000 $ 42,000
Sussex County Virginia 24 $ 413,000 $ 17,000 $ 27,000
Surry County Virginia 19 $ 778,000 $ 40,000 $ 56,000
Westmoreland County Virginia 16 $ 395,000 $ 24,000 $ 51,000
Lancaster County Virginia 12 $ 1,406,000 $ 117,000 $ 53,000
Mathews County Virginia 12 $ 1,258,000 $ 104,000 $ 47,000
Hanover County Virginia 5 $ 465,000 $ 93,000 $ 58,000
Northumberland County Virginia 4 $ 12,000 $ 3,000 $ 21,000
Dare County North Carolina 3 $ 475,000 $ 158,000 $ 65,000
Henrico County Virginia 3 $ 394,000 $ 131,000 $ 83,000
Southampton County Virginia 3 $ 352,000 $ 117,000 $ 55,000
Chesterfield County Virginia 2 $ 162,000 $ 81,000 $ 86,000
Goochland County Virginia 2 $ 194,000 $ 97,000 $ 86,000
Prince George County Virginia 2 $ 91,000 $ 45,000 $ 55,000
Spotsylvania County Virginia 2 $ 300,000 $ 150,000 $ 55,000
Delaware County Ohio 1 $ 25,000 $ 25,000 $ 76,000
Hampton County Virginia 1 $ 3,000 $ 3,000 $ 29,000
James City County Virginia 1 $ 10,000 $ 10,000 $ 89,000
King George County Virginia 1 $ 3,000 $ 3,000 $ 82,000
Lynchburg County Virginia 1 $ 124,000 $ 124,000 $ 34,000
Newport News County Virginia 1 $ 18,000 $ 18,000 $ 109,000
Petersburg County Virginia 1 $ 1,000 $ 1,000 $ 31,000
Poquoson County Virginia 1 $ 47,000 $ 47,000 $ 35,000
Powhatan County Virginia 1 $ 88,000 $ 88,000 $ 233,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Evb in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 211 $4,013,000 $21,500 $350,000 $57,500 $159,000
Home Purchase 142 $15,899,000 $134,000 $685,000 $56,000 $220,000
Refinancing 142 $12,197,000 $85,000 $400,000 $52,000 $352,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 324 $25,462,000 $76,000 $685,000 $87,000 $352,000
Black or African American 156 $4,861,000 $31,000 $540,000 $39,000 $152,000
Not applicable 7 $1,183,000 $192,000 $350,000 $0 $0
American Indian or Alaskan Native 3 $84,000 $28,000 $40,000 $26,000 $29,000
Hispanic 2 $114,000 $57,000 $79,000 $35,000 $36,000
Native Hawaiian or Other Pacific Islander 1 $150,000 $150,000 $150,000 $56,000 $56,000
Asian 1 $90,000 $90,000 $90,000 $19,000 $19,000
Not Provided 1 $165,000 $165,000 $165,000 $37,000 $37,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 495 $32,109,000 $82,333 $685,000 $62,333 $352,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 379 $25,399,000 $83,000 $685,000 $63,666 $352,000
Application Denied By Financial Institution 64 $2,463,000 $38,000 $150,000 $34,000 $107,000
Loan Purchased By The Institution 27 $2,743,000 $101,000 $240,000 $55,000 $152,000
Application Approved But Not Accepted 13 $1,032,000 $79,000 $160,000 $64,000 $144,000
Application Withdrawn By Applicant 12 $472,000 $39,000 $100,000 $29,000 $57,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 46 $1,576,000 $34,000 $150,000 $31,000 $107,000
Debt-To-Income Ratio 15 $672,000 $44,000 $150,000 $39,000 $75,000
Employment History 1 $65,000 $65,000 $65,000 $61,000 $61,000
Collateral 1 $72,000 $72,000 $72,000 $32,000 $32,000
Unverifiable Information 1 $78,000 $78,000 $78,000 $42,000 $42,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List