Evabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Evabank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Evabank
1710 Cherokee Ave Sw
Eva, AL 35055
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,560
Total Mortgage Loan Application Amount $92,488,000
Average Mortgage Loan Application Amount $54,000
Highest Mortgage Loan Application Amount $1,242,000
Average Applicant Income $48,000
Highest Applicant Income $564,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Evabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Evabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evabank serves its applicants.

Each category highlights the total number of mortgage applications processed by Evabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evabank's mortgage activity for 2017.

Mortgage Loan Application Totals for Evabank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cullman County Alabama 221 $ 12,307,000 $ 55,000 $ 54,000
Morgan County Alabama 207 $ 11,706,000 $ 56,000 $ 46,000
Jefferson County Alabama 138 $ 13,330,000 $ 96,000 $ 63,000
Lawrence County Alabama 93 $ 4,069,000 $ 43,000 $ 47,000
Madison County Alabama 82 $ 6,955,000 $ 84,000 $ 52,000
Blount County Alabama 81 $ 3,527,000 $ 43,000 $ 49,000
Marshall County Alabama 60 $ 2,895,000 $ 48,000 $ 46,000
Shelby County Alabama 59 $ 6,201,000 $ 105,000 $ 61,000
Walker County Alabama 59 $ 2,333,000 $ 39,000 $ 48,000
Talladega County Alabama 53 $ 1,794,000 $ 33,000 $ 40,000
St. Clair County Alabama 47 $ 2,107,000 $ 44,000 $ 51,000
Limestone County Alabama 43 $ 2,835,000 $ 65,000 $ 50,000
Etowah County Alabama 42 $ 2,152,000 $ 51,000 $ 62,000
DeKalb County Alabama 31 $ 2,139,000 $ 69,000 $ 41,000
Calhoun County Alabama 25 $ 1,392,000 $ 55,000 $ 48,000
Jackson County Alabama 25 $ 1,123,000 $ 44,000 $ 45,000
Colbert County Alabama 22 $ 871,000 $ 39,000 $ 43,000
Winston County Alabama 22 $ 1,171,000 $ 53,000 $ 58,000
Lauderdale County Alabama 20 $ 779,000 $ 38,000 $ 45,000
Cherokee County Alabama 18 $ 992,000 $ 55,000 $ 51,000
Chilton County Alabama 13 $ 881,000 $ 67,000 $ 46,000
Tuscaloosa County Alabama 13 $ 940,000 $ 72,000 $ 36,000
Bibb County Alabama 11 $ 762,000 $ 69,000 $ 66,000
Clay County Alabama 11 $ 389,000 $ 35,000 $ 35,000
Marion County Alabama 8 $ 248,000 $ 31,000 $ 44,000
Cleburne County Alabama 7 $ 335,000 $ 47,000 $ 48,000
Fayette County Alabama 7 $ 312,000 $ 44,000 $ 44,000
Franklin County Alabama 5 $ 223,000 $ 44,000 $ 40,000
Autauga County Alabama 4 $ 152,000 $ 38,000 $ 26,000
Baldwin County Alabama 4 $ 1,141,000 $ 285,000 $ 115,000
Hale County Alabama 4 $ 243,000 $ 60,000 $ 40,000
Lee County Alabama 4 $ 119,000 $ 29,000 $ 85,000
Mobile County Alabama 4 $ 204,000 $ 51,000 $ 39,000
Coosa County Alabama 3 $ 96,000 $ 32,000 $ 65,000
Houston County Alabama 3 $ 138,000 $ 46,000 $ 32,000
Montgomery County Alabama 3 $ 101,000 $ 33,000 $ 57,000
Bullock County Alabama 2 $ 69,000 $ 34,000 $ 20,000
Coffee County Alabama 2 $ 102,000 $ 51,000 $ 40,000
Tallapoosa County Alabama 2 $ 68,000 $ 34,000 $ 52,000
Dade County Georgia 2 $ 77,000 $ 38,000 $ 25,000
Clarke County Alabama 1 $ 48,000 $ 48,000 $ 18,000
Conecuh County Alabama 1 $ 59,000 $ 59,000 $ 15,000
Dale County Alabama 1 $ 52,000 $ 52,000 $ 40,000
Dallas County Alabama 1 $ 64,000 $ 64,000 $ 29,000
Elmore County Alabama 1 $ 25,000 $ 25,000 $ 75,000
Geneva County Alabama 1 $ 54,000 $ 54,000 $ 31,000
Lowndes County Alabama 1 $ 17,000 $ 17,000 $ 43,000
Macon County Alabama 1 $ 72,000 $ 72,000 $ 86,000
Marengo County Alabama 1 $ 40,000 $ 40,000 $ 25,000
Randolph County Alabama 1 $ 74,000 $ 74,000 $ 23,000
Russell County Alabama 1 $ 27,000 $ 27,000 $ 73,000
Sumter County Alabama 1 $ 43,000 $ 43,000 $ 31,000
Haralson County Georgia 1 $ 126,000 $ 126,000 $ 159,000
Pickens County Georgia 1 $ 160,000 $ 160,000 $ 296,000
Forrest County Mississippi 1 $ 90,000 $ 90,000 $ 64,000
Prentiss County Mississippi 1 $ 55,000 $ 55,000 $ 36,000
Bradley County Tennessee 1 $ 159,000 $ 159,000 $ 46,000
Franklin County Tennessee 1 $ 24,000 $ 24,000 $ 21,000
Hardin County Tennessee 1 $ 26,000 $ 26,000 $ 78,000
Maury County Tennessee 1 $ 23,000 $ 23,000 $ 28,000
Wayne County Tennessee 1 $ 19,000 $ 19,000 $ 33,000

Mortgage Loan Application Detail Totals for Evabank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,114 $64,963,000 $58,000 $1,242,000 $51,000 $564,000
Refinancing 329 $23,548,000 $71,000 $1,000,000 $51,000 $250,000
Home Improvement 117 $3,977,000 $33,000 $208,000 $42,000 $146,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,156 $61,816,000 $53,000 $1,000,000 $53,000 $564,000
Hispanic 166 $11,443,000 $68,000 $393,000 $42,000 $163,000
Black or African American 134 $8,865,000 $66,000 $1,242,000 $51,000 $502,000
Not Provided 48 $3,927,000 $81,000 $700,000 $65,000 $245,000
Not applicable 47 $6,055,000 $128,000 $822,000 $0 $0
Asian 5 $194,000 $38,000 $81,000 $80,000 $161,000
American Indian or Alaskan Native 3 $161,000 $53,000 $62,000 $26,000 $28,000
Native Hawaiian or Other Pacific Islander 1 $27,000 $27,000 $27,000 $16,000 $16,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,544 $90,282,000 $58,000 $1,242,000 $50,000 $564,000
FHA-insured (Federal Housing Administration) 15 $2,086,000 $139,000 $270,000 $64,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $120,000 $120,000 $120,000 $38,000 $38,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 661 $35,579,000 $53,000 $1,000,000 $43,000 $244,000
Loan Originated 579 $38,933,000 $67,000 $1,242,000 $57,000 $564,000
Application Approved But Not Accepted 319 $17,927,000 $56,000 $305,000 $54,000 $330,000
Application Withdrawn By Applicant 1 $49,000 $49,000 $49,000 $25,000 $25,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evabank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

Download the Alabama Lender List