Evabank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Evabank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Evabank 1710 Cherokee Ave Sw Cullman, AL 35055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,960 |
| Total Mortgage Loan Application Amount | $113,829,000 |
| Average Mortgage Loan Application Amount | $59,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $1,156,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cullman County Alabama | 235 | $ 14,141,000 | $ 60,000 | $ 58,000 |
| Morgan County Alabama | 215 | $ 13,777,000 | $ 64,000 | $ 54,000 |
| Jefferson County Alabama | 139 | $ 10,672,000 | $ 76,000 | $ 60,000 |
| Lawrence County Alabama | 122 | $ 5,364,000 | $ 43,000 | $ 48,000 |
| Talladega County Alabama | 84 | $ 2,678,000 | $ 31,000 | $ 36,000 |
| Blount County Alabama | 77 | $ 3,078,000 | $ 39,000 | $ 44,000 |
| Walker County Alabama | 65 | $ 2,862,000 | $ 44,000 | $ 50,000 |
| Madison County Alabama | 64 | $ 5,446,000 | $ 85,000 | $ 62,000 |
| Marshall County Alabama | 58 | $ 2,322,000 | $ 40,000 | $ 46,000 |
| DeKalb County Alabama | 56 | $ 1,946,000 | $ 34,000 | $ 40,000 |
| St. Clair County Alabama | 40 | $ 2,038,000 | $ 50,000 | $ 39,000 |
| Calhoun County Alabama | 39 | $ 2,233,000 | $ 57,000 | $ 39,000 |
| Shelby County Alabama | 39 | $ 4,273,000 | $ 109,000 | $ 67,000 |
| Etowah County Alabama | 36 | $ 2,637,000 | $ 73,000 | $ 54,000 |
| Lauderdale County Alabama | 29 | $ 1,388,000 | $ 47,000 | $ 55,000 |
| Limestone County Alabama | 29 | $ 1,560,000 | $ 53,000 | $ 48,000 |
| Jackson County Alabama | 27 | $ 1,198,000 | $ 44,000 | $ 42,000 |
| Winston County Alabama | 19 | $ 928,000 | $ 48,000 | $ 43,000 |
| Colbert County Alabama | 17 | $ 792,000 | $ 46,000 | $ 62,000 |
| Tuscaloosa County Alabama | 17 | $ 3,031,000 | $ 178,000 | $ 52,000 |
| Clay County Alabama | 16 | $ 381,000 | $ 23,000 | $ 34,000 |
| Franklin County Alabama | 16 | $ 797,000 | $ 49,000 | $ 35,000 |
| Chilton County Alabama | 14 | $ 1,061,000 | $ 75,000 | $ 62,000 |
| Cherokee County Alabama | 13 | $ 421,000 | $ 32,000 | $ 45,000 |
| Baldwin County Alabama | 11 | $ 1,411,000 | $ 128,000 | $ 94,000 |
| Bibb County Alabama | 8 | $ 321,000 | $ 40,000 | $ 49,000 |
| Fayette County Alabama | 7 | $ 245,000 | $ 35,000 | $ 53,000 |
| Mobile County Alabama | 7 | $ 651,000 | $ 93,000 | $ 111,000 |
| Cleburne County Alabama | 5 | $ 164,000 | $ 32,000 | $ 29,000 |
| Marion County Alabama | 5 | $ 291,000 | $ 58,000 | $ 79,000 |
| Autauga County Alabama | 4 | $ 176,000 | $ 44,000 | $ 34,000 |
| Elmore County Alabama | 4 | $ 229,000 | $ 57,000 | $ 88,000 |
| Hale County Alabama | 4 | $ 153,000 | $ 38,000 | $ 81,000 |
| Montgomery County Alabama | 3 | $ 233,000 | $ 77,000 | $ 58,000 |
| Pickens County Alabama | 3 | $ 154,000 | $ 51,000 | $ 56,000 |
| Randolph County Alabama | 3 | $ 137,000 | $ 45,000 | $ 24,000 |
| Chambers County Alabama | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Coosa County Alabama | 2 | $ 47,000 | $ 23,000 | $ 28,000 |
| Lee County Alabama | 2 | $ 231,000 | $ 115,000 | $ 180,000 |
| Marengo County Alabama | 2 | $ 73,000 | $ 36,000 | $ 29,000 |
| Wilcox County Alabama | 2 | $ 75,000 | $ 37,000 | $ 60,000 |
| Lincoln County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| Bullock County Alabama | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Butler County Alabama | 1 | $ 66,000 | $ 66,000 | $ 67,000 |
| Covington County Alabama | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Greene County Alabama | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Perry County Alabama | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Tallapoosa County Alabama | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| Carroll County Georgia | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Dade County Georgia | 1 | $ 29,000 | $ 29,000 | $ 21,000 |
| Floyd County Georgia | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Walker County Georgia | 1 | $ 39,000 | $ 39,000 | $ 132,000 |
| Itawamba County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 103,000 |
| Lauderdale County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 78,000 |
| Lee County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Montgomery County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 11,000 |
| Prentiss County Mississippi | 1 | $ 19,000 | $ 19,000 | $ 16,000 |
| Scott County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Putnam County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 92,000 |
| Roane County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Evabank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,555 | $84,370,000 | $54,000 | $1,245,000 | $49,000 | $1,156,000 |
| Refinancing | 325 | $25,908,000 | $79,000 | $1,800,000 | $58,000 | $291,000 |
| Home Improvement | 80 | $3,551,000 | $44,000 | $220,000 | $52,000 | $221,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,450 | $80,903,000 | $55,000 | $595,000 | $53,000 | $535,000 |
| Hispanic | 216 | $11,556,000 | $53,000 | $340,000 | $40,000 | $182,000 |
| Black or African American | 198 | $11,203,000 | $56,000 | $1,245,000 | $54,000 | $1,156,000 |
| Not applicable | 42 | $6,152,000 | $146,000 | $1,800,000 | $0 | $0 |
| Not Provided | 35 | $2,353,000 | $67,000 | $420,000 | $65,000 | $216,000 |
| American Indian or Alaskan Native | 12 | $805,000 | $67,000 | $164,000 | $44,000 | $90,000 |
| Asian | 7 | $857,000 | $122,000 | $347,000 | $76,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,898 | $106,680,000 | $56,000 | $1,800,000 | $51,000 | $1,156,000 |
| FHA-insured (Federal Housing Administration) | 42 | $4,917,000 | $117,000 | $442,000 | $59,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,719,000 | $107,000 | $231,000 | $44,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 4 | $513,000 | $128,000 | $150,000 | $54,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 725 | $36,111,000 | $49,000 | $440,000 | $42,000 | $346,000 |
| Loan Originated | 584 | $37,096,000 | $63,000 | $1,245,000 | $60,000 | $1,156,000 |
| Application Approved But Not Accepted | 322 | $20,027,000 | $62,000 | $1,800,000 | $56,000 | $421,000 |
| Preapproval Denied by Financial Institution | 206 | $11,062,000 | $53,000 | $442,000 | $44,000 | $225,000 |
| Preapproval Approved but not Accepted | 122 | $9,524,000 | $78,000 | $340,000 | $55,000 | $192,000 |
| Application Withdrawn By Applicant | 1 | $9,000 | $9,000 | $9,000 | $25,000 | $25,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.