Evabank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Evabank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Evabank 1710 Cherokee Ave Sw Cullman, AL 35055 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,379 |
| Total Mortgage Loan Application Amount | $140,443,000 |
| Average Mortgage Loan Application Amount | $62,333 |
| Highest Mortgage Loan Application Amount | $1,773,000 |
| Average Applicant Income | $49,666 |
| Highest Applicant Income | $555,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cullman County Alabama | 234 | $ 13,388,000 | $ 57,000 | $ 49,000 |
| Morgan County Alabama | 198 | $ 12,419,000 | $ 62,000 | $ 48,000 |
| Jefferson County Alabama | 159 | $ 14,129,000 | $ 88,000 | $ 60,000 |
| Lawrence County Alabama | 110 | $ 5,323,000 | $ 48,000 | $ 52,000 |
| Marshall County Alabama | 95 | $ 4,856,000 | $ 51,000 | $ 43,000 |
| Madison County Alabama | 90 | $ 6,889,000 | $ 76,000 | $ 45,000 |
| Blount County Alabama | 84 | $ 3,365,000 | $ 40,000 | $ 43,000 |
| Talladega County Alabama | 79 | $ 3,045,000 | $ 38,000 | $ 37,000 |
| St. Clair County Alabama | 64 | $ 4,181,000 | $ 65,000 | $ 52,000 |
| Shelby County Alabama | 63 | $ 5,923,000 | $ 94,000 | $ 70,000 |
| Walker County Alabama | 51 | $ 2,260,000 | $ 44,000 | $ 47,000 |
| DeKalb County Alabama | 47 | $ 1,701,000 | $ 36,000 | $ 37,000 |
| Calhoun County Alabama | 46 | $ 3,256,000 | $ 70,000 | $ 36,000 |
| Etowah County Alabama | 44 | $ 2,201,000 | $ 50,000 | $ 48,000 |
| Limestone County Alabama | 35 | $ 1,517,000 | $ 43,000 | $ 54,000 |
| Tuscaloosa County Alabama | 31 | $ 1,623,000 | $ 52,000 | $ 50,000 |
| Lauderdale County Alabama | 30 | $ 1,452,000 | $ 48,000 | $ 47,000 |
| Winston County Alabama | 30 | $ 1,291,000 | $ 43,000 | $ 41,000 |
| Jackson County Alabama | 25 | $ 812,000 | $ 32,000 | $ 35,000 |
| Franklin County Alabama | 19 | $ 773,000 | $ 40,000 | $ 48,000 |
| Marion County Alabama | 16 | $ 581,000 | $ 36,000 | $ 41,000 |
| Bibb County Alabama | 14 | $ 726,000 | $ 51,000 | $ 46,000 |
| Baldwin County Alabama | 12 | $ 1,554,000 | $ 129,000 | $ 101,000 |
| Colbert County Alabama | 12 | $ 525,000 | $ 43,000 | $ 47,000 |
| Chilton County Alabama | 11 | $ 916,000 | $ 83,000 | $ 93,000 |
| Hale County Alabama | 11 | $ 530,000 | $ 48,000 | $ 51,000 |
| Clay County Alabama | 8 | $ 283,000 | $ 35,000 | $ 45,000 |
| Tallapoosa County Alabama | 8 | $ 762,000 | $ 95,000 | $ 85,000 |
| Cherokee County Alabama | 7 | $ 247,000 | $ 35,000 | $ 38,000 |
| Mobile County Alabama | 7 | $ 544,000 | $ 77,000 | $ 55,000 |
| Cleburne County Alabama | 6 | $ 266,000 | $ 44,000 | $ 48,000 |
| Lee County Alabama | 6 | $ 191,000 | $ 31,000 | $ 46,000 |
| Montgomery County Alabama | 5 | $ 483,000 | $ 96,000 | $ 181,000 |
| Randolph County Alabama | 5 | $ 257,000 | $ 51,000 | $ 48,000 |
| Elmore County Alabama | 4 | $ 558,000 | $ 139,000 | $ 57,000 |
| Pickens County Alabama | 4 | $ 124,000 | $ 31,000 | $ 40,000 |
| Autauga County Alabama | 3 | $ 289,000 | $ 96,000 | $ 57,000 |
| Chambers County Alabama | 3 | $ 99,000 | $ 33,000 | $ 35,000 |
| Fayette County Alabama | 3 | $ 69,000 | $ 23,000 | $ 36,000 |
| Carroll County Georgia | 3 | $ 191,000 | $ 63,000 | $ 60,000 |
| Heard County Georgia | 3 | $ 109,000 | $ 36,000 | $ 25,000 |
| Lee County Mississippi | 3 | $ 187,000 | $ 62,000 | $ 35,000 |
| Monroe County Mississippi | 3 | $ 195,000 | $ 65,000 | $ 33,000 |
| Tishomingo County Mississippi | 3 | $ 95,000 | $ 31,000 | $ 48,000 |
| Coosa County Alabama | 2 | $ 132,000 | $ 66,000 | $ 29,000 |
| Dallas County Alabama | 2 | $ 72,000 | $ 36,000 | $ 33,000 |
| Marengo County Alabama | 2 | $ 58,000 | $ 29,000 | $ 52,000 |
| Perry County Alabama | 2 | $ 25,000 | $ 12,000 | $ 30,000 |
| Washington County Alabama | 2 | $ 250,000 | $ 125,000 | $ 78,000 |
| Wilcox County Alabama | 2 | $ 75,000 | $ 37,000 | $ 93,000 |
| Paulding County Georgia | 2 | $ 68,000 | $ 34,000 | $ 93,000 |
| Chickasaw County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 38,000 |
| Leake County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 22,000 |
| Oktibbeha County Mississippi | 2 | $ 123,000 | $ 61,000 | $ 40,000 |
| Stone County Mississippi | 2 | $ 90,000 | $ 45,000 | $ 105,000 |
| Tallahatchie County Mississippi | 2 | $ 126,000 | $ 63,000 | $ 35,000 |
| Tate County Mississippi | 2 | $ 129,000 | $ 64,000 | $ 32,000 |
| Butler County Alabama | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Coffee County Alabama | 1 | $ 108,000 | $ 108,000 | $ 87,000 |
| Escambia County Alabama | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Lowndes County Alabama | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Monroe County Alabama | 1 | $ 13,000 | $ 13,000 | $ 26,000 |
| Bartow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Chattooga County Georgia | 1 | $ 52,000 | $ 52,000 | $ 96,000 |
| Cherokee County Georgia | 1 | $ 560,000 | $ 560,000 | $ 198,000 |
| Coweta County Georgia | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Fulton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Pike County Georgia | 1 | $ 27,000 | $ 27,000 | $ 22,000 |
| Choctaw County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 22,000 |
| Clay County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Covington County Mississippi | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Jones County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Pontotoc County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 75,000 |
| Prentiss County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Anderson County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Giles County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Hardeman County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 112,000 |
| Hardin County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
| Monroe County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 192,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Evabank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,957 | $109,274,000 | $55,000 | $1,300,000 | $49,000 | $555,000 |
| Refinancing | 277 | $25,209,000 | $91,000 | $1,773,000 | $51,000 | $272,000 |
| Home Improvement | 145 | $5,960,000 | $41,000 | $420,000 | $49,000 | $158,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,800 | $100,250,000 | $55,000 | $1,300,000 | $52,000 | $555,000 |
| Black or African American | 256 | $13,684,000 | $53,000 | $315,000 | $46,000 | $227,000 |
| Hispanic | 175 | $10,664,000 | $60,000 | $560,000 | $39,000 | $198,000 |
| Not Provided | 76 | $5,505,000 | $72,000 | $465,000 | $59,000 | $240,000 |
| Not applicable | 42 | $7,814,000 | $186,000 | $1,773,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $865,000 | $54,000 | $135,000 | $34,000 | $63,000 |
| Asian | 11 | $1,368,000 | $124,000 | $250,000 | $70,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $293,000 | $97,000 | $118,000 | $47,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,300 | $130,773,000 | $56,000 | $1,773,000 | $49,000 | $555,000 |
| FHA-insured (Federal Housing Administration) | 41 | $5,451,000 | $132,000 | $275,000 | $58,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $2,272,000 | $94,000 | $230,000 | $43,000 | $76,000 |
| VA-guaranteed (Veterans Administration) | 14 | $1,947,000 | $139,000 | $170,000 | $53,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 779 | $43,961,000 | $56,000 | $1,773,000 | $42,000 | $240,000 |
| Loan Originated | 673 | $41,958,000 | $62,000 | $893,000 | $57,000 | $555,000 |
| Preapproval Denied by Financial Institution | 402 | $23,512,000 | $58,000 | $624,000 | $44,000 | $250,000 |
| Application Approved But Not Accepted | 327 | $18,696,000 | $57,000 | $521,000 | $53,000 | $240,000 |
| Preapproval Approved but not Accepted | 196 | $12,191,000 | $62,000 | $525,000 | $60,000 | $243,000 |
| Application Withdrawn By Applicant | 2 | $125,000 | $62,000 | $66,000 | $43,000 | $65,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.