Essa Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Essa Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Essa Bank & Trust
200 Palmer Street
Stroudsburg, PA 18360
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,176
Total Mortgage Loan Application Amount $360,530,000
Average Mortgage Loan Application Amount $318,200
Highest Mortgage Loan Application Amount $7,575,000
Average Applicant Income $157,800
Highest Applicant Income $4,437,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Essa Bank & Trust by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe County Pennsylvania 470 $ 83,140,000 $ 176,000 $ 121,000
Northampton County Pennsylvania 162 $ 42,950,000 $ 265,000 $ 133,000
Lehigh County Pennsylvania 102 $ 32,730,000 $ 320,000 $ 141,000
Luzerne County Pennsylvania 98 $ 23,760,000 $ 242,000 $ 133,000
Delaware County Pennsylvania 52 $ 24,010,000 $ 461,000 $ 244,000
Philadelphia County Pennsylvania 51 $ 62,255,000 $ 1,220,000 $ 226,000
Lackawanna County Pennsylvania 43 $ 14,975,000 $ 348,000 $ 180,000
Carbon County Pennsylvania 42 $ 10,590,000 $ 252,000 $ 208,000
Chester County Pennsylvania 34 $ 15,310,000 $ 450,000 $ 226,000
Pike County Pennsylvania 31 $ 5,975,000 $ 192,000 $ 123,000
Montgomery County Pennsylvania 29 $ 19,645,000 $ 677,000 $ 370,000
Wayne County Pennsylvania 12 $ 2,730,000 $ 227,000 $ 167,000
Bucks County Pennsylvania 11 $ 1,875,000 $ 170,000 $ 134,000
Schuylkill County Pennsylvania 7 $ 2,325,000 $ 332,000 $ 123,000
Berks County Pennsylvania 6 $ 3,250,000 $ 541,000 $ 95,000
Atlantic County New Jersey 5 $ 1,545,000 $ 309,000 $ 210,000
Cape May County New Jersey 5 $ 3,725,000 $ 745,000 $ 452,000
Wyoming County Pennsylvania 3 $ 3,565,000 $ 1,188,000 $ 167,000
Burlington County New Jersey 2 $ 1,600,000 $ 800,000 $ 339,000
Potter County Pennsylvania 2 $ 600,000 $ 300,000 $ 350,000
Susquehanna County Pennsylvania 2 $ 160,000 $ 80,000 $ 90,000
Collier County Florida 1 $ 1,945,000 $ 1,945,000 $ 3,199,000
Camden County New Jersey 1 $ 265,000 $ 265,000 $ 170,000
Sussex County New Jersey 1 $ 315,000 $ 315,000 $ 94,000
Centre County Pennsylvania 1 $ 515,000 $ 515,000 $ 296,000
Columbia County Pennsylvania 1 $ 155,000 $ 155,000 $ 162,000
Sullivan County Pennsylvania 1 $ 385,000 $ 385,000 $ 89,000
York County Pennsylvania 1 $ 235,000 $ 235,000 $ 130,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Essa Bank & Trust in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 549 $201,225,000 $366,000 $4,475,000 $170,000 $2,069,000
Home Improvement 209 $38,225,000 $182,000 $6,295,000 $123,000 $909,000
Cash-out Refinancing 173 $33,535,000 $193,000 $2,325,000 $132,000 $1,126,000
Other Purpose 147 $12,525,000 $85,000 $495,000 $118,000 $1,200,000
Refinancing 98 $75,020,000 $765,000 $7,575,000 $246,000 $4,437,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 808 $181,940,000 $225,000 $3,005,000 $148,000 $4,437,000
Not Provided 166 $42,750,000 $257,000 $1,705,000 $163,000 $2,069,000
Not applicable 77 $99,645,000 $1,294,000 $7,575,000 $0 $0
Black or African American 40 $9,830,000 $245,000 $1,085,000 $132,000 $292,000
Hispanic 40 $9,160,000 $229,000 $985,000 $141,000 $565,000
Asian 38 $15,540,000 $408,000 $2,325,000 $237,000 $1,126,000
American Indian or Alaskan Native 2 $160,000 $80,000 $125,000 $66,000 $80,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,176 $360,530,000 $306,000 $7,575,000 $153,000 $4,437,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 914 $307,920,000 $336,000 $7,575,000 $162,000 $4,437,000
Application Denied By Financial Institution 141 $25,945,000 $184,000 $1,105,000 $98,000 $615,000
Application Withdrawn By Applicant 89 $18,765,000 $210,000 $1,005,000 $151,000 $1,200,000
Application Approved But Not Accepted 21 $5,895,000 $280,000 $605,000 $140,000 $275,000
File Closed For Incompleteness 11 $2,005,000 $182,000 $665,000 $134,000 $420,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,035 $334,585,000 $323,000 $7,575,000 $161,000 $4,437,000
Debt-To-Income Ratio 74 $12,640,000 $170,000 $1,105,000 $72,000 $427,000
Credit History 31 $4,375,000 $141,000 $645,000 $116,000 $468,000
Collateral 22 $5,930,000 $269,000 $955,000 $148,000 $564,000
Employment History 8 $1,080,000 $135,000 $305,000 $69,000 $139,000
Unverifiable Information 3 $615,000 $205,000 $305,000 $42,000 $84,000
Other 2 $1,050,000 $525,000 $1,005,000 $385,000 $615,000
Insufficient Cash (Downpayment, Closing Cost) 1 $255,000 $255,000 $255,000 $92,000 $92,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.

Download the Pennsylvania Lender List