Equity Plus
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Equity Plus.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Equity Plus
5333 Mission Center Road
San Diego, CA 92109
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 1,559
Total Mortgage Loan Application Amount $408,884,000
Average Mortgage Loan Application Amount $209,700
Highest Mortgage Loan Application Amount $1,273,000
Average Applicant Income $73,800
Highest Applicant Income $528,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Equity Plus by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 300 $ 51,902,000 $ 173,000 $ 70,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 250 $ 76,607,000 $ 306,000 $ 98,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 220 $ 72,153,000 $ 327,000 $ 107,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 203 $ 53,797,000 $ 265,000 $ 90,000
SANTA ANA-ANAHEIM-IRVINE, CA 66 $ 24,314,000 $ 368,000 $ 129,000
OAKLAND-FREMONT-HAYWARD, CA 55 $ 18,595,000 $ 338,000 $ 105,000
TUCSON, AZ 53 $ 7,706,000 $ 145,000 $ 49,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 33 $ 8,170,000 $ 247,000 $ 76,000
VALLEJO-FAIRFIELD, CA 26 $ 8,349,000 $ 321,000 $ 90,000
FRESNO, CA 22 $ 5,078,000 $ 230,000 $ 62,000
OXNARD-THOUSAND OAKS-VENTURA, CA 20 $ 7,197,000 $ 359,000 $ 95,000
BAKERSFIELD, CA 17 $ 4,169,000 $ 245,000 $ 81,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 17 $ 6,621,000 $ 389,000 $ 139,000
MODESTO, CA 16 $ 3,146,000 $ 196,000 $ 68,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 16 $ 6,292,000 $ 393,000 $ 125,000
VISALIA-PORTERVILLE, CA 16 $ 3,075,000 $ 192,000 $ 78,000
YUMA, AZ 16 $ 2,454,000 $ 153,000 $ 59,000
PRESCOTT, AZ 13 $ 2,430,000 $ 186,000 $ 36,000
STOCKTON, CA 12 $ 3,211,000 $ 267,000 $ 62,000
CHICAGO-NAPERVILLE-JOLIET, IL 11 $ 1,590,000 $ 144,000 $ 56,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 11 $ 4,153,000 $ 377,000 $ 89,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 10 $ 2,236,000 $ 223,000 $ 63,000
SAN LUIS OBISPO-PASO ROBLES, CA 10 $ 3,180,000 $ 318,000 $ 78,000
SANTA ROSA-PETALUMA, CA 9 $ 3,179,000 $ 353,000 $ 86,000
REDDING, CA 7 $ 1,251,000 $ 178,000 $ 83,000
SALINAS, CA 7 $ 2,440,000 $ 348,000 $ 73,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 6 $ 1,053,000 $ 175,000 $ 111,000
MADERA, CA 5 $ 1,679,000 $ 335,000 $ 73,000
SANTA CRUZ-WATSONVILLE, CA 5 $ 2,362,000 $ 472,000 $ 181,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 4 $ 444,000 $ 111,000 $ 52,000
EL CENTRO, CA 4 $ 701,000 $ 175,000 $ 61,000
FLAGSTAFF, AZ 4 $ 993,000 $ 248,000 $ 89,000
LAKELAND, FL 4 $ 460,000 $ 115,000 $ 61,000
MIAMI-MIAMI BEACH-KENDALL, FL 4 $ 1,071,000 $ 267,000 $ 63,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 4 $ 437,000 $ 109,000 $ 63,000
NAPA, CA 4 $ 1,190,000 $ 297,000 $ 79,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 701,000 $ 175,000 $ 72,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 4 $ 640,000 $ 160,000 $ 64,000
JACKSONVILLE, FL 3 $ 594,000 $ 198,000 $ 58,000
MERCED, CA 3 $ 459,000 $ 153,000 $ 77,000
ORLANDO, FL 3 $ 642,000 $ 214,000 $ 43,000
SARASOTA-BRADENTON-VENICE, FL 3 $ 524,000 $ 174,000 $ 62,000
CHICO, CA 2 $ 554,000 $ 277,000 $ 67,000
HANFORD-CORCORAN, CA 2 $ 473,000 $ 236,000 $ 56,000
PORT ST. LUCIE-FORT PIERCE, FL 2 $ 509,000 $ 254,000 $ 83,000
CAPE CORAL-FORT MYERS, FL 1 $ 200,000 $ 200,000 $ 78,000
OCALA, FL 1 $ 128,000 $ 128,000 $ 60,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Equity Plus in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,440 $381,938,000 $251,500 $1,273,000 $72,833 $528,000
Home Purchase 119 $26,946,000 $147,000 $806,000 $75,250 $408,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 706 $180,021,000 $184,600 $963,000 $81,000 $528,000
Hispanic 346 $82,256,000 $208,000 $855,000 $66,000 $235,000
Not Provided 270 $79,751,000 $190,200 $1,273,000 $62,400 $408,000
Black or African American 129 $33,396,000 $164,400 $850,000 $72,000 $420,000
Asian 71 $22,471,000 $256,000 $875,000 $85,000 $236,000
Native Hawaiian or Other Pacific Islander 23 $6,532,000 $273,750 $578,000 $69,000 $124,000
American Indian or Alaskan Native 14 $4,457,000 $259,000 $583,000 $87,000 $179,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,559 $408,884,000 $237,166 $1,273,000 $73,833 $528,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 996 $263,829,000 $185,000 $963,000 $61,400 $528,000
Application Approved But Not Accepted 286 $72,006,000 $254,600 $875,000 $69,000 $324,000
Application Denied By Financial Institution 164 $40,947,000 $166,000 $743,000 $77,400 $420,000
Application Withdrawn By Applicant 79 $22,440,000 $217,750 $1,273,000 $105,000 $408,000
File Closed For Incompleteness 33 $9,561,000 $269,666 $543,000 $70,666 $138,000
Loan Purchased By The Institution 1 $101,000 $101,000 $101,000 $57,000 $57,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $12,118,000 $166,750 $520,000 $59,500 $198,000
Collateral 42 $9,823,000 $189,333 $532,000 $64,666 $265,000
Debt-To-Income Ratio 26 $7,306,000 $196,000 $743,000 $77,000 $168,000
Other 19 $5,064,000 $226,000 $520,000 $173,250 $420,000
Employment History 10 $1,963,000 $205,500 $338,000 $70,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $891,000 $445,000 $520,000 $147,000 $198,000
Unverifiable Information 2 $650,000 $325,000 $470,000 $140,000 $193,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List