Equity 1 Lenders Group
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Equity 1 Lenders Group.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Equity 1 Lenders Group 765 N. Escondido Blvd Escondido, CA 92025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,848 |
| Total Mortgage Loan Application Amount | $1,210,962,000 |
| Average Mortgage Loan Application Amount | $166,384 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $65,615 |
| Highest Applicant Income | $1,380,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,806 | $ 504,443,000 | $ 279,000 | $ 92,000 |
| Los Angeles County California | 664 | $ 165,739,000 | $ 249,000 | $ 91,000 |
| Riverside County California | 443 | $ 94,764,000 | $ 213,000 | $ 78,000 |
| Orange County California | 305 | $ 90,249,000 | $ 295,000 | $ 106,000 |
| San Bernardino County California | 230 | $ 43,950,000 | $ 191,000 | $ 100,000 |
| Clark County Nevada | 121 | $ 25,997,000 | $ 214,000 | $ 65,000 |
| Sacramento County California | 120 | $ 22,246,000 | $ 185,000 | $ 79,000 |
| Contra Costa County California | 103 | $ 26,952,000 | $ 261,000 | $ 78,000 |
| Santa Clara County California | 102 | $ 28,260,000 | $ 277,000 | $ 99,000 |
| Alameda County California | 96 | $ 28,701,000 | $ 298,000 | $ 87,000 |
| Maricopa County Arizona | 75 | $ 11,727,000 | $ 156,000 | $ 67,000 |
| San Joaquin County California | 75 | $ 14,724,000 | $ 196,000 | $ 88,000 |
| Ventura County California | 70 | $ 22,012,000 | $ 314,000 | $ 88,000 |
| Kern County California | 49 | $ 6,733,000 | $ 137,000 | $ 49,000 |
| Fresno County California | 45 | $ 7,565,000 | $ 168,000 | $ 74,000 |
| Sonoma County California | 39 | $ 9,923,000 | $ 254,000 | $ 57,000 |
| Stanislaus County California | 35 | $ 6,531,000 | $ 186,000 | $ 65,000 |
| Pima County Arizona | 32 | $ 3,568,000 | $ 111,000 | $ 45,000 |
| Santa Barbara County California | 32 | $ 10,014,000 | $ 312,000 | $ 120,000 |
| Solano County California | 29 | $ 7,530,000 | $ 259,000 | $ 97,000 |
| San Mateo County California | 25 | $ 8,378,000 | $ 335,000 | $ 86,000 |
| Tulare County California | 24 | $ 2,286,000 | $ 95,000 | $ 42,000 |
| Washoe County Nevada | 20 | $ 3,384,000 | $ 169,000 | $ 73,000 |
| Placer County California | 18 | $ 3,695,000 | $ 205,000 | $ 79,000 |
| San Francisco County California | 18 | $ 6,480,000 | $ 360,000 | $ 99,000 |
| Napa County California | 17 | $ 4,104,000 | $ 241,000 | $ 115,000 |
| El Dorado County California | 16 | $ 3,773,000 | $ 235,000 | $ 66,000 |
| Merced County California | 14 | $ 2,915,000 | $ 208,000 | $ 76,000 |
| Jefferson County Colorado | 12 | $ 2,377,000 | $ 198,000 | $ 48,000 |
| Nevada County California | 10 | $ 2,661,000 | $ 266,000 | $ 61,000 |
| San Luis Obispo County California | 10 | $ 3,185,000 | $ 318,000 | $ 140,000 |
| Marin County California | 9 | $ 2,661,000 | $ 295,000 | $ 95,000 |
| Imperial County California | 8 | $ 1,243,000 | $ 155,000 | $ 76,000 |
| Monterey County California | 8 | $ 2,499,000 | $ 312,000 | $ 85,000 |
| Yolo County California | 8 | $ 1,533,000 | $ 191,000 | $ 53,000 |
| Adams County Colorado | 8 | $ 1,016,000 | $ 127,000 | $ 99,000 |
| Butte County California | 7 | $ 1,125,000 | $ 160,000 | $ 56,000 |
| Mendocino County California | 7 | $ 1,224,000 | $ 174,000 | $ 25,000 |
| Shasta County California | 7 | $ 1,220,000 | $ 174,000 | $ 62,000 |
| Weld County Colorado | 7 | $ 1,100,000 | $ 157,000 | $ 60,000 |
| Humboldt County California | 6 | $ 1,002,000 | $ 167,000 | $ 37,000 |
| Santa Cruz County California | 6 | $ 2,720,000 | $ 453,000 | $ 90,000 |
| Tuolumne County California | 6 | $ 851,000 | $ 141,000 | $ 29,000 |
| Pierce County Washington | 6 | $ 838,000 | $ 139,000 | $ 73,000 |
| Cochise County Arizona | 5 | $ 831,000 | $ 166,000 | $ 75,000 |
| Yuba County California | 5 | $ 780,000 | $ 156,000 | $ 69,000 |
| Larimer County Colorado | 5 | $ 924,000 | $ 184,000 | $ 68,000 |
| Pueblo County Colorado | 5 | $ 406,000 | $ 81,000 | $ 33,000 |
| King County Washington | 5 | $ 999,000 | $ 199,000 | $ 61,000 |
| Mohave County Arizona | 4 | $ 780,000 | $ 195,000 | $ 58,000 |
| Lake County California | 4 | $ 741,000 | $ 185,000 | $ 93,000 |
| Madera County California | 4 | $ 519,000 | $ 129,000 | $ 22,000 |
| Sutter County California | 4 | $ 678,000 | $ 169,000 | $ 83,000 |
| Tehama County California | 4 | $ 423,000 | $ 105,000 | $ 31,000 |
| Arapahoe County Colorado | 4 | $ 636,000 | $ 159,000 | $ 50,000 |
| El Paso County Colorado | 4 | $ 428,000 | $ 107,000 | $ 16,000 |
| Yuma County Arizona | 3 | $ 132,000 | $ 44,000 | $ 12,000 |
| Calaveras County California | 3 | $ 568,000 | $ 189,000 | $ 59,000 |
| Denver County Colorado | 3 | $ 900,000 | $ 300,000 | $ 72,000 |
| Douglas County Colorado | 3 | $ 802,000 | $ 267,000 | $ 81,000 |
| Lyon County Nevada | 3 | $ 225,000 | $ 75,000 | $ 43,000 |
| Yavapai County Arizona | 2 | $ 205,000 | $ 102,000 | $ 62,000 |
| Colusa County California | 2 | $ 343,000 | $ 171,000 | $ 69,000 |
| Kings County California | 2 | $ 238,000 | $ 119,000 | $ 35,000 |
| San Benito County California | 2 | $ 356,000 | $ 178,000 | $ 57,000 |
| Boulder County Colorado | 2 | $ 786,000 | $ 393,000 | $ 117,000 |
| Bernalillo County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 46,000 |
| Clark County Washington | 2 | $ 341,000 | $ 170,000 | $ 71,000 |
| Navajo County Arizona | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Pinal County Arizona | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Santa Cruz County Arizona | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| Amador County California | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Inyo County California | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Lassen County California | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Mono County California | 1 | $ 439,000 | $ 439,000 | $ 162,000 |
| Plumas County California | 1 | $ 162,000 | $ 162,000 | $ 99,000 |
| La Plata County Colorado | 1 | $ 600,000 | $ 600,000 | $ 192,000 |
| Routt County Colorado | 1 | $ 299,000 | $ 299,000 | $ 78,000 |
| Teller County Colorado | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Ada County Idaho | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Churchill County Nevada | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Douglas County Nevada | 1 | $ 232,000 | $ 232,000 | $ 108,000 |
| Storey County Nevada | 1 | $ 180,000 | $ 180,000 | $ 30,000 |
| Lincoln County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 64,000 |
| Snohomish County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Equity 1 Lenders Group in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,570 | $631,475,000 | $173,600 | $998,000 | $85,400 | $1,008,000 |
| Refinancing | 2,278 | $579,487,000 | $161,875 | $1,000,000 | $53,250 | $1,380,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,136 | $800,179,000 | $182,142 | $1,000,000 | $63,428 | $1,380,000 |
| Hispanic | 1,312 | $312,913,000 | $167,000 | $950,000 | $68,400 | $996,000 |
| Black or African American | 139 | $31,943,000 | $162,000 | $700,000 | $39,666 | $252,000 |
| Not Provided | 118 | $28,602,000 | $193,500 | $765,000 | $81,500 | $388,000 |
| Asian | 100 | $25,959,000 | $254,500 | $664,000 | $79,000 | $354,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $7,464,000 | $225,500 | $622,000 | $99,000 | $244,000 |
| Not applicable | 7 | $1,434,000 | $204,000 | $361,000 | $53,000 | $89,000 |
| American Indian or Alaskan Native | 6 | $2,468,000 | $411,000 | $648,000 | $63,000 | $193,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,848 | $1,210,962,000 | $163,375 | $1,000,000 | $55,125 | $1,380,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,618 | $673,377,000 | $192,714 | $1,000,000 | $71,428 | $1,008,000 |
| Application Denied By Financial Institution | 1,099 | $259,852,000 | $146,500 | $1,000,000 | $64,833 | $1,380,000 |
| Application Approved But Not Accepted | 729 | $183,951,000 | $170,000 | $1,000,000 | $65,750 | $410,000 |
| Application Withdrawn By Applicant | 318 | $74,827,000 | $156,800 | $811,000 | $24,400 | $696,000 |
| File Closed For Incompleteness | 84 | $18,955,000 | $154,250 | $718,000 | $58,750 | $773,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 205 | $47,520,000 | $144,200 | $750,000 | $40,200 | $1,380,000 |
| Collateral | 90 | $20,844,000 | $208,250 | $765,000 | $70,250 | $360,000 |
| Credit History | 47 | $11,648,000 | $218,333 | $750,000 | $29,000 | $306,000 |
| Unverifiable Information | 28 | $5,642,000 | $201,000 | $500,000 | $80,000 | $175,000 |
| Employment History | 22 | $5,142,000 | $164,000 | $750,000 | $64,000 | $168,000 |
| Debt-To-Income Ratio | 12 | $3,021,000 | $195,000 | $572,000 | $60,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $525,000 | $131,000 | $300,000 | $64,000 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.