Equipoint Financial Network
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Equipoint Financial Network.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Equipoint Financial Network
3636 Nobel Suite 400
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2008  2007  
Total Number of Mortgage Applications 522
Total Mortgage Loan Application Amount $80,220,000
Average Mortgage Loan Application Amount $195,333
Highest Mortgage Loan Application Amount $595,000
Average Applicant Income $68,000
Highest Applicant Income $240,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Equipoint Financial Network by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 148 $ 16,656,000 $ 112,500 $ 42,500
KANSAS CITY, MO-KS 81 $ 10,755,000 $ 133,500 $ 38,500
WICHITA, KS 47 $ 6,226,000 $ 132,000 $ 42,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 16 $ 4,683,000 $ 292,000 $ 69,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 15 $ 5,071,000 $ 338,000 $ 63,000
PHOENIX-MESA-SCOTTSDALE, AZ 15 $ 2,698,000 $ 179,000 $ 43,000
SEATTLE-BELLEVUE-EVERETT, WA 13 $ 3,604,000 $ 277,000 $ 65,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 9 $ 2,902,000 $ 322,000 $ 75,000
TACOMA, WA 9 $ 2,277,000 $ 253,000 $ 52,000
JOPLIN, MO 7 $ 503,000 $ 71,000 $ 23,000
CEDAR RAPIDS, IA 5 $ 655,000 $ 131,000 $ 35,000
DES MOINES-WEST DES MOINES, IA 5 $ 659,000 $ 131,000 $ 66,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 5 $ 1,172,000 $ 234,000 $ 71,000
OAKLAND-FREMONT-HAYWARD, CA 4 $ 1,194,000 $ 298,000 $ 68,000
OLYMPIA, WA 4 $ 1,162,000 $ 290,000 $ 106,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 4 $ 646,000 $ 161,000 $ 67,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 584,000 $ 194,000 $ 38,000
CHICO, CA 2 $ 401,000 $ 200,000 $ 58,000
DUBUQUE, IA 2 $ 153,000 $ 76,000 $ 27,000
JACKSON, MS 2 $ 282,000 $ 141,000 $ 146,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 422,000 $ 211,000 $ 103,000
LAWRENCE, KS 2 $ 327,000 $ 163,000 $ 31,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 480,000 $ 240,000 $ 47,000
PEORIA, IL 2 $ 218,000 $ 109,000 $ 26,000
TOPEKA, KS 2 $ 456,000 $ 228,000 $ 55,000
VISALIA-PORTERVILLE, CA 2 $ 419,000 $ 209,000 $ 48,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 1 $ 128,000 $ 128,000 $ 40,000
BAKERSFIELD, CA 1 $ 417,000 $ 417,000 $ 0
BRADENTON-SARASOTA-VENICE, FL 1 $ 147,000 $ 147,000 $ 35,000
DALLAS-PLANO-IRVING, TX 1 $ 171,000 $ 171,000 $ 78,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 133,000 $ 133,000 $ 39,000
GRAND RAPIDS-WYOMING, MI 1 $ 300,000 $ 300,000 $ 167,000
HANFORD-CORCORAN, CA 1 $ 225,000 $ 225,000 $ 78,000
IOWA CITY, IA 1 $ 203,000 $ 203,000 $ 42,000
OGDEN-CLEARFIELD, UT 1 $ 111,000 $ 111,000 $ 19,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 120,000 $ 120,000 $ 100,000
PORT ST. LUCIE, FL 1 $ 149,000 $ 149,000 $ 51,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 241,000 $ 241,000 $ 43,000
SALT LAKE CITY, UT 1 $ 200,000 $ 200,000 $ 37,000
SAN ANTONIO, TX 1 $ 127,000 $ 127,000 $ 67,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 595,000 $ 595,000 $ 109,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 249,000 $ 249,000 $ 174,000
SANTA ANA-ANAHEIM-IRVINE, CA 1 $ 311,000 $ 311,000 $ 30,000
STOCKTON, CA 1 $ 295,000 $ 295,000 $ 93,000
VALLEJO-FAIRFIELD, CA 1 $ 275,000 $ 275,000 $ 44,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 148,000 $ 148,000 $ 72,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Equipoint Financial Network in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 335 $55,736,000 $166,000 $417,000 $48,000 $240,000
Home Purchase 186 $24,194,000 $130,000 $595,000 $42,000 $167,000
Refinancing 1 $290,000 $290,000 $290,000 $114,000 $114,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 401 $55,552,000 $138,000 $417,000 $45,000 $240,000
Not Provided 41 $10,187,000 $248,000 $417,000 $53,000 $126,000
Hispanic 39 $7,259,000 $186,000 $405,000 $41,000 $81,000
Black or African American 28 $4,677,000 $167,000 $417,000 $48,000 $114,000
Asian 10 $2,176,000 $217,000 $595,000 $60,000 $110,000
American Indian or Alaskan Native 3 $369,000 $123,000 $159,000 $20,000 $44,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 365 $47,009,000 $128,000 $417,000 $37,000 $130,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 156 $32,962,000 $211,000 $595,000 $68,000 $240,000
VA-guaranteed (Veterans Administration) 1 $249,000 $249,000 $249,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 233 $35,991,000 $154,000 $417,000 $45,000 $183,000
Loan Originated 229 $32,752,000 $143,000 $417,000 $45,000 $240,000
Application Approved But Not Accepted 29 $6,017,000 $207,000 $595,000 $55,000 $109,000
File Closed For Incompleteness 16 $3,207,000 $200,000 $342,000 $49,000 $156,000
Application Withdrawn By Applicant 15 $2,253,000 $150,000 $280,000 $52,000 $125,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $4,034,000 $144,000 $350,000 $44,000 $92,000
Other 14 $4,327,000 $309,000 $417,000 $69,000 $174,000
Collateral 12 $3,783,000 $315,000 $405,000 $68,000 $183,000
Debt-To-Income Ratio 10 $2,025,000 $202,000 $361,000 $39,000 $93,000
Unverifiable Information 2 $393,000 $196,000 $206,000 $70,000 $80,000
Employment History 1 $80,000 $80,000 $80,000 $32,000 $32,000
Insufficient Cash (Downpayment, Closing Cost) 1 $74,000 $74,000 $74,000 $37,000 $37,000
Mortgage Insurance Denied 1 $89,000 $89,000 $89,000 $66,000 $66,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List