Energy One Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for Energy One Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Energy One Federal Credit Union 6100 S Yale Ave, Suite 100 Tulsa, OK 74136 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $40,370,000 |
| Average Mortgage Loan Application Amount | $209,666 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $141,000 |
| Highest Applicant Income | $722,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 49 | $ 8,505,000 | $ 173,000 | $ 113,000 |
| Harris County Texas | 23 | $ 5,465,000 | $ 237,000 | $ 164,000 |
| Fort Bend County Texas | 15 | $ 4,075,000 | $ 271,000 | $ 159,000 |
| Rogers County Oklahoma | 11 | $ 1,545,000 | $ 140,000 | $ 86,000 |
| Wagoner County Oklahoma | 8 | $ 1,530,000 | $ 191,000 | $ 133,000 |
| Montgomery County Texas | 6 | $ 1,540,000 | $ 256,000 | $ 154,000 |
| Osage County Oklahoma | 5 | $ 625,000 | $ 125,000 | $ 126,000 |
| Kern County California | 4 | $ 970,000 | $ 242,000 | $ 187,000 |
| Creek County Oklahoma | 4 | $ 400,000 | $ 100,000 | $ 50,000 |
| Nueces County Texas | 3 | $ 695,000 | $ 231,000 | $ 183,000 |
| Teller County Colorado | 2 | $ 450,000 | $ 225,000 | $ 261,000 |
| Gwinnett County Georgia | 2 | $ 470,000 | $ 235,000 | $ 43,000 |
| Aransas County Texas | 2 | $ 350,000 | $ 175,000 | $ 145,000 |
| Cameron County Texas | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| Collin County Texas | 2 | $ 450,000 | $ 225,000 | $ 99,000 |
| Dallas County Texas | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| Lubbock County Texas | 2 | $ 160,000 | $ 80,000 | $ 135,000 |
| Midland County Texas | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Waller County Texas | 2 | $ 580,000 | $ 290,000 | $ 162,000 |
| Los Angeles County California | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| San Luis Obispo County California | 1 | $ 395,000 | $ 395,000 | $ 115,000 |
| Gilpin County Colorado | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 103,000 |
| Larimer County Colorado | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| Walton County Florida | 1 | $ 405,000 | $ 405,000 | $ 268,000 |
| Cobb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Effingham County Georgia | 1 | $ 405,000 | $ 405,000 | $ 276,000 |
| Fulton County Georgia | 1 | $ 765,000 | $ 765,000 | $ 275,000 |
| Liberty County Georgia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| St. Joseph County Indiana | 1 | $ 315,000 | $ 315,000 | $ 245,000 |
| Warrick County Indiana | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Vernon County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Clay County Missouri | 1 | $ 355,000 | $ 355,000 | $ 121,000 |
| Stone County Missouri | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Washoe County Nevada | 1 | $ 505,000 | $ 505,000 | $ 116,000 |
| Perquimans County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Miami County Ohio | 1 | $ 145,000 | $ 145,000 | $ 262,000 |
| Canadian County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Cherokee County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Cleveland County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Oklahoma County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 482,000 |
| Okmulgee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Pottawatomie County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 271,000 |
| Sequoyah County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bee County Texas | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Chambers County Texas | 1 | $ 165,000 | $ 165,000 | $ 722,000 |
| Comal County Texas | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| Dawson County Texas | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Denton County Texas | 1 | $ 435,000 | $ 435,000 | $ 161,000 |
| Galveston County Texas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Rains County Texas | 1 | $ 305,000 | $ 305,000 | $ 560,000 |
| Rockwall County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tarrant County Texas | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Wise County Texas | 1 | $ 55,000 | $ 55,000 | $ 197,000 |
| Spokane County Washington | 1 | $ 225,000 | $ 225,000 | $ 599,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Energy One Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 80 | $15,130,000 | $189,000 | $615,000 | $146,000 | $722,000 |
| Home Purchase | 59 | $14,615,000 | $247,000 | $765,000 | $152,000 | $599,000 |
| Refinancing | 55 | $10,625,000 | $193,000 | $475,000 | $125,000 | $303,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 117 | $23,475,000 | $200,000 | $595,000 | $143,000 | $599,000 |
| Not Provided | 22 | $6,210,000 | $282,000 | $765,000 | $205,000 | $722,000 |
| Hispanic | 15 | $3,415,000 | $227,000 | $545,000 | $141,000 | $303,000 |
| Black or African American | 12 | $2,160,000 | $180,000 | $385,000 | $87,000 | $212,000 |
| American Indian or Alaskan Native | 11 | $1,835,000 | $166,000 | $265,000 | $99,000 | $169,000 |
| Asian | 10 | $1,600,000 | $160,000 | $225,000 | $112,000 | $300,000 |
| Not applicable | 5 | $1,485,000 | $297,000 | $615,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 192 | $39,540,000 | $205,000 | $765,000 | $142,000 | $722,000 |
| FHA-insured (Federal Housing Administration) | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $425,000 | $425,000 | $425,000 | $82,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 111 | $22,645,000 | $204,000 | $615,000 | $157,000 | $722,000 |
| File Closed For Incompleteness | 28 | $6,690,000 | $238,000 | $505,000 | $150,000 | $360,000 |
| Application Denied By Financial Institution | 26 | $3,920,000 | $150,000 | $545,000 | $88,000 | $303,000 |
| Application Withdrawn By Applicant | 15 | $3,225,000 | $215,000 | $585,000 | $122,000 | $246,000 |
| Application Approved But Not Accepted | 10 | $2,420,000 | $242,000 | $425,000 | $120,000 | $263,000 |
| Preapproval Denied by Financial Institution | 3 | $1,075,000 | $358,000 | $765,000 | $129,000 | $275,000 |
| Preapproval Approved but not Accepted | 1 | $395,000 | $395,000 | $395,000 | $200,000 | $200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 194 | $40,370,000 | $208,000 | $765,000 | $142,000 | $722,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.