Endura Financial F. C. U.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Endura Financial F. C. U. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Endura Financial F. C. U. 820 N Lilac Minneapolis, MN 55422 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 892 |
| Total Mortgage Loan Application Amount | $113,187,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $119,666 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Endura Financial F. C. U.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Endura Financial F. C. U.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Endura Financial F. C. U.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Endura Financial F. C. U. serves its applicants.
Each category highlights the total number of mortgage applications processed by Endura Financial F. C. U., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Endura Financial F. C. U.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 378 | $ 50,205,000 | $ 132,000 | $ 121,000 |
| Anoka County Minnesota | 112 | $ 12,448,000 | $ 111,000 | $ 88,000 |
| Ramsey County Minnesota | 60 | $ 6,808,000 | $ 113,000 | $ 116,000 |
| Wright County Minnesota | 50 | $ 5,715,000 | $ 114,000 | $ 88,000 |
| Dakota County Minnesota | 48 | $ 6,528,000 | $ 136,000 | $ 124,000 |
| Carver County Minnesota | 25 | $ 2,961,000 | $ 118,000 | $ 153,000 |
| Sherburne County Minnesota | 25 | $ 3,132,000 | $ 125,000 | $ 100,000 |
| Washington County Minnesota | 23 | $ 3,960,000 | $ 172,000 | $ 144,000 |
| Scott County Minnesota | 14 | $ 2,156,000 | $ 154,000 | $ 135,000 |
| Jackson County Missouri | 11 | $ 939,000 | $ 85,000 | $ 104,000 |
| Aitkin County Minnesota | 7 | $ 1,230,000 | $ 175,000 | $ 168,000 |
| Maricopa County Arizona | 6 | $ 607,000 | $ 101,000 | $ 78,000 |
| Cass County Minnesota | 6 | $ 1,658,000 | $ 276,000 | $ 151,000 |
| Chisago County Minnesota | 6 | $ 656,000 | $ 109,000 | $ 116,000 |
| Cass County Missouri | 6 | $ 604,000 | $ 100,000 | $ 108,000 |
| Johnson County Kansas | 5 | $ 408,000 | $ 81,000 | $ 124,000 |
| Crow Wing County Minnesota | 5 | $ 1,147,000 | $ 229,000 | $ 204,000 |
| Isanti County Minnesota | 5 | $ 590,000 | $ 118,000 | $ 63,000 |
| St. Croix County Wisconsin | 5 | $ 792,000 | $ 158,000 | $ 173,000 |
| Itasca County Minnesota | 3 | $ 539,000 | $ 179,000 | $ 74,000 |
| Stearns County Minnesota | 3 | $ 284,000 | $ 94,000 | $ 67,000 |
| Burnett County Wisconsin | 3 | $ 185,000 | $ 61,000 | $ 100,000 |
| Polk County Wisconsin | 3 | $ 237,000 | $ 79,000 | $ 93,000 |
| Sedgwick County Kansas | 2 | $ 187,000 | $ 93,000 | $ 85,000 |
| Carlton County Minnesota | 2 | $ 341,000 | $ 170,000 | $ 147,000 |
| Kanabec County Minnesota | 2 | $ 183,000 | $ 91,000 | $ 139,000 |
| Lake County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 50,000 |
| Mille Lacs County Minnesota | 2 | $ 113,000 | $ 56,000 | $ 66,000 |
| Pine County Minnesota | 2 | $ 154,000 | $ 77,000 | $ 48,000 |
| King County Washington | 2 | $ 330,000 | $ 165,000 | $ 164,000 |
| Douglas County Wisconsin | 2 | $ 171,000 | $ 85,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Los Angeles County California | 1 | $ 348,000 | $ 348,000 | $ 211,000 |
| Riverside County California | 1 | $ 213,000 | $ 213,000 | $ 71,000 |
| San Diego County California | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
| Bay County Florida | 1 | $ 147,000 | $ 147,000 | $ 140,000 |
| Seminole County Florida | 1 | $ 86,000 | $ 86,000 | $ 175,000 |
| Latah County Idaho | 1 | $ 129,000 | $ 129,000 | $ 115,000 |
| Cook County Illinois | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Lake County Illinois | 1 | $ 10,000 | $ 10,000 | $ 128,000 |
| Des Moines County Iowa | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Lyon County Iowa | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Miami County Kansas | 1 | $ 31,000 | $ 31,000 | $ 97,000 |
| Wyandotte County Kansas | 1 | $ 89,000 | $ 89,000 | $ 108,000 |
| Allegany County Maryland | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Baltimore County Maryland | 1 | $ 16,000 | $ 16,000 | $ 58,000 |
| Cecil County Maryland | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Howard County Maryland | 1 | $ 134,000 | $ 134,000 | $ 132,000 |
| Blue Earth County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Cottonwood County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 172,000 |
| Douglas County Minnesota | 1 | $ 63,000 | $ 63,000 | $ 139,000 |
| Goodhue County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 62,000 |
| Grant County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| McLeod County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 91,000 |
| Meeker County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 589,000 |
| Pope County Minnesota | 1 | $ 210,000 | $ 210,000 | $ 165,000 |
| Rock County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Sibley County Minnesota | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Waseca County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 99,000 |
| Clinton County Missouri | 1 | $ 31,000 | $ 31,000 | $ 92,000 |
| Greene County Missouri | 1 | $ 19,000 | $ 19,000 | $ 68,000 |
| Lafayette County Missouri | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Clark County Nevada | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 82,000 | $ 82,000 | $ 86,000 |
| Queens County New York | 1 | $ 51,000 | $ 51,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Moore County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 208,000 |
| Traill County North Dakota | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Tulsa County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 73,000 |
| Oconee County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 175,000 |
| Sumner County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Brown County Wisconsin | 1 | $ 136,000 | $ 136,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Endura Financial F. C. U. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 706 | $93,484,000 | $132,000 | $417,000 | $111,000 | $762,000 |
| Home Purchase | 119 | $15,971,000 | $134,000 | $390,000 | $137,000 | $383,000 |
| Home Improvement | 67 | $3,732,000 | $55,000 | $235,000 | $111,000 | $960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 805 | $103,395,000 | $128,000 | $417,000 | $114,000 | $762,000 |
| Asian | 37 | $4,991,000 | $134,000 | $417,000 | $132,000 | $354,000 |
| Black or African American | 14 | $1,583,000 | $113,000 | $250,000 | $104,000 | $254,000 |
| Hispanic | 11 | $1,221,000 | $111,000 | $205,000 | $82,000 | $152,000 |
| Not Provided | 11 | $898,000 | $81,000 | $220,000 | $194,000 | $960,000 |
| Not applicable | 10 | $876,000 | $87,000 | $200,000 | $11,000 | $117,000 |
| American Indian or Alaskan Native | 2 | $135,000 | $67,000 | $70,000 | $147,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $88,000 | $44,000 | $66,000 | $123,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 885 | $111,841,000 | $126,000 | $417,000 | $115,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,346,000 | $192,000 | $236,000 | $72,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 567 | $69,886,000 | $123,000 | $417,000 | $122,000 | $589,000 |
| Application Withdrawn By Applicant | 133 | $18,263,000 | $137,000 | $417,000 | $107,000 | $960,000 |
| Application Approved But Not Accepted | 97 | $10,757,000 | $110,000 | $405,000 | $101,000 | $383,000 |
| Application Denied By Financial Institution | 58 | $7,147,000 | $123,000 | $395,000 | $88,000 | $649,000 |
| File Closed For Incompleteness | 37 | $7,134,000 | $192,000 | $396,000 | $101,000 | $242,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 18 | $2,368,000 | $131,000 | $238,000 | $110,000 | $649,000 |
| Credit History | 15 | $1,233,000 | $82,000 | $200,000 | $65,000 | $120,000 |
| Debt-To-Income Ratio | 12 | $2,115,000 | $176,000 | $395,000 | $67,000 | $260,000 |
| Other | 12 | $1,122,000 | $93,000 | $183,000 | $106,000 | $340,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Endura Financial F. C. U.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Endura Financial F. C. U.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.