Empower Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Empower Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Empower Federal Credit Union
1 Member Way
Syracuse, NY 13212
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,829
Total Mortgage Loan Application Amount $517,635,000
Average Mortgage Loan Application Amount $107,200
Highest Mortgage Loan Application Amount $10,505,000
Average Applicant Income $89,400
Highest Applicant Income $2,553,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Empower Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Onondaga County New York 2,859 $ 305,365,000 $ 106,000 $ 90,000
Oswego County New York 850 $ 76,060,000 $ 89,000 $ 82,000
Cayuga County New York 195 $ 16,145,000 $ 82,000 $ 82,000
Broome County New York 185 $ 16,805,000 $ 90,000 $ 85,000
Madison County New York 145 $ 19,035,000 $ 131,000 $ 103,000
Erie County New York 103 $ 13,255,000 $ 128,000 $ 90,000
Oneida County New York 97 $ 9,755,000 $ 100,000 $ 75,000
Chemung County New York 41 $ 2,475,000 $ 60,000 $ 65,000
Montgomery County New York 34 $ 1,870,000 $ 55,000 $ 76,000
Monroe County New York 29 $ 3,425,000 $ 118,000 $ 155,000
Jefferson County New York 23 $ 9,205,000 $ 400,000 $ 113,000
Herkimer County New York 22 $ 2,010,000 $ 91,000 $ 84,000
Ontario County New York 20 $ 4,790,000 $ 239,000 $ 103,000
Wayne County New York 20 $ 2,150,000 $ 107,000 $ 80,000
Cortland County New York 19 $ 1,825,000 $ 96,000 $ 111,000
St. Lawrence County New York 12 $ 1,190,000 $ 99,000 $ 114,000
Tioga County New York 12 $ 990,000 $ 82,000 $ 81,000
Chenango County New York 8 $ 770,000 $ 96,000 $ 84,000
Fulton County New York 8 $ 610,000 $ 76,000 $ 70,000
Lewis County New York 6 $ 910,000 $ 151,000 $ 115,000
Niagara County New York 6 $ 510,000 $ 85,000 $ 58,000
Seneca County New York 6 $ 270,000 $ 45,000 $ 181,000
Steuben County New York 5 $ 3,345,000 $ 669,000 $ 70,000
Wyoming County New York 5 $ 1,325,000 $ 265,000 $ 103,000
Yates County New York 5 $ 495,000 $ 99,000 $ 65,000
Bradford County Pennsylvania 5 $ 425,000 $ 85,000 $ 80,000
Fairfield County Connecticut 4 $ 1,240,000 $ 310,000 $ 190,000
Otsego County New York 4 $ 400,000 $ 100,000 $ 91,000
Saratoga County New York 4 $ 760,000 $ 190,000 $ 116,000
Schoharie County New York 4 $ 320,000 $ 80,000 $ 65,000
Westchester County New York 4 $ 1,020,000 $ 255,000 $ 166,000
Susquehanna County Pennsylvania 4 $ 410,000 $ 102,000 $ 67,000
Marion County Florida 3 $ 415,000 $ 138,000 $ 45,000
Volusia County Florida 3 $ 835,000 $ 278,000 $ 201,000
Hamilton County New York 3 $ 515,000 $ 171,000 $ 136,000
Putnam County New York 3 $ 655,000 $ 218,000 $ 154,000
Charlotte County Florida 2 $ 580,000 $ 290,000 $ 71,000
Hillsborough County Florida 2 $ 930,000 $ 465,000 $ 146,000
Lee County Florida 2 $ 700,000 $ 350,000 $ 138,000
Orange County Florida 2 $ 490,000 $ 245,000 $ 117,000
Sumter County Florida 2 $ 850,000 $ 425,000 $ 1,309,000
Albany County New York 2 $ 250,000 $ 125,000 $ 63,000
Cattaraugus County New York 2 $ 320,000 $ 160,000 $ 199,000
Delaware County New York 2 $ 90,000 $ 45,000 $ 75,000
Franklin County New York 2 $ 460,000 $ 230,000 $ 62,000
Livingston County New York 2 $ 370,000 $ 185,000 $ 173,000
Orange County New York 2 $ 420,000 $ 210,000 $ 109,000
Schenectady County New York 2 $ 110,000 $ 55,000 $ 67,000
Suffolk County New York 2 $ 820,000 $ 410,000 $ 201,000
Tompkins County New York 2 $ 240,000 $ 120,000 $ 91,000
Warren County New York 2 $ 300,000 $ 150,000 $ 95,000
Hartford County Connecticut 1 $ 365,000 $ 365,000 $ 205,000
Brevard County Florida 1 $ 95,000 $ 95,000 $ 87,000
Citrus County Florida 1 $ 95,000 $ 95,000 $ 50,000
Escambia County Florida 1 $ 165,000 $ 165,000 $ 94,000
Hernando County Florida 1 $ 165,000 $ 165,000 $ 105,000
Leon County Florida 1 $ 105,000 $ 105,000 $ 37,000
Nassau County Florida 1 $ 335,000 $ 335,000 $ 80,000
Okaloosa County Florida 1 $ 475,000 $ 475,000 $ 122,000
Palm Beach County Florida 1 $ 95,000 $ 95,000 $ 73,000
Pinellas County Florida 1 $ 625,000 $ 625,000 $ 270,000
Sarasota County Florida 1 $ 115,000 $ 115,000 $ 106,000
Jasper County Iowa 1 $ 15,000 $ 15,000 $ 35,000
Middlesex County Massachusetts 1 $ 805,000 $ 805,000 $ 0
Allegany County New York 1 $ 965,000 $ 965,000 $ 0
Chautauqua County New York 1 $ 205,000 $ 205,000 $ 74,000
Essex County New York 1 $ 65,000 $ 65,000 $ 46,000
Genesee County New York 1 $ 35,000 $ 35,000 $ 84,000
Kings County New York 1 $ 155,000 $ 155,000 $ 113,000
Richmond County New York 1 $ 55,000 $ 55,000 $ 150,000
Schuyler County New York 1 $ 295,000 $ 295,000 $ 231,000
Sullivan County New York 1 $ 25,000 $ 25,000 $ 68,000
Ulster County New York 1 $ 395,000 $ 395,000 $ 154,000
Washington County New York 1 $ 175,000 $ 175,000 $ 89,000
Alamance County North Carolina 1 $ 95,000 $ 95,000 $ 57,000
Catawba County North Carolina 1 $ 155,000 $ 155,000 $ 55,000
Dare County North Carolina 1 $ 465,000 $ 465,000 $ 152,000
Davidson County North Carolina 1 $ 95,000 $ 95,000 $ 43,000
Forsyth County North Carolina 1 $ 55,000 $ 55,000 $ 78,000
Harnett County North Carolina 1 $ 205,000 $ 205,000 $ 72,000
Mecklenburg County North Carolina 1 $ 405,000 $ 405,000 $ 164,000
New Hanover County North Carolina 1 $ 295,000 $ 295,000 $ 121,000
Rockingham County North Carolina 1 $ 195,000 $ 195,000 $ 42,000
Vance County North Carolina 1 $ 115,000 $ 115,000 $ 90,000
Yancey County North Carolina 1 $ 205,000 $ 205,000 $ 37,000
Allegheny County Pennsylvania 1 $ 155,000 $ 155,000 $ 62,000
Cambria County Pennsylvania 1 $ 15,000 $ 15,000 $ 222,000
Lebanon County Pennsylvania 1 $ 55,000 $ 55,000 $ 99,000
Lehigh County Pennsylvania 1 $ 245,000 $ 245,000 $ 100,000
Monroe County Pennsylvania 1 $ 125,000 $ 125,000 $ 65,000
Montgomery County Pennsylvania 1 $ 45,000 $ 45,000 $ 92,000
Pike County Pennsylvania 1 $ 275,000 $ 275,000 $ 101,000
Washington County Pennsylvania 1 $ 95,000 $ 95,000 $ 56,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Empower Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,631 $94,985,000 $58,000 $1,335,000 $89,000 $1,560,000
Home Purchase 1,163 $201,015,000 $172,000 $2,725,000 $89,000 $2,553,000
Cash-out Refinancing 900 $117,770,000 $130,000 $10,505,000 $92,000 $725,000
Refinancing 638 $72,470,000 $113,000 $3,005,000 $89,000 $1,176,000
Other Purpose 497 $31,395,000 $63,000 $805,000 $88,000 $672,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,963 $393,195,000 $99,000 $1,005,000 $92,000 $2,553,000
Black or African American 308 $24,090,000 $78,000 $405,000 $69,000 $1,176,000
Not Provided 268 $32,190,000 $120,000 $805,000 $89,000 $287,000
Hispanic 136 $12,590,000 $92,000 $455,000 $81,000 $1,560,000
Asian 60 $8,780,000 $146,000 $365,000 $73,000 $265,000
Not applicable 50 $43,140,000 $862,000 $10,505,000 $0 $0
American Indian or Alaskan Native 34 $2,780,000 $81,000 $235,000 $66,000 $180,000
Native Hawaiian or Other Pacific Islander 1 $15,000 $15,000 $15,000 $45,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,829 $517,635,000 $107,000 $10,505,000 $90,000 $2,553,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,363 $394,535,000 $117,000 $10,505,000 $95,000 $2,553,000
Application Denied By Financial Institution 665 $48,615,000 $73,000 $1,005,000 $67,000 $1,560,000
Application Withdrawn By Applicant 407 $40,955,000 $100,000 $805,000 $86,000 $1,176,000
File Closed For Incompleteness 352 $27,190,000 $77,000 $605,000 $87,000 $1,222,000
Application Approved But Not Accepted 32 $3,900,000 $121,000 $255,000 $82,000 $239,000
Loan Purchased By The Institution 10 $2,440,000 $244,000 $415,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,164 $469,020,000 $112,000 $10,505,000 $93,000 $2,553,000
Credit History 291 $17,545,000 $60,000 $435,000 $76,000 $1,560,000
Collateral 190 $12,810,000 $67,000 $325,000 $76,000 $480,000
Debt-To-Income Ratio 144 $14,300,000 $99,000 $1,005,000 $47,000 $214,000
Unverifiable Information 16 $1,470,000 $91,000 $255,000 $14,000 $100,000
Employment History 11 $1,195,000 $108,000 $195,000 $23,000 $65,000
Other 6 $470,000 $78,000 $125,000 $81,000 $112,000
Insufficient Cash (Downpayment, Closing Cost) 5 $625,000 $125,000 $155,000 $47,000 $63,000
Credit Application Incomplete 2 $200,000 $100,000 $105,000 $34,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List