Central Bank Of The Ozarks
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Central Bank Of The Ozarks.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Central Bank Of The Ozarks 1800 S. Glenstone Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,394 |
| Total Mortgage Loan Application Amount | $286,100,000 |
| Average Mortgage Loan Application Amount | $161,400 |
| Highest Mortgage Loan Application Amount | $4,155,000 |
| Average Applicant Income | $153,000 |
| Highest Applicant Income | $3,593,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 739 | $ 154,025,000 | $ 208,000 | $ 122,000 |
| Christian County Missouri | 315 | $ 66,885,000 | $ 212,000 | $ 103,000 |
| Webster County Missouri | 97 | $ 17,325,000 | $ 178,000 | $ 74,000 |
| Stone County Missouri | 44 | $ 9,370,000 | $ 212,000 | $ 118,000 |
| Polk County Missouri | 25 | $ 4,565,000 | $ 182,000 | $ 91,000 |
| Dallas County Missouri | 21 | $ 3,175,000 | $ 151,000 | $ 69,000 |
| Lawrence County Missouri | 17 | $ 2,785,000 | $ 163,000 | $ 62,000 |
| Taney County Missouri | 12 | $ 2,660,000 | $ 221,000 | $ 118,000 |
| Barry County Missouri | 9 | $ 2,245,000 | $ 249,000 | $ 116,000 |
| Hickory County Missouri | 7 | $ 625,000 | $ 89,000 | $ 72,000 |
| Johnson County Kansas | 6 | $ 1,720,000 | $ 286,000 | $ 180,000 |
| Douglas County Missouri | 6 | $ 1,120,000 | $ 186,000 | $ 117,000 |
| Jackson County Missouri | 6 | $ 630,000 | $ 105,000 | $ 67,000 |
| Laclede County Missouri | 6 | $ 840,000 | $ 140,000 | $ 67,000 |
| Wright County Missouri | 6 | $ 740,000 | $ 123,000 | $ 58,000 |
| St. Louis City County Missouri | 5 | $ 605,000 | $ 121,000 | $ 102,000 |
| Maricopa County Arizona | 4 | $ 810,000 | $ 202,000 | $ 128,000 |
| Benton County Arkansas | 4 | $ 1,060,000 | $ 265,000 | $ 84,000 |
| Howell County Missouri | 4 | $ 680,000 | $ 170,000 | $ 139,000 |
| Jasper County Missouri | 4 | $ 920,000 | $ 230,000 | $ 127,000 |
| Marion County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 210,000 |
| Washington County Arkansas | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Camden County Missouri | 2 | $ 700,000 | $ 350,000 | $ 105,000 |
| Cedar County Missouri | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
| Dade County Missouri | 2 | $ 120,000 | $ 60,000 | $ 27,000 |
| Dent County Missouri | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Newton County Missouri | 2 | $ 430,000 | $ 215,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Pima County Arizona | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Carroll County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 746,000 |
| Cleburne County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 615,000 |
| Inyo County California | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 535,000 |
| Teller County Colorado | 1 | $ 285,000 | $ 285,000 | $ 138,000 |
| Bay County Florida | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Lee County Florida | 1 | $ 415,000 | $ 415,000 | $ 461,000 |
| Pinellas County Florida | 1 | $ 475,000 | $ 475,000 | $ 0 |
| McHenry County Illinois | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Scott County Iowa | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Labette County Kansas | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Pottawatomie County Kansas | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Hennepin County Minnesota | 1 | $ 555,000 | $ 555,000 | $ 415,000 |
| Lamar County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Benton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 221,000 |
| Boone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 360,000 |
| Callaway County Missouri | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Crawford County Missouri | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Franklin County Missouri | 1 | $ 475,000 | $ 475,000 | $ 191,000 |
| Jefferson County Missouri | 1 | $ 275,000 | $ 275,000 | $ 142,000 |
| Lafayette County Missouri | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Lincoln County Missouri | 1 | $ 295,000 | $ 295,000 | $ 28,000 |
| Morgan County Missouri | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Ozark County Missouri | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Phelps County Missouri | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Saline County Missouri | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| St. Charles County Missouri | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Texas County Missouri | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Lancaster County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Multnomah County Oregon | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Washington County Oregon | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Beaufort County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 140,000 |
| Shelby County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 521,000 |
| Cameron County Texas | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Travis County Texas | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Webb County Texas | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Grand County Utah | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Fremont County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Central Bank Of The Ozarks in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 562 | $112,530,000 | $200,000 | $1,255,000 | $103,000 | $1,967,000 |
| Refinancing | 526 | $115,570,000 | $219,000 | $4,155,000 | $121,000 | $1,450,000 |
| Cash-out Refinancing | 282 | $55,540,000 | $196,000 | $1,285,000 | $106,000 | $1,132,000 |
| Other Purpose | 17 | $1,885,000 | $110,000 | $205,000 | $307,000 | $3,593,000 |
| Home Improvement | 7 | $575,000 | $82,000 | $215,000 | $128,000 | $559,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,200 | $230,280,000 | $191,000 | $1,305,000 | $106,000 | $3,593,000 |
| Not applicable | 75 | $26,095,000 | $347,000 | $4,155,000 | $0 | $0 |
| Not Provided | 68 | $18,620,000 | $273,000 | $1,255,000 | $189,000 | $1,130,000 |
| Hispanic | 23 | $5,185,000 | $225,000 | $475,000 | $136,000 | $983,000 |
| Asian | 12 | $2,060,000 | $171,000 | $355,000 | $140,000 | $559,000 |
| American Indian or Alaskan Native | 7 | $1,565,000 | $223,000 | $315,000 | $66,000 | $87,000 |
| Black or African American | 5 | $965,000 | $193,000 | $315,000 | $113,000 | $303,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,280 | $266,320,000 | $208,000 | $4,155,000 | $118,000 | $3,593,000 |
| FHA-insured (Federal Housing Administration) | 48 | $6,920,000 | $144,000 | $265,000 | $57,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 35 | $4,925,000 | $140,000 | $275,000 | $46,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 31 | $7,935,000 | $255,000 | $615,000 | $83,000 | $176,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,114 | $236,770,000 | $212,000 | $4,155,000 | $113,000 | $1,967,000 |
| Application Withdrawn By Applicant | 193 | $35,455,000 | $183,000 | $965,000 | $129,000 | $3,593,000 |
| Application Denied By Financial Institution | 77 | $12,125,000 | $157,000 | $615,000 | $60,000 | $364,000 |
| Application Approved But Not Accepted | 9 | $1,585,000 | $176,000 | $415,000 | $105,000 | $142,000 |
| File Closed For Incompleteness | 1 | $165,000 | $165,000 | $165,000 | $88,000 | $88,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,317 | $273,975,000 | $208,000 | $4,155,000 | $116,000 | $3,593,000 |
| Debt-To-Income Ratio | 37 | $6,285,000 | $169,000 | $465,000 | $49,000 | $140,000 |
| Credit History | 26 | $2,640,000 | $101,000 | $275,000 | $51,000 | $123,000 |
| Other | 4 | $1,020,000 | $255,000 | $515,000 | $119,000 | $199,000 |
| Collateral | 4 | $1,210,000 | $302,000 | $615,000 | $169,000 | $364,000 |
| Employment History | 3 | $485,000 | $161,000 | $195,000 | $62,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $310,000 | $155,000 | $225,000 | $53,000 | $85,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $38,000 | $38,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.