Empire Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Empire Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Empire Bank
1800 S Glenstone
Springfield, MO 65804
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 732
Total Mortgage Loan Application Amount $75,163,000
Average Mortgage Loan Application Amount $91,750
Highest Mortgage Loan Application Amount $2,175,000
Average Applicant Income $68,500
Highest Applicant Income $653,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Empire Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greene County Missouri 345 $ 38,588,000 $ 111,000 $ 83,000
Christian County Missouri 164 $ 17,610,000 $ 107,000 $ 50,000
Webster County Missouri 92 $ 7,238,000 $ 78,000 $ 47,000
Polk County Missouri 43 $ 3,090,000 $ 71,000 $ 48,000
Stone County Missouri 31 $ 2,902,000 $ 93,000 $ 40,000
Dallas County Missouri 20 $ 1,243,000 $ 62,000 $ 38,000
Taney County Missouri 11 $ 1,897,000 $ 172,000 $ 62,000
Lawrence County Missouri 7 $ 725,000 $ 103,000 $ 44,000
Laclede County Missouri 4 $ 387,000 $ 96,000 $ 67,000
Douglas County Missouri 3 $ 390,000 $ 130,000 $ 50,000
Hickory County Missouri 3 $ 326,000 $ 108,000 $ 108,000
Cedar County Missouri 2 $ 197,000 $ 98,000 $ 77,000
Carroll County Arkansas 1 $ 124,000 $ 124,000 $ 112,000
Barry County Missouri 1 $ 49,000 $ 49,000 $ 168,000
Barton County Missouri 1 $ 79,000 $ 79,000 $ 26,000
Clay County Missouri 1 $ 100,000 $ 100,000 $ 42,000
Dade County Missouri 1 $ 110,000 $ 110,000 $ 90,000
Jasper County Missouri 1 $ 63,000 $ 63,000 $ 36,000
Newton County Missouri 1 $ 45,000 $ 45,000 $ 88,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Empire Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 369 $44,543,000 $122,000 $2,175,000 $85,500 $653,000
Refinancing 311 $29,018,000 $93,000 $485,000 $62,000 $600,000
Home Improvement 52 $1,602,000 $30,000 $600,000 $41,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 688 $66,242,000 $110,000 $600,000 $84,500 $647,000
Not applicable 28 $6,914,000 $246,000 $2,175,000 $8,000 $653,000
Not Provided 5 $427,000 $85,000 $132,000 $40,000 $67,000
Hispanic 5 $479,000 $95,000 $264,000 $153,000 $600,000
American Indian or Alaskan Native 3 $398,000 $132,000 $230,000 $88,000 $120,000
Asian 1 $229,000 $229,000 $229,000 $114,000 $114,000
Black or African American 1 $295,000 $295,000 $295,000 $155,000 $155,000
Native Hawaiian or Other Pacific Islander 1 $179,000 $179,000 $179,000 $86,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 724 $74,271,000 $113,000 $2,175,000 $86,000 $653,000
FHA-insured (Federal Housing Administration) 8 $892,000 $111,000 $175,000 $52,000 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 627 $65,055,000 $103,000 $2,175,000 $66,000 $653,000
Application Denied By Financial Institution 55 $4,583,000 $83,000 $500,000 $50,000 $186,000
Application Approved But Not Accepted 47 $5,248,000 $117,500 $348,000 $81,500 $431,000
Application Withdrawn By Applicant 3 $277,000 $92,000 $155,000 $50,000 $82,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 32 $2,576,000 $80,000 $500,000 $49,000 $178,000
Debt-To-Income Ratio 18 $1,360,000 $75,000 $219,000 $28,000 $68,000
Other 3 $339,000 $113,000 $157,000 $73,000 $143,000
Collateral 2 $308,000 $154,000 $240,000 $118,000 $186,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List