Emmco, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Emmco, Llc 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Emmco, Llc 113 Reed Avenue Lexington, SC 29072 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 13,984 |
| Total Mortgage Loan Application Amount | $1,413,023,000 |
| Average Mortgage Loan Application Amount | $110,693 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $47,591 |
| Highest Applicant Income | $2,182,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Emmco, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Emmco, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Emmco, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Emmco, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Emmco, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Emmco, Llc's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA, GA | 484 | $ 59,409,000 | $ 122,000 | $ 54,000 |
| BALTIMORE, MD | 390 | $ 43,927,000 | $ 112,000 | $ 44,000 |
| PHILADELPHIA, PA-NJ | 350 | $ 35,112,000 | $ 100,000 | $ 47,000 |
| COLUMBIA, SC | 301 | $ 27,657,000 | $ 91,000 | $ 43,000 |
| BIRMINGHAM, AL | 291 | $ 26,656,000 | $ 91,000 | $ 46,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 287 | $ 26,601,000 | $ 92,000 | $ 39,000 |
| MEMPHIS, TN-AR-MS | 278 | $ 25,662,000 | $ 92,000 | $ 37,000 |
| ORLANDO, FL | 263 | $ 27,818,000 | $ 105,000 | $ 42,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 202 | $ 16,662,000 | $ 82,000 | $ 36,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 190 | $ 27,713,000 | $ 145,000 | $ 45,000 |
| NASHVILLE, TN | 178 | $ 17,446,000 | $ 98,000 | $ 38,000 |
| JACKSONVILLE, FL | 164 | $ 15,146,000 | $ 92,000 | $ 40,000 |
| MOBILE, AL | 154 | $ 14,883,000 | $ 96,000 | $ 44,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 151 | $ 15,516,000 | $ 102,000 | $ 50,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 148 | $ 20,268,000 | $ 136,000 | $ 46,000 |
| PITTSBURGH, PA | 144 | $ 11,683,000 | $ 81,000 | $ 36,000 |
| PENSACOLA, FL | 139 | $ 11,393,000 | $ 81,000 | $ 44,000 |
| HUNTSVILLE, AL | 113 | $ 9,481,000 | $ 83,000 | $ 42,000 |
| DAYTONA BEACH, FL | 108 | $ 10,348,000 | $ 95,000 | $ 41,000 |
| KNOXVILLE, TN | 108 | $ 9,100,000 | $ 84,000 | $ 36,000 |
| LOS ANGELES-LONG BEACH, CA | 103 | $ 19,019,000 | $ 184,000 | $ 53,000 |
| WEST PALM BEACH-BOCA RATON, FL | 97 | $ 10,199,000 | $ 105,000 | $ 42,000 |
| LAKELAND-WINTER HAVEN, FL | 93 | $ 7,194,000 | $ 77,000 | $ 36,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 91 | $ 7,616,000 | $ 83,000 | $ 41,000 |
| SUMTER, SC | 91 | $ 5,703,000 | $ 62,000 | $ 31,000 |
| MONTGOMERY, AL | 89 | $ 6,460,000 | $ 72,000 | $ 35,000 |
| DETROIT, MI | 85 | $ 7,307,000 | $ 85,000 | $ 43,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 85 | $ 8,145,000 | $ 95,000 | $ 38,000 |
| FLORENCE, SC | 82 | $ 6,232,000 | $ 76,000 | $ 33,000 |
| OMAHA, NE-IA | 81 | $ 8,150,000 | $ 100,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 75 | $ 7,609,000 | $ 101,000 | $ 42,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 75 | $ 7,014,000 | $ 93,000 | $ 33,000 |
| FORT LAUDERDALE, FL | 69 | $ 7,933,000 | $ 114,000 | $ 47,000 |
| OCALA, FL | 69 | $ 5,450,000 | $ 78,000 | $ 37,000 |
| SARASOTA-BRADENTON, FL | 68 | $ 7,609,000 | $ 111,000 | $ 62,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 64 | $ 6,041,000 | $ 94,000 | $ 37,000 |
| PORTLAND, ME | 63 | $ 8,383,000 | $ 133,000 | $ 45,000 |
| MYRTLE BEACH, SC | 61 | $ 6,082,000 | $ 99,000 | $ 51,000 |
| MIAMI, FL | 58 | $ 6,411,000 | $ 110,000 | $ 41,000 |
| DENVER, CO | 57 | $ 9,615,000 | $ 168,000 | $ 44,000 |
| FORT MYERS-CAPE CORAL, FL | 57 | $ 6,372,000 | $ 111,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 53 | $ 5,256,000 | $ 99,000 | $ 43,000 |
| YORK, PA | 52 | $ 6,229,000 | $ 119,000 | $ 59,000 |
| DECATUR, AL | 51 | $ 4,051,000 | $ 79,000 | $ 39,000 |
| SACRAMENTO, CA | 50 | $ 8,788,000 | $ 175,000 | $ 58,000 |
| OKLAHOMA CITY, OK | 49 | $ 4,071,000 | $ 83,000 | $ 41,000 |
| FRESNO, CA | 48 | $ 5,988,000 | $ 124,000 | $ 49,000 |
| ANNISTON, AL | 47 | $ 3,576,000 | $ 76,000 | $ 51,000 |
| HARTFORD, CT | 47 | $ 5,331,000 | $ 113,000 | $ 36,000 |
| NEWARK, NJ | 47 | $ 8,435,000 | $ 179,000 | $ 60,000 |
| WICHITA, KS | 45 | $ 3,094,000 | $ 68,000 | $ 45,000 |
| CUMBERLAND, MD-WV | 44 | $ 2,982,000 | $ 67,000 | $ 35,000 |
| MACON, GA | 44 | $ 3,710,000 | $ 84,000 | $ 40,000 |
| FORT WALTON BEACH, FL | 43 | $ 3,799,000 | $ 88,000 | $ 36,000 |
| TUSCALOOSA, AL | 43 | $ 3,425,000 | $ 79,000 | $ 36,000 |
| FLORENCE, AL | 42 | $ 3,167,000 | $ 75,000 | $ 35,000 |
| GADSDEN, AL | 42 | $ 3,099,000 | $ 73,000 | $ 51,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 42 | $ 3,644,000 | $ 86,000 | $ 50,000 |
| HAGERSTOWN, MD | 39 | $ 4,110,000 | $ 105,000 | $ 42,000 |
| OAKLAND, CA | 39 | $ 9,716,000 | $ 249,000 | $ 58,000 |
| BAKERSFIELD, CA | 38 | $ 3,380,000 | $ 88,000 | $ 42,000 |
| AUGUSTA-AIKEN, GA-SC | 36 | $ 3,027,000 | $ 84,000 | $ 47,000 |
| BERGEN-PASSAIC, NJ | 36 | $ 7,196,000 | $ 199,000 | $ 62,000 |
| INDIANAPOLIS, IN | 35 | $ 3,933,000 | $ 112,000 | $ 32,000 |
| SAVANNAH, GA | 35 | $ 3,460,000 | $ 98,000 | $ 43,000 |
| TALLAHASSEE, FL | 35 | $ 2,796,000 | $ 79,000 | $ 38,000 |
| TULSA, OK | 35 | $ 2,968,000 | $ 84,000 | $ 36,000 |
| READING, PA | 33 | $ 3,494,000 | $ 105,000 | $ 45,000 |
| ALBUQUERQUE, NM | 32 | $ 3,464,000 | $ 108,000 | $ 48,000 |
| LANCASTER, PA | 31 | $ 3,325,000 | $ 107,000 | $ 44,000 |
| LEWISTON-AUBURN, ME | 31 | $ 3,164,000 | $ 102,000 | $ 40,000 |
| MONMOUTH-OCEAN, NJ | 31 | $ 4,462,000 | $ 143,000 | $ 54,000 |
| SAN DIEGO, CA | 31 | $ 6,838,000 | $ 220,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 31 | $ 2,708,000 | $ 87,000 | $ 33,000 |
| JACKSON, TN | 30 | $ 2,233,000 | $ 74,000 | $ 41,000 |
| ATHENS, GA | 27 | $ 2,782,000 | $ 103,000 | $ 30,000 |
| GAINESVILLE, FL | 26 | $ 2,366,000 | $ 91,000 | $ 43,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 26 | $ 5,203,000 | $ 200,000 | $ 60,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 26 | $ 3,182,000 | $ 122,000 | $ 58,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 25 | $ 2,277,000 | $ 91,000 | $ 44,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 24 | $ 4,166,000 | $ 173,000 | $ 68,000 |
| STOCKTON-LODI, CA | 24 | $ 3,848,000 | $ 160,000 | $ 49,000 |
| MILWAUKEE-WAUKESHA, WI | 23 | $ 1,980,000 | $ 86,000 | $ 43,000 |
| ATLANTIC-CAPE MAY, NJ | 22 | $ 2,780,000 | $ 126,000 | $ 110,000 |
| JACKSON, MS | 21 | $ 1,729,000 | $ 82,000 | $ 36,000 |
| LINCOLN, NE | 21 | $ 2,180,000 | $ 103,000 | $ 27,000 |
| COLUMBUS, GA-AL | 20 | $ 1,596,000 | $ 79,000 | $ 48,000 |
| DULUTH-SUPERIOR, MN-WI | 20 | $ 1,662,000 | $ 83,000 | $ 42,000 |
| PUNTA GORDA, FL | 20 | $ 1,992,000 | $ 99,000 | $ 33,000 |
| TOPEKA, KS | 20 | $ 1,566,000 | $ 78,000 | $ 30,000 |
| KANSAS CITY, MO-KS | 19 | $ 1,657,000 | $ 87,000 | $ 34,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 18 | $ 1,439,000 | $ 79,000 | $ 25,000 |
| JOHNSTOWN, PA | 18 | $ 1,297,000 | $ 72,000 | $ 34,000 |
| MODESTO, CA | 18 | $ 2,764,000 | $ 153,000 | $ 50,000 |
| PANAMA CITY, FL | 18 | $ 1,633,000 | $ 90,000 | $ 53,000 |
| REDDING, CA | 18 | $ 2,230,000 | $ 123,000 | $ 51,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 17 | $ 1,275,000 | $ 75,000 | $ 40,000 |
| MERCED, CA | 17 | $ 2,233,000 | $ 131,000 | $ 58,000 |
| NAPLES, FL | 17 | $ 2,973,000 | $ 174,000 | $ 44,000 |
| SHARON, PA | 17 | $ 1,589,000 | $ 93,000 | $ 45,000 |
| DOTHAN, AL | 16 | $ 1,070,000 | $ 66,000 | $ 51,000 |
| ERIE, PA | 16 | $ 1,553,000 | $ 97,000 | $ 51,000 |
| NEW HAVEN-MERIDEN, CT | 16 | $ 2,714,000 | $ 169,000 | $ 29,000 |
| BRIDGEPORT, CT | 15 | $ 2,218,000 | $ 147,000 | $ 31,000 |
| LOUISVILLE, KY-IN | 15 | $ 1,802,000 | $ 120,000 | $ 13,000 |
| ORANGE COUNTY, CA | 15 | $ 2,931,000 | $ 195,000 | $ 47,000 |
| SAN JOSE, CA | 15 | $ 4,513,000 | $ 300,000 | $ 60,000 |
| ST. CLOUD, MN | 15 | $ 1,655,000 | $ 110,000 | $ 43,000 |
| BANGOR, ME | 14 | $ 1,356,000 | $ 96,000 | $ 30,000 |
| COLORADO SPRINGS, CO | 14 | $ 1,920,000 | $ 137,000 | $ 27,000 |
| VENTURA, CA | 14 | $ 3,440,000 | $ 245,000 | $ 72,000 |
| CHARLESTON, WV | 13 | $ 1,159,000 | $ 89,000 | $ 30,000 |
| FLINT, MI | 13 | $ 954,000 | $ 73,000 | $ 30,000 |
| LAS CRUCES, NM | 13 | $ 1,113,000 | $ 85,000 | $ 38,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 13 | $ 1,017,000 | $ 78,000 | $ 40,000 |
| FORT WAYNE, IN | 12 | $ 877,000 | $ 73,000 | $ 25,000 |
| JERSEY CITY, NJ | 12 | $ 1,422,000 | $ 118,000 | $ 37,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 11 | $ 947,000 | $ 86,000 | $ 30,000 |
| TRENTON, NJ | 11 | $ 1,072,000 | $ 97,000 | $ 32,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 11 | $ 2,877,000 | $ 261,000 | $ 75,000 |
| ALTOONA, PA | 10 | $ 664,000 | $ 66,000 | $ 34,000 |
| KALAMAZOO-BATTLE CREEK, MI | 10 | $ 1,120,000 | $ 112,000 | $ 26,000 |
| ROCHESTER, MN | 10 | $ 929,000 | $ 92,000 | $ 33,000 |
| SALINAS, CA | 10 | $ 2,525,000 | $ 252,000 | $ 72,000 |
| SOUTH BEND, IN | 10 | $ 874,000 | $ 87,000 | $ 28,000 |
| ANN ARBOR, MI | 9 | $ 983,000 | $ 109,000 | $ 36,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,022,000 | $ 113,000 | $ 25,000 |
| GARY, IN | 9 | $ 1,103,000 | $ 122,000 | $ 42,000 |
| OLYMPIA, WA | 9 | $ 1,682,000 | $ 186,000 | $ 76,000 |
| SALT LAKE CITY-OGDEN, UT | 9 | $ 1,248,000 | $ 138,000 | $ 45,000 |
| SAN FRANCISCO, CA | 9 | $ 2,458,000 | $ 273,000 | $ 80,000 |
| STAMFORD-NORWALK, CT | 9 | $ 2,422,000 | $ 269,000 | $ 84,000 |
| HATTIESBURG, MS | 8 | $ 534,000 | $ 66,000 | $ 25,000 |
| LEXINGTON, KY | 8 | $ 760,000 | $ 95,000 | $ 21,000 |
| RAPID CITY, SD | 8 | $ 678,000 | $ 84,000 | $ 17,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 8 | $ 2,946,000 | $ 368,000 | $ 164,000 |
| SPOKANE, WA | 8 | $ 588,000 | $ 73,000 | $ 37,000 |
| STATE COLLEGE, PA | 8 | $ 1,045,000 | $ 130,000 | $ 28,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 8 | $ 602,000 | $ 75,000 | $ 21,000 |
| ALBANY, GA | 7 | $ 461,000 | $ 65,000 | $ 40,000 |
| BENTON HARBOR, MI | 7 | $ 438,000 | $ 62,000 | $ 30,000 |
| BOISE CITY, ID | 7 | $ 775,000 | $ 110,000 | $ 47,000 |
| BOULDER-LONGMONT, CO | 7 | $ 1,197,000 | $ 171,000 | $ 39,000 |
| LANSING-EAST LANSING, MI | 7 | $ 859,000 | $ 122,000 | $ 55,000 |
| LAWTON, OK | 7 | $ 570,000 | $ 81,000 | $ 31,000 |
| PARKERSBURG-MARIETTA, WV-OH | 7 | $ 448,000 | $ 64,000 | $ 27,000 |
| SANTA ROSA, CA | 7 | $ 1,197,000 | $ 171,000 | $ 85,000 |
| WATERBURY, CT | 7 | $ 665,000 | $ 95,000 | $ 50,000 |
| WILLIAMSPORT, PA | 7 | $ 462,000 | $ 66,000 | $ 35,000 |
| YUBA CITY, CA | 7 | $ 767,000 | $ 109,000 | $ 55,000 |
| CHICO-PARADISE, CA | 6 | $ 687,000 | $ 114,000 | $ 33,000 |
| ENID, OK | 6 | $ 358,000 | $ 59,000 | $ 24,000 |
| FARGO-MOORHEAD, ND-MN | 6 | $ 490,000 | $ 81,000 | $ 41,000 |
| JOPLIN, MO | 6 | $ 280,000 | $ 46,000 | $ 29,000 |
| MADISON, WI | 6 | $ 1,017,000 | $ 169,000 | $ 298,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 6 | $ 1,582,000 | $ 263,000 | $ 60,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,319,000 | $ 386,000 | $ 76,000 |
| TACOMA, WA | 6 | $ 744,000 | $ 124,000 | $ 58,000 |
| WILMINGTON-NEWARK, DE-MD | 6 | $ 920,000 | $ 153,000 | $ 69,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 5 | $ 475,000 | $ 95,000 | $ 41,000 |
| BILLINGS, MT | 5 | $ 484,000 | $ 96,000 | $ 31,000 |
| BISMARCK, ND | 5 | $ 343,000 | $ 68,000 | $ 41,000 |
| LAWRENCE, KS | 5 | $ 579,000 | $ 115,000 | $ 34,000 |
| NEW LONDON-NORWICH, CT-RI | 5 | $ 595,000 | $ 119,000 | $ 46,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 5 | $ 434,000 | $ 86,000 | $ 47,000 |
| SPRINGFIELD, MO | 5 | $ 497,000 | $ 99,000 | $ 42,000 |
| YAKIMA, WA | 5 | $ 548,000 | $ 109,000 | $ 26,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 4 | $ 203,000 | $ 50,000 | $ 182,000 |
| COLUMBIA, MO | 4 | $ 481,000 | $ 120,000 | $ 48,000 |
| EAU CLAIRE, WI | 4 | $ 302,000 | $ 75,000 | $ 36,000 |
| ELKHART-GOSHEN, IN | 4 | $ 377,000 | $ 94,000 | $ 26,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 4 | $ 556,000 | $ 139,000 | $ 51,000 |
| GRAND JUNCTION, CO | 4 | $ 350,000 | $ 87,000 | $ 62,000 |
| GREELEY, CO | 4 | $ 357,000 | $ 89,000 | $ 33,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 250,000 | $ 62,000 | $ 22,000 |
| JONESBORO, AR | 4 | $ 256,000 | $ 64,000 | $ 16,000 |
| KENOSHA, WI | 4 | $ 421,000 | $ 105,000 | $ 40,000 |
| KOKOMO, IN | 4 | $ 438,000 | $ 109,000 | $ 58,000 |
| RACINE, WI | 4 | $ 339,000 | $ 84,000 | $ 14,000 |
| SANTA FE, NM | 4 | $ 1,182,000 | $ 295,000 | $ 74,000 |
| ST. JOSEPH, MO | 4 | $ 288,000 | $ 72,000 | $ 48,000 |
| BELLINGHAM, WA | 3 | $ 261,000 | $ 87,000 | $ 55,000 |
| BLOOMINGTON, IN | 3 | $ 383,000 | $ 127,000 | $ 0 |
| DANBURY, CT | 3 | $ 655,000 | $ 218,000 | $ 80,000 |
| DES MOINES, IA | 3 | $ 329,000 | $ 109,000 | $ 11,000 |
| EVANSVILLE-HENDERSON, IN-KY | 3 | $ 316,000 | $ 105,000 | $ 42,000 |
| FORT SMITH, AR-OK | 3 | $ 199,000 | $ 66,000 | $ 34,000 |
| GREAT FALLS, MT | 3 | $ 428,000 | $ 142,000 | $ 74,000 |
| MISSOULA, MT | 3 | $ 351,000 | $ 117,000 | $ 34,000 |
| SIOUX FALLS, SD | 3 | $ 180,000 | $ 60,000 | $ 14,000 |
| CEDAR RAPIDS, IA | 2 | $ 192,000 | $ 96,000 | $ 20,000 |
| FORT COLLINS-LOVELAND, CO | 2 | $ 185,000 | $ 92,000 | $ 0 |
| JACKSON, MI | 2 | $ 178,000 | $ 89,000 | $ 51,000 |
| LA CROSSE, WI-MN | 2 | $ 177,000 | $ 88,000 | $ 16,000 |
| LAFAYETTE, IN | 2 | $ 74,000 | $ 37,000 | $ 21,000 |
| MUNCIE, IN | 2 | $ 152,000 | $ 76,000 | $ 0 |
| PHOENIX-MESA, AZ | 2 | $ 292,000 | $ 146,000 | $ 0 |
| PINE BLUFF, AR | 2 | $ 34,000 | $ 17,000 | $ 26,000 |
| PORTLAND-VANCOUVER, OR-WA | 2 | $ 130,000 | $ 65,000 | $ 37,000 |
| PUEBLO, CO | 2 | $ 215,000 | $ 107,000 | $ 50,000 |
| SIOUX CITY, IA-NE | 2 | $ 117,000 | $ 58,000 | $ 45,000 |
| WHEELING, WV-OH | 2 | $ 185,000 | $ 92,000 | $ 51,000 |
| YOLO, CA | 2 | $ 493,000 | $ 246,000 | $ 60,000 |
| AKRON, OH | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| CASPER, WY | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| COLUMBUS, OH | 1 | $ 209,000 | $ 209,000 | $ 75,000 |
| DAYTON-SPRINGFIELD, OH | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| DOVER, DE | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| GRAND FORKS, ND-MN | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| IOWA CITY, IA | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| LAWRENCE, MA-NH | 1 | $ 270,000 | $ 270,000 | $ 72,000 |
| NEW ORLEANS, LA | 1 | $ 110,000 | $ 110,000 | $ 0 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| RICHMOND-PETERSBURG, VA | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| ROANOKE, VA | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| SHEBOYGAN, WI | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| TERRE HAUTE, IN | 1 | $ 101,000 | $ 101,000 | $ 0 |
| YOUNGSTOWN-WARREN, OH | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Emmco, Llc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 13,975 | $1,412,235,000 | $113,295 | $2,000,000 | $44,522 | $2,182,000 |
| Home Purchase (one-to-four family) | 9 | $788,000 | $87,800 | $130,000 | $74,600 | $180,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,809 | $585,861,000 | $103,710 | $900,000 | $50,789 | $2,182,000 |
| Information not provided by applicant in mail or telephone application | 4,759 | $505,061,000 | $121,790 | $1,430,000 | $39,186 | $1,224,000 |
| Black | 2,419 | $202,168,000 | $94,444 | $2,000,000 | $60,037 | $996,000 |
| Hispanic | 475 | $54,556,000 | $106,666 | $588,000 | $46,875 | $1,140,000 |
| Asian or Pacific Islander | 195 | $28,842,000 | $138,150 | $765,000 | $54,650 | $360,000 |
| Other | 186 | $22,341,000 | $108,950 | $1,170,000 | $47,450 | $480,000 |
| American Indian or Alaskan Native | 139 | $13,828,000 | $92,454 | $640,000 | $39,727 | $350,000 |
| Not applicable | 2 | $366,000 | $183,000 | $290,000 | $51,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,984 | $1,413,023,000 | $113,318 | $2,000,000 | $44,522 | $2,182,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 10,524 | $1,044,746,000 | $110,195 | $2,000,000 | $41,365 | $2,182,000 |
| Application Withdrawn By Applicant | 1,486 | $154,664,000 | $107,500 | $900,000 | $41,789 | $840,000 |
| File Closed For Incompleteness | 982 | $102,400,000 | $101,666 | $1,170,000 | $47,972 | $1,224,000 |
| Loan Originated | 763 | $84,175,000 | $110,812 | $588,000 | $52,343 | $633,000 |
| Application Approved But Not Accepted | 229 | $27,038,000 | $124,818 | $450,000 | $49,818 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 8,237 | $822,464,000 | $109,974 | $2,000,000 | $41,230 | $1,140,000 |
| Credit History | 585 | $47,262,000 | $84,517 | $504,000 | $36,000 | $2,182,000 |
| Debt-To-Income Ratio | 381 | $41,498,000 | $110,357 | $640,000 | $43,500 | $480,000 |
| Other | 319 | $28,658,000 | $109,444 | $365,000 | $50,962 | $1,061,000 |
| Collateral | 115 | $10,142,000 | $95,476 | $459,000 | $45,047 | $768,000 |
| Unverifiable Information | 23 | $2,284,000 | $107,538 | $200,000 | $30,000 | $89,000 |
| Employment History | 10 | $803,000 | $83,142 | $167,000 | $21,142 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $102,000 | $102,000 | $102,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Emmco, Llc's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Emmco, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.