Emery Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Emery Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Emery Federal Credit Union 7890 East Kemper Road Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 221 |
| Total Mortgage Loan Application Amount | $57,390,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $119,333 |
| Highest Applicant Income | $1,092,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 26 | $ 6,122,000 | $ 235,000 | $ 190,000 |
| Butler County Ohio | 11 | $ 1,738,000 | $ 158,000 | $ 111,000 |
| Snohomish County Washington | 6 | $ 1,697,000 | $ 282,000 | $ 107,000 |
| Los Angeles County California | 4 | $ 1,058,000 | $ 264,000 | $ 176,000 |
| Frederick County Maryland | 4 | $ 847,000 | $ 211,000 | $ 88,000 |
| Monmouth County New Jersey | 4 | $ 866,000 | $ 216,000 | $ 97,000 |
| Warren County Ohio | 4 | $ 570,000 | $ 142,000 | $ 108,000 |
| Centre County Pennsylvania | 4 | $ 1,128,000 | $ 282,000 | $ 152,000 |
| Chester County Pennsylvania | 4 | $ 925,000 | $ 231,000 | $ 141,000 |
| San Diego County California | 3 | $ 909,000 | $ 303,000 | $ 82,000 |
| Sussex County Delaware | 3 | $ 842,000 | $ 280,000 | $ 119,000 |
| Howard County Maryland | 3 | $ 876,000 | $ 292,000 | $ 167,000 |
| Macomb County Michigan | 3 | $ 495,000 | $ 165,000 | $ 64,000 |
| Summit County Ohio | 3 | $ 759,000 | $ 253,000 | $ 169,000 |
| Montgomery County Pennsylvania | 3 | $ 899,000 | $ 299,000 | $ 157,000 |
| Marshall County Alabama | 2 | $ 724,000 | $ 362,000 | $ 170,000 |
| Maricopa County Arizona | 2 | $ 437,000 | $ 218,000 | $ 154,000 |
| Pima County Arizona | 2 | $ 674,000 | $ 337,000 | $ 151,000 |
| Alameda County California | 2 | $ 670,000 | $ 335,000 | $ 275,000 |
| Fairfield County Connecticut | 2 | $ 902,000 | $ 451,000 | $ 343,000 |
| Cobb County Georgia | 2 | $ 608,000 | $ 304,000 | $ 166,000 |
| Fulton County Georgia | 2 | $ 693,000 | $ 346,000 | $ 175,000 |
| Jefferson County Kentucky | 2 | $ 591,000 | $ 295,000 | $ 170,000 |
| Caddo County Louisiana | 2 | $ 642,000 | $ 321,000 | $ 143,000 |
| Cumberland County Maine | 2 | $ 592,000 | $ 296,000 | $ 185,000 |
| Carroll County Maryland | 2 | $ 550,000 | $ 275,000 | $ 132,000 |
| Montgomery County Maryland | 2 | $ 602,000 | $ 301,000 | $ 127,000 |
| Wayne County Michigan | 2 | $ 712,000 | $ 356,000 | $ 208,000 |
| Hennepin County Minnesota | 2 | $ 578,000 | $ 289,000 | $ 121,000 |
| Jackson County Missouri | 2 | $ 409,000 | $ 204,000 | $ 150,000 |
| Clark County Nevada | 2 | $ 834,000 | $ 417,000 | $ 276,000 |
| Bernalillo County New Mexico | 2 | $ 397,000 | $ 198,000 | $ 101,000 |
| Brown County Ohio | 2 | $ 133,000 | $ 66,000 | $ 87,000 |
| Fauquier County Virginia | 2 | $ 749,000 | $ 374,000 | $ 174,000 |
| Lee County Alabama | 1 | $ 310,000 | $ 310,000 | $ 180,000 |
| Madison County Alabama | 1 | $ 237,000 | $ 237,000 | $ 129,000 |
| Yell County Arkansas | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| San Francisco County California | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| San Mateo County California | 1 | $ 389,000 | $ 389,000 | $ 68,000 |
| Santa Clara County California | 1 | $ 407,000 | $ 407,000 | $ 126,000 |
| Arapahoe County Colorado | 1 | $ 303,000 | $ 303,000 | $ 185,000 |
| Boulder County Colorado | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Douglas County Colorado | 1 | $ 298,000 | $ 298,000 | $ 110,000 |
| Jefferson County Colorado | 1 | $ 407,000 | $ 407,000 | $ 105,000 |
| New Haven County Connecticut | 1 | $ 296,000 | $ 296,000 | $ 174,000 |
| New Castle County Delaware | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| District of Columbia County District Of Columbia | 1 | $ 92,000 | $ 92,000 | $ 221,000 |
| Manatee County Florida | 1 | $ 240,000 | $ 240,000 | $ 70,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Seminole County Florida | 1 | $ 375,000 | $ 375,000 | $ 229,000 |
| DeKalb County Georgia | 1 | $ 409,000 | $ 409,000 | $ 433,000 |
| Fayette County Georgia | 1 | $ 301,000 | $ 301,000 | $ 232,000 |
| Hawaii County Hawaii | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Honolulu County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 226,000 |
| Ada County Idaho | 1 | $ 399,000 | $ 399,000 | $ 202,000 |
| Twin Falls County Idaho | 1 | $ 390,000 | $ 390,000 | $ 264,000 |
| Lake County Illinois | 1 | $ 287,000 | $ 287,000 | $ 83,000 |
| McHenry County Illinois | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Clark County Indiana | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Dearborn County Indiana | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hamilton County Indiana | 1 | $ 254,000 | $ 254,000 | $ 295,000 |
| Dallas County Iowa | 1 | $ 301,000 | $ 301,000 | $ 94,000 |
| Leavenworth County Kansas | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Pottawatomie County Kansas | 1 | $ 199,000 | $ 199,000 | $ 107,000 |
| Boone County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Edmonson County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 85,000 |
| Kenton County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Baltimore County Maryland | 1 | $ 390,000 | $ 390,000 | $ 400,000 |
| Harford County Maryland | 1 | $ 204,000 | $ 204,000 | $ 419,000 |
| Prince George's County Maryland | 1 | $ 304,000 | $ 304,000 | $ 180,000 |
| Talbot County Maryland | 1 | $ 250,000 | $ 250,000 | $ 137,000 |
| Hampshire County Massachusetts | 1 | $ 186,000 | $ 186,000 | $ 179,000 |
| Middlesex County Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 146,000 |
| Norfolk County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Worcester County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 182,000 |
| Ottawa County Michigan | 1 | $ 355,000 | $ 355,000 | $ 130,000 |
| Carver County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 268,000 |
| Ramsey County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 150,000 |
| Wadena County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Washington County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| Linn County Missouri | 1 | $ 226,000 | $ 226,000 | $ 443,000 |
| Platte County Missouri | 1 | $ 320,000 | $ 320,000 | $ 159,000 |
| Douglas County Nebraska | 1 | $ 372,000 | $ 372,000 | $ 144,000 |
| Douglas County Nevada | 1 | $ 250,000 | $ 250,000 | $ 140,000 |
| Carroll County New Hampshire | 1 | $ 389,000 | $ 389,000 | $ 148,000 |
| Hillsborough County New Hampshire | 1 | $ 288,000 | $ 288,000 | $ 131,000 |
| Atlantic County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 70,000 |
| Hunterdon County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 165,000 |
| Ocean County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Passaic County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 152,000 |
| Union County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Valencia County New Mexico | 1 | $ 290,000 | $ 290,000 | $ 273,000 |
| Albany County New York | 1 | $ 136,000 | $ 136,000 | $ 141,000 |
| Columbia County New York | 1 | $ 190,000 | $ 190,000 | $ 200,000 |
| Ulster County New York | 1 | $ 240,000 | $ 240,000 | $ 156,000 |
| Westchester County New York | 1 | $ 226,000 | $ 226,000 | $ 123,000 |
| Polk County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 227,000 |
| Wake County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 170,000 |
| Yancey County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 120,000 |
| Clermont County Ohio | 1 | $ 157,000 | $ 157,000 | $ 108,000 |
| Franklin County Ohio | 1 | $ 176,000 | $ 176,000 | $ 109,000 |
| Greene County Ohio | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Stark County Ohio | 1 | $ 260,000 | $ 260,000 | $ 495,000 |
| Wayne County Ohio | 1 | $ 204,000 | $ 204,000 | $ 121,000 |
| Douglas County Oregon | 1 | $ 201,000 | $ 201,000 | $ 72,000 |
| Washington County Oregon | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Allegheny County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 122,000 |
| Monroe County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Philadelphia County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Wayne County Pennsylvania | 1 | $ 412,000 | $ 412,000 | $ 119,000 |
| Providence County Rhode Island | 1 | $ 416,000 | $ 416,000 | $ 115,000 |
| Beaufort County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 93,000 |
| Greenville County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 99,000 |
| Spartanburg County South Carolina | 1 | $ 392,000 | $ 392,000 | $ 157,000 |
| Sumter County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Davidson County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 204,000 |
| Harris County Texas | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
| Salt Lake County Utah | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Utah County Utah | 1 | $ 309,000 | $ 309,000 | $ 139,000 |
| Grand Isle County Vermont | 1 | $ 262,000 | $ 262,000 | $ 104,000 |
| Chesterfield County Virginia | 1 | $ 381,000 | $ 381,000 | $ 131,000 |
| Henrico County Virginia | 1 | $ 163,000 | $ 163,000 | $ 62,000 |
| Loudoun County Virginia | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Northumberland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| Spotsylvania County Virginia | 1 | $ 390,000 | $ 390,000 | $ 113,000 |
| King County Washington | 1 | $ 320,000 | $ 320,000 | $ 130,000 |
| Lewis County Washington | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Pierce County Washington | 1 | $ 308,000 | $ 308,000 | $ 110,000 |
| Skagit County Washington | 1 | $ 307,000 | $ 307,000 | $ 76,000 |
| Whatcom County Washington | 1 | $ 401,000 | $ 401,000 | $ 158,000 |
| Berkeley County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Winnebago County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Emery Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 204 | $54,679,000 | $268,000 | $1,075,000 | $151,000 | $1,092,000 |
| Home Purchase | 13 | $2,497,000 | $192,000 | $480,000 | $142,000 | $423,000 |
| Home Improvement | 4 | $214,000 | $53,000 | $94,000 | $65,000 | $84,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 200 | $51,391,000 | $256,000 | $1,075,000 | $150,000 | $1,092,000 |
| Asian | 11 | $3,205,000 | $291,000 | $480,000 | $131,000 | $229,000 |
| Black or African American | 5 | $1,300,000 | $260,000 | $410,000 | $147,000 | $207,000 |
| Not Provided | 4 | $1,134,000 | $283,000 | $321,000 | $150,000 | $155,000 |
| Hispanic | 1 | $360,000 | $360,000 | $360,000 | $149,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 221 | $57,390,000 | $259,000 | $1,075,000 | $149,000 | $1,092,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $47,493,000 | $256,000 | $1,075,000 | $150,000 | $1,092,000 |
| Application Withdrawn By Applicant | 22 | $6,155,000 | $279,000 | $417,000 | $129,000 | $277,000 |
| Application Denied By Financial Institution | 14 | $3,742,000 | $267,000 | $405,000 | $169,000 | $443,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $1,937,000 | $276,000 | $330,000 | $216,000 | $443,000 |
| Other | 4 | $847,000 | $211,000 | $300,000 | $131,000 | $273,000 |
| Debt-To-Income Ratio | 2 | $805,000 | $402,000 | $405,000 | $143,000 | $180,000 |
| Unverifiable Information | 1 | $153,000 | $153,000 | $153,000 | $45,000 | $45,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.