Efcu Financial
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Louisiana.
The mortgage statistics and data below are specific to mortgage loan applications for Efcu Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Efcu Financial
3861 Scenic Hwy
Baton Rouge, LA 70816
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 853
Total Mortgage Loan Application Amount $97,375,000
Average Mortgage Loan Application Amount $210,500
Highest Mortgage Loan Application Amount $775,000
Average Applicant Income $108,250
Highest Applicant Income $1,098,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in LA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Efcu Financial by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
East Baton Rouge County Louisiana 306 $ 35,510,000 $ 116,000 $ 120,000
Livingston County Louisiana 187 $ 19,715,000 $ 105,000 $ 107,000
Ascension County Louisiana 176 $ 19,610,000 $ 111,000 $ 122,000
West Baton Rouge County Louisiana 24 $ 1,970,000 $ 82,000 $ 111,000
Pointe Coupee County Louisiana 15 $ 1,365,000 $ 91,000 $ 132,000
East Feliciana County Louisiana 14 $ 2,670,000 $ 190,000 $ 147,000
Iberville County Louisiana 12 $ 2,360,000 $ 196,000 $ 136,000
West Feliciana County Louisiana 10 $ 2,150,000 $ 215,000 $ 180,000
St. Helena County Louisiana 7 $ 985,000 $ 140,000 $ 106,000
Jefferson County Louisiana 6 $ 720,000 $ 120,000 $ 107,000
Orleans County Louisiana 6 $ 980,000 $ 163,000 $ 130,000
St. Tammany County Louisiana 6 $ 700,000 $ 116,000 $ 117,000
Tangipahoa County Louisiana 6 $ 400,000 $ 66,000 $ 106,000
Assumption County Louisiana 3 $ 105,000 $ 35,000 $ 153,000
St. John the Baptist County Louisiana 3 $ 605,000 $ 201,000 $ 149,000
Calcasieu County Louisiana 2 $ 90,000 $ 45,000 $ 175,000
Evangeline County Louisiana 2 $ 470,000 $ 235,000 $ 65,000
Lafayette County Louisiana 2 $ 210,000 $ 105,000 $ 216,000
Blount County Alabama 1 $ 125,000 $ 125,000 $ 96,000
Acadia County Louisiana 1 $ 55,000 $ 55,000 $ 112,000
Bossier County Louisiana 1 $ 105,000 $ 105,000 $ 153,000
Caddo County Louisiana 1 $ 375,000 $ 375,000 $ 225,000
Catahoula County Louisiana 1 $ 145,000 $ 145,000 $ 66,000
La Salle County Louisiana 1 $ 135,000 $ 135,000 $ 76,000
Lafourche County Louisiana 1 $ 35,000 $ 35,000 $ 147,000
Lincoln County Louisiana 1 $ 55,000 $ 55,000 $ 65,000
Ouachita County Louisiana 1 $ 75,000 $ 75,000 $ 113,000
St. Bernard County Louisiana 1 $ 335,000 $ 335,000 $ 66,000
St. James County Louisiana 1 $ 65,000 $ 65,000 $ 49,000
St. Landry County Louisiana 1 $ 315,000 $ 315,000 $ 87,000
St. Martin County Louisiana 1 $ 55,000 $ 55,000 $ 150,000
St. Mary County Louisiana 1 $ 5,000 $ 5,000 $ 86,000
Vernon County Louisiana 1 $ 255,000 $ 255,000 $ 89,000
Washington County Louisiana 1 $ 45,000 $ 45,000 $ 146,000
Amite County Mississippi 1 $ 285,000 $ 285,000 $ 158,000
Pearl River County Mississippi 1 $ 425,000 $ 425,000 $ 168,000
McCurtain County Oklahoma 1 $ 105,000 $ 105,000 $ 55,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Louisiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Efcu Financial in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 680 $53,980,000 $79,000 $505,000 $121,000 $1,098,000
Home Purchase 113 $27,945,000 $247,000 $645,000 $106,000 $379,000
Cash-out Refinancing 31 $7,115,000 $229,000 $545,000 $91,000 $176,000
Refinancing 29 $8,335,000 $287,000 $775,000 $115,000 $277,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 539 $66,655,000 $123,000 $775,000 $124,000 $1,098,000
Black or African American 152 $16,500,000 $108,000 $645,000 $107,000 $386,000
Not Provided 126 $9,490,000 $75,000 $405,000 $98,000 $300,000
Hispanic 26 $3,400,000 $130,000 $465,000 $129,000 $263,000
Asian 6 $850,000 $141,000 $375,000 $147,000 $234,000
American Indian or Alaskan Native 3 $315,000 $105,000 $195,000 $92,000 $120,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 853 $97,375,000 $114,000 $775,000 $117,000 $1,098,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 609 $74,225,000 $121,000 $645,000 $127,000 $1,098,000
Application Denied By Financial Institution 145 $11,785,000 $81,000 $495,000 $83,000 $239,000
Application Withdrawn By Applicant 51 $7,145,000 $140,000 $775,000 $103,000 $311,000
File Closed For Incompleteness 38 $3,610,000 $95,000 $505,000 $115,000 $250,000
Application Approved But Not Accepted 10 $610,000 $61,000 $105,000 $112,000 $240,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 853 $97,375,000 $114,000 $775,000 $117,000 $1,098,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in LA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Louisiana, and search similar information at your convenience.

Download the Louisiana Lender List