Eastern Financial Fcu
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Eastern Financial Fcu.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Eastern Financial Fcu 8045 N Wickham Rd Melbourne, FL 32940 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,756 |
| Total Mortgage Loan Application Amount | $471,703,000 |
| Average Mortgage Loan Application Amount | $141,666 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $71,666 |
| Highest Applicant Income | $2,009,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 841 | $ 134,947,000 | $ 160,000 | $ 75,000 |
| Broward County Florida | 640 | $ 100,954,000 | $ 157,000 | $ 75,000 |
| Pinellas County Florida | 108 | $ 13,271,000 | $ 122,000 | $ 75,000 |
| Hillsborough County Florida | 62 | $ 8,564,000 | $ 138,000 | $ 69,000 |
| Palm Beach County Florida | 46 | $ 7,317,000 | $ 159,000 | $ 81,000 |
| Pasco County Florida | 26 | $ 3,119,000 | $ 119,000 | $ 64,000 |
| Lee County Florida | 13 | $ 2,218,000 | $ 170,000 | $ 98,000 |
| St. Lucie County Florida | 11 | $ 1,454,000 | $ 132,000 | $ 61,000 |
| Duval County Florida | 10 | $ 1,318,000 | $ 131,000 | $ 83,000 |
| Gwinnett County Georgia | 8 | $ 760,000 | $ 95,000 | $ 82,000 |
| Orange County Florida | 7 | $ 1,251,000 | $ 178,000 | $ 62,000 |
| Polk County Florida | 7 | $ 650,000 | $ 92,000 | $ 69,000 |
| Hernando County Florida | 6 | $ 763,000 | $ 127,000 | $ 103,000 |
| Cobb County Georgia | 6 | $ 340,000 | $ 56,000 | $ 79,000 |
| Volusia County Florida | 5 | $ 4,878,000 | $ 975,000 | $ 70,000 |
| Clayton County Georgia | 5 | $ 386,000 | $ 77,000 | $ 52,000 |
| Fulton County Georgia | 5 | $ 813,000 | $ 162,000 | $ 86,000 |
| Lake County Florida | 4 | $ 675,000 | $ 168,000 | $ 102,000 |
| Seminole County Florida | 4 | $ 684,000 | $ 171,000 | $ 111,000 |
| Riverside County California | 3 | $ 97,000 | $ 32,000 | $ 83,000 |
| Brevard County Florida | 3 | $ 527,000 | $ 175,000 | $ 133,000 |
| Collier County Florida | 3 | $ 540,000 | $ 180,000 | $ 98,000 |
| Indian River County Florida | 3 | $ 756,000 | $ 252,000 | $ 74,000 |
| DeKalb County Georgia | 3 | $ 139,000 | $ 46,000 | $ 70,000 |
| Queens County New York | 3 | $ 401,000 | $ 133,000 | $ 79,000 |
| Mecklenburg County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 60,000 |
| Maricopa County Arizona | 2 | $ 226,000 | $ 113,000 | $ 82,000 |
| Alachua County Florida | 2 | $ 268,000 | $ 134,000 | $ 82,000 |
| Flagler County Florida | 2 | $ 298,000 | $ 149,000 | $ 80,000 |
| Highlands County Florida | 2 | $ 463,000 | $ 231,000 | $ 47,000 |
| Marion County Florida | 2 | $ 295,000 | $ 147,000 | $ 44,000 |
| Monroe County Florida | 2 | $ 470,000 | $ 235,000 | $ 124,000 |
| Osceola County Florida | 2 | $ 258,000 | $ 129,000 | $ 60,000 |
| St. Johns County Florida | 2 | $ 378,000 | $ 189,000 | $ 70,000 |
| Gilmer County Georgia | 2 | $ 296,000 | $ 148,000 | $ 79,000 |
| Henry County Georgia | 2 | $ 298,000 | $ 149,000 | $ 45,000 |
| Paulding County Georgia | 2 | $ 325,000 | $ 162,000 | $ 82,000 |
| Cook County Illinois | 2 | $ 261,000 | $ 130,000 | $ 43,000 |
| Sangamon County Illinois | 2 | $ 150,000 | $ 75,000 | $ 110,000 |
| Montgomery County Texas | 2 | $ 218,000 | $ 109,000 | $ 107,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| El Paso County Colorado | 1 | $ 92,000 | $ 92,000 | $ 109,000 |
| Fairfield County Connecticut | 1 | $ 11,000 | $ 11,000 | $ 116,000 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Clay County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Hendry County Florida | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Leon County Florida | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Nassau County Florida | 1 | $ 8,000 | $ 8,000 | $ 61,000 |
| Sarasota County Florida | 1 | $ 33,000 | $ 33,000 | $ 61,000 |
| Suwannee County Florida | 1 | $ 106,000 | $ 106,000 | $ 65,000 |
| Barrow County Georgia | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Cherokee County Georgia | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Cook County Georgia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Coweta County Georgia | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Spalding County Georgia | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Whitfield County Georgia | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Hamilton County Indiana | 1 | $ 184,000 | $ 184,000 | $ 83,000 |
| East Baton Rouge County Louisiana | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Lancaster County Nebraska | 1 | $ 23,000 | $ 23,000 | $ 50,000 |
| Camden County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 150,000 |
| Middlesex County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Dutchess County New York | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Onondaga County New York | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Westchester County New York | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Alamance County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Cabarrus County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 47,000 |
| Durham County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 118,000 |
| Iredell County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Union County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 392,000 | $ 392,000 | $ 126,000 |
| Fayette County Pennsylvania | 1 | $ 29,000 | $ 29,000 | $ 13,000 |
| Anderson County South Carolina | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Horry County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 74,000 |
| Marion County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 124,000 |
| Rhea County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
| Sevier County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Washington County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Augusta County Virginia | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Emporia County Virginia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Page County Virginia | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Eastern Financial Fcu in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,257 | $259,422,000 | $206,000 | $3,007,000 | $73,000 | $2,009,000 |
| Refinancing | 1,080 | $196,752,000 | $182,000 | $15,000,000 | $73,000 | $368,000 |
| Home Improvement | 419 | $15,529,000 | $37,000 | $300,000 | $69,000 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,101 | $203,990,000 | $185,000 | $3,007,000 | $73,000 | $1,518,000 |
| Hispanic | 905 | $136,103,000 | $150,000 | $888,000 | $69,000 | $368,000 |
| White | 426 | $60,686,000 | $142,000 | $1,211,000 | $83,000 | $2,009,000 |
| Black or African American | 280 | $43,811,000 | $156,000 | $372,000 | $64,000 | $232,000 |
| Asian | 34 | $6,680,000 | $196,000 | $417,000 | $82,000 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,068,000 | $213,000 | $500,000 | $96,000 | $140,000 |
| American Indian or Alaskan Native | 3 | $68,000 | $22,000 | $35,000 | $38,000 | $50,000 |
| Not applicable | 2 | $19,297,000 | $9,648,000 | $15,000,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,756 | $471,703,000 | $171,000 | $15,000,000 | $73,000 | $2,009,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,501 | $256,569,000 | $170,000 | $15,000,000 | $76,000 | $2,009,000 |
| Preapproval Approved but not Accepted | 840 | $173,754,000 | $206,000 | $713,000 | $68,000 | $1,518,000 |
| Application Denied By Financial Institution | 220 | $17,617,000 | $80,000 | $3,007,000 | $66,000 | $840,000 |
| Application Withdrawn By Applicant | 101 | $16,241,000 | $160,000 | $416,000 | $70,000 | $200,000 |
| Application Approved But Not Accepted | 93 | $7,495,000 | $80,000 | $385,000 | $74,000 | $300,000 |
| Preapproval Denied by Financial Institution | 1 | $27,000 | $27,000 | $27,000 | $122,000 | $122,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 7 | $997,000 | $142,000 | $210,000 | $58,000 | $131,000 |
| Unverifiable Information | 3 | $593,000 | $197,000 | $262,000 | $94,000 | $133,000 |
| Debt-To-Income Ratio | 2 | $3,245,000 | $1,622,000 | $3,007,000 | $465,000 | $840,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.