Dominion Energy Credit Union
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Dominion Energy Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Dominion Energy Credit Union Po Box 26646 Richmond, VA 23261 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 227 |
| Total Mortgage Loan Application Amount | $47,095,000 |
| Average Mortgage Loan Application Amount | $199,200 |
| Highest Mortgage Loan Application Amount | $515,000 |
| Average Applicant Income | $111,200 |
| Highest Applicant Income | $421,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico County Virginia | 39 | $ 8,035,000 | $ 206,000 | $ 114,000 |
| Chesterfield County Virginia | 28 | $ 5,530,000 | $ 197,000 | $ 136,000 |
| Hanover County Virginia | 19 | $ 4,845,000 | $ 255,000 | $ 112,000 |
| Lexington County South Carolina | 11 | $ 2,535,000 | $ 230,000 | $ 138,000 |
| Richmond City County Virginia | 11 | $ 2,635,000 | $ 239,000 | $ 101,000 |
| Louisa County Virginia | 9 | $ 1,855,000 | $ 206,000 | $ 108,000 |
| Richland County South Carolina | 6 | $ 1,320,000 | $ 220,000 | $ 132,000 |
| Powhatan County Virginia | 6 | $ 1,130,000 | $ 188,000 | $ 105,000 |
| Prince William County Virginia | 5 | $ 1,585,000 | $ 317,000 | $ 103,000 |
| Cuyahoga County Ohio | 4 | $ 370,000 | $ 92,000 | $ 76,000 |
| Goochland County Virginia | 4 | $ 1,090,000 | $ 272,000 | $ 116,000 |
| Lorain County Ohio | 3 | $ 665,000 | $ 221,000 | $ 111,000 |
| Summit County Ohio | 3 | $ 385,000 | $ 128,000 | $ 89,000 |
| Brunswick County Virginia | 3 | $ 255,000 | $ 85,000 | $ 75,000 |
| New Kent County Virginia | 3 | $ 605,000 | $ 201,000 | $ 96,000 |
| Spotsylvania County Virginia | 3 | $ 685,000 | $ 228,000 | $ 95,000 |
| Union County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 168,000 |
| Medina County Ohio | 2 | $ 740,000 | $ 370,000 | $ 290,000 |
| Portage County Ohio | 2 | $ 550,000 | $ 275,000 | $ 157,000 |
| Berkeley County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Orangeburg County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Amelia County Virginia | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Charlotte County Virginia | 2 | $ 220,000 | $ 110,000 | $ 99,000 |
| Chesapeake County Virginia | 2 | $ 100,000 | $ 50,000 | $ 116,000 |
| Frederick County Virginia | 2 | $ 570,000 | $ 285,000 | $ 192,000 |
| Halifax County Virginia | 2 | $ 270,000 | $ 135,000 | $ 161,000 |
| Isle of Wight County Virginia | 2 | $ 400,000 | $ 200,000 | $ 135,000 |
| Rockingham County Virginia | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Stafford County Virginia | 2 | $ 190,000 | $ 95,000 | $ 101,000 |
| Surry County Virginia | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Westmoreland County Virginia | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Dare County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Forsyth County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Franklin County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Robeson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Watauga County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 78,000 |
| Belmont County Ohio | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Putnam County Ohio | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Stark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Charleston County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Chester County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Horry County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 128,000 |
| Albemarle County Virginia | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Augusta County Virginia | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Buckingham County Virginia | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Campbell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Culpeper County Virginia | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 206,000 |
| Fairfax City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Fauquier County Virginia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Greene County Virginia | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Hampton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 164,000 |
| James City County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| King William County Virginia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Lexington County Virginia | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Lunenburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Manassas Park County Virginia | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Mecklenburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Norfolk County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orange County Virginia | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Portsmouth County Virginia | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Prince Edward County Virginia | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Prince George County Virginia | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Rockbridge County Virginia | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Suffolk County Virginia | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Warren County Virginia | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Waynesboro County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wise County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| York County Virginia | 1 | $ 265,000 | $ 265,000 | $ 225,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Dominion Energy Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 73 | $10,865,000 | $148,000 | $425,000 | $112,000 | $272,000 |
| Refinancing | 68 | $15,830,000 | $232,000 | $405,000 | $126,000 | $421,000 |
| Home Purchase | 54 | $13,810,000 | $255,000 | $515,000 | $115,000 | $215,000 |
| Other Purpose | 26 | $5,750,000 | $221,000 | $515,000 | $95,000 | $176,000 |
| Home Improvement | 6 | $840,000 | $140,000 | $235,000 | $108,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 148 | $31,550,000 | $213,000 | $515,000 | $110,000 | $272,000 |
| Black or African American | 33 | $5,815,000 | $176,000 | $405,000 | $103,000 | $421,000 |
| Not Provided | 27 | $5,055,000 | $187,000 | $405,000 | $129,000 | $365,000 |
| Hispanic | 8 | $1,910,000 | $238,000 | $365,000 | $151,000 | $176,000 |
| Asian | 7 | $1,955,000 | $279,000 | $445,000 | $157,000 | $267,000 |
| American Indian or Alaskan Native | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 222 | $46,200,000 | $208,000 | $515,000 | $115,000 | $421,000 |
| FHA-insured (Federal Housing Administration) | 5 | $895,000 | $179,000 | $315,000 | $69,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 142 | $29,270,000 | $206,000 | $515,000 | $118,000 | $421,000 |
| Application Withdrawn By Applicant | 35 | $8,455,000 | $241,000 | $425,000 | $113,000 | $206,000 |
| Application Denied By Financial Institution | 21 | $3,965,000 | $188,000 | $515,000 | $95,000 | $176,000 |
| File Closed For Incompleteness | 19 | $3,645,000 | $191,000 | $425,000 | $100,000 | $199,000 |
| Application Approved But Not Accepted | 10 | $1,760,000 | $176,000 | $325,000 | $97,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 206 | $43,130,000 | $209,000 | $515,000 | $115,000 | $421,000 |
| Credit History | 8 | $1,220,000 | $152,000 | $375,000 | $65,000 | $77,000 |
| Debt-To-Income Ratio | 5 | $895,000 | $179,000 | $515,000 | $88,000 | $116,000 |
| Other | 4 | $850,000 | $212,000 | $375,000 | $110,000 | $130,000 |
| Collateral | 3 | $715,000 | $238,000 | $305,000 | $136,000 | $176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.