Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Direct Lenders, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Direct Lenders, Llc 1600 Kennesaw Due West Road Suite 610 Kennesaw, GA 30152 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2015 2012 |
Total Number of Mortgage Applications | 776 |
Total Mortgage Loan Application Amount | $218,290,000 |
Average Mortgage Loan Application Amount | $254,250 |
Highest Mortgage Loan Application Amount | $995,000 |
Average Applicant Income | $86,500 |
Highest Applicant Income | $866,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Cobb County Georgia | 211 | $ 63,355,000 | $ 300,000 | $ 112,000 |
Paulding County Georgia | 92 | $ 23,660,000 | $ 257,000 | $ 83,000 |
Carroll County Georgia | 86 | $ 18,420,000 | $ 214,000 | $ 71,000 |
Cherokee County Georgia | 58 | $ 18,440,000 | $ 317,000 | $ 125,000 |
Fulton County Georgia | 38 | $ 13,330,000 | $ 350,000 | $ 120,000 |
Bartow County Georgia | 37 | $ 8,935,000 | $ 241,000 | $ 85,000 |
Douglas County Georgia | 23 | $ 5,485,000 | $ 238,000 | $ 68,000 |
DeKalb County Georgia | 19 | $ 6,795,000 | $ 357,000 | $ 90,000 |
Forsyth County Georgia | 13 | $ 5,075,000 | $ 390,000 | $ 87,000 |
Coweta County Georgia | 12 | $ 4,390,000 | $ 365,000 | $ 82,000 |
Haralson County Georgia | 12 | $ 2,830,000 | $ 235,000 | $ 83,000 |
Fayette County Georgia | 10 | $ 4,580,000 | $ 458,000 | $ 150,000 |
Floyd County Georgia | 10 | $ 2,070,000 | $ 207,000 | $ 84,000 |
Henry County Georgia | 10 | $ 2,920,000 | $ 292,000 | $ 61,000 |
Gwinnett County Georgia | 8 | $ 2,420,000 | $ 302,000 | $ 94,000 |
Pickens County Georgia | 8 | $ 1,880,000 | $ 235,000 | $ 55,000 |
Polk County Georgia | 7 | $ 1,465,000 | $ 209,000 | $ 60,000 |
Clarke County Georgia | 6 | $ 1,820,000 | $ 303,000 | $ 48,000 |
Cleburne County Alabama | 5 | $ 695,000 | $ 139,000 | $ 82,000 |
Orange County Florida | 4 | $ 780,000 | $ 195,000 | $ 30,000 |
St. Johns County Florida | 4 | $ 960,000 | $ 240,000 | $ 67,000 |
Butts County Georgia | 4 | $ 860,000 | $ 215,000 | $ 43,000 |
Clayton County Georgia | 4 | $ 710,000 | $ 177,000 | $ 51,000 |
Lake County Florida | 3 | $ 865,000 | $ 288,000 | $ 144,000 |
Bryan County Georgia | 3 | $ 965,000 | $ 321,000 | $ 113,000 |
Gilmer County Georgia | 3 | $ 1,055,000 | $ 351,000 | $ 135,000 |
Glynn County Georgia | 3 | $ 1,045,000 | $ 348,000 | $ 57,000 |
Gordon County Georgia | 3 | $ 565,000 | $ 188,000 | $ 56,000 |
Houston County Georgia | 3 | $ 845,000 | $ 281,000 | $ 39,000 |
Putnam County Georgia | 3 | $ 735,000 | $ 245,000 | $ 61,000 |
Walton County Georgia | 3 | $ 955,000 | $ 318,000 | $ 109,000 |
Limestone County Alabama | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
Randolph County Alabama | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
Bay County Florida | 2 | $ 330,000 | $ 165,000 | $ 40,000 |
Santa Rosa County Florida | 2 | $ 940,000 | $ 470,000 | $ 169,000 |
Columbia County Georgia | 2 | $ 580,000 | $ 290,000 | $ 0 |
Effingham County Georgia | 2 | $ 700,000 | $ 350,000 | $ 135,000 |
Fannin County Georgia | 2 | $ 740,000 | $ 370,000 | $ 212,000 |
Greene County Georgia | 2 | $ 910,000 | $ 455,000 | $ 522,000 |
Hall County Georgia | 2 | $ 850,000 | $ 425,000 | $ 89,000 |
Harris County Georgia | 2 | $ 480,000 | $ 240,000 | $ 0 |
Meriwether County Georgia | 2 | $ 290,000 | $ 145,000 | $ 143,000 |
Muscogee County Georgia | 2 | $ 560,000 | $ 280,000 | $ 41,000 |
Rabun County Georgia | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
Walker County Georgia | 2 | $ 620,000 | $ 310,000 | $ 112,000 |
Davidson County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 61,000 |
Williamson County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
Baldwin County Alabama | 1 | $ 555,000 | $ 555,000 | $ 169,000 |
DeKalb County Alabama | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
Jefferson County Alabama | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
Lee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
Alachua County Florida | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
Lee County Florida | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
Palm Beach County Florida | 1 | $ 415,000 | $ 415,000 | $ 160,000 |
Barrow County Georgia | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
Bibb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 189,000 |
Catoosa County Georgia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
Chatham County Georgia | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
Chattooga County Georgia | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
Dawson County Georgia | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
Heard County Georgia | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
Jackson County Georgia | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
Lee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
Lumpkin County Georgia | 1 | $ 365,000 | $ 365,000 | $ 192,000 |
McIntosh County Georgia | 1 | $ 225,000 | $ 225,000 | $ 42,000 |
Monroe County Georgia | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
Murray County Georgia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
Spalding County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Talbot County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
Troup County Georgia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
Upson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
Whitfield County Georgia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Hamilton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
Humphreys County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
Knox County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 223,000 |
Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
Sevier County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 166,000 |
Sumner County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
Unicoi County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
Salt Lake County Utah | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
Washington County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 469 | $135,685,000 | $289,000 | $845,000 | $104,000 | $866,000 |
Refinancing | 187 | $51,095,000 | $273,000 | $715,000 | $69,000 | $429,000 |
Cash-out Refinancing | 111 | $29,825,000 | $268,000 | $995,000 | $107,000 | $552,000 |
Other Purpose | 9 | $1,685,000 | $187,000 | $335,000 | $66,000 | $95,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 469 | $130,495,000 | $278,000 | $915,000 | $98,000 | $866,000 |
Not Provided | 222 | $63,980,000 | $288,000 | $995,000 | $104,000 | $700,000 |
Black or African American | 53 | $15,915,000 | $300,000 | $715,000 | $59,000 | $165,000 |
Hispanic | 24 | $5,910,000 | $246,000 | $395,000 | $67,000 | $216,000 |
Asian | 6 | $1,340,000 | $223,000 | $465,000 | $86,000 | $128,000 |
American Indian or Alaskan Native | 1 | $115,000 | $115,000 | $115,000 | $24,000 | $24,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 538 | $148,200,000 | $275,000 | $915,000 | $110,000 | $866,000 |
FHA-insured (Federal Housing Administration) | 119 | $29,845,000 | $250,000 | $425,000 | $70,000 | $205,000 |
VA-guaranteed (Veterans Administration) | 106 | $37,880,000 | $357,000 | $995,000 | $54,000 | $343,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,365,000 | $181,000 | $255,000 | $59,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 572 | $163,460,000 | $285,000 | $915,000 | $96,000 | $700,000 |
Application Withdrawn By Applicant | 178 | $48,870,000 | $274,000 | $995,000 | $97,000 | $866,000 |
Application Denied By Financial Institution | 26 | $5,960,000 | $229,000 | $575,000 | $78,000 | $317,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 750 | $212,330,000 | $283,000 | $995,000 | $96,000 | $866,000 |
Credit History | 9 | $2,145,000 | $238,000 | $335,000 | $98,000 | $223,000 |
Debt-To-Income Ratio | 8 | $1,760,000 | $220,000 | $375,000 | $56,000 | $114,000 |
Employment History | 4 | $850,000 | $212,000 | $275,000 | $42,000 | $46,000 |
Collateral | 2 | $330,000 | $165,000 | $165,000 | $45,000 | $53,000 |
Other | 1 | $575,000 | $575,000 | $575,000 | $317,000 | $317,000 |
Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $77,000 | $77,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $125,000 | $125,000 | $125,000 | $56,000 | $56,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.