Deseret First Credit Union
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Deseret First Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Deseret First Credit Union 3999 Parkway Boulevard West Valley City, UT 84120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,688 |
| Total Mortgage Loan Application Amount | $297,870,000 |
| Average Mortgage Loan Application Amount | $221,400 |
| Highest Mortgage Loan Application Amount | $1,345,000 |
| Average Applicant Income | $130,400 |
| Highest Applicant Income | $3,067,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 524 | $ 84,060,000 | $ 160,000 | $ 142,000 |
| Utah County Utah | 379 | $ 70,265,000 | $ 185,000 | $ 149,000 |
| Davis County Utah | 209 | $ 34,655,000 | $ 165,000 | $ 138,000 |
| Washington County Utah | 105 | $ 24,975,000 | $ 237,000 | $ 176,000 |
| Cache County Utah | 78 | $ 11,170,000 | $ 143,000 | $ 117,000 |
| Tooele County Utah | 38 | $ 5,330,000 | $ 140,000 | $ 108,000 |
| Weber County Utah | 34 | $ 6,540,000 | $ 192,000 | $ 218,000 |
| Box Elder County Utah | 10 | $ 1,240,000 | $ 124,000 | $ 80,000 |
| Wasatch County Utah | 10 | $ 1,380,000 | $ 138,000 | $ 160,000 |
| Maricopa County Arizona | 9 | $ 1,445,000 | $ 160,000 | $ 106,000 |
| Ada County Idaho | 7 | $ 2,185,000 | $ 312,000 | $ 193,000 |
| Sevier County Utah | 7 | $ 1,315,000 | $ 187,000 | $ 110,000 |
| Summit County Utah | 7 | $ 1,685,000 | $ 240,000 | $ 137,000 |
| Rich County Utah | 6 | $ 870,000 | $ 145,000 | $ 134,000 |
| Sanpete County Utah | 6 | $ 630,000 | $ 105,000 | $ 111,000 |
| Iron County Utah | 5 | $ 435,000 | $ 87,000 | $ 86,000 |
| Citrus County Florida | 4 | $ 780,000 | $ 195,000 | $ 92,000 |
| Jefferson County Idaho | 4 | $ 1,160,000 | $ 290,000 | $ 125,000 |
| Clark County Nevada | 4 | $ 1,200,000 | $ 300,000 | $ 144,000 |
| Cassia County Idaho | 3 | $ 965,000 | $ 321,000 | $ 99,000 |
| Franklin County Idaho | 3 | $ 455,000 | $ 151,000 | $ 101,000 |
| Morgan County Utah | 3 | $ 385,000 | $ 128,000 | $ 150,000 |
| Pinal County Arizona | 2 | $ 260,000 | $ 130,000 | $ 180,000 |
| Riverside County California | 2 | $ 210,000 | $ 105,000 | $ 294,000 |
| Arapahoe County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 224,000 |
| Bannock County Idaho | 2 | $ 740,000 | $ 370,000 | $ 118,000 |
| Bear Lake County Idaho | 2 | $ 840,000 | $ 420,000 | $ 192,000 |
| Bingham County Idaho | 2 | $ 230,000 | $ 115,000 | $ 140,000 |
| Bonneville County Idaho | 2 | $ 310,000 | $ 155,000 | $ 119,000 |
| Fremont County Idaho | 2 | $ 410,000 | $ 205,000 | $ 617,000 |
| Washington County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| Elko County Nevada | 2 | $ 60,000 | $ 30,000 | $ 184,000 |
| Kershaw County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 117,000 |
| Harris County Texas | 2 | $ 610,000 | $ 305,000 | $ 125,000 |
| Carbon County Utah | 2 | $ 100,000 | $ 50,000 | $ 120,000 |
| Duchesne County Utah | 2 | $ 130,000 | $ 65,000 | $ 145,000 |
| Kane County Utah | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| Piute County Utah | 2 | $ 490,000 | $ 245,000 | $ 44,000 |
| Uintah County Utah | 2 | $ 160,000 | $ 80,000 | $ 91,000 |
| Wayne County Utah | 2 | $ 320,000 | $ 160,000 | $ 163,000 |
| Benton County Washington | 2 | $ 530,000 | $ 265,000 | $ 189,000 |
| Spokane County Washington | 2 | $ 320,000 | $ 160,000 | $ 91,000 |
| Outagamie County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Sweetwater County Wyoming | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Matanuska-Susitna County Alaska | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Coconino County Arizona | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Navajo County Arizona | 1 | $ 785,000 | $ 785,000 | $ 500,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Benton County Arkansas | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| Saline County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Fresno County California | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Kern County California | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Los Angeles County California | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Placer County California | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Sacramento County California | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| San Bernardino County California | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| San Diego County California | 1 | $ 205,000 | $ 205,000 | $ 296,000 |
| Shasta County California | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Solano County California | 1 | $ 495,000 | $ 495,000 | $ 99,000 |
| Tulare County California | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Denver County Colorado | 1 | $ 475,000 | $ 475,000 | $ 111,000 |
| Douglas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Mesa County Colorado | 1 | $ 925,000 | $ 925,000 | $ 240,000 |
| Summit County Colorado | 1 | $ 1,175,000 | $ 1,175,000 | $ 254,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 294,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 236,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Osceola County Florida | 1 | $ 435,000 | $ 435,000 | $ 86,000 |
| Palm Beach County Florida | 1 | $ 155,000 | $ 155,000 | $ 187,000 |
| Pasco County Florida | 1 | $ 285,000 | $ 285,000 | $ 116,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Chatham County Georgia | 1 | $ 635,000 | $ 635,000 | $ 283,000 |
| Douglas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Gwinnett County Georgia | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Hall County Georgia | 1 | $ 225,000 | $ 225,000 | $ 168,000 |
| Honolulu County Hawaii | 1 | $ 745,000 | $ 745,000 | $ 139,000 |
| Gem County Idaho | 1 | $ 645,000 | $ 645,000 | $ 140,000 |
| Madison County Idaho | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Minidoka County Idaho | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Oneida County Idaho | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Teton County Idaho | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Washington County Idaho | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Bartholomew County Indiana | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Floyd County Indiana | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Cloud County Kansas | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Sedgwick County Kansas | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| Anne Arundel County Maryland | 1 | $ 475,000 | $ 475,000 | $ 116,000 |
| Frederick County Maryland | 1 | $ 545,000 | $ 545,000 | $ 119,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 195,000 |
| Winona County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Greene County Missouri | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Jackson County Missouri | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Mercer County Missouri | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Cascade County Montana | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Teton County Montana | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Churchill County Nevada | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Washoe County Nevada | 1 | $ 415,000 | $ 415,000 | $ 117,000 |
| White Pine County Nevada | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Warren County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 187,000 |
| Curry County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Sandoval County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 294,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Stark County Ohio | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Washington County Oregon | 1 | $ 125,000 | $ 125,000 | $ 147,000 |
| Lexington County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Shelby County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Sullivan County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Grayson County Texas | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Nueces County Texas | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Beaver County Utah | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Juab County Utah | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Millard County Utah | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Franklin County Washington | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Grant County Washington | 1 | $ 535,000 | $ 535,000 | $ 250,000 |
| San Juan County Washington | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Uinta County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Deseret First Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 906 | $125,270,000 | $138,000 | $1,205,000 | $161,000 | $3,067,000 |
| Other Purpose | 365 | $39,195,000 | $107,000 | $655,000 | $119,000 | $637,000 |
| Home Purchase | 228 | $83,260,000 | $365,000 | $1,175,000 | $147,000 | $1,681,000 |
| Cash-out Refinancing | 134 | $38,630,000 | $288,000 | $1,345,000 | $107,000 | $356,000 |
| Refinancing | 55 | $11,515,000 | $209,000 | $725,000 | $118,000 | $451,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,278 | $233,710,000 | $182,000 | $1,345,000 | $144,000 | $3,033,000 |
| Not Provided | 209 | $32,055,000 | $153,000 | $1,205,000 | $160,000 | $1,681,000 |
| Hispanic | 143 | $20,765,000 | $145,000 | $1,005,000 | $133,000 | $3,067,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $4,720,000 | $196,000 | $1,085,000 | $117,000 | $300,000 |
| Black or African American | 13 | $2,295,000 | $176,000 | $645,000 | $144,000 | $384,000 |
| Asian | 8 | $1,030,000 | $128,000 | $475,000 | $99,000 | $134,000 |
| American Indian or Alaskan Native | 7 | $1,255,000 | $179,000 | $395,000 | $163,000 | $339,000 |
| Not applicable | 2 | $490,000 | $245,000 | $255,000 | $138,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,688 | $297,870,000 | $176,000 | $1,345,000 | $144,000 | $3,067,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,386 | $242,630,000 | $175,000 | $1,345,000 | $148,000 | $3,067,000 |
| Application Denied By Financial Institution | 183 | $26,075,000 | $142,000 | $1,205,000 | $125,000 | $3,033,000 |
| Application Withdrawn By Applicant | 48 | $8,830,000 | $183,000 | $1,175,000 | $131,000 | $500,000 |
| File Closed For Incompleteness | 35 | $8,195,000 | $234,000 | $1,205,000 | $153,000 | $600,000 |
| Application Approved But Not Accepted | 35 | $11,665,000 | $333,000 | $645,000 | $129,000 | $294,000 |
| Preapproval Approved but not Accepted | 1 | $475,000 | $475,000 | $475,000 | $118,000 | $118,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,505 | $271,795,000 | $180,000 | $1,345,000 | $147,000 | $3,067,000 |
| Debt-To-Income Ratio | 89 | $12,515,000 | $140,000 | $755,000 | $85,000 | $256,000 |
| Credit History | 64 | $7,850,000 | $122,000 | $1,205,000 | $122,000 | $767,000 |
| Collateral | 21 | $3,805,000 | $181,000 | $625,000 | $313,000 | $3,033,000 |
| Unverifiable Information | 4 | $1,180,000 | $295,000 | $655,000 | $185,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $135,000 | $45,000 | $75,000 | $74,000 | $96,000 |
| Other | 1 | $245,000 | $245,000 | $245,000 | $72,000 | $72,000 |
| Employment History | 1 | $345,000 | $345,000 | $345,000 | $44,000 | $44,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.