Deseret First Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Deseret First Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Deseret First Credit Union 3999 Parkway Boulevard West Valley City, UT 84120 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,487 |
| Total Mortgage Loan Application Amount | $243,795,000 |
| Average Mortgage Loan Application Amount | $165,333 |
| Highest Mortgage Loan Application Amount | $1,355,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,906,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 475 | $ 77,155,000 | $ 162,000 | $ 132,000 |
| Utah County Utah | 354 | $ 58,330,000 | $ 164,000 | $ 146,000 |
| Davis County Utah | 204 | $ 31,600,000 | $ 154,000 | $ 130,000 |
| Washington County Utah | 87 | $ 16,945,000 | $ 194,000 | $ 159,000 |
| Cache County Utah | 63 | $ 8,285,000 | $ 131,000 | $ 100,000 |
| Weber County Utah | 31 | $ 4,485,000 | $ 144,000 | $ 121,000 |
| Tooele County Utah | 23 | $ 3,035,000 | $ 131,000 | $ 126,000 |
| Wasatch County Utah | 13 | $ 3,665,000 | $ 281,000 | $ 206,000 |
| Box Elder County Utah | 12 | $ 1,710,000 | $ 142,000 | $ 111,000 |
| Maricopa County Arizona | 8 | $ 1,920,000 | $ 240,000 | $ 120,000 |
| Summit County Utah | 7 | $ 1,925,000 | $ 275,000 | $ 217,000 |
| Rich County Utah | 5 | $ 675,000 | $ 135,000 | $ 182,000 |
| Citrus County Florida | 4 | $ 710,000 | $ 177,000 | $ 140,000 |
| Ada County Idaho | 4 | $ 620,000 | $ 155,000 | $ 146,000 |
| Sanpete County Utah | 4 | $ 560,000 | $ 140,000 | $ 115,000 |
| Pinal County Arizona | 3 | $ 825,000 | $ 275,000 | $ 104,000 |
| Bear Lake County Idaho | 3 | $ 915,000 | $ 305,000 | $ 85,000 |
| Canyon County Idaho | 3 | $ 645,000 | $ 215,000 | $ 135,000 |
| Cassia County Idaho | 3 | $ 365,000 | $ 121,000 | $ 49,000 |
| Twin Falls County Idaho | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| Sandoval County New Mexico | 3 | $ 775,000 | $ 258,000 | $ 235,000 |
| Duchesne County Utah | 3 | $ 375,000 | $ 125,000 | $ 74,000 |
| Iron County Utah | 3 | $ 445,000 | $ 148,000 | $ 120,000 |
| Juab County Utah | 3 | $ 255,000 | $ 85,000 | $ 97,000 |
| Uintah County Utah | 3 | $ 295,000 | $ 98,000 | $ 85,000 |
| El Paso County Colorado | 2 | $ 260,000 | $ 130,000 | $ 172,000 |
| Hartford County Connecticut | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Volusia County Florida | 2 | $ 260,000 | $ 130,000 | $ 73,000 |
| Hart County Georgia | 2 | $ 1,090,000 | $ 545,000 | $ 153,000 |
| Hawaii County Hawaii | 2 | $ 180,000 | $ 90,000 | $ 96,000 |
| Bannock County Idaho | 2 | $ 330,000 | $ 165,000 | $ 156,000 |
| Franklin County Idaho | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Fremont County Idaho | 2 | $ 350,000 | $ 175,000 | $ 345,000 |
| Jefferson County Idaho | 2 | $ 590,000 | $ 295,000 | $ 219,000 |
| Madison County Idaho | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Teton County Idaho | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Boone County Missouri | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| Washington County Oregon | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Kane County Utah | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Morgan County Utah | 2 | $ 270,000 | $ 135,000 | $ 159,000 |
| Sevier County Utah | 2 | $ 620,000 | $ 310,000 | $ 116,000 |
| Benton County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Los Angeles County California | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Nevada County California | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Placer County California | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| San Bernardino County California | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| San Diego County California | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Stanislaus County California | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Mesa County Colorado | 1 | $ 425,000 | $ 425,000 | $ 65,000 |
| Lake County Florida | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Sarasota County Florida | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Newton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Peach County Georgia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Bingham County Idaho | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Bonneville County Idaho | 1 | $ 405,000 | $ 405,000 | $ 82,000 |
| Oneida County Idaho | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Finney County Kansas | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Jackson County Missouri | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Lawrence County Missouri | 1 | $ 545,000 | $ 545,000 | $ 83,000 |
| Warren County Missouri | 1 | $ 365,000 | $ 365,000 | $ 214,000 |
| Flathead County Montana | 1 | $ 605,000 | $ 605,000 | $ 300,000 |
| Clark County Nevada | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Bernalillo County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| San Juan County New Mexico | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Dare County North Carolina | 1 | $ 1,355,000 | $ 1,355,000 | $ 174,000 |
| Granville County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Cuyahoga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Cleveland County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Delaware County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 256,000 |
| Knox County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Ellis County Texas | 1 | $ 265,000 | $ 265,000 | $ 39,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Beaver County Utah | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Garfield County Utah | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Millard County Utah | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Wayne County Utah | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Buena Vista County Virginia | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Henrico County Virginia | 1 | $ 365,000 | $ 365,000 | $ 97,000 |
| Prince William County Virginia | 1 | $ 325,000 | $ 325,000 | $ 173,000 |
| Stafford County Virginia | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Franklin County Washington | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Spokane County Washington | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Morgan County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Lincoln County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Uinta County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Deseret First Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 770 | $89,640,000 | $116,000 | $1,005,000 | $141,000 | $1,906,000 |
| Refinancing | 192 | $38,570,000 | $200,000 | $955,000 | $121,000 | $737,000 |
| Cash-out Refinancing | 186 | $52,960,000 | $284,000 | $1,355,000 | $108,000 | $533,000 |
| Other Purpose | 186 | $20,640,000 | $110,000 | $695,000 | $124,000 | $584,000 |
| Home Purchase | 151 | $41,975,000 | $277,000 | $795,000 | $142,000 | $676,000 |
| Not Applicable | 2 | $10,000 | $5,000 | $5,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,141 | $198,125,000 | $173,000 | $1,355,000 | $132,000 | $1,906,000 |
| Not Provided | 211 | $28,275,000 | $134,000 | $955,000 | $148,000 | $676,000 |
| Hispanic | 99 | $12,585,000 | $127,000 | $545,000 | $118,000 | $737,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $2,400,000 | $120,000 | $605,000 | $93,000 | $238,000 |
| Black or African American | 7 | $985,000 | $140,000 | $205,000 | $139,000 | $256,000 |
| American Indian or Alaskan Native | 4 | $300,000 | $75,000 | $125,000 | $70,000 | $120,000 |
| Asian | 4 | $810,000 | $202,000 | $405,000 | $110,000 | $157,000 |
| Not applicable | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,487 | $243,795,000 | $163,000 | $1,355,000 | $132,000 | $1,906,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,240 | $207,320,000 | $167,000 | $1,355,000 | $138,000 | $1,906,000 |
| Application Denied By Financial Institution | 118 | $15,810,000 | $133,000 | $795,000 | $110,000 | $722,000 |
| File Closed For Incompleteness | 64 | $8,250,000 | $128,000 | $1,005,000 | $99,000 | $350,000 |
| Application Withdrawn By Applicant | 38 | $6,030,000 | $158,000 | $605,000 | $107,000 | $339,000 |
| Application Approved But Not Accepted | 27 | $6,385,000 | $236,000 | $485,000 | $93,000 | $179,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,369 | $227,985,000 | $166,000 | $1,355,000 | $134,000 | $1,906,000 |
| Debt-To-Income Ratio | 56 | $6,930,000 | $123,000 | $605,000 | $73,000 | $208,000 |
| Credit History | 42 | $5,670,000 | $135,000 | $795,000 | $114,000 | $402,000 |
| Collateral | 17 | $2,885,000 | $169,000 | $755,000 | $184,000 | $550,000 |
| Other | 2 | $300,000 | $150,000 | $195,000 | $385,000 | $722,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.