Delta Community Credit Union
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Delta Community Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Delta Community Credit Union
3270 Riverwood Pkwy
Atlanta, GA 30339
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,419
Total Mortgage Loan Application Amount $1,889,075,000
Average Mortgage Loan Application Amount $179,000
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $141,600
Highest Applicant Income $7,246,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Delta Community Credit Union by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-ROSWELL, GA 8,006 $ 1,575,950,000 $ 196,000 $ 135,000
NA (OUTSIDE OF MSA/MD) 247 $ 55,335,000 $ 302,500 $ 202,928
GAINESVILLE, GA 136 $ 28,090,000 $ 206,000 $ 121,000
CINCINNATI, OH-KY-IN 56 $ 8,300,000 $ 146,000 $ 117,333
ORLANDO-KISSIMMEE-SANFORD, FL 47 $ 9,985,000 $ 212,000 $ 128,000
DALLAS-PLANO-IRVING, TX 41 $ 8,335,000 $ 203,000 $ 249,000
FORT WORTH-ARLINGTON, TX 36 $ 7,370,000 $ 204,000 $ 125,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 35 $ 6,445,000 $ 184,000 $ 121,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 32 $ 6,700,000 $ 209,000 $ 137,000
SALT LAKE CITY, UT 31 $ 6,465,000 $ 208,000 $ 142,000
ATHENS-CLARKE COUNTY, GA 28 $ 5,020,000 $ 179,000 $ 113,000
OGDEN-CLEARFIELD, UT 27 $ 6,775,000 $ 250,000 $ 165,000
SAVANNAH, GA 26 $ 4,990,000 $ 191,000 $ 98,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 21 $ 5,745,000 $ 193,500 $ 119,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 21 $ 4,085,000 $ 194,000 $ 117,000
MIAMI-MIAMI BEACH-KENDALL, FL 19 $ 5,215,000 $ 274,000 $ 172,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 19 $ 5,065,000 $ 266,000 $ 191,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 18 $ 3,970,000 $ 220,000 $ 133,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 18 $ 6,850,000 $ 380,000 $ 130,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 18 $ 5,020,000 $ 278,000 $ 132,000
CHARLESTON-NORTH CHARLESTON, SC 17 $ 5,475,000 $ 322,000 $ 217,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 17 $ 3,785,000 $ 222,000 $ 122,000
JACKSONVILLE, FL 17 $ 3,825,000 $ 225,000 $ 183,000
MACON-BIBB COUNTY, GA 16 $ 2,970,000 $ 185,000 $ 124,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 16 $ 3,120,000 $ 195,000 $ 133,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 15 $ 6,395,000 $ 426,000 $ 399,000
KNOXVILLE, TN 15 $ 3,895,000 $ 259,000 $ 243,000
PHOENIX-MESA-SCOTTSDALE, AZ 15 $ 3,175,000 $ 211,000 $ 180,000
CHATTANOOGA, TN-GA 14 $ 2,710,000 $ 185,500 $ 138,500
NORTH PORT-SARASOTA-BRADENTON, FL 14 $ 2,400,000 $ 171,000 $ 164,000
BIRMINGHAM-HOOVER, AL 13 $ 2,165,000 $ 166,000 $ 131,000
COLUMBUS, GA-AL 13 $ 1,425,000 $ 109,000 $ 93,000
RALEIGH, NC 13 $ 2,835,000 $ 218,000 $ 128,000
PENSACOLA-FERRY PASS-BRENT, FL 12 $ 2,550,000 $ 212,000 $ 158,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 12 $ 2,450,000 $ 177,666 $ 153,666
NASSAU COUNTY-SUFFOLK COUNTY, NY 11 $ 3,615,000 $ 328,000 $ 146,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 11 $ 4,335,000 $ 394,000 $ 133,000
DENVER-AURORA-LAKEWOOD, CO 10 $ 1,920,000 $ 192,000 $ 133,000
DURHAM-CHAPEL HILL, NC 10 $ 2,570,000 $ 257,000 $ 167,000
PANAMA CITY, FL 9 $ 1,655,000 $ 183,000 $ 166,000
PORT ST. LUCIE, FL 8 $ 1,950,000 $ 243,000 $ 208,000
GREENVILLE-ANDERSON-MAULDIN, SC 7 $ 1,415,000 $ 202,000 $ 91,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 7 $ 1,725,000 $ 246,000 $ 130,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 7 $ 2,245,000 $ 320,000 $ 469,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 7 $ 1,435,000 $ 205,000 $ 121,000
BALTIMORE-COLUMBIA-TOWSON, MD 6 $ 2,000,000 $ 333,000 $ 153,000
DAPHNE-FAIRHOPE-FOLEY, AL 6 $ 1,140,000 $ 190,000 $ 166,000
ANAHEIM-SANTA ANA-IRVINE, CA 5 $ 955,000 $ 191,000 $ 166,000
ASHEVILLE, NC 5 $ 1,215,000 $ 243,000 $ 87,000
AUBURN-OPELIKA, AL 5 $ 1,595,000 $ 319,000 $ 253,000
AUGUSTA-RICHMOND COUNTY, GA-SC 5 $ 1,145,000 $ 229,000 $ 164,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 5 $ 1,485,000 $ 297,000 $ 127,000
CAPE CORAL-FORT MYERS, FL 5 $ 1,775,000 $ 355,000 $ 268,000
HUNTSVILLE, AL 5 $ 715,000 $ 143,000 $ 117,000
ROME, GA 5 $ 805,000 $ 161,000 $ 111,000
SAN ANTONIO-NEW BRAUNFELS, TX 5 $ 1,255,000 $ 251,000 $ 183,000
SAN DIEGO-CARLSBAD, CA 5 $ 675,000 $ 135,000 $ 155,000
WARNER ROBINS, GA 5 $ 765,000 $ 153,000 $ 103,000
AKRON, OH 4 $ 480,000 $ 120,000 $ 136,000
COLUMBIA, SC 4 $ 700,000 $ 175,000 $ 90,000
COLUMBUS, OH 4 $ 460,000 $ 115,000 $ 78,000
JOHNSON CITY, TN 4 $ 690,000 $ 172,000 $ 55,000
LEXINGTON-FAYETTE, KY 4 $ 610,000 $ 152,000 $ 96,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 4 $ 730,000 $ 182,000 $ 162,000
MEMPHIS, TN-MS-AR 4 $ 650,000 $ 162,000 $ 144,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 4 $ 570,000 $ 146,500 $ 77,500
PUNTA GORDA, FL 4 $ 1,010,000 $ 252,000 $ 283,000
ALBANY, GA 3 $ 265,000 $ 88,000 $ 119,000
AUSTIN-ROUND ROCK, TX 3 $ 815,000 $ 271,000 $ 166,000
BOULDER, CO 3 $ 695,000 $ 231,000 $ 79,000
FORT COLLINS, CO 3 $ 1,505,000 $ 501,000 $ 221,000
GREENSBORO-HIGH POINT, NC 3 $ 505,000 $ 168,000 $ 119,000
MONTGOMERY, AL 3 $ 425,000 $ 141,000 $ 149,000
OCALA, FL 3 $ 425,000 $ 141,000 $ 51,000
PROVO-OREM, UT 3 $ 1,315,000 $ 438,000 $ 369,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 3 $ 1,405,000 $ 468,000 $ 159,000
TALLAHASSEE, FL 3 $ 425,000 $ 141,000 $ 78,000
TUCSON, AZ 3 $ 575,000 $ 191,000 $ 164,000
TYLER, TX 3 $ 395,000 $ 131,000 $ 154,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 245,000 $ 81,000 $ 180,000
BOSTON, MA 2 $ 690,000 $ 345,000 $ 86,000
CLEVELAND, TN 2 $ 1,680,000 $ 840,000 $ 281,000
DAYTON-SPRINGFIELD-KETTERING, OH 2 $ 190,000 $ 95,000 $ 76,000
EL PASO, TX 2 $ 250,000 $ 125,000 $ 60,000
GAINESVILLE, FL 2 $ 270,000 $ 135,000 $ 109,000
LAKELAND-WINTER HAVEN, FL 2 $ 310,000 $ 155,000 $ 130,000
MOBILE, AL 2 $ 210,000 $ 105,000 $ 101,000
NEW BERN, NC 2 $ 370,000 $ 185,000 $ 81,000
RICHMOND, VA 2 $ 400,000 $ 200,000 $ 55,000
ROANOKE, VA 2 $ 500,000 $ 250,000 $ 244,000
SEBASTIAN-VERO BEACH, FL 2 $ 360,000 $ 180,000 $ 85,000
ST. GEORGE, UT 2 $ 550,000 $ 275,000 $ 80,000
SUMTER, SC 2 $ 390,000 $ 195,000 $ 196,000
THE VILLAGES, FL 2 $ 280,000 $ 140,000 $ 70,000
VALDOSTA, GA 2 $ 360,000 $ 180,000 $ 35,000
WASHINGTON-BALTIMORE-ARLINGTON, DC 2 $ 340,000 $ 170,000 $ 108,000
ABILENE, TX 1 $ 225,000 $ 225,000 $ 208,000
ANNISTON-OXFORD-JACKSONVILLE, AL 1 $ 75,000 $ 75,000 $ 105,000
BARNSTABLE TOWN, MA 1 $ 435,000 $ 435,000 $ 210,000
BRUNSWICK, GA 1 $ 505,000 $ 505,000 $ 235,000
CHARLOTTESVILLE, VA 1 $ 385,000 $ 385,000 $ 361,000
CLARKSVILLE, TN-KY 1 $ 125,000 $ 125,000 $ 132,000
CLEVELAND-ELYRIA, OH 1 $ 95,000 $ 95,000 $ 140,000
COLLEGE STATION-BRYAN, TX 1 $ 35,000 $ 35,000 $ 192,000
COLORADO SPRINGS, CO 1 $ 365,000 $ 365,000 $ 112,000
CORPUS CHRISTI, TX 1 $ 425,000 $ 425,000 $ 230,000
DALTON, GA 1 $ 265,000 $ 265,000 $ 125,000
DOTHAN, AL 1 $ 255,000 $ 255,000 $ 47,000
EVANSVILLE, IN-KY 1 $ 55,000 $ 55,000 $ 56,000
FLAGSTAFF, AZ 1 $ 225,000 $ 225,000 $ 348,000
FLORENCE, SC 1 $ 175,000 $ 175,000 $ 54,000
FORT WAYNE, IN 1 $ 255,000 $ 255,000 $ 183,000
GARY, IN 1 $ 75,000 $ 75,000 $ 100,000
GRAND JUNCTION, CO 1 $ 315,000 $ 315,000 $ 518,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 245,000 $ 245,000 $ 87,000
HOMOSASSA SPRINGS, FL 1 $ 95,000 $ 95,000 $ 80,000
LA CROSSE-ONALASKA, WI-MN 1 $ 155,000 $ 155,000 $ 127,000
LONGVIEW, TX 1 $ 145,000 $ 145,000 $ 106,000
LYNCHBURG, VA 1 $ 405,000 $ 405,000 $ 341,000
MADERA, CA 1 $ 355,000 $ 355,000 $ 89,000
NAPA, CA 1 $ 485,000 $ 485,000 $ 57,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 115,000 $ 115,000 $ 173,000
NEWARK, NJ-PA 1 $ 55,000 $ 55,000 $ 62,000
OAKLAND-HAYWARD-BERKELEY, CA 1 $ 865,000 $ 865,000 $ 181,000
OWENSBORO, KY 1 $ 125,000 $ 125,000 $ 98,000
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 175,000 $ 175,000 $ 70,000
RENO, NV 1 $ 265,000 $ 265,000 $ 162,000
SALINAS, CA 1 $ 535,000 $ 535,000 $ 139,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 535,000 $ 535,000 $ 226,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 445,000 $ 445,000 $ 256,000
SAN RAFAEL, CA 1 $ 115,000 $ 115,000 $ 269,000
SPRINGFIELD, MA 1 $ 75,000 $ 75,000 $ 109,000
ST. CLOUD, MN 1 $ 105,000 $ 105,000 $ 401,000
TEXARKANA, TX-AR 1 $ 205,000 $ 205,000 $ 90,000
TUSCALOOSA, AL 1 $ 35,000 $ 35,000 $ 229,000
VALLEJO-FAIRFIELD, CA 1 $ 245,000 $ 245,000 $ 207,000
WHEELING, WV-OH 1 $ 225,000 $ 225,000 $ 76,000
WILMINGTON, NC 1 $ 215,000 $ 215,000 $ 144,000
WINCHESTER, VA-WV 1 $ 335,000 $ 335,000 $ 163,000
WORCESTER, MA-CT 1 $ 135,000 $ 135,000 $ 97,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,368 $786,550,000 $233,000 $1,885,000 $138,000 $3,600,000
Cash-out Refinancing 2,444 $505,700,000 $206,000 $1,405,000 $127,000 $4,500,000
Home Purchase 1,493 $379,145,000 $253,000 $1,155,000 $130,000 $3,017,000
Other Purpose 1,214 $130,420,000 $107,000 $915,000 $160,000 $7,246,000
Home Improvement 900 $87,260,000 $96,000 $745,000 $153,000 $2,592,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,702 $981,090,000 $208,000 $1,205,000 $148,000 $7,246,000
Not Provided 2,140 $450,340,000 $210,000 $1,885,000 $146,000 $3,600,000
Black or African American 1,642 $265,960,000 $161,000 $915,000 $105,000 $2,480,000
Hispanic 413 $74,495,000 $180,000 $965,000 $110,000 $1,140,000
Asian 276 $63,330,000 $229,000 $1,095,000 $136,000 $1,224,000
American Indian or Alaskan Native 40 $7,050,000 $176,000 $885,000 $104,000 $371,000
Native Hawaiian or Other Pacific Islander 10 $1,380,000 $138,000 $315,000 $178,000 $528,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,419 $1,889,075,000 $200,000 $1,885,000 $138,000 $7,246,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,694 $958,970,000 $204,000 $1,205,000 $138,000 $2,150,000
Application Withdrawn By Applicant 1,776 $373,190,000 $210,000 $1,885,000 $146,000 $4,032,000
Application Denied By Financial Institution 1,463 $230,695,000 $157,000 $1,765,000 $131,000 $4,500,000
File Closed For Incompleteness 1,458 $319,930,000 $219,000 $1,405,000 $138,000 $7,246,000
Application Approved But Not Accepted 15 $3,515,000 $234,000 $765,000 $122,000 $260,000
Preapproval Approved but not Accepted 12 $2,460,000 $205,000 $455,000 $61,000 $121,000
Preapproval Denied by Financial Institution 1 $315,000 $315,000 $315,000 $75,000 $75,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,955 $1,658,065,000 $208,000 $1,885,000 $139,000 $7,246,000
Credit History 591 $90,355,000 $152,000 $1,005,000 $169,000 $4,500,000
Debt-To-Income Ratio 470 $74,690,000 $158,000 $1,765,000 $65,000 $1,224,000
Collateral 219 $36,565,000 $166,000 $975,000 $165,000 $2,592,000
Employment History 71 $11,365,000 $160,000 $575,000 $113,000 $840,000
Other 66 $9,980,000 $151,000 $965,000 $200,000 $2,093,000
Unverifiable Information 21 $2,995,000 $142,000 $575,000 $112,000 $298,000
Insufficient Cash (Downpayment, Closing Cost) 18 $3,460,000 $192,000 $415,000 $75,000 $245,000
Mortgage Insurance Denied 4 $1,220,000 $305,000 $435,000 $95,000 $120,000
Credit Application Incomplete 4 $380,000 $95,000 $225,000 $67,000 $109,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List