Delta Community Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 3,207 |
Total Mortgage Loan Application Amount | $539,761,000 |
Average Mortgage Loan Application Amount | $127,666 |
Highest Mortgage Loan Application Amount | $1,300,000 |
Average Applicant Income | $91,666 |
Highest Applicant Income | $1,196,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2009.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 2 | $ 525,000 | $ 262,000 | $ 99,000 |
Adams County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 164,000 |
Aiken County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
Alachua County Florida | 1 | $ 73,000 | $ 73,000 | $ 17,000 |
Alameda County California | 2 | $ 684,000 | $ 342,000 | $ 81,000 |
Albany County New York | 1 | $ 280,000 | $ 280,000 | $ 186,000 |
Allegheny County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 144,000 |
Allen County Indiana | 1 | $ 193,000 | $ 193,000 | $ 113,000 |
Anderson County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 156,000 |
Anne Arundel County Maryland | 4 | $ 990,000 | $ 247,000 | $ 70,000 |
Arapahoe County Colorado | 2 | $ 640,000 | $ 320,000 | $ 75,000 |
Avery County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 457,000 |
Baldwin County Alabama | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
Barrow County Georgia | 4 | $ 372,000 | $ 93,000 | $ 84,000 |
Bartow County Georgia | 4 | $ 280,000 | $ 70,000 | $ 81,000 |
Bay County Florida | 5 | $ 1,164,000 | $ 232,000 | $ 160,000 |
Beaufort County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 82,000 |
Bell County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
Benton County Washington | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
Bergen County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
Bernalillo County New Mexico | 1 | $ 283,000 | $ 283,000 | $ 72,000 |
Bibb County Georgia | 3 | $ 281,000 | $ 93,000 | $ 111,000 |
Bingham County Idaho | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
Blount County Tennessee | 3 | $ 299,000 | $ 99,000 | $ 37,000 |
Boone County Kentucky | 12 | $ 2,273,000 | $ 189,000 | $ 80,000 |
Boyd County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
Brazoria County Texas | 2 | $ 365,000 | $ 182,000 | $ 139,000 |
Brevard County Florida | 8 | $ 1,207,000 | $ 150,000 | $ 97,000 |
Bronx County New York | 2 | $ 119,000 | $ 59,000 | $ 40,000 |
Broward County Florida | 16 | $ 2,578,000 | $ 161,000 | $ 83,000 |
Bryan County Georgia | 2 | $ 415,000 | $ 207,000 | $ 88,000 |
Bulloch County Georgia | 1 | $ 61,000 | $ 61,000 | $ 122,000 |
Buncombe County North Carolina | 1 | $ 372,000 | $ 372,000 | $ 89,000 |
Burke County Georgia | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
Butts County Georgia | 13 | $ 1,707,000 | $ 131,000 | $ 75,000 |
Cabarrus County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
Camden County Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
Campbell County Kentucky | 5 | $ 589,000 | $ 117,000 | $ 46,000 |
Canadian County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
Cape May County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
Carroll County Georgia | 22 | $ 2,720,000 | $ 123,000 | $ 85,000 |
Carter County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 65,000 |
Cayuga County New York | 1 | $ 363,000 | $ 363,000 | $ 137,000 |
Chaffee County Colorado | 1 | $ 117,000 | $ 117,000 | $ 193,000 |
Charleston County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 138,000 |
Charlotte County Florida | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
Chatham County Georgia | 4 | $ 619,000 | $ 154,000 | $ 97,000 |
Cherokee County Alabama | 2 | $ 272,000 | $ 136,000 | $ 157,000 |
Cherokee County Georgia | 46 | $ 7,743,000 | $ 168,000 | $ 84,000 |
Clackamas County Oregon | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
Clark County Nevada | 2 | $ 315,000 | $ 157,000 | $ 42,000 |
Clark County Washington | 3 | $ 868,000 | $ 289,000 | $ 98,000 |
Clarke County Georgia | 4 | $ 431,000 | $ 107,000 | $ 97,000 |
Clay County Alabama | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
Clay County Missouri | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
Clayton County Georgia | 89 | $ 7,979,000 | $ 89,000 | $ 76,000 |
Cleveland County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 92,000 |
Cobb County Georgia | 288 | $ 49,232,000 | $ 170,000 | $ 100,000 |
Collier County Florida | 2 | $ 586,000 | $ 293,000 | $ 94,000 |
Collin County Texas | 3 | $ 443,000 | $ 147,000 | $ 120,000 |
Columbia County Georgia | 2 | $ 198,000 | $ 99,000 | $ 83,000 |
Contra Costa County California | 2 | $ 424,000 | $ 212,000 | $ 128,000 |
Cook County Illinois | 1 | $ 171,000 | $ 171,000 | $ 82,000 |
Cooke County Texas | 2 | $ 430,000 | $ 215,000 | $ 144,000 |
Coweta County Georgia | 303 | $ 45,176,000 | $ 149,000 | $ 84,000 |
Cowlitz County Washington | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
Cumberland County Maine | 4 | $ 1,149,000 | $ 287,000 | $ 154,000 |
Cumberland County Pennsylvania | 1 | $ 296,000 | $ 296,000 | $ 154,000 |
Dakota County Minnesota | 2 | $ 555,000 | $ 277,000 | $ 105,000 |
Dallas County Texas | 3 | $ 457,000 | $ 152,000 | $ 97,000 |
Davidson County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
Davis County Utah | 10 | $ 1,738,000 | $ 173,000 | $ 91,000 |
Dawson County Georgia | 2 | $ 546,000 | $ 273,000 | $ 86,000 |
Dearborn County Indiana | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
Deer Lodge County Montana | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
DeKalb County Georgia | 129 | $ 26,878,000 | $ 208,000 | $ 109,000 |
Delaware County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
Denton County Texas | 6 | $ 1,207,000 | $ 201,000 | $ 132,000 |
Denver County Colorado | 2 | $ 494,000 | $ 247,000 | $ 110,000 |
Deschutes County Oregon | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
DeSoto County Mississippi | 5 | $ 1,195,000 | $ 239,000 | $ 114,000 |
District of Columbia County District Of Columbia | 2 | $ 652,000 | $ 326,000 | $ 130,000 |
Dodge County Georgia | 1 | $ 368,000 | $ 368,000 | $ 127,000 |
Dorchester County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Douglas County Colorado | 1 | $ 304,000 | $ 304,000 | $ 132,000 |
Douglas County Georgia | 44 | $ 6,539,000 | $ 148,000 | $ 78,000 |
Dutchess County New York | 1 | $ 210,000 | $ 210,000 | $ 75,000 |
Duval County Florida | 3 | $ 718,000 | $ 239,000 | $ 117,000 |
Effingham County Georgia | 1 | $ 114,000 | $ 114,000 | $ 52,000 |
El Paso County Colorado | 2 | $ 300,000 | $ 150,000 | $ 61,000 |
Ellis County Texas | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
Elmore County Alabama | 1 | $ 252,000 | $ 252,000 | $ 73,000 |
Escambia County Florida | 3 | $ 301,000 | $ 100,000 | $ 307,000 |
Essex County Massachusetts | 6 | $ 1,302,000 | $ 217,000 | $ 65,000 |
Essex County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 70,000 |
Fairfax County Virginia | 1 | $ 228,000 | $ 228,000 | $ 83,000 |
Fairfield County Connecticut | 1 | $ 532,000 | $ 532,000 | $ 168,000 |
Fannin County Georgia | 7 | $ 1,117,000 | $ 159,000 | $ 87,000 |
Fayette County Georgia | 393 | $ 71,290,000 | $ 181,000 | $ 99,000 |
Fayette County Kentucky | 2 | $ 499,000 | $ 249,000 | $ 101,000 |
Fayette County Tennessee | 2 | $ 283,000 | $ 141,000 | $ 92,000 |
Flagler County Florida | 2 | $ 382,000 | $ 191,000 | $ 40,000 |
Floyd County Virginia | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
Forsyth County Georgia | 32 | $ 7,886,000 | $ 246,000 | $ 119,000 |
Forsyth County North Carolina | 4 | $ 694,000 | $ 173,000 | $ 71,000 |
Franklin County Indiana | 1 | $ 209,000 | $ 209,000 | $ 104,000 |
Franklin County Maine | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
Franklin County Ohio | 1 | $ 56,000 | $ 56,000 | $ 91,000 |
Franklin County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
Franklin County Vermont | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
Fulton County Georgia | 286 | $ 49,696,000 | $ 173,000 | $ 96,000 |
Galveston County Texas | 1 | $ 118,000 | $ 118,000 | $ 97,000 |
Gaston County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
Gilmer County Georgia | 5 | $ 762,000 | $ 152,000 | $ 193,000 |
Gloucester County New Jersey | 1 | $ 192,000 | $ 192,000 | $ 42,000 |
Glynn County Georgia | 2 | $ 259,000 | $ 129,000 | $ 82,000 |
Gordon County Georgia | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
Grand County Utah | 1 | $ 268,000 | $ 268,000 | $ 64,000 |
Grant County Kentucky | 2 | $ 333,000 | $ 166,000 | $ 44,000 |
Greene County Georgia | 3 | $ 567,000 | $ 189,000 | $ 108,000 |
Greene County Missouri | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
Greene County Ohio | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
Greenwood County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
Guilford County North Carolina | 5 | $ 1,117,000 | $ 223,000 | $ 98,000 |
Gunnison County Colorado | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
Gwinnett County Georgia | 101 | $ 18,471,000 | $ 182,000 | $ 88,000 |
Habersham County Georgia | 4 | $ 686,000 | $ 171,000 | $ 67,000 |
Hall County Georgia | 12 | $ 2,482,000 | $ 206,000 | $ 90,000 |
Hamilton County Ohio | 8 | $ 1,320,000 | $ 165,000 | $ 93,000 |
Hamilton County Tennessee | 3 | $ 623,000 | $ 207,000 | $ 71,000 |
Hampton County Virginia | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
Hancock County Georgia | 1 | $ 292,000 | $ 292,000 | $ 170,000 |
Haralson County Georgia | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
Harris County Georgia | 4 | $ 1,058,000 | $ 264,000 | $ 147,000 |
Hart County Georgia | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
Hartford County Connecticut | 1 | $ 288,000 | $ 288,000 | $ 91,000 |
Hays County Texas | 1 | $ 246,000 | $ 246,000 | $ 159,000 |
Heard County Georgia | 1 | $ 234,000 | $ 234,000 | $ 84,000 |
Hennepin County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
Henry County Georgia | 256 | $ 36,427,000 | $ 142,000 | $ 79,000 |
Hillsborough County Florida | 11 | $ 2,173,000 | $ 197,000 | $ 73,000 |
Hillsborough County New Hampshire | 1 | $ 144,000 | $ 144,000 | $ 107,000 |
Hocking County Ohio | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
Honolulu County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
Horry County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 64,000 |
Houston County Georgia | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
Hudson County New Jersey | 2 | $ 688,000 | $ 344,000 | $ 78,000 |
Island County Washington | 1 | $ 341,000 | $ 341,000 | $ 55,000 |
Jackson County Georgia | 3 | $ 660,000 | $ 220,000 | $ 89,000 |
Jackson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 161,000 |
Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
Jasper County Georgia | 7 | $ 980,000 | $ 140,000 | $ 126,000 |
Jefferson County Alabama | 2 | $ 252,000 | $ 126,000 | $ 57,000 |
Jefferson County Colorado | 2 | $ 525,000 | $ 262,000 | $ 90,000 |
Jefferson County Kentucky | 6 | $ 1,111,000 | $ 185,000 | $ 120,000 |
Jefferson County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
Jefferson County Missouri | 1 | $ 171,000 | $ 171,000 | $ 106,000 |
Johnson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 21,000 |
Jones County Georgia | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
Kane County Illinois | 2 | $ 616,000 | $ 308,000 | $ 143,000 |
Kent County Delaware | 1 | $ 284,000 | $ 284,000 | $ 115,000 |
Kenton County Kentucky | 6 | $ 779,000 | $ 129,000 | $ 69,000 |
King County Washington | 2 | $ 392,000 | $ 196,000 | $ 99,000 |
Knox County Maine | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
Knox County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 46,000 |
Lafayette County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
Lake County Florida | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
Lake County Illinois | 2 | $ 1,039,000 | $ 519,000 | $ 190,000 |
Lamar County Georgia | 3 | $ 443,000 | $ 147,000 | $ 61,000 |
Lancaster County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 44,000 |
LaPorte County Indiana | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
Lauderdale County Mississippi | 1 | $ 330,000 | $ 330,000 | $ 57,000 |
Lee County Alabama | 4 | $ 644,000 | $ 161,000 | $ 89,000 |
Lee County Florida | 3 | $ 467,000 | $ 155,000 | $ 122,000 |
Lehigh County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 183,000 |
Leon County Florida | 2 | $ 383,000 | $ 191,000 | $ 103,000 |
Lexington County South Carolina | 2 | $ 229,000 | $ 114,000 | $ 84,000 |
Lincoln County Georgia | 1 | $ 150,000 | $ 150,000 | $ 25,000 |
Lincoln County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 163,000 |
Little River County Arkansas | 1 | $ 39,000 | $ 39,000 | $ 90,000 |
Los Angeles County California | 11 | $ 3,249,000 | $ 295,000 | $ 94,000 |
Loudoun County Virginia | 1 | $ 264,000 | $ 264,000 | $ 79,000 |
Lucas County Ohio | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
Lumpkin County Georgia | 2 | $ 535,000 | $ 267,000 | $ 100,000 |
Macon County North Carolina | 2 | $ 274,000 | $ 137,000 | $ 119,000 |
Macon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
Madison County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 32,000 |
Manatee County Florida | 2 | $ 653,000 | $ 326,000 | $ 187,000 |
Maricopa County Arizona | 10 | $ 2,259,000 | $ 225,000 | $ 111,000 |
Marion County Florida | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
Marion County Indiana | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
Marion County Oregon | 1 | $ 201,000 | $ 201,000 | $ 54,000 |
Marshall County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 102,000 |
Martin County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 108,000 |
Mason County Washington | 1 | $ 88,000 | $ 88,000 | $ 121,000 |
Maui County Hawaii | 1 | $ 350,000 | $ 350,000 | $ 205,000 |
McCurtain County Oklahoma | 1 | $ 181,000 | $ 181,000 | $ 90,000 |
McHenry County Illinois | 1 | $ 193,000 | $ 193,000 | $ 388,000 |
McMinn County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 57,000 |
Mecklenburg County North Carolina | 5 | $ 1,253,000 | $ 250,000 | $ 111,000 |
Medina County Ohio | 1 | $ 244,000 | $ 244,000 | $ 122,000 |
Meriwether County Georgia | 8 | $ 1,262,000 | $ 157,000 | $ 60,000 |
Miami-Dade County Florida | 8 | $ 1,671,000 | $ 208,000 | $ 147,000 |
Middlesex County Massachusetts | 1 | $ 332,000 | $ 332,000 | $ 52,000 |
Middlesex County New Jersey | 1 | $ 282,000 | $ 282,000 | $ 129,000 |
Mobile County Alabama | 1 | $ 148,000 | $ 148,000 | $ 129,000 |
Monmouth County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
Monroe County Alabama | 2 | $ 260,000 | $ 130,000 | $ 133,000 |
Monroe County Georgia | 6 | $ 1,300,000 | $ 216,000 | $ 102,000 |
Monroe County Indiana | 1 | $ 107,000 | $ 107,000 | $ 75,000 |
Monroe County New York | 1 | $ 104,000 | $ 104,000 | $ 95,000 |
Monterey County California | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
Montgomery County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
Morgan County Georgia | 4 | $ 1,119,000 | $ 279,000 | $ 126,000 |
Morgan County Indiana | 1 | $ 83,000 | $ 83,000 | $ 117,000 |
Morris County New Jersey | 1 | $ 399,000 | $ 399,000 | $ 221,000 |
Multnomah County Oregon | 2 | $ 273,000 | $ 136,000 | $ 42,000 |
Muscogee County Georgia | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
Nash County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 48,000 |
Nassau County New York | 5 | $ 1,535,000 | $ 307,000 | $ 105,000 |
New London County Connecticut | 1 | $ 251,000 | $ 251,000 | $ 159,000 |
New York County New York | 1 | $ 193,000 | $ 193,000 | $ 379,000 |
Newton County Georgia | 15 | $ 1,784,000 | $ 118,000 | $ 66,000 |
Norfolk County Massachusetts | 1 | $ 69,000 | $ 69,000 | $ 41,000 |
Northampton County Pennsylvania | 1 | $ 239,000 | $ 239,000 | $ 134,000 |
Oakland County Michigan | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
Oconee County Georgia | 4 | $ 632,000 | $ 158,000 | $ 75,000 |
Oconee County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 163,000 |
Okaloosa County Florida | 2 | $ 547,000 | $ 273,000 | $ 113,000 |
Oklahoma County Oklahoma | 2 | $ 184,000 | $ 92,000 | $ 42,000 |
Oldham County Kentucky | 2 | $ 632,000 | $ 316,000 | $ 111,000 |
Orange County California | 4 | $ 1,027,000 | $ 256,000 | $ 134,000 |
Orange County Florida | 13 | $ 2,979,000 | $ 229,000 | $ 104,000 |
Orange County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
Orleans County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 65,000 |
Osceola County Florida | 2 | $ 278,000 | $ 139,000 | $ 70,000 |
Osceola County Michigan | 1 | $ 91,000 | $ 91,000 | $ 137,000 |
Palm Beach County Florida | 9 | $ 1,653,000 | $ 183,000 | $ 106,000 |
Pasco County Florida | 4 | $ 467,000 | $ 116,000 | $ 47,000 |
Paulding County Georgia | 33 | $ 4,436,000 | $ 134,000 | $ 76,000 |
Payne County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
Pickens County Georgia | 7 | $ 1,486,000 | $ 212,000 | $ 148,000 |
Pierce County Washington | 3 | $ 713,000 | $ 237,000 | $ 79,000 |
Pike County Georgia | 6 | $ 878,000 | $ 146,000 | $ 59,000 |
Pima County Arizona | 3 | $ 533,000 | $ 177,000 | $ 95,000 |
Pinellas County Florida | 7 | $ 1,373,000 | $ 196,000 | $ 123,000 |
Placer County California | 1 | $ 382,000 | $ 382,000 | $ 417,000 |
Polk County Florida | 3 | $ 438,000 | $ 146,000 | $ 106,000 |
Polk County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 81,000 |
Prince George's County Maryland | 2 | $ 386,000 | $ 193,000 | $ 88,000 |
Prince William County Virginia | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
Pulaski County Arkansas | 1 | $ 184,000 | $ 184,000 | $ 95,000 |
Putnam County Georgia | 7 | $ 1,031,000 | $ 147,000 | $ 90,000 |
Queen Anne's County Maryland | 1 | $ 261,000 | $ 261,000 | $ 81,000 |
Ramsey County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
Randolph County Alabama | 9 | $ 1,817,000 | $ 201,000 | $ 128,000 |
Rankin County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 128,000 |
Rensselaer County New York | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
Richland County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 93,000 |
Richmond County Georgia | 1 | $ 206,000 | $ 206,000 | $ 63,000 |
Ripley County Indiana | 1 | $ 76,000 | $ 76,000 | $ 64,000 |
Riverside County California | 3 | $ 619,000 | $ 206,000 | $ 126,000 |
Roanoke City County Virginia | 2 | $ 246,000 | $ 123,000 | $ 67,000 |
Roanoke County Virginia | 1 | $ 153,000 | $ 153,000 | $ 92,000 |
Rockdale County Georgia | 15 | $ 2,484,000 | $ 165,000 | $ 105,000 |
Rockingham County New Hampshire | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
Rockwall County Texas | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
Rutherford County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
Salt Lake County Utah | 33 | $ 6,697,000 | $ 202,000 | $ 80,000 |
San Bernardino County California | 1 | $ 240,000 | $ 240,000 | $ 214,000 |
San Diego County California | 8 | $ 2,007,000 | $ 250,000 | $ 103,000 |
San Luis Obispo County California | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
Santa Rosa County Florida | 2 | $ 241,000 | $ 120,000 | $ 86,000 |
Sarasota County Florida | 3 | $ 308,000 | $ 102,000 | $ 44,000 |
Seminole County Florida | 5 | $ 629,000 | $ 125,000 | $ 112,000 |
Shelby County Alabama | 2 | $ 346,000 | $ 173,000 | $ 99,000 |
Shelby County Tennessee | 4 | $ 692,000 | $ 173,000 | $ 68,000 |
Snohomish County Washington | 1 | $ 89,000 | $ 89,000 | $ 146,000 |
Sonoma County California | 2 | $ 401,000 | $ 200,000 | $ 82,000 |
Spalding County Georgia | 29 | $ 4,541,000 | $ 156,000 | $ 99,000 |
Spartanburg County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 46,000 |
Spencer County Kentucky | 1 | $ 336,000 | $ 336,000 | $ 95,000 |
St. John the Baptist County Louisiana | 1 | $ 176,000 | $ 176,000 | $ 40,000 |
St. Johns County Florida | 1 | $ 358,000 | $ 358,000 | $ 177,000 |
St. Louis County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 138,000 |
St. Lucie County Florida | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
Stanly County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 92,000 |
Suffolk County Massachusetts | 2 | $ 232,000 | $ 116,000 | $ 93,000 |
Suffolk County New York | 5 | $ 2,511,000 | $ 502,000 | $ 199,000 |
Sullivan County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 103,000 |
Summit County Utah | 9 | $ 3,061,000 | $ 340,000 | $ 159,000 |
Sumner County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 64,000 |
Sumter County Florida | 2 | $ 381,000 | $ 190,000 | $ 53,000 |
Sussex County Delaware | 1 | $ 216,000 | $ 216,000 | $ 48,000 |
Talladega County Alabama | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
Tallapoosa County Alabama | 4 | $ 732,000 | $ 183,000 | $ 143,000 |
Tarrant County Texas | 10 | $ 1,757,000 | $ 175,000 | $ 135,000 |
Tishomingo County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 123,000 |
Tooele County Utah | 1 | $ 210,000 | $ 210,000 | $ 131,000 |
Towns County Georgia | 2 | $ 573,000 | $ 286,000 | $ 86,000 |
Travis County Texas | 3 | $ 657,000 | $ 219,000 | $ 71,000 |
Troup County Georgia | 2 | $ 228,000 | $ 114,000 | $ 53,000 |
Tulsa County Oklahoma | 2 | $ 208,000 | $ 104,000 | $ 71,000 |
Union County Georgia | 2 | $ 653,000 | $ 326,000 | $ 129,000 |
Upson County Georgia | 1 | $ 172,000 | $ 172,000 | $ 84,000 |
Utah County Utah | 2 | $ 418,000 | $ 209,000 | $ 85,000 |
Ventura County California | 1 | $ 156,000 | $ 156,000 | $ 96,000 |
Virginia Beach County Virginia | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
Volusia County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 184,000 |
Walton County Florida | 6 | $ 1,743,000 | $ 290,000 | $ 164,000 |
Walton County Georgia | 13 | $ 1,790,000 | $ 137,000 | $ 84,000 |
Wasatch County Utah | 3 | $ 977,000 | $ 325,000 | $ 119,000 |
Washington County Arkansas | 1 | $ 404,000 | $ 404,000 | $ 200,000 |
Washington County Georgia | 1 | $ 170,000 | $ 170,000 | $ 90,000 |
Washington County Maine | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
Washington County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 108,000 |
Washington County Ohio | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
Washington County Oregon | 3 | $ 753,000 | $ 251,000 | $ 124,000 |
Washington County Utah | 2 | $ 298,000 | $ 149,000 | $ 32,000 |
Washoe County Nevada | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
Washtenaw County Michigan | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
Watauga County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 81,000 |
Wayne County Michigan | 2 | $ 158,000 | $ 79,000 | $ 92,000 |
Webster County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
Weld County Colorado | 1 | $ 187,000 | $ 187,000 | $ 78,000 |
West Carroll County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
Westchester County New York | 2 | $ 370,000 | $ 185,000 | $ 138,000 |
Wichita County Texas | 1 | $ 92,000 | $ 92,000 | $ 105,000 |
Williamson County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
Williamson County Texas | 1 | $ 470,000 | $ 470,000 | $ 214,000 |
Wilson County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
Worcester County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 121,000 |
Worth County Georgia | 1 | $ 33,000 | $ 33,000 | $ 74,000 |
Yavapai County Arizona | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
Yolo County California | 1 | $ 320,000 | $ 320,000 | $ 211,000 |
York County Maine | 1 | $ 229,000 | $ 229,000 | $ 76,000 |
York County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 306,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,221 | $410,990,000 | $185,000 | $1,300,000 | $95,000 | $776,000 |
Home Purchase | 742 | $119,331,000 | $160,000 | $1,116,000 | $83,000 | $429,000 |
Home Improvement | 244 | $9,440,000 | $38,000 | $212,000 | $97,000 | $1,196,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,344 | $399,248,000 | $170,000 | $1,300,000 | $95,000 | $776,000 |
Not Provided | 349 | $64,559,000 | $184,000 | $1,080,000 | $98,000 | $396,000 |
Black or African American | 283 | $39,737,000 | $140,000 | $417,000 | $73,000 | $223,000 |
Hispanic | 133 | $20,002,000 | $150,000 | $417,000 | $80,000 | $311,000 |
Asian | 82 | $13,990,000 | $170,000 | $560,000 | $103,000 | $1,196,000 |
American Indian or Alaskan Native | 8 | $1,480,000 | $185,000 | $399,000 | $74,000 | $108,000 |
Native Hawaiian or Other Pacific Islander | 8 | $745,000 | $93,000 | $300,000 | $65,000 | $140,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,197 | $538,416,000 | $168,000 | $1,300,000 | $93,000 | $1,196,000 |
FHA-insured (Federal Housing Administration) | 10 | $1,345,000 | $134,000 | $274,000 | $58,000 | $131,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,056 | $348,515,000 | $169,000 | $1,116,000 | $95,000 | $687,000 |
Application Denied By Financial Institution | 645 | $108,552,000 | $168,000 | $1,300,000 | $84,000 | $776,000 |
Application Withdrawn By Applicant | 297 | $45,621,000 | $153,000 | $832,000 | $99,000 | $1,196,000 |
Application Approved But Not Accepted | 154 | $29,156,000 | $189,000 | $755,000 | $95,000 | $535,000 |
Preapproval Denied by Financial Institution | 50 | $7,236,000 | $144,000 | $428,000 | $59,000 | $178,000 |
Preapproval Approved but not Accepted | 3 | $469,000 | $156,000 | $160,000 | $68,000 | $88,000 |
File Closed For Incompleteness | 2 | $212,000 | $106,000 | $120,000 | $58,000 | $67,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 168 | $28,403,000 | $169,000 | $1,010,000 | $91,000 | $776,000 |
Collateral | 162 | $29,810,000 | $184,000 | $1,300,000 | $96,000 | $584,000 |
Debt-To-Income Ratio | 154 | $26,188,000 | $170,000 | $494,000 | $64,000 | $396,000 |
Credit History | 133 | $19,130,000 | $143,000 | $562,000 | $67,000 | $248,000 |
Credit Application Incomplete | 21 | $3,579,000 | $170,000 | $336,000 | $83,000 | $239,000 |
Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,605,000 | $153,000 | $470,000 | $92,000 | $311,000 |
Unverifiable Information | 11 | $1,648,000 | $149,000 | $366,000 | $124,000 | $429,000 |
Employment History | 10 | $1,451,000 | $145,000 | $396,000 | $79,000 | $162,000 |
Mortgage Insurance Denied | 4 | $832,000 | $208,000 | $414,000 | $134,000 | $219,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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