Delmar Financial Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Delmar Financial Company 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St. Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 998
Total Mortgage Loan Application Amount $212,214,000
Average Mortgage Loan Application Amount $217,000
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $112,000
Highest Applicant Income $1,732,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Delmar Financial Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delmar Financial Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Delmar Financial Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delmar Financial Company serves its applicants.

Each category highlights the total number of mortgage applications processed by Delmar Financial Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delmar Financial Company's mortgage activity for 2014.

Mortgage Loan Application Totals for Delmar Financial Company by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ST. LOUIS, MO-IL 929 $ 195,769,000 $ 208,000 $ 105,500
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 7 $ 2,373,000 $ 339,000 $ 185,000
AKRON, OH 1 $ 264,000 $ 264,000 $ 125,000
CHAMPAIGN-URBANA, IL 1 $ 141,000 $ 141,000 $ 85,000
CINCINNATI, OH-KY-IN 1 $ 280,000 $ 280,000 $ 141,000
CLEVELAND-ELYRIA, OH 1 $ 309,000 $ 309,000 $ 98,000
COLUMBUS, OH 1 $ 301,000 $ 301,000 $ 107,000
DAYTON, OH 1 $ 131,000 $ 131,000 $ 91,000
KANSAS CITY, MO-KS 1 $ 95,000 $ 95,000 $ 44,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 417,000 $ 417,000 $ 175,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 653 $132,146,000 $202,000 $872,000 $106,000 $900,000
Refinancing 345 $80,068,000 $232,000 $1,725,000 $118,000 $1,732,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 777 $167,869,000 $216,000 $1,725,000 $110,000 $1,732,000
Asian 75 $18,572,000 $247,000 $675,000 $154,000 $481,000
Not Provided 63 $11,947,000 $189,000 $1,000,000 $96,000 $559,000
Black or African American 61 $8,171,000 $133,000 $317,000 $59,000 $221,000
Hispanic 15 $3,659,000 $243,000 $530,000 $126,000 $350,000
American Indian or Alaskan Native 6 $1,579,000 $263,000 $394,000 $92,000 $178,000
Native Hawaiian or Other Pacific Islander 1 $417,000 $417,000 $417,000 $265,000 $265,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 679 $158,991,000 $234,000 $1,725,000 $131,000 $1,732,000
FHA-insured (Federal Housing Administration) 185 $25,120,000 $135,000 $286,000 $53,000 $159,000
VA-guaranteed (Veterans Administration) 120 $26,256,000 $218,000 $450,000 $82,000 $217,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,847,000 $131,000 $238,000 $48,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 812 $171,470,000 $211,000 $1,725,000 $110,000 $1,732,000
Application Withdrawn By Applicant 159 $36,045,000 $226,000 $1,000,000 $112,000 $900,000
Application Denied By Financial Institution 26 $4,554,000 $175,000 $416,000 $70,000 $207,000
Application Approved But Not Accepted 1 $145,000 $145,000 $145,000 $506,000 $506,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 9 $1,621,000 $180,000 $325,000 $72,000 $151,000
Debt-To-Income Ratio 6 $909,000 $151,000 $239,000 $46,000 $69,000
Collateral 3 $405,000 $135,000 $163,000 $56,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 3 $518,000 $172,000 $416,000 $111,000 $207,000
Employment History 2 $332,000 $166,000 $168,000 $85,000 $86,000
Mortgage Insurance Denied 1 $75,000 $75,000 $75,000 $51,000 $51,000
Unverifiable Information 1 $389,000 $389,000 $389,000 $75,000 $75,000
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet with aggregated HMDA statistics today.

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