Empeople Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Empeople Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,128 |
| Total Mortgage Loan Application Amount | $480,860,000 |
| Average Mortgage Loan Application Amount | $132,600 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $121,800 |
| Highest Applicant Income | $2,710,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 834 | $ 122,520,000 | $ 144,000 | $ 125,000 |
| NA (OUTSIDE OF MSA/MD) | 545 | $ 65,015,000 | $ 134,625 | $ 105,031 |
| DES MOINES-WEST DES MOINES, IA | 357 | $ 57,585,000 | $ 161,000 | $ 122,000 |
| WATERLOO-CEDAR FALLS, IA | 243 | $ 26,795,000 | $ 110,000 | $ 109,000 |
| KANSAS CITY, MO-KS | 89 | $ 17,115,000 | $ 190,000 | $ 124,000 |
| DUBUQUE, IA | 63 | $ 9,245,000 | $ 146,000 | $ 105,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 62 | $ 11,920,000 | $ 167,500 | $ 102,500 |
| FARGO, ND-MN | 61 | $ 8,755,000 | $ 131,000 | $ 117,000 |
| RALEIGH, NC | 60 | $ 12,460,000 | $ 207,000 | $ 129,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 31 | $ 5,585,000 | $ 180,000 | $ 107,000 |
| WINSTON-SALEM, NC | 31 | $ 2,755,000 | $ 88,000 | $ 123,000 |
| MADISON, WI | 28 | $ 6,270,000 | $ 223,000 | $ 172,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 27 | $ 4,855,000 | $ 191,000 | $ 116,000 |
| HOUMA-THIBODAUX, LA | 26 | $ 4,950,000 | $ 190,000 | $ 119,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 24 | $ 1,850,000 | $ 77,000 | $ 106,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 24 | $ 5,740,000 | $ 155,500 | $ 165,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 24 | $ 5,410,000 | $ 225,000 | $ 129,000 |
| SPRINGFIELD, MO | 22 | $ 2,270,000 | $ 103,000 | $ 90,000 |
| CEDAR RAPIDS, IA | 18 | $ 2,800,000 | $ 155,000 | $ 92,000 |
| DENVER-AURORA-LAKEWOOD, CO | 18 | $ 4,880,000 | $ 271,000 | $ 123,000 |
| AMES, IA | 16 | $ 2,330,000 | $ 145,000 | $ 104,000 |
| CHICAGO-NAPERVILLE, IL | 15 | $ 5,105,000 | $ 340,000 | $ 160,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 14 | $ 2,580,000 | $ 184,000 | $ 176,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 14 | $ 3,170,000 | $ 226,000 | $ 135,000 |
| COLUMBUS, OH | 13 | $ 2,275,000 | $ 175,000 | $ 140,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 2,435,000 | $ 187,000 | $ 227,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 11 | $ 2,795,000 | $ 254,000 | $ 304,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,820,000 | $ 182,000 | $ 113,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 1,875,000 | $ 208,000 | $ 121,000 |
| DURHAM-CHAPEL HILL, NC | 9 | $ 2,475,000 | $ 275,000 | $ 115,000 |
| FAYETTEVILLE, NC | 9 | $ 1,515,000 | $ 168,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 1,395,000 | $ 155,000 | $ 137,000 |
| JONESBORO, AR | 9 | $ 1,365,000 | $ 151,000 | $ 202,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 1,405,000 | $ 156,000 | $ 155,000 |
| JACKSON, TN | 8 | $ 470,000 | $ 58,000 | $ 71,000 |
| PITTSBURGH, PA | 8 | $ 2,300,000 | $ 287,000 | $ 101,000 |
| SAN DIEGO-CARLSBAD, CA | 8 | $ 1,950,000 | $ 243,000 | $ 135,000 |
| ST. LOUIS, MO-IL | 8 | $ 910,000 | $ 127,000 | $ 88,000 |
| FOND DU LAC, WI | 7 | $ 1,115,000 | $ 159,000 | $ 97,000 |
| HAMMOND, LA | 7 | $ 695,000 | $ 99,000 | $ 47,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 1,475,000 | $ 210,000 | $ 169,000 |
| SPARTANBURG, SC | 7 | $ 645,000 | $ 92,000 | $ 63,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 7 | $ 915,000 | $ 130,000 | $ 135,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 1,220,000 | $ 203,000 | $ 94,000 |
| ELGIN, IL | 6 | $ 560,000 | $ 93,000 | $ 147,000 |
| IDAHO FALLS, ID | 6 | $ 1,490,000 | $ 248,000 | $ 89,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 980,000 | $ 224,000 | $ 118,000 |
| LINCOLN, NE | 6 | $ 780,000 | $ 130,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 6 | $ 2,230,000 | $ 371,000 | $ 435,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5 | $ 2,055,000 | $ 411,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 1,545,000 | $ 309,000 | $ 119,000 |
| JOPLIN, MO | 5 | $ 465,000 | $ 93,000 | $ 124,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,875,000 | $ 375,000 | $ 107,500 |
| RICHMOND, VA | 5 | $ 1,415,000 | $ 283,000 | $ 127,000 |
| TACOMA-LAKEWOOD, WA | 5 | $ 1,435,000 | $ 287,000 | $ 79,000 |
| WICHITA, KS | 5 | $ 1,195,000 | $ 239,000 | $ 331,000 |
| COLUMBIA, MO | 4 | $ 400,000 | $ 100,000 | $ 70,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 830,000 | $ 207,000 | $ 96,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 1,080,000 | $ 270,000 | $ 332,000 |
| IOWA CITY, IA | 4 | $ 990,000 | $ 247,000 | $ 202,000 |
| JEFFERSON CITY, MO | 4 | $ 740,000 | $ 185,000 | $ 60,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4 | $ 600,000 | $ 150,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4 | $ 750,000 | $ 187,000 | $ 328,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 920,000 | $ 230,000 | $ 116,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 4 | $ 550,000 | $ 137,000 | $ 162,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 120,000 | $ 30,000 | $ 72,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 860,000 | $ 215,000 | $ 115,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 440,000 | $ 110,000 | $ 19,000 |
| PEORIA, IL | 4 | $ 480,000 | $ 120,000 | $ 80,000 |
| YUMA, AZ | 4 | $ 560,000 | $ 140,000 | $ 51,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3 | $ 435,000 | $ 145,000 | $ 69,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 515,000 | $ 171,000 | $ 93,000 |
| BLOOMINGTON, IL | 3 | $ 195,000 | $ 65,000 | $ 109,000 |
| CINCINNATI, OH-KY-IN | 3 | $ 645,000 | $ 215,000 | $ 155,000 |
| COLORADO SPRINGS, CO | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| EVANSVILLE, IN-KY | 3 | $ 455,000 | $ 151,000 | $ 93,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 875,000 | $ 291,000 | $ 64,000 |
| FORT COLLINS, CO | 3 | $ 775,000 | $ 258,000 | $ 375,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 395,000 | $ 131,000 | $ 147,000 |
| LAFAYETTE, LA | 3 | $ 265,000 | $ 88,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 445,000 | $ 148,000 | $ 84,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 545,000 | $ 170,000 | $ 63,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 515,000 | $ 171,000 | $ 162,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 375,000 | $ 125,000 | $ 89,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 1,115,000 | $ 371,000 | $ 96,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 435,000 | $ 145,000 | $ 110,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 865,000 | $ 288,000 | $ 128,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 3 | $ 465,000 | $ 155,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| SHERMAN-DENISON, TX | 3 | $ 345,000 | $ 115,000 | $ 82,000 |
| SPRINGFIELD, IL | 3 | $ 575,000 | $ 191,000 | $ 170,000 |
| TUCSON, AZ | 3 | $ 455,000 | $ 151,000 | $ 128,000 |
| TULSA, OK | 3 | $ 385,000 | $ 128,000 | $ 80,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 685,000 | $ 228,000 | $ 516,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 710,000 | $ 355,000 | $ 182,000 |
| BANGOR, ME | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| BATON ROUGE, LA | 2 | $ 270,000 | $ 135,000 | $ 164,000 |
| BURLINGTON, NC | 2 | $ 140,000 | $ 70,000 | $ 90,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 520,000 | $ 260,000 | $ 150,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 620,000 | $ 310,000 | $ 104,000 |
| CLEVELAND-ELYRIA, OH | 2 | $ 590,000 | $ 295,000 | $ 70,000 |
| EL CENTRO, CA | 2 | $ 360,000 | $ 180,000 | $ 108,000 |
| FORT WAYNE, IN | 2 | $ 350,000 | $ 175,000 | $ 133,000 |
| FRESNO, CA | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| GRAND JUNCTION, CO | 2 | $ 90,000 | $ 45,000 | $ 163,000 |
| HARRISBURG-CARLISLE, PA | 2 | $ 260,000 | $ 130,000 | $ 159,000 |
| HATTIESBURG, MS | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 360,000 | $ 180,000 | $ 138,000 |
| JACKSON, MS | 2 | $ 560,000 | $ 280,000 | $ 120,000 |
| JACKSONVILLE, FL | 2 | $ 310,000 | $ 155,000 | $ 651,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 460,000 | $ 230,000 | $ 117,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| MODESTO, CA | 2 | $ 640,000 | $ 320,000 | $ 937,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 110,000 | $ 55,000 | $ 158,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2 | $ 160,000 | $ 80,000 | $ 50,000 |
| SAGINAW, MI | 2 | $ 250,000 | $ 125,000 | $ 120,000 |
| STOCKTON-LODI, CA | 2 | $ 390,000 | $ 195,000 | $ 157,000 |
| TOLEDO, OH | 2 | $ 440,000 | $ 220,000 | $ 150,000 |
| WACO, TX | 2 | $ 720,000 | $ 360,000 | $ 295,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| WILMINGTON, NC | 2 | $ 160,000 | $ 80,000 | $ 108,000 |
| ALBANY, OR | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| ALBUQUERQUE, NM | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| AMARILLO, TX | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 535,000 | $ 535,000 | $ 355,000 |
| BAKERSFIELD, CA | 1 | $ 15,000 | $ 15,000 | $ 106,000 |
| BILLINGS, MT | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| BISMARCK, ND | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| BLOOMINGTON, IN | 1 | $ 145,000 | $ 145,000 | $ 271,000 |
| BOISE CITY, ID | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| BOWLING GREEN, KY | 1 | $ 315,000 | $ 315,000 | $ 1,603,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 295,000 | $ 295,000 | $ 154,000 |
| CHATTANOOGA, TN-GA | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| CHEYENNE, WY | 1 | $ 105,000 | $ 105,000 | $ 145,000 |
| COLUMBIA, SC | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| DOVER, DE | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| EL PASO, TX | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| ERIE, PA | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| EUGENE, OR | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| FORT SMITH, AR-OK | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| GRAND FORKS, ND-MN | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| HOT SPRINGS, AR | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| ITHACA, NY | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| LAWRENCE, KS | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| MADERA, CA | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| MONROE, LA | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| MORGANTOWN, WV | 1 | $ 25,000 | $ 25,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 1 | $ 15,000 | $ 15,000 | $ 222,000 |
| PANAMA CITY, FL | 1 | $ 15,000 | $ 15,000 | $ 71,000 |
| PORT ST. LUCIE, FL | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| PUNTA GORDA, FL | 1 | $ 215,000 | $ 215,000 | $ 214,000 |
| RACINE, WI | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| RAPID CITY, SD | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| ROCKFORD, IL | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| SALT LAKE CITY, UT | 1 | $ 605,000 | $ 605,000 | $ 108,000 |
| SAN ANGELO, TX | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 45,000 | $ 45,000 | $ 172,000 |
| SAVANNAH, GA | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| SYRACUSE, NY | 1 | $ 105,000 | $ 105,000 | $ 152,000 |
| TERRE HAUTE, IN | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| THE VILLAGES, FL | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| TOPEKA, KS | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| TUSCALOOSA, AL | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| WORCESTER, MA-CT | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| YAKIMA, WA | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Empeople Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,307 | $257,095,000 | $196,000 | $1,115,000 | $118,000 | $1,800,000 |
| Refinancing | 630 | $88,260,000 | $140,000 | $1,285,000 | $155,000 | $2,710,000 |
| Other Purpose | 524 | $40,500,000 | $77,000 | $485,000 | $102,000 | $516,000 |
| Cash-out Refinancing | 419 | $80,155,000 | $191,000 | $825,000 | $122,000 | $1,603,000 |
| Home Improvement | 248 | $14,850,000 | $59,000 | $445,000 | $112,000 | $900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,072 | $336,060,000 | $162,000 | $905,000 | $122,000 | $2,016,000 |
| Not Provided | 849 | $106,175,000 | $125,000 | $1,115,000 | $123,000 | $2,710,000 |
| Hispanic | 76 | $12,100,000 | $159,000 | $605,000 | $104,000 | $288,000 |
| Black or African American | 57 | $10,345,000 | $181,000 | $1,285,000 | $158,000 | $2,510,000 |
| Asian | 48 | $12,740,000 | $265,000 | $655,000 | $122,000 | $341,000 |
| American Indian or Alaskan Native | 11 | $1,185,000 | $107,000 | $225,000 | $107,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $585,000 | $195,000 | $255,000 | $69,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,128 | $480,860,000 | $153,000 | $1,285,000 | $122,000 | $2,710,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,004 | $299,550,000 | $149,000 | $1,115,000 | $119,000 | $1,690,000 |
| Application Denied By Financial Institution | 439 | $49,365,000 | $112,000 | $735,000 | $94,000 | $2,710,000 |
| Application Withdrawn By Applicant | 418 | $85,310,000 | $204,000 | $1,285,000 | $155,000 | $2,510,000 |
| File Closed For Incompleteness | 205 | $41,705,000 | $203,000 | $605,000 | $148,000 | $1,800,000 |
| Application Approved But Not Accepted | 62 | $4,930,000 | $79,000 | $445,000 | $119,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,689 | $431,495,000 | $160,000 | $1,285,000 | $127,000 | $2,510,000 |
| Credit History | 173 | $18,265,000 | $105,000 | $425,000 | $98,000 | $1,913,000 |
| Debt-To-Income Ratio | 119 | $11,645,000 | $97,000 | $485,000 | $74,000 | $263,000 |
| Collateral | 56 | $6,500,000 | $116,000 | $485,000 | $97,000 | $510,000 |
| Other | 51 | $7,735,000 | $151,000 | $735,000 | $148,000 | $2,710,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,545,000 | $133,000 | $265,000 | $58,000 | $156,000 |
| Unverifiable Information | 12 | $1,590,000 | $132,000 | $355,000 | $89,000 | $204,000 |
| Credit Application Incomplete | 8 | $950,000 | $118,000 | $205,000 | $49,000 | $72,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $81,000 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.