Empeople Credit Union
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Empeople Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,183 |
| Total Mortgage Loan Application Amount | $105,165,000 |
| Average Mortgage Loan Application Amount | $90,666 |
| Highest Mortgage Loan Application Amount | $660,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $780,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 165 | $ 10,417,000 | $ 63,000 | $ 81,000 |
| Scott County Iowa | 163 | $ 20,685,000 | $ 126,000 | $ 108,000 |
| Polk County Iowa | 98 | $ 11,346,000 | $ 115,000 | $ 105,000 |
| Black Hawk County Iowa | 87 | $ 4,960,000 | $ 57,000 | $ 86,000 |
| Henry County Illinois | 46 | $ 3,997,000 | $ 86,000 | $ 102,000 |
| Dallas County Iowa | 22 | $ 3,110,000 | $ 141,000 | $ 111,000 |
| Wake County North Carolina | 21 | $ 3,149,000 | $ 149,000 | $ 141,000 |
| Dubuque County Iowa | 19 | $ 2,750,000 | $ 144,000 | $ 91,000 |
| Bremer County Iowa | 18 | $ 927,000 | $ 51,000 | $ 88,000 |
| Cass County North Dakota | 16 | $ 1,335,000 | $ 83,000 | $ 75,000 |
| Greenville County South Carolina | 16 | $ 1,141,000 | $ 71,000 | $ 58,000 |
| Mercer County Illinois | 14 | $ 627,000 | $ 44,000 | $ 77,000 |
| Buchanan County Iowa | 13 | $ 1,017,000 | $ 78,000 | $ 69,000 |
| Spartanburg County South Carolina | 13 | $ 454,000 | $ 34,000 | $ 59,000 |
| Columbia County Georgia | 11 | $ 1,265,000 | $ 115,000 | $ 91,000 |
| Johnson County Kansas | 11 | $ 1,171,000 | $ 106,000 | $ 115,000 |
| Dodge County Wisconsin | 11 | $ 744,000 | $ 67,000 | $ 85,000 |
| Wapello County Iowa | 10 | $ 1,062,000 | $ 106,000 | $ 77,000 |
| Lafourche County Louisiana | 9 | $ 765,000 | $ 85,000 | $ 96,000 |
| Clay County Minnesota | 9 | $ 876,000 | $ 97,000 | $ 105,000 |
| Forsyth County North Carolina | 9 | $ 326,000 | $ 36,000 | $ 77,000 |
| Butler County Iowa | 8 | $ 821,000 | $ 102,000 | $ 103,000 |
| Jackson County Iowa | 8 | $ 424,000 | $ 53,000 | $ 157,000 |
| Grundy County Iowa | 7 | $ 540,000 | $ 77,000 | $ 87,000 |
| Montgomery County Kansas | 7 | $ 487,000 | $ 69,000 | $ 71,000 |
| Davidson County North Carolina | 7 | $ 315,000 | $ 45,000 | $ 85,000 |
| Greene County Tennessee | 7 | $ 238,000 | $ 34,000 | $ 45,000 |
| Jo Daviess County Illinois | 6 | $ 551,000 | $ 91,000 | $ 98,000 |
| Story County Iowa | 6 | $ 342,000 | $ 57,000 | $ 74,000 |
| Warren County Iowa | 6 | $ 156,000 | $ 26,000 | $ 103,000 |
| Whiteside County Illinois | 5 | $ 189,000 | $ 37,000 | $ 83,000 |
| Boone County Iowa | 5 | $ 429,000 | $ 85,000 | $ 73,000 |
| Clinton County Iowa | 5 | $ 167,000 | $ 33,000 | $ 79,000 |
| Madison County Iowa | 5 | $ 432,000 | $ 86,000 | $ 107,000 |
| Richmond County Georgia | 4 | $ 220,000 | $ 55,000 | $ 60,000 |
| Fayette County Iowa | 4 | $ 174,000 | $ 43,000 | $ 63,000 |
| Jasper County Iowa | 4 | $ 207,000 | $ 51,000 | $ 79,000 |
| Marshall County Iowa | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| Tama County Iowa | 4 | $ 310,000 | $ 77,000 | $ 71,000 |
| Rockingham County North Carolina | 4 | $ 67,000 | $ 16,000 | $ 54,000 |
| Barnes County North Dakota | 4 | $ 341,000 | $ 85,000 | $ 86,000 |
| Dane County Wisconsin | 4 | $ 250,000 | $ 62,000 | $ 111,000 |
| Grant County Wisconsin | 4 | $ 148,000 | $ 37,000 | $ 52,000 |
| Rock County Wisconsin | 4 | $ 180,000 | $ 45,000 | $ 78,000 |
| Maricopa County Arizona | 3 | $ 428,000 | $ 142,000 | $ 137,000 |
| Lee County Florida | 3 | $ 316,000 | $ 105,000 | $ 83,000 |
| Orange County Florida | 3 | $ 634,000 | $ 211,000 | $ 112,000 |
| Palm Beach County Florida | 3 | $ 318,000 | $ 106,000 | $ 81,000 |
| Gwinnett County Georgia | 3 | $ 133,000 | $ 44,000 | $ 78,000 |
| Cook County Illinois | 3 | $ 609,000 | $ 203,000 | $ 149,000 |
| DuPage County Illinois | 3 | $ 415,000 | $ 138,000 | $ 171,000 |
| Knox County Illinois | 3 | $ 428,000 | $ 142,000 | $ 127,000 |
| Greene County Iowa | 3 | $ 140,000 | $ 46,000 | $ 71,000 |
| Guthrie County Iowa | 3 | $ 36,000 | $ 12,000 | $ 81,000 |
| Muscatine County Iowa | 3 | $ 141,000 | $ 47,000 | $ 55,000 |
| Labette County Kansas | 3 | $ 24,000 | $ 8,000 | $ 72,000 |
| Otter Tail County Minnesota | 3 | $ 36,000 | $ 12,000 | $ 81,000 |
| Ramsey County Minnesota | 3 | $ 274,000 | $ 91,000 | $ 174,000 |
| Johnston County North Carolina | 3 | $ 41,000 | $ 13,000 | $ 90,000 |
| Nowata County Oklahoma | 3 | $ 115,000 | $ 38,000 | $ 113,000 |
| Cocke County Tennessee | 3 | $ 150,000 | $ 50,000 | $ 79,000 |
| Collin County Texas | 3 | $ 280,000 | $ 93,000 | $ 127,000 |
| Dallas County Texas | 3 | $ 466,000 | $ 155,000 | $ 53,000 |
| Denton County Texas | 3 | $ 384,000 | $ 128,000 | $ 120,000 |
| Washington County Wisconsin | 3 | $ 699,000 | $ 233,000 | $ 118,000 |
| Mobile County Alabama | 2 | $ 53,000 | $ 26,000 | $ 55,000 |
| Los Angeles County California | 2 | $ 93,000 | $ 46,000 | $ 108,000 |
| Denver County Colorado | 2 | $ 422,000 | $ 211,000 | $ 176,000 |
| Weld County Colorado | 2 | $ 28,000 | $ 14,000 | $ 103,000 |
| Broward County Florida | 2 | $ 668,000 | $ 334,000 | $ 348,000 |
| Collier County Florida | 2 | $ 425,000 | $ 212,000 | $ 204,000 |
| Manatee County Florida | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| DeKalb County Georgia | 2 | $ 425,000 | $ 212,000 | $ 108,000 |
| Forsyth County Georgia | 2 | $ 307,000 | $ 153,000 | $ 146,000 |
| Bureau County Illinois | 2 | $ 175,000 | $ 87,000 | $ 88,000 |
| Kane County Illinois | 2 | $ 60,000 | $ 30,000 | $ 94,000 |
| Lake County Illinois | 2 | $ 599,000 | $ 299,000 | $ 193,000 |
| Warren County Illinois | 2 | $ 71,000 | $ 35,000 | $ 56,000 |
| Allen County Indiana | 2 | $ 120,000 | $ 60,000 | $ 99,000 |
| Benton County Iowa | 2 | $ 39,000 | $ 19,000 | $ 70,000 |
| Cedar County Iowa | 2 | $ 33,000 | $ 16,000 | $ 55,000 |
| Davis County Iowa | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Floyd County Iowa | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Johnson County Iowa | 2 | $ 401,000 | $ 200,000 | $ 75,000 |
| Linn County Iowa | 2 | $ 175,000 | $ 87,000 | $ 117,000 |
| Marion County Iowa | 2 | $ 66,000 | $ 33,000 | $ 61,000 |
| Miami County Kansas | 2 | $ 537,000 | $ 268,000 | $ 126,000 |
| Morris County Kansas | 2 | $ 205,000 | $ 102,000 | $ 151,000 |
| Graves County Kentucky | 2 | $ 9,000 | $ 4,000 | $ 58,000 |
| Assumption County Louisiana | 2 | $ 101,000 | $ 50,000 | $ 99,000 |
| Dakota County Minnesota | 2 | $ 258,000 | $ 129,000 | $ 106,000 |
| Webster County Missouri | 2 | $ 11,000 | $ 5,000 | $ 50,000 |
| Douglas County Nebraska | 2 | $ 466,000 | $ 233,000 | $ 114,000 |
| Red Willow County Nebraska | 2 | $ 142,000 | $ 71,000 | $ 79,000 |
| Alamance County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 71,000 |
| Cabarrus County North Carolina | 2 | $ 165,000 | $ 82,000 | $ 84,000 |
| Guilford County North Carolina | 2 | $ 54,000 | $ 27,000 | $ 65,000 |
| Harnett County North Carolina | 2 | $ 39,000 | $ 19,000 | $ 88,000 |
| Randolph County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 68,000 |
| Surry County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Lawrence County Pennsylvania | 2 | $ 16,000 | $ 8,000 | $ 63,000 |
| Beaufort County South Carolina | 2 | $ 352,000 | $ 176,000 | $ 119,000 |
| Horry County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Washington County Tennessee | 2 | $ 10,000 | $ 5,000 | $ 47,000 |
| Harris County Texas | 2 | $ 355,000 | $ 177,000 | $ 99,000 |
| Hidalgo County Texas | 2 | $ 157,000 | $ 78,000 | $ 78,000 |
| Jefferson County Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 133,000 |
| Lafayette County Wisconsin | 2 | $ 73,000 | $ 36,000 | $ 29,000 |
| Richland County Wisconsin | 2 | $ 128,000 | $ 64,000 | $ 97,000 |
| Shelby County Alabama | 1 | $ 286,000 | $ 286,000 | $ 181,000 |
| Mohave County Arizona | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Benton County Arkansas | 1 | $ 127,000 | $ 127,000 | $ 64,000 |
| Craighead County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 51,000 |
| Washington County Arkansas | 1 | $ 8,000 | $ 8,000 | $ 45,000 |
| El Dorado County California | 1 | $ 63,000 | $ 63,000 | $ 79,000 |
| San Diego County California | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| San Joaquin County California | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Adams County Colorado | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Chaffee County Colorado | 1 | $ 32,000 | $ 32,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 258,000 | $ 258,000 | $ 86,000 |
| Pasco County Florida | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Pinellas County Florida | 1 | $ 152,000 | $ 152,000 | $ 116,000 |
| Santa Rosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 113,000 |
| St. Lucie County Florida | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Volusia County Florida | 1 | $ 8,000 | $ 8,000 | $ 61,000 |
| Burke County Georgia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Cook County Georgia | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
| Fulton County Georgia | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Henry County Georgia | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Lumpkin County Georgia | 1 | $ 60,000 | $ 60,000 | $ 185,000 |
| McDuffie County Georgia | 1 | $ 8,000 | $ 8,000 | $ 37,000 |
| Adams County Illinois | 1 | $ 4,000 | $ 4,000 | $ 123,000 |
| Carroll County Illinois | 1 | $ 4,000 | $ 4,000 | $ 76,000 |
| Champaign County Illinois | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| DeKalb County Illinois | 1 | $ 20,000 | $ 20,000 | $ 76,000 |
| Will County Illinois | 1 | $ 373,000 | $ 373,000 | $ 141,000 |
| Hendricks County Indiana | 1 | $ 178,000 | $ 178,000 | $ 89,000 |
| Adair County Iowa | 1 | $ 4,000 | $ 4,000 | $ 123,000 |
| Chickasaw County Iowa | 1 | $ 8,000 | $ 8,000 | $ 42,000 |
| Dickinson County Iowa | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Harrison County Iowa | 1 | $ 100,000 | $ 100,000 | $ 152,000 |
| Howard County Iowa | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Humboldt County Iowa | 1 | $ 4,000 | $ 4,000 | $ 46,000 |
| Jones County Iowa | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Keokuk County Iowa | 1 | $ 56,000 | $ 56,000 | $ 106,000 |
| Mahaska County Iowa | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| Poweshiek County Iowa | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Sioux County Iowa | 1 | $ 90,000 | $ 90,000 | $ 68,000 |
| Webster County Iowa | 1 | $ 94,000 | $ 94,000 | $ 102,000 |
| Leavenworth County Kansas | 1 | $ 352,000 | $ 352,000 | $ 194,000 |
| Lincoln County Kansas | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Wyandotte County Kansas | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Caldwell County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 144,000 |
| Hardin County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 100,000 |
| Pulaski County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Ouachita County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 96,000 |
| St. James County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 169,000 |
| Harford County Maryland | 1 | $ 10,000 | $ 10,000 | $ 118,000 |
| Berrien County Michigan | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Grand Traverse County Michigan | 1 | $ 25,000 | $ 25,000 | $ 197,000 |
| Ingham County Michigan | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Kent County Michigan | 1 | $ 50,000 | $ 50,000 | $ 127,000 |
| Hennepin County Minnesota | 1 | $ 6,000 | $ 6,000 | $ 119,000 |
| Lyon County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Morrison County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 149,000 |
| Scott County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 173,000 |
| Stearns County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 184,000 |
| DeSoto County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 62,000 |
| Boone County Missouri | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Camden County Missouri | 1 | $ 6,000 | $ 6,000 | $ 62,000 |
| Cass County Missouri | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Christian County Missouri | 1 | $ 8,000 | $ 8,000 | $ 77,000 |
| Greene County Missouri | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Jackson County Missouri | 1 | $ 30,000 | $ 30,000 | $ 67,000 |
| Jasper County Missouri | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Platte County Missouri | 1 | $ 100,000 | $ 100,000 | $ 191,000 |
| St. Louis County Missouri | 1 | $ 390,000 | $ 390,000 | $ 317,000 |
| Wright County Missouri | 1 | $ 15,000 | $ 15,000 | $ 28,000 |
| Keith County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 180,000 |
| Lincoln County Nebraska | 1 | $ 91,000 | $ 91,000 | $ 85,000 |
| Dare County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Iredell County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 101,000 |
| Lincoln County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 70,000 |
| Wilkes County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
| Yadkin County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Bottineau County North Dakota | 1 | $ 409,000 | $ 409,000 | $ 113,000 |
| Burleigh County North Dakota | 1 | $ 8,000 | $ 8,000 | $ 71,000 |
| Richland County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Auglaize County Ohio | 1 | $ 30,000 | $ 30,000 | $ 114,000 |
| Franklin County Ohio | 1 | $ 4,000 | $ 4,000 | $ 146,000 |
| Licking County Ohio | 1 | $ 121,000 | $ 121,000 | $ 111,000 |
| Ross County Ohio | 1 | $ 187,000 | $ 187,000 | $ 108,000 |
| Wayne County Ohio | 1 | $ 229,000 | $ 229,000 | $ 109,000 |
| Wood County Ohio | 1 | $ 211,000 | $ 211,000 | $ 97,000 |
| Bryan County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 144,000 |
| Garvin County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 63,000 |
| Oklahoma County Oklahoma | 1 | $ 193,000 | $ 193,000 | $ 196,000 |
| Tillman County Oklahoma | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Washington County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Clackamas County Oregon | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Multnomah County Oregon | 1 | $ 34,000 | $ 34,000 | $ 97,000 |
| Dauphin County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Anderson County South Carolina | 1 | $ 8,000 | $ 8,000 | $ 57,000 |
| Charleston County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 93,000 |
| Oconee County South Carolina | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Pickens County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Union County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Davison County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Lincoln County South Dakota | 1 | $ 30,000 | $ 30,000 | $ 149,000 |
| Davidson County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 114,000 |
| Hamblen County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 631,000 |
| Knox County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 34,000 |
| Loudon County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Robertson County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Rutherford County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 142,000 |
| Williamson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Ector County Texas | 1 | $ 7,000 | $ 7,000 | $ 58,000 |
| Goliad County Texas | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Hall County Texas | 1 | $ 5,000 | $ 5,000 | $ 54,000 |
| Haskell County Texas | 1 | $ 8,000 | $ 8,000 | $ 78,000 |
| Hays County Texas | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| Travis County Texas | 1 | $ 8,000 | $ 8,000 | $ 200,000 |
| Clark County Washington | 1 | $ 6,000 | $ 6,000 | $ 97,000 |
| Skagit County Washington | 1 | $ 296,000 | $ 296,000 | $ 112,000 |
| Chippewa County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 94,000 |
| Eau Claire County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Fond du Lac County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Iowa County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 70,000 |
| Marathon County Wisconsin | 1 | $ 3,000 | $ 3,000 | $ 47,000 |
| Sauk County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Waukesha County Wisconsin | 1 | $ 178,000 | $ 178,000 | $ 84,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Empeople Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 414 | $5,061,000 | $12,000 | $126,000 | $80,000 | $780,000 |
| Refinancing | 391 | $43,342,000 | $110,000 | $415,000 | $99,000 | $584,000 |
| Home Purchase | 378 | $56,762,000 | $150,000 | $660,000 | $105,000 | $355,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 767 | $42,273,000 | $55,000 | $660,000 | $93,000 | $780,000 |
| White | 383 | $57,855,000 | $151,000 | $417,000 | $98,000 | $344,000 |
| Asian | 14 | $2,786,000 | $199,000 | $417,000 | $130,000 | $256,000 |
| Hispanic | 11 | $1,211,000 | $110,000 | $299,000 | $78,000 | $116,000 |
| Black or African American | 7 | $910,000 | $130,000 | $274,000 | $68,000 | $148,000 |
| American Indian or Alaskan Native | 1 | $130,000 | $130,000 | $130,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,183 | $105,165,000 | $88,000 | $660,000 | $94,000 | $780,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 829 | $56,909,000 | $68,000 | $417,000 | $94,000 | $780,000 |
| Application Denied By Financial Institution | 189 | $21,003,000 | $111,000 | $660,000 | $81,000 | $284,000 |
| File Closed For Incompleteness | 141 | $23,786,000 | $168,000 | $417,000 | $109,000 | $322,000 |
| Application Withdrawn By Applicant | 22 | $3,079,000 | $139,000 | $417,000 | $122,000 | $315,000 |
| Application Approved But Not Accepted | 2 | $388,000 | $194,000 | $295,000 | $76,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 68 | $4,195,000 | $61,000 | $660,000 | $71,000 | $175,000 |
| Debt-To-Income Ratio | 46 | $5,450,000 | $118,000 | $348,000 | $63,000 | $133,000 |
| Credit Application Incomplete | 29 | $6,525,000 | $225,000 | $628,000 | $123,000 | $277,000 |
| Collateral | 20 | $2,275,000 | $113,000 | $211,000 | $81,000 | $142,000 |
| Other | 12 | $1,473,000 | $122,000 | $327,000 | $84,000 | $284,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $495,000 | $99,000 | $126,000 | $83,000 | $139,000 |
| Employment History | 3 | $113,000 | $37,000 | $60,000 | $103,000 | $184,000 |
| Unverifiable Information | 1 | $409,000 | $409,000 | $409,000 | $113,000 | $113,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.