Dakota Community Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Dakota Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Dakota Community Bank
353 19Th Street West
Dickinson, ND 58601
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 906
Total Mortgage Loan Application Amount $74,533,000
Average Mortgage Loan Application Amount $133,000
Highest Mortgage Loan Application Amount $640,000
Average Applicant Income $92,500
Highest Applicant Income $533,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Dakota Community Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Burleigh County North Dakota 498 $ 43,617,000 $ 87,000 $ 58,000
Morton County North Dakota 199 $ 15,126,000 $ 76,000 $ 42,000
Stark County North Dakota 110 $ 8,515,000 $ 77,000 $ 50,000
Bowman County North Dakota 18 $ 558,000 $ 31,000 $ 36,000
McLean County North Dakota 12 $ 732,000 $ 61,000 $ 46,000
Mercer County North Dakota 10 $ 577,000 $ 57,000 $ 41,000
Sioux County North Dakota 5 $ 278,000 $ 55,000 $ 47,000
Oliver County North Dakota 4 $ 304,000 $ 76,000 $ 36,000
Ward County North Dakota 4 $ 243,000 $ 60,000 $ 78,000
Williams County North Dakota 4 $ 216,000 $ 54,000 $ 48,000
Maricopa County Arizona 2 $ 505,000 $ 252,000 $ 175,000
Cass County North Dakota 2 $ 306,000 $ 153,000 $ 63,000
Dunn County North Dakota 2 $ 132,000 $ 66,000 $ 61,000
Emmons County North Dakota 2 $ 52,000 $ 26,000 $ 20,000
King County Washington 2 $ 387,000 $ 193,000 $ 183,000
Bonner County Idaho 1 $ 150,000 $ 150,000 $ 114,000
Fallon County Montana 1 $ 133,000 $ 133,000 $ 76,000
Gallatin County Montana 1 $ 272,000 $ 272,000 $ 215,000
McCone County Montana 1 $ 52,000 $ 52,000 $ 58,000
Adams County Nebraska 1 $ 94,000 $ 94,000 $ 21,000
Dawes County Nebraska 1 $ 48,000 $ 48,000 $ 40,000
Adams County North Dakota 1 $ 18,000 $ 18,000 $ 24,000
Bottineau County North Dakota 1 $ 69,000 $ 69,000 $ 24,000
Golden Valley County North Dakota 1 $ 89,000 $ 89,000 $ 60,000
Grant County North Dakota 1 $ 55,000 $ 55,000 $ 66,000
Hettinger County North Dakota 1 $ 81,000 $ 81,000 $ 25,000
Kidder County North Dakota 1 $ 24,000 $ 24,000 $ 21,000
Logan County North Dakota 1 $ 70,000 $ 70,000 $ 54,000
McIntosh County North Dakota 1 $ 36,000 $ 36,000 $ 52,000
McKenzie County North Dakota 1 $ 18,000 $ 18,000 $ 50,000
Sheridan County North Dakota 1 $ 8,000 $ 8,000 $ 0
Slope County North Dakota 1 $ 142,000 $ 142,000 $ 86,000
Stutsman County North Dakota 1 $ 56,000 $ 56,000 $ 75,000
Towner County North Dakota 1 $ 85,000 $ 85,000 $ 20,000
Harding County South Dakota 1 $ 86,000 $ 86,000 $ 20,000
Pennington County South Dakota 1 $ 11,000 $ 11,000 $ 8,000
Perkins County South Dakota 1 $ 133,000 $ 133,000 $ 77,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Dakota Community Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 549 $50,248,000 $173,375 $640,000 $110,625 $533,000
Refinancing 279 $22,737,000 $91,200 $388,000 $73,800 $350,000
Home Improvement 78 $1,548,000 $19,000 $108,000 $41,000 $265,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 853 $71,373,000 $156,500 $640,000 $94,500 $533,000
Not Provided 22 $937,000 $47,500 $202,000 $109,000 $183,000
American Indian or Alaskan Native 14 $992,000 $56,000 $279,000 $53,500 $255,000
Hispanic 12 $945,000 $78,000 $188,000 $61,000 $134,000
Black or African American 2 $178,000 $89,000 $158,000 $158,000 $158,000
Not applicable 2 $88,000 $44,000 $56,000 $0 $0
Asian 1 $20,000 $20,000 $20,000 $23,000 $23,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 743 $59,243,000 $137,875 $640,000 $94,875 $533,000
FHA-insured (Federal Housing Administration) 100 $9,199,000 $88,000 $155,000 $55,500 $81,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $3,280,000 $91,000 $166,000 $34,000 $97,000
VA-guaranteed (Veterans Administration) 27 $2,811,000 $107,000 $218,000 $46,500 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 743 $63,806,000 $155,125 $510,000 $107,375 $533,000
Application Denied By Financial Institution 74 $3,631,000 $86,000 $242,000 $50,333 $144,000
Application Withdrawn By Applicant 66 $5,873,000 $106,000 $640,000 $57,000 $342,000
Application Approved But Not Accepted 12 $472,000 $39,000 $125,000 $41,000 $74,000
File Closed For Incompleteness 11 $751,000 $81,000 $172,000 $38,500 $86,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.

Download the North Dakota Lender List