Dakota Community Bank & Trust, National Association
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Dakota Community Bank & Trust, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Dakota Community Bank & Trust, National Association 608 Main Street Hebron, ND 58638 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 814 |
| Total Mortgage Loan Application Amount | $194,660,000 |
| Average Mortgage Loan Application Amount | $171,600 |
| Highest Mortgage Loan Application Amount | $1,375,000 |
| Average Applicant Income | $127,800 |
| Highest Applicant Income | $1,790,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Burleigh County North Dakota | 317 | $ 77,465,000 | $ 244,000 | $ 111,000 |
| Stark County North Dakota | 246 | $ 58,890,000 | $ 239,000 | $ 109,000 |
| Morton County North Dakota | 154 | $ 34,840,000 | $ 226,000 | $ 96,000 |
| Dunn County North Dakota | 12 | $ 4,680,000 | $ 390,000 | $ 373,000 |
| Bowman County North Dakota | 11 | $ 1,715,000 | $ 155,000 | $ 91,000 |
| McLean County North Dakota | 8 | $ 1,580,000 | $ 197,000 | $ 129,000 |
| Maricopa County Arizona | 6 | $ 2,780,000 | $ 463,000 | $ 237,000 |
| Grant County North Dakota | 6 | $ 770,000 | $ 128,000 | $ 100,000 |
| Hettinger County North Dakota | 5 | $ 925,000 | $ 185,000 | $ 124,000 |
| Billings County North Dakota | 4 | $ 390,000 | $ 97,000 | $ 116,000 |
| Slope County North Dakota | 4 | $ 990,000 | $ 247,000 | $ 78,000 |
| Otter Tail County Minnesota | 2 | $ 560,000 | $ 280,000 | $ 87,000 |
| Fallon County Montana | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Adams County North Dakota | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Cass County North Dakota | 2 | $ 460,000 | $ 230,000 | $ 189,000 |
| Emmons County North Dakota | 2 | $ 460,000 | $ 230,000 | $ 53,000 |
| Grand Forks County North Dakota | 2 | $ 450,000 | $ 225,000 | $ 31,000 |
| Kidder County North Dakota | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Mercer County North Dakota | 2 | $ 230,000 | $ 115,000 | $ 138,000 |
| Sioux County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Lee County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Pinellas County Florida | 1 | $ 455,000 | $ 455,000 | $ 1,655,000 |
| Chisago County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Hennepin County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 305,000 |
| Stearns County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 191,000 |
| Platte County Missouri | 1 | $ 385,000 | $ 385,000 | $ 100,000 |
| Silver Bow County Montana | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Barnes County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Bottineau County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Golden Valley County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| McIntosh County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| McKenzie County North Dakota | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Oliver County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Steele County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Stutsman County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Ward County North Dakota | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Lake County Oregon | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Brown County South Dakota | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Campbell County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 34,000 |
| Lawrence County South Dakota | 1 | $ 545,000 | $ 545,000 | $ 337,000 |
| Perkins County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Dakota Community Bank & Trust, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 406 | $105,030,000 | $258,000 | $1,095,000 | $103,000 | $1,655,000 |
| Refinancing | 242 | $55,860,000 | $230,000 | $1,375,000 | $132,000 | $1,790,000 |
| Cash-out Refinancing | 142 | $32,160,000 | $226,000 | $1,165,000 | $108,000 | $428,000 |
| Home Improvement | 17 | $1,015,000 | $59,000 | $135,000 | $174,000 | $457,000 |
| Other Purpose | 7 | $595,000 | $85,000 | $245,000 | $122,000 | $246,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 724 | $172,980,000 | $238,000 | $1,165,000 | $110,000 | $1,790,000 |
| Not Provided | 40 | $8,900,000 | $222,000 | $745,000 | $218,000 | $1,655,000 |
| Not applicable | 28 | $8,240,000 | $294,000 | $1,375,000 | $0 | $0 |
| Hispanic | 9 | $1,495,000 | $166,000 | $305,000 | $51,000 | $84,000 |
| American Indian or Alaskan Native | 8 | $1,720,000 | $215,000 | $545,000 | $109,000 | $298,000 |
| Black or African American | 3 | $755,000 | $251,000 | $365,000 | $77,000 | $107,000 |
| Asian | 2 | $570,000 | $285,000 | $465,000 | $114,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 631 | $149,945,000 | $237,000 | $1,375,000 | $123,000 | $1,790,000 |
| FHA-insured (Federal Housing Administration) | 68 | $14,170,000 | $208,000 | $365,000 | $69,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $12,820,000 | $221,000 | $365,000 | $65,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 57 | $17,725,000 | $310,000 | $1,165,000 | $115,000 | $312,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 667 | $160,895,000 | $241,000 | $1,375,000 | $115,000 | $1,655,000 |
| Application Withdrawn By Applicant | 82 | $19,790,000 | $241,000 | $575,000 | $126,000 | $1,790,000 |
| Application Denied By Financial Institution | 60 | $12,390,000 | $206,000 | $765,000 | $77,000 | $458,000 |
| Application Approved But Not Accepted | 5 | $1,585,000 | $317,000 | $495,000 | $155,000 | $212,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 754 | $182,270,000 | $241,000 | $1,375,000 | $117,000 | $1,790,000 |
| Debt-To-Income Ratio | 28 | $6,010,000 | $214,000 | $765,000 | $68,000 | $384,000 |
| Credit History | 19 | $3,935,000 | $207,000 | $675,000 | $101,000 | $458,000 |
| Collateral | 6 | $1,120,000 | $186,000 | $255,000 | $73,000 | $116,000 |
| Other | 4 | $720,000 | $180,000 | $305,000 | $60,000 | $66,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $66,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.