Credit Union One
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union One.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union One 400 E Nine Mile Rd Ferndale, MI 48220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,248 |
| Total Mortgage Loan Application Amount | $273,830,000 |
| Average Mortgage Loan Application Amount | $110,600 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $95,600 |
| Highest Applicant Income | $2,124,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 550 | $ 75,680,000 | $ 137,000 | $ 111,000 |
| Macomb County Michigan | 501 | $ 53,955,000 | $ 107,000 | $ 86,000 |
| Wayne County Michigan | 471 | $ 48,735,000 | $ 103,000 | $ 90,000 |
| Kent County Michigan | 137 | $ 14,405,000 | $ 105,000 | $ 81,000 |
| Grand Traverse County Michigan | 119 | $ 14,375,000 | $ 120,000 | $ 82,000 |
| Washtenaw County Michigan | 49 | $ 10,005,000 | $ 204,000 | $ 144,000 |
| Livingston County Michigan | 41 | $ 7,755,000 | $ 189,000 | $ 133,000 |
| Genesee County Michigan | 24 | $ 2,850,000 | $ 118,000 | $ 82,000 |
| Lapeer County Michigan | 23 | $ 2,955,000 | $ 128,000 | $ 113,000 |
| St. Clair County Michigan | 23 | $ 2,275,000 | $ 98,000 | $ 90,000 |
| Ottawa County Michigan | 18 | $ 2,380,000 | $ 132,000 | $ 83,000 |
| Leelanau County Michigan | 15 | $ 1,855,000 | $ 123,000 | $ 78,000 |
| Antrim County Michigan | 13 | $ 1,325,000 | $ 101,000 | $ 74,000 |
| Bay County Michigan | 12 | $ 1,000,000 | $ 83,000 | $ 88,000 |
| Midland County Michigan | 12 | $ 2,060,000 | $ 171,000 | $ 172,000 |
| Benzie County Michigan | 11 | $ 1,525,000 | $ 138,000 | $ 87,000 |
| Jackson County Michigan | 11 | $ 1,895,000 | $ 172,000 | $ 179,000 |
| Ingham County Michigan | 10 | $ 1,430,000 | $ 143,000 | $ 104,000 |
| Wexford County Michigan | 10 | $ 1,250,000 | $ 125,000 | $ 72,000 |
| Muskegon County Michigan | 9 | $ 885,000 | $ 98,000 | $ 105,000 |
| Shiawassee County Michigan | 8 | $ 970,000 | $ 121,000 | $ 85,000 |
| Monroe County Michigan | 7 | $ 815,000 | $ 116,000 | $ 114,000 |
| Montcalm County Michigan | 7 | $ 905,000 | $ 129,000 | $ 85,000 |
| Newaygo County Michigan | 7 | $ 565,000 | $ 80,000 | $ 56,000 |
| Gladwin County Michigan | 6 | $ 400,000 | $ 66,000 | $ 125,000 |
| Isabella County Michigan | 6 | $ 380,000 | $ 63,000 | $ 77,000 |
| Kalamazoo County Michigan | 6 | $ 710,000 | $ 118,000 | $ 130,000 |
| Lenawee County Michigan | 6 | $ 980,000 | $ 163,000 | $ 87,000 |
| Mason County Michigan | 6 | $ 950,000 | $ 158,000 | $ 117,000 |
| Sanilac County Michigan | 6 | $ 750,000 | $ 125,000 | $ 121,000 |
| Allegan County Michigan | 5 | $ 275,000 | $ 55,000 | $ 73,000 |
| Clare County Michigan | 5 | $ 545,000 | $ 109,000 | $ 71,000 |
| Ionia County Michigan | 5 | $ 555,000 | $ 111,000 | $ 73,000 |
| Kalkaska County Michigan | 5 | $ 355,000 | $ 71,000 | $ 37,000 |
| Marquette County Michigan | 5 | $ 515,000 | $ 103,000 | $ 82,000 |
| Mecosta County Michigan | 5 | $ 635,000 | $ 127,000 | $ 87,000 |
| Otsego County Michigan | 5 | $ 1,055,000 | $ 211,000 | $ 148,000 |
| Roscommon County Michigan | 5 | $ 325,000 | $ 65,000 | $ 71,000 |
| Charlevoix County Michigan | 4 | $ 890,000 | $ 222,000 | $ 240,000 |
| Saginaw County Michigan | 4 | $ 440,000 | $ 110,000 | $ 108,000 |
| Barry County Michigan | 3 | $ 535,000 | $ 178,000 | $ 95,000 |
| Clinton County Michigan | 3 | $ 725,000 | $ 241,000 | $ 203,000 |
| Eaton County Michigan | 3 | $ 895,000 | $ 298,000 | $ 142,000 |
| Emmet County Michigan | 3 | $ 555,000 | $ 185,000 | $ 100,000 |
| Iosco County Michigan | 3 | $ 175,000 | $ 58,000 | $ 131,000 |
| Tuscola County Michigan | 3 | $ 95,000 | $ 31,000 | $ 65,000 |
| Cuyahoga County Ohio | 3 | $ 285,000 | $ 95,000 | $ 122,000 |
| Lake County Ohio | 3 | $ 415,000 | $ 138,000 | $ 144,000 |
| Ottawa County Ohio | 3 | $ 415,000 | $ 138,000 | $ 127,000 |
| Alger County Michigan | 2 | $ 160,000 | $ 80,000 | $ 96,000 |
| Chippewa County Michigan | 2 | $ 410,000 | $ 205,000 | $ 250,000 |
| Delta County Michigan | 2 | $ 320,000 | $ 160,000 | $ 140,000 |
| Manistee County Michigan | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Montmorency County Michigan | 2 | $ 300,000 | $ 150,000 | $ 86,000 |
| Lucas County Ohio | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Wood County Ohio | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Riverside County California | 1 | $ 455,000 | $ 455,000 | $ 163,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Cherokee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Columbia County Georgia | 1 | $ 215,000 | $ 215,000 | $ 261,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Elkhart County Indiana | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Alcona County Michigan | 1 | $ 105,000 | $ 105,000 | $ 195,000 |
| Alpena County Michigan | 1 | $ 145,000 | $ 145,000 | $ 148,000 |
| Berrien County Michigan | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Calhoun County Michigan | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Cheboygan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 234,000 |
| Crawford County Michigan | 1 | $ 175,000 | $ 175,000 | $ 202,000 |
| Gratiot County Michigan | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Hillsdale County Michigan | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Luce County Michigan | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Menominee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 248,000 |
| Osceola County Michigan | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Ashtabula County Ohio | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Clermont County Ohio | 1 | $ 315,000 | $ 315,000 | $ 173,000 |
| Henry County Ohio | 1 | $ 135,000 | $ 135,000 | $ 284,000 |
| Lorain County Ohio | 1 | $ 415,000 | $ 415,000 | $ 366,000 |
| Portage County Ohio | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Wayne County Ohio | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Door County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union One in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 682 | $97,900,000 | $143,000 | $755,000 | $100,000 | $1,701,000 |
| Refinancing | 515 | $81,975,000 | $159,000 | $755,000 | $110,000 | $700,000 |
| Home Purchase | 397 | $66,385,000 | $167,000 | $1,005,000 | $100,000 | $2,124,000 |
| Home Improvement | 349 | $14,075,000 | $40,000 | $245,000 | $83,000 | $396,000 |
| Other Purpose | 305 | $13,495,000 | $44,000 | $545,000 | $85,000 | $459,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,726 | $215,600,000 | $124,000 | $1,005,000 | $97,000 | $2,124,000 |
| Black or African American | 186 | $18,610,000 | $100,000 | $545,000 | $86,000 | $771,000 |
| Not Provided | 132 | $14,950,000 | $113,000 | $575,000 | $110,000 | $744,000 |
| Hispanic | 109 | $10,045,000 | $92,000 | $485,000 | $78,000 | $360,000 |
| Asian | 63 | $9,615,000 | $152,000 | $755,000 | $154,000 | $1,701,000 |
| American Indian or Alaskan Native | 16 | $1,560,000 | $97,000 | $415,000 | $73,000 | $366,000 |
| Not applicable | 4 | $1,120,000 | $280,000 | $415,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,232 | $271,560,000 | $121,000 | $1,005,000 | $98,000 | $2,124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,090,000 | $109,000 | $275,000 | $33,000 | $57,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,045,000 | $209,000 | $315,000 | $90,000 | $142,000 |
| VA-guaranteed (Veterans Administration) | 1 | $135,000 | $135,000 | $135,000 | $57,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,346 | $174,780,000 | $129,000 | $1,005,000 | $106,000 | $2,124,000 |
| Application Denied By Financial Institution | 369 | $33,915,000 | $91,000 | $755,000 | $66,000 | $353,000 |
| Application Withdrawn By Applicant | 226 | $30,570,000 | $135,000 | $525,000 | $102,000 | $700,000 |
| Application Approved But Not Accepted | 175 | $13,035,000 | $74,000 | $505,000 | $86,000 | $392,000 |
| File Closed For Incompleteness | 131 | $21,425,000 | $163,000 | $605,000 | $111,000 | $744,000 |
| Loan Purchased By The Institution | 1 | $105,000 | $105,000 | $105,000 | $85,000 | $85,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,879 | $239,915,000 | $127,000 | $1,005,000 | $104,000 | $2,124,000 |
| Credit History | 128 | $11,810,000 | $92,000 | $565,000 | $63,000 | $308,000 |
| Debt-To-Income Ratio | 97 | $9,865,000 | $101,000 | $755,000 | $56,000 | $167,000 |
| Other | 90 | $5,360,000 | $59,000 | $525,000 | $65,000 | $353,000 |
| Collateral | 25 | $1,755,000 | $70,000 | $255,000 | $71,000 | $215,000 |
| Credit Application Incomplete | 18 | $3,710,000 | $206,000 | $545,000 | $114,000 | $262,000 |
| Employment History | 6 | $620,000 | $103,000 | $305,000 | $105,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $685,000 | $228,000 | $275,000 | $92,000 | $149,000 |
| Unverifiable Information | 2 | $110,000 | $55,000 | $85,000 | $36,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.