Credit Union Financial Service
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union Financial Service.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union Financial Service 131 Northpark Trail Stockbridge, GA 30281 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 889 |
| Total Mortgage Loan Application Amount | $108,342,000 |
| Average Mortgage Loan Application Amount | $132,400 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $85,850 |
| Highest Applicant Income | $504,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 142 | $ 16,536,000 | $ 116,000 | $ 64,000 |
| Gwinnett County Georgia | 131 | $ 17,561,000 | $ 134,000 | $ 71,000 |
| Fulton County Georgia | 116 | $ 16,505,000 | $ 142,000 | $ 80,000 |
| Henry County Georgia | 64 | $ 8,463,000 | $ 132,000 | $ 72,000 |
| Clayton County Georgia | 43 | $ 4,409,000 | $ 102,000 | $ 54,000 |
| Cobb County Georgia | 42 | $ 5,426,000 | $ 129,000 | $ 87,000 |
| Rockdale County Georgia | 24 | $ 2,884,000 | $ 120,000 | $ 75,000 |
| Newton County Georgia | 20 | $ 2,028,000 | $ 101,000 | $ 50,000 |
| Paulding County Georgia | 20 | $ 2,155,000 | $ 107,000 | $ 62,000 |
| Whitfield County Georgia | 20 | $ 1,606,000 | $ 80,000 | $ 41,000 |
| Coweta County Georgia | 17 | $ 2,398,000 | $ 141,000 | $ 92,000 |
| Hall County Georgia | 17 | $ 2,129,000 | $ 125,000 | $ 65,000 |
| Walton County Georgia | 16 | $ 1,834,000 | $ 114,000 | $ 62,000 |
| Douglas County Georgia | 14 | $ 1,466,000 | $ 104,000 | $ 60,000 |
| Forsyth County Georgia | 14 | $ 2,346,000 | $ 167,000 | $ 77,000 |
| Richmond County Georgia | 12 | $ 877,000 | $ 73,000 | $ 60,000 |
| Cherokee County Georgia | 10 | $ 1,027,000 | $ 102,000 | $ 66,000 |
| Clarke County Georgia | 10 | $ 1,054,000 | $ 105,000 | $ 85,000 |
| Fayette County Georgia | 10 | $ 1,643,000 | $ 164,000 | $ 95,000 |
| Bibb County Georgia | 9 | $ 720,000 | $ 80,000 | $ 71,000 |
| Laurens County Georgia | 8 | $ 774,000 | $ 96,000 | $ 74,000 |
| Murray County Georgia | 8 | $ 687,000 | $ 85,000 | $ 46,000 |
| Carroll County Georgia | 7 | $ 1,006,000 | $ 143,000 | $ 84,000 |
| Columbia County Georgia | 7 | $ 589,000 | $ 84,000 | $ 62,000 |
| Bartow County Georgia | 6 | $ 909,000 | $ 151,000 | $ 57,000 |
| Chatham County Georgia | 6 | $ 687,000 | $ 114,000 | $ 53,000 |
| Barrow County Georgia | 5 | $ 405,000 | $ 81,000 | $ 71,000 |
| Floyd County Georgia | 5 | $ 500,000 | $ 100,000 | $ 48,000 |
| Jackson County Georgia | 5 | $ 743,000 | $ 148,000 | $ 70,000 |
| Aiken County South Carolina | 4 | $ 337,000 | $ 84,000 | $ 78,000 |
| Putnam County Georgia | 3 | $ 367,000 | $ 122,000 | $ 130,000 |
| Spalding County Georgia | 3 | $ 376,000 | $ 125,000 | $ 42,000 |
| Broward County Florida | 2 | $ 441,000 | $ 220,000 | $ 92,000 |
| Miami-Dade County Florida | 2 | $ 294,000 | $ 147,000 | $ 90,000 |
| Bryan County Georgia | 2 | $ 165,000 | $ 82,000 | $ 68,000 |
| Bulloch County Georgia | 2 | $ 442,000 | $ 221,000 | $ 104,000 |
| Burke County Georgia | 2 | $ 149,000 | $ 74,000 | $ 63,000 |
| Franklin County Georgia | 2 | $ 180,000 | $ 90,000 | $ 112,000 |
| Greene County Georgia | 2 | $ 128,000 | $ 64,000 | $ 35,000 |
| Habersham County Georgia | 2 | $ 105,000 | $ 52,000 | $ 36,000 |
| Haralson County Georgia | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| Jenkins County Georgia | 2 | $ 167,000 | $ 83,000 | $ 91,000 |
| Jones County Georgia | 2 | $ 321,000 | $ 160,000 | $ 65,000 |
| Liberty County Georgia | 2 | $ 252,000 | $ 126,000 | $ 41,000 |
| Madison County Georgia | 2 | $ 114,000 | $ 57,000 | $ 49,000 |
| Mitchell County Georgia | 2 | $ 126,000 | $ 63,000 | $ 47,000 |
| White County Georgia | 2 | $ 253,000 | $ 126,000 | $ 90,000 |
| Lee County Alabama | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
| Anchorage County Alaska | 1 | $ 280,000 | $ 280,000 | $ 168,000 |
| Los Angeles County California | 1 | $ 158,000 | $ 158,000 | $ 84,000 |
| Alachua County Florida | 1 | $ 126,000 | $ 126,000 | $ 37,000 |
| Highlands County Florida | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Monroe County Florida | 1 | $ 99,000 | $ 99,000 | $ 108,000 |
| Orange County Florida | 1 | $ 1,000 | $ 1,000 | $ 73,000 |
| Banks County Georgia | 1 | $ 127,000 | $ 127,000 | $ 27,000 |
| Butts County Georgia | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Catoosa County Georgia | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Dawson County Georgia | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
| Glynn County Georgia | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Gordon County Georgia | 1 | $ 44,000 | $ 44,000 | $ 45,000 |
| Hart County Georgia | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Heard County Georgia | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Houston County Georgia | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| Jasper County Georgia | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Jefferson County Georgia | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Lee County Georgia | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Meriwether County Georgia | 1 | $ 138,000 | $ 138,000 | $ 142,000 |
| Monroe County Georgia | 1 | $ 139,000 | $ 139,000 | $ 50,000 |
| Oconee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 16,000 |
| Pickens County Georgia | 1 | $ 217,000 | $ 217,000 | $ 88,000 |
| Polk County Georgia | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Rabun County Georgia | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Tattnall County Georgia | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Toombs County Georgia | 1 | $ 47,000 | $ 47,000 | $ 21,000 |
| Union County Georgia | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| Vigo County Indiana | 1 | $ 96,000 | $ 96,000 | $ 100,000 |
| Ouachita County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Harrison County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 142,000 |
| Ocean County New Jersey | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Cumberland County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 69,000 |
| Blount County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 98,000 |
| Roane County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Fort Bend County Texas | 1 | $ 152,000 | $ 152,000 | $ 144,000 |
| Harris County Texas | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Wharton County Texas | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Caroline County Virginia | 1 | $ 137,000 | $ 137,000 | $ 142,000 |
| Fredericksburg County Virginia | 1 | $ 267,000 | $ 267,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union Financial Service in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 777 | $92,223,000 | $116,727 | $500,000 | $80,909 | $214,000 |
| Home Purchase (one-to-four family) | 111 | $16,039,000 | $160,500 | $600,000 | $99,000 | $504,000 |
| Home Improvement (one-to-four family) | 1 | $80,000 | $80,000 | $80,000 | $35,000 | $35,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 528 | $65,563,000 | $142,923 | $504,000 | $93,000 | $504,000 |
| Black | 237 | $28,192,000 | $115,000 | $381,000 | $63,000 | $214,000 |
| Information not provided by applicant in mail or telephone application | 88 | $10,620,000 | $99,000 | $600,000 | $65,500 | $232,000 |
| Hispanic | 12 | $1,367,000 | $116,000 | $230,000 | $62,500 | $127,000 |
| American Indian or Alaskan Native | 12 | $1,134,000 | $94,000 | $136,000 | $54,000 | $100,000 |
| Asian or Pacific Islander | 9 | $1,056,000 | $132,500 | $152,000 | $110,500 | $144,000 |
| Other | 3 | $410,000 | $136,000 | $187,000 | $57,000 | $86,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 889 | $108,342,000 | $134,928 | $600,000 | $90,571 | $504,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 789 | $96,702,000 | $135,571 | $600,000 | $91,214 | $504,000 |
| Application Withdrawn By Applicant | 52 | $5,897,000 | $87,000 | $320,000 | $68,500 | $139,000 |
| Application Denied By Financial Institution | 28 | $3,058,000 | $109,000 | $245,000 | $59,000 | $158,000 |
| File Closed For Incompleteness | 20 | $2,685,000 | $134,000 | $228,000 | $54,000 | $103,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 8 | $755,000 | $94,000 | $115,000 | $61,000 | $158,000 |
| Debt-To-Income Ratio | 6 | $661,000 | $110,000 | $245,000 | $52,000 | $101,000 |
| Credit History | 5 | $640,000 | $128,000 | $217,000 | $69,000 | $138,000 |
| Employment History | 2 | $172,000 | $86,000 | $109,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $132,000 | $132,000 | $132,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 1 | $199,000 | $199,000 | $199,000 | $94,000 | $94,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.