Credit Union Financial Service
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union Financial Service.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union Financial Service 131 Northpark Trail Stockbridge, GA 30281 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 |
| Total Number of Mortgage Applications | 427 |
| Total Mortgage Loan Application Amount | $54,436,000 |
| Average Mortgage Loan Application Amount | $155,117 |
| Highest Mortgage Loan Application Amount | $710,000 |
| Average Applicant Income | $105,588 |
| Highest Applicant Income | $429,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 63 | $ 7,808,000 | $ 123,000 | $ 64,000 |
| Gwinnett County Georgia | 57 | $ 8,309,000 | $ 145,000 | $ 66,000 |
| Fulton County Georgia | 49 | $ 6,212,000 | $ 126,000 | $ 64,000 |
| Henry County Georgia | 21 | $ 2,805,000 | $ 133,000 | $ 69,000 |
| Clayton County Georgia | 20 | $ 2,178,000 | $ 108,000 | $ 55,000 |
| Cobb County Georgia | 20 | $ 3,312,000 | $ 165,000 | $ 81,000 |
| Chatham County Georgia | 15 | $ 1,364,000 | $ 90,000 | $ 63,000 |
| Coweta County Georgia | 13 | $ 2,144,000 | $ 164,000 | $ 79,000 |
| Paulding County Georgia | 11 | $ 1,262,000 | $ 114,000 | $ 64,000 |
| Hall County Georgia | 10 | $ 866,000 | $ 86,000 | $ 57,000 |
| Douglas County Georgia | 8 | $ 1,174,000 | $ 146,000 | $ 89,000 |
| Barrow County Georgia | 7 | $ 867,000 | $ 123,000 | $ 61,000 |
| Rockdale County Georgia | 7 | $ 599,000 | $ 85,000 | $ 44,000 |
| Walton County Georgia | 7 | $ 835,000 | $ 119,000 | $ 58,000 |
| Clarke County Georgia | 6 | $ 749,000 | $ 124,000 | $ 100,000 |
| Hinds County Mississippi | 6 | $ 288,000 | $ 48,000 | $ 74,000 |
| Forsyth County Georgia | 5 | $ 722,000 | $ 144,000 | $ 70,000 |
| Bibb County Georgia | 4 | $ 331,000 | $ 82,000 | $ 44,000 |
| Columbia County Georgia | 4 | $ 521,000 | $ 130,000 | $ 136,000 |
| Dougherty County Georgia | 4 | $ 224,000 | $ 56,000 | $ 72,000 |
| Newton County Georgia | 4 | $ 374,000 | $ 93,000 | $ 50,000 |
| Tift County Georgia | 4 | $ 225,000 | $ 56,000 | $ 53,000 |
| Bartow County Georgia | 3 | $ 239,000 | $ 79,000 | $ 52,000 |
| Bulloch County Georgia | 3 | $ 311,000 | $ 103,000 | $ 66,000 |
| Cherokee County Georgia | 3 | $ 510,000 | $ 170,000 | $ 94,000 |
| Oconee County Georgia | 3 | $ 343,000 | $ 114,000 | $ 63,000 |
| Harris County Texas | 3 | $ 665,000 | $ 221,000 | $ 120,000 |
| Jefferson County Alabama | 2 | $ 181,000 | $ 90,000 | $ 63,000 |
| Bryan County Georgia | 2 | $ 279,000 | $ 139,000 | $ 96,000 |
| Floyd County Georgia | 2 | $ 135,000 | $ 67,000 | $ 75,000 |
| Jackson County Georgia | 2 | $ 153,000 | $ 76,000 | $ 38,000 |
| Jasper County Georgia | 2 | $ 198,000 | $ 99,000 | $ 72,000 |
| Laurens County Georgia | 2 | $ 238,000 | $ 119,000 | $ 42,000 |
| Murray County Georgia | 2 | $ 151,000 | $ 75,000 | $ 28,000 |
| Oglethorpe County Georgia | 2 | $ 247,000 | $ 123,000 | $ 71,000 |
| Pike County Georgia | 2 | $ 678,000 | $ 339,000 | $ 51,000 |
| Richmond County Georgia | 2 | $ 189,000 | $ 94,000 | $ 63,000 |
| Towns County Georgia | 2 | $ 193,000 | $ 96,000 | $ 59,000 |
| Union County Georgia | 2 | $ 384,000 | $ 192,000 | $ 57,000 |
| White County Georgia | 2 | $ 316,000 | $ 158,000 | $ 60,000 |
| Whitfield County Georgia | 2 | $ 175,000 | $ 87,000 | $ 41,000 |
| Marion County Florida | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Pinellas County Florida | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Santa Rosa County Florida | 1 | $ 388,000 | $ 388,000 | $ 365,000 |
| Volusia County Florida | 1 | $ 98,000 | $ 98,000 | $ 104,000 |
| Camden County Georgia | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Carroll County Georgia | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Catoosa County Georgia | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Chattooga County Georgia | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Fannin County Georgia | 1 | $ 72,000 | $ 72,000 | $ 150,000 |
| Fayette County Georgia | 1 | $ 650,000 | $ 650,000 | $ 143,000 |
| Gilmer County Georgia | 1 | $ 92,000 | $ 92,000 | $ 107,000 |
| Glynn County Georgia | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Gordon County Georgia | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Grady County Georgia | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Greene County Georgia | 1 | $ 30,000 | $ 30,000 | $ 69,000 |
| Hancock County Georgia | 1 | $ 130,000 | $ 130,000 | $ 181,000 |
| Haralson County Georgia | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Jones County Georgia | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Lincoln County Georgia | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Madison County Georgia | 1 | $ 58,000 | $ 58,000 | $ 51,000 |
| McDuffie County Georgia | 1 | $ 106,000 | $ 106,000 | $ 35,000 |
| McIntosh County Georgia | 1 | $ 154,000 | $ 154,000 | $ 42,000 |
| Meriwether County Georgia | 1 | $ 192,000 | $ 192,000 | $ 89,000 |
| Monroe County Georgia | 1 | $ 113,000 | $ 113,000 | $ 102,000 |
| Polk County Georgia | 1 | $ 117,000 | $ 117,000 | $ 41,000 |
| Spalding County Georgia | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Stephens County Georgia | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| Sumter County Georgia | 1 | $ 67,000 | $ 67,000 | $ 19,000 |
| Taylor County Georgia | 1 | $ 54,000 | $ 54,000 | $ 83,000 |
| Troup County Georgia | 1 | $ 190,000 | $ 190,000 | $ 126,000 |
| Grafton County New Hampshire | 1 | $ 350,000 | $ 350,000 | $ 148,000 |
| Henry County Ohio | 1 | $ 351,000 | $ 351,000 | $ 220,000 |
| Warren County Ohio | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Anderson County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Knox County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Montgomery County Texas | 1 | $ 141,000 | $ 141,000 | $ 142,000 |
| Chesterfield County Virginia | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Manassas County Virginia | 1 | $ 140,000 | $ 140,000 | $ 193,000 |
| Marion County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 122,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union Financial Service in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 297 | $37,476,000 | $108,500 | $710,000 | $88,333 | $365,000 |
| Home Purchase | 128 | $16,814,000 | $191,300 | $424,000 | $121,000 | $429,000 |
| Home Improvement | 2 | $146,000 | $73,000 | $77,000 | $55,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 254 | $34,810,000 | $170,400 | $710,000 | $116,600 | $429,000 |
| Black or African American | 142 | $15,467,000 | $99,500 | $269,000 | $59,500 | $194,000 |
| Not Provided | 16 | $2,443,000 | $147,000 | $650,000 | $110,000 | $155,000 |
| Hispanic | 7 | $828,000 | $103,000 | $236,000 | $92,333 | $130,000 |
| Asian | 5 | $511,000 | $102,000 | $130,000 | $37,000 | $61,000 |
| American Indian or Alaskan Native | 2 | $97,000 | $48,000 | $50,000 | $31,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $280,000 | $280,000 | $280,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 427 | $54,436,000 | $152,000 | $710,000 | $107,181 | $429,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 418 | $52,885,000 | $151,909 | $710,000 | $107,181 | $429,000 |
| Application Denied By Financial Institution | 4 | $406,000 | $101,000 | $166,000 | $50,000 | $75,000 |
| Application Withdrawn By Applicant | 4 | $495,000 | $123,000 | $256,000 | $65,000 | $77,000 |
| File Closed For Incompleteness | 1 | $650,000 | $650,000 | $650,000 | $143,000 | $143,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $120,000 | $120,000 | $120,000 | $36,000 | $36,000 |
| Employment History | 1 | $47,000 | $47,000 | $47,000 | $16,000 | $16,000 |
| Unverifiable Information | 1 | $73,000 | $73,000 | $73,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.