Credit Union Financial Service
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union Financial Service.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union Financial Service 131 Northpark Trail Stockbridge, GA 30281 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 247 |
| Total Mortgage Loan Application Amount | $35,836,000 |
| Average Mortgage Loan Application Amount | $144,500 |
| Highest Mortgage Loan Application Amount | $609,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $384,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 32 | $ 5,742,000 | $ 179,000 | $ 74,000 |
| Gwinnett County Georgia | 31 | $ 5,118,000 | $ 165,000 | $ 73,000 |
| DeKalb County Georgia | 27 | $ 4,167,000 | $ 154,000 | $ 78,000 |
| Cobb County Georgia | 10 | $ 1,220,000 | $ 122,000 | $ 67,000 |
| Henry County Georgia | 10 | $ 1,472,000 | $ 147,000 | $ 50,000 |
| Hall County Georgia | 9 | $ 1,559,000 | $ 173,000 | $ 76,000 |
| Chatham County Georgia | 6 | $ 764,000 | $ 127,000 | $ 47,000 |
| Fayette County Georgia | 6 | $ 1,208,000 | $ 201,000 | $ 86,000 |
| Dougherty County Georgia | 5 | $ 623,000 | $ 124,000 | $ 72,000 |
| Liberty County Georgia | 5 | $ 270,000 | $ 54,000 | $ 72,000 |
| Newton County Georgia | 5 | $ 806,000 | $ 161,000 | $ 76,000 |
| Paulding County Georgia | 5 | $ 625,000 | $ 125,000 | $ 59,000 |
| Clayton County Georgia | 4 | $ 345,000 | $ 86,000 | $ 88,000 |
| Douglas County Georgia | 4 | $ 730,000 | $ 182,000 | $ 96,000 |
| Franklin County Georgia | 4 | $ 363,000 | $ 90,000 | $ 44,000 |
| Barrow County Georgia | 3 | $ 520,000 | $ 173,000 | $ 76,000 |
| Bibb County Georgia | 3 | $ 203,000 | $ 67,000 | $ 33,000 |
| Forsyth County Georgia | 3 | $ 382,000 | $ 127,000 | $ 125,000 |
| Lee County Georgia | 3 | $ 278,000 | $ 92,000 | $ 37,000 |
| Rockdale County Georgia | 3 | $ 479,000 | $ 159,000 | $ 95,000 |
| Walton County Georgia | 3 | $ 668,000 | $ 222,000 | $ 68,000 |
| Lee County Alabama | 2 | $ 232,000 | $ 116,000 | $ 59,000 |
| Bryan County Georgia | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Carroll County Georgia | 2 | $ 253,000 | $ 126,000 | $ 51,000 |
| Habersham County Georgia | 2 | $ 433,000 | $ 216,000 | $ 91,000 |
| Haralson County Georgia | 2 | $ 167,000 | $ 83,000 | $ 63,000 |
| Jackson County Georgia | 2 | $ 295,000 | $ 147,000 | $ 52,000 |
| Oconee County Georgia | 2 | $ 318,000 | $ 159,000 | $ 63,000 |
| Richmond County Georgia | 2 | $ 203,000 | $ 101,000 | $ 40,000 |
| Spalding County Georgia | 2 | $ 233,000 | $ 116,000 | $ 39,000 |
| Tift County Georgia | 2 | $ 250,000 | $ 125,000 | $ 16,000 |
| White County Georgia | 2 | $ 267,000 | $ 133,000 | $ 77,000 |
| Harris County Texas | 2 | $ 219,000 | $ 109,000 | $ 57,000 |
| Cherokee County Alabama | 1 | $ 129,000 | $ 129,000 | $ 87,000 |
| Bay County Florida | 1 | $ 400,000 | $ 400,000 | $ 384,000 |
| Duval County Florida | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Lake County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| Bartow County Georgia | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Bulloch County Georgia | 1 | $ 96,000 | $ 96,000 | $ 18,000 |
| Burke County Georgia | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Cherokee County Georgia | 1 | $ 239,000 | $ 239,000 | $ 121,000 |
| Clarke County Georgia | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Colquitt County Georgia | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Columbia County Georgia | 1 | $ 112,000 | $ 112,000 | $ 78,000 |
| Coweta County Georgia | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Crawford County Georgia | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Decatur County Georgia | 1 | $ 151,000 | $ 151,000 | $ 100,000 |
| Effingham County Georgia | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Elbert County Georgia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Gilmer County Georgia | 1 | $ 152,000 | $ 152,000 | $ 150,000 |
| Hancock County Georgia | 1 | $ 236,000 | $ 236,000 | $ 127,000 |
| Jasper County Georgia | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Jones County Georgia | 1 | $ 88,000 | $ 88,000 | $ 31,000 |
| Lamar County Georgia | 1 | $ 140,000 | $ 140,000 | $ 101,000 |
| Long County Georgia | 1 | $ 128,000 | $ 128,000 | $ 115,000 |
| Madison County Georgia | 1 | $ 247,000 | $ 247,000 | $ 83,000 |
| Muscogee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Oglethorpe County Georgia | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Polk County Georgia | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Stephens County Georgia | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Stewart County Georgia | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Sumter County Georgia | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Tattnall County Georgia | 1 | $ 59,000 | $ 59,000 | $ 73,000 |
| Telfair County Georgia | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Walker County Georgia | 1 | $ 52,000 | $ 52,000 | $ 123,000 |
| Worth County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| East Baton Rouge County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Orleans County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Missoula County Montana | 1 | $ 65,000 | $ 65,000 | $ 172,000 |
| Mecklenburg County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Aiken County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Hampton County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Davidson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Sevier County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 22,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union Financial Service in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 142 | $20,809,000 | $146,000 | $476,000 | $71,000 | $384,000 |
| Refinancing | 105 | $15,027,000 | $143,000 | $609,000 | $71,000 | $250,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 143 | $21,245,000 | $148,000 | $609,000 | $72,000 | $384,000 |
| Black or African American | 68 | $8,517,000 | $125,000 | $315,000 | $65,000 | $154,000 |
| Not Provided | 33 | $5,668,000 | $171,000 | $393,000 | $80,000 | $271,000 |
| Hispanic | 2 | $267,000 | $133,000 | $148,000 | $49,000 | $57,000 |
| Asian | 1 | $139,000 | $139,000 | $139,000 | $66,000 | $66,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 247 | $35,836,000 | $145,000 | $609,000 | $71,000 | $384,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 239 | $34,776,000 | $145,000 | $609,000 | $71,000 | $384,000 |
| File Closed For Incompleteness | 4 | $543,000 | $135,000 | $274,000 | $57,000 | $72,000 |
| Application Denied By Financial Institution | 2 | $310,000 | $155,000 | $247,000 | $63,000 | $83,000 |
| Application Withdrawn By Applicant | 2 | $207,000 | $103,000 | $157,000 | $59,000 | $91,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $247,000 | $247,000 | $247,000 | $83,000 | $83,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.