Credit Union Financial Services, Llc
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union Financial Services, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union Financial Services, Llc 1123 Elm St Ne Covington, GA 30014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 659 |
| Total Mortgage Loan Application Amount | $125,425,000 |
| Average Mortgage Loan Application Amount | $205,500 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $107,500 |
| Highest Applicant Income | $3,274,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 63 | $ 15,535,000 | $ 246,000 | $ 96,000 |
| DeKalb County Georgia | 59 | $ 11,445,000 | $ 193,000 | $ 86,000 |
| Gwinnett County Georgia | 49 | $ 11,135,000 | $ 227,000 | $ 94,000 |
| Houston County Georgia | 39 | $ 5,545,000 | $ 142,000 | $ 102,000 |
| Bibb County Georgia | 36 | $ 5,060,000 | $ 140,000 | $ 77,000 |
| Chatham County Georgia | 29 | $ 4,815,000 | $ 166,000 | $ 75,000 |
| Paulding County Georgia | 29 | $ 5,115,000 | $ 176,000 | $ 183,000 |
| Baldwin County Georgia | 28 | $ 4,420,000 | $ 157,000 | $ 86,000 |
| Cobb County Georgia | 27 | $ 5,765,000 | $ 213,000 | $ 105,000 |
| Douglas County Georgia | 23 | $ 3,845,000 | $ 167,000 | $ 95,000 |
| Hall County Georgia | 23 | $ 5,155,000 | $ 224,000 | $ 96,000 |
| White County Georgia | 15 | $ 2,035,000 | $ 135,000 | $ 119,000 |
| Carroll County Georgia | 13 | $ 2,165,000 | $ 166,000 | $ 71,000 |
| Henry County Georgia | 13 | $ 3,565,000 | $ 274,000 | $ 113,000 |
| Forsyth County Georgia | 12 | $ 3,490,000 | $ 290,000 | $ 114,000 |
| Walton County Georgia | 12 | $ 1,820,000 | $ 151,000 | $ 67,000 |
| Jackson County Georgia | 11 | $ 2,505,000 | $ 227,000 | $ 78,000 |
| Newton County Georgia | 11 | $ 1,995,000 | $ 181,000 | $ 93,000 |
| Clayton County Georgia | 10 | $ 1,210,000 | $ 121,000 | $ 73,000 |
| Effingham County Georgia | 9 | $ 1,485,000 | $ 165,000 | $ 80,000 |
| Rockdale County Georgia | 9 | $ 1,635,000 | $ 181,000 | $ 74,000 |
| Habersham County Georgia | 8 | $ 1,660,000 | $ 207,000 | $ 138,000 |
| Jones County Georgia | 6 | $ 1,030,000 | $ 171,000 | $ 140,000 |
| Monroe County Georgia | 6 | $ 1,570,000 | $ 261,000 | $ 109,000 |
| Columbia County Georgia | 5 | $ 965,000 | $ 193,000 | $ 263,000 |
| Bulloch County Georgia | 4 | $ 1,090,000 | $ 272,000 | $ 69,000 |
| Cherokee County Georgia | 4 | $ 960,000 | $ 240,000 | $ 139,000 |
| Floyd County Georgia | 4 | $ 360,000 | $ 90,000 | $ 55,000 |
| Liberty County Georgia | 4 | $ 420,000 | $ 105,000 | $ 42,000 |
| Peach County Georgia | 4 | $ 710,000 | $ 177,000 | $ 75,000 |
| Wayne County Georgia | 4 | $ 350,000 | $ 87,000 | $ 62,000 |
| Bryan County Georgia | 3 | $ 755,000 | $ 251,000 | $ 144,000 |
| Clarke County Georgia | 3 | $ 355,000 | $ 118,000 | $ 52,000 |
| Coweta County Georgia | 3 | $ 865,000 | $ 288,000 | $ 78,000 |
| Dodge County Georgia | 3 | $ 385,000 | $ 128,000 | $ 27,000 |
| Richmond County Georgia | 3 | $ 425,000 | $ 141,000 | $ 84,000 |
| Banks County Georgia | 2 | $ 230,000 | $ 115,000 | $ 17,000 |
| Bartow County Georgia | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Bleckley County Georgia | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Crawford County Georgia | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Dawson County Georgia | 2 | $ 440,000 | $ 220,000 | $ 82,000 |
| Fannin County Georgia | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Franklin County Georgia | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Heard County Georgia | 2 | $ 450,000 | $ 225,000 | $ 156,000 |
| Irwin County Georgia | 2 | $ 370,000 | $ 185,000 | $ 124,000 |
| Laurens County Georgia | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Pike County Georgia | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Putnam County Georgia | 2 | $ 960,000 | $ 480,000 | $ 459,000 |
| Spalding County Georgia | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Stephens County Georgia | 2 | $ 590,000 | $ 295,000 | $ 114,000 |
| Twiggs County Georgia | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Wilkinson County Georgia | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Cherokee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Cleburne County Alabama | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Escambia County Alabama | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Bacon County Georgia | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Barrow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Burke County Georgia | 1 | $ 475,000 | $ 475,000 | $ 175,000 |
| Butts County Georgia | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Camden County Georgia | 1 | $ 205,000 | $ 205,000 | $ 289,000 |
| Chattooga County Georgia | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Fayette County Georgia | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Glynn County Georgia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Grady County Georgia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Hancock County Georgia | 1 | $ 265,000 | $ 265,000 | $ 117,000 |
| Harris County Georgia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Hart County Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Jasper County Georgia | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Johnson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Long County Georgia | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Lumpkin County Georgia | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| McDuffie County Georgia | 1 | $ 215,000 | $ 215,000 | $ 126,000 |
| Montgomery County Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Pulaski County Georgia | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Sumter County Georgia | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Thomas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Upson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Washington County Georgia | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Oconee County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union Financial Services, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 261 | $46,325,000 | $177,000 | $545,000 | $87,000 | $346,000 |
| Refinancing | 241 | $45,675,000 | $189,000 | $2,005,000 | $97,000 | $853,000 |
| Home Purchase | 151 | $31,955,000 | $211,000 | $665,000 | $112,000 | $3,274,000 |
| Home Improvement | 6 | $1,470,000 | $245,000 | $365,000 | $134,000 | $183,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 336 | $67,240,000 | $200,000 | $2,005,000 | $101,000 | $853,000 |
| Black or African American | 225 | $39,355,000 | $174,000 | $665,000 | $93,000 | $3,274,000 |
| Not Provided | 50 | $8,860,000 | $177,000 | $395,000 | $89,000 | $435,000 |
| Hispanic | 28 | $5,270,000 | $188,000 | $385,000 | $103,000 | $227,000 |
| Asian | 9 | $1,845,000 | $205,000 | $495,000 | $72,000 | $134,000 |
| American Indian or Alaskan Native | 2 | $390,000 | $195,000 | $205,000 | $78,000 | $106,000 |
| Not applicable | 1 | $385,000 | $385,000 | $385,000 | $84,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600 | $115,010,000 | $191,000 | $2,005,000 | $100,000 | $3,274,000 |
| FHA-insured (Federal Housing Administration) | 42 | $6,850,000 | $163,000 | $365,000 | $61,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,800,000 | $233,000 | $415,000 | $91,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $765,000 | $153,000 | $205,000 | $64,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 390 | $75,610,000 | $193,000 | $835,000 | $98,000 | $853,000 |
| Application Withdrawn By Applicant | 136 | $28,420,000 | $208,000 | $2,005,000 | $120,000 | $3,274,000 |
| File Closed For Incompleteness | 81 | $12,905,000 | $159,000 | $395,000 | $68,000 | $202,000 |
| Application Denied By Financial Institution | 37 | $5,895,000 | $159,000 | $405,000 | $61,000 | $313,000 |
| Application Approved But Not Accepted | 15 | $2,595,000 | $173,000 | $325,000 | $89,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 622 | $119,530,000 | $192,000 | $2,005,000 | $99,000 | $3,274,000 |
| Credit History | 14 | $2,460,000 | $175,000 | $405,000 | $65,000 | $313,000 |
| Debt-To-Income Ratio | 10 | $1,470,000 | $147,000 | $225,000 | $34,000 | $72,000 |
| Collateral | 9 | $1,195,000 | $132,000 | $275,000 | $61,000 | $96,000 |
| Other | 3 | $655,000 | $218,000 | $335,000 | $131,000 | $199,000 |
| Unverifiable Information | 1 | $115,000 | $115,000 | $115,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.