Credit Union Financial Services, Llc
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Credit Union Financial Services, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Credit Union Financial Services, Llc 1123 Elm St Ne Covington, GA 30014 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,227 |
| Total Mortgage Loan Application Amount | $167,052,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $940,000 |
| Average Applicant Income | $27,666 |
| Highest Applicant Income | $542,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 201 | $ 27,723,000 | $ 137,000 | $ 32,000 |
| DeKalb County Georgia | 136 | $ 19,309,000 | $ 141,000 | $ 22,000 |
| Fulton County Georgia | 105 | $ 16,717,000 | $ 159,000 | $ 28,000 |
| Cobb County Georgia | 84 | $ 11,540,000 | $ 137,000 | $ 18,000 |
| Hall County Georgia | 62 | $ 8,220,000 | $ 132,000 | $ 22,000 |
| Paulding County Georgia | 51 | $ 5,646,000 | $ 110,000 | $ 17,000 |
| Douglas County Georgia | 45 | $ 4,997,000 | $ 111,000 | $ 23,000 |
| Walton County Georgia | 34 | $ 4,313,000 | $ 126,000 | $ 24,000 |
| Jackson County Georgia | 32 | $ 4,415,000 | $ 137,000 | $ 34,000 |
| Barrow County Georgia | 31 | $ 3,452,000 | $ 111,000 | $ 16,000 |
| Henry County Georgia | 30 | $ 4,416,000 | $ 147,000 | $ 28,000 |
| Richmond County Georgia | 30 | $ 2,944,000 | $ 98,000 | $ 13,000 |
| Clayton County Georgia | 27 | $ 3,171,000 | $ 117,000 | $ 7,000 |
| Lowndes County Georgia | 20 | $ 1,810,000 | $ 90,000 | $ 29,000 |
| Clarke County Georgia | 18 | $ 1,776,000 | $ 98,000 | $ 27,000 |
| Cherokee County Georgia | 16 | $ 2,337,000 | $ 146,000 | $ 5,000 |
| Columbia County Georgia | 16 | $ 2,961,000 | $ 185,000 | $ 52,000 |
| Carroll County Georgia | 15 | $ 1,728,000 | $ 115,000 | $ 25,000 |
| Chatham County Georgia | 15 | $ 2,654,000 | $ 176,000 | $ 32,000 |
| Forsyth County Georgia | 15 | $ 2,544,000 | $ 169,000 | $ 46,000 |
| Coweta County Georgia | 11 | $ 1,688,000 | $ 153,000 | $ 69,000 |
| White County Georgia | 11 | $ 905,000 | $ 82,000 | $ 29,000 |
| Rockdale County Georgia | 10 | $ 1,612,000 | $ 161,000 | $ 26,000 |
| Newton County Georgia | 9 | $ 1,411,000 | $ 156,000 | $ 58,000 |
| Glynn County Georgia | 8 | $ 1,575,000 | $ 196,000 | $ 44,000 |
| Fayette County Georgia | 7 | $ 896,000 | $ 128,000 | $ 34,000 |
| Oconee County Georgia | 6 | $ 1,003,000 | $ 167,000 | $ 84,000 |
| Wayne County Georgia | 6 | $ 741,000 | $ 123,000 | $ 55,000 |
| Bartow County Georgia | 5 | $ 717,000 | $ 143,000 | $ 12,000 |
| Bryan County Georgia | 4 | $ 536,000 | $ 134,000 | $ 19,000 |
| Habersham County Georgia | 4 | $ 547,000 | $ 136,000 | $ 19,000 |
| Putnam County Georgia | 4 | $ 423,000 | $ 105,000 | $ 49,000 |
| Stephens County Georgia | 4 | $ 625,000 | $ 156,000 | $ 25,000 |
| Berrien County Georgia | 3 | $ 224,000 | $ 74,000 | $ 7,000 |
| Bulloch County Georgia | 3 | $ 403,000 | $ 134,000 | $ 38,000 |
| Dougherty County Georgia | 3 | $ 349,000 | $ 116,000 | $ 0 |
| Floyd County Georgia | 3 | $ 595,000 | $ 198,000 | $ 27,000 |
| Greene County Georgia | 3 | $ 654,000 | $ 218,000 | $ 20,000 |
| Hart County Georgia | 3 | $ 447,000 | $ 149,000 | $ 12,000 |
| Liberty County Georgia | 3 | $ 180,000 | $ 60,000 | $ 6,000 |
| Lincoln County Georgia | 3 | $ 440,000 | $ 146,000 | $ 21,000 |
| Long County Georgia | 3 | $ 508,000 | $ 169,000 | $ 13,000 |
| Lumpkin County Georgia | 3 | $ 394,000 | $ 131,000 | $ 20,000 |
| Towns County Georgia | 3 | $ 351,000 | $ 117,000 | $ 50,000 |
| Baldwin County Georgia | 2 | $ 319,000 | $ 159,000 | $ 20,000 |
| Banks County Georgia | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| Bibb County Georgia | 2 | $ 963,000 | $ 481,000 | $ 359,000 |
| Brooks County Georgia | 2 | $ 331,000 | $ 165,000 | $ 26,000 |
| Butts County Georgia | 2 | $ 203,000 | $ 101,000 | $ 32,000 |
| Dawson County Georgia | 2 | $ 233,000 | $ 116,000 | $ 105,000 |
| Effingham County Georgia | 2 | $ 175,000 | $ 87,000 | $ 24,000 |
| Gilmer County Georgia | 2 | $ 559,000 | $ 279,000 | $ 120,000 |
| Haralson County Georgia | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Jefferson County Georgia | 2 | $ 192,000 | $ 96,000 | $ 65,000 |
| Laurens County Georgia | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Madison County Georgia | 2 | $ 269,000 | $ 134,000 | $ 0 |
| McDuffie County Georgia | 2 | $ 159,000 | $ 79,000 | $ 19,000 |
| Rabun County Georgia | 2 | $ 316,000 | $ 158,000 | $ 22,000 |
| Spalding County Georgia | 2 | $ 467,000 | $ 233,000 | $ 31,000 |
| Troup County Georgia | 2 | $ 339,000 | $ 169,000 | $ 166,000 |
| Aiken County South Carolina | 2 | $ 287,000 | $ 143,000 | $ 0 |
| Washington County Tennessee | 2 | $ 565,000 | $ 282,000 | $ 43,000 |
| Russell County Alabama | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Los Angeles County California | 1 | $ 391,000 | $ 391,000 | $ 0 |
| El Paso County Colorado | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 791,000 | $ 791,000 | $ 466,000 |
| Nassau County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Orange County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Appling County Georgia | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Bacon County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Burke County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dodge County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Echols County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Evans County Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Fannin County Georgia | 1 | $ 253,000 | $ 253,000 | $ 97,000 |
| Franklin County Georgia | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Gordon County Georgia | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Harris County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Houston County Georgia | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
| Irwin County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Jasper County Georgia | 1 | $ 112,000 | $ 112,000 | $ 108,000 |
| Lamar County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lee County Georgia | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Morgan County Georgia | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Pickens County Georgia | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Pierce County Georgia | 1 | $ 79,000 | $ 79,000 | $ 101,000 |
| Pike County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Polk County Georgia | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
| Randolph County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sumter County Georgia | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Toombs County Georgia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Washington County Georgia | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Whitfield County Georgia | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Polk County Iowa | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Warren County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Bronx County New York | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Suffolk County New York | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Credit Union Financial Services, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 934 | $132,796,000 | $142,000 | $940,000 | $27,000 | $542,000 |
| Home Purchase | 290 | $33,764,000 | $116,000 | $800,000 | $26,000 | $466,000 |
| Home Improvement | 3 | $492,000 | $164,000 | $280,000 | $30,000 | $91,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 825 | $109,337,000 | $132,000 | $940,000 | $13,000 | $227,000 |
| White | 272 | $40,419,000 | $148,000 | $791,000 | $63,000 | $542,000 |
| Black or African American | 107 | $14,212,000 | $132,000 | $406,000 | $38,000 | $367,000 |
| Hispanic | 9 | $1,127,000 | $125,000 | $237,000 | $37,000 | $105,000 |
| Asian | 7 | $1,316,000 | $188,000 | $304,000 | $28,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $460,000 | $92,000 | $143,000 | $28,000 | $65,000 |
| American Indian or Alaskan Native | 2 | $181,000 | $90,000 | $104,000 | $9,000 | $19,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 892 | $129,221,000 | $144,000 | $940,000 | $32,000 | $542,000 |
| FHA-insured (Federal Housing Administration) | 315 | $35,110,000 | $111,000 | $317,000 | $12,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,152,000 | $153,000 | $277,000 | $21,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $569,000 | $94,000 | $146,000 | $13,000 | $40,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 747 | $96,202,000 | $128,000 | $800,000 | $17,000 | $367,000 |
| Loan Originated | 185 | $28,625,000 | $154,000 | $791,000 | $84,000 | $542,000 |
| Application Withdrawn By Applicant | 173 | $24,390,000 | $140,000 | $940,000 | $16,000 | $227,000 |
| File Closed For Incompleteness | 90 | $13,930,000 | $154,000 | $417,000 | $9,000 | $105,000 |
| Preapproval Denied by Financial Institution | 18 | $1,765,000 | $98,000 | $168,000 | $5,000 | $42,000 |
| Application Approved But Not Accepted | 12 | $1,878,000 | $156,000 | $320,000 | $63,000 | $156,000 |
| Preapproval Approved but not Accepted | 2 | $262,000 | $131,000 | $166,000 | $56,000 | $81,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 237 | $26,787,000 | $113,000 | $800,000 | $3,000 | $115,000 |
| Credit Application Incomplete | 211 | $28,594,000 | $135,000 | $488,000 | $19,000 | $367,000 |
| Collateral | 141 | $17,871,000 | $126,000 | $391,000 | $18,000 | $135,000 |
| Other | 65 | $9,661,000 | $148,000 | $410,000 | $21,000 | $171,000 |
| Debt-To-Income Ratio | 21 | $2,811,000 | $133,000 | $400,000 | $46,000 | $179,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,613,000 | $145,000 | $510,000 | $53,000 | $272,000 |
| Employment History | 7 | $725,000 | $103,000 | $165,000 | $4,000 | $34,000 |
| Mortgage Insurance Denied | 5 | $560,000 | $112,000 | $164,000 | $56,000 | $85,000 |
| Unverifiable Information | 4 | $625,000 | $156,000 | $266,000 | $27,000 | $66,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.